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News for: Mises Institute
Showing 1 - 2 of 2 results
Jul 18, 2025 9:00 AM — Mortgage Rates
It Will Take More than Low Interest Rates to Make Houses Affordable
The article discusses how rising bond yields due to inflation data affect mortgage rates, making homes unaffordable for many buyers. It also examines the misconception that lower interest rates can solve the affordability problem, highlighting that rising home prices lead to higher down payments and property taxes. The article argues against the idea that the Fed can force down mortgage rates to i... more
Jun 10, 2025 1:00 PM — Interest Rates
Multifamily Delinquencies Are Now Higher than During the Great Recession
Fannie Mae and Freddie Mac report a rise in serious delinquencies in multifamily mortgages in April. Delinquency rates have been increasing since the end of 2022, reaching multiyear highs. The Mortgage Bankers Association also reported an increase in commercial mortgage delinquencies, especially in CMBS. The rise in multifamily delinquencies is likely due to increasing interest rates, making it ha... more
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