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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 1657 - 1680 of 4284 results
Nov 29, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 29, 2025: Could the next move be below 6%?
Mortgage rates have fallen to around 6.00% for 30-year fixed mortgages, just at the edge of the 5% range. Rates for 15-year fixed and adjustable-rate mortgages are also provided. The article discusses the pros and cons of different mortgage terms, emphasizing that while 30-year terms have lower monthly payments, they result in higher total interest payments compared to shorter terms. It also menti... more
Nov 28, 2025 6:32 PM — Mortgage Applications
Purchase applications drive small mortgage application increase
Mortgage applications increased by 0.2% despite elevated rates, with government purchase loan applications showing significant growth while refinance applications declined. The index decreased by 2% compared to the previous week.
Nov 28, 2025 11:31 AM — Reverse Mortgages
How to Use a Reverse Mortgage to Downsize a Home
An HECM for Purchase, also known as a reverse mortgage purchase, allows older homeowners to buy a new home without taking on monthly mortgage payments in retirement. The program is backed by the FHA and requires a down payment at closing, with the remaining portion of the home purchase financed by the reverse mortgage. Borrowers must meet certain qualifications, such as age requirements and financ... more
Nov 28, 2025 10:30 AM — Mortgage Rates
Mortgage Rates Unchanged Versus Wednesday
Mortgage rates remained unchanged on the Friday after Thanksgiving, staying at the same level as Wednesday. The bond market closed early but will reopen fully next week, potentially bringing volatility depending on economic reports.
Nov 28, 2025 9:30 AM — Bond Markets
Open But Not Really Open
The Friday after Thanksgiving is typically uneventful in terms of trading activity. There is not much happening in the market, with minimal movement in MBS and 10yr. No significant events or data are affecting the current situation.
Nov 28, 2025 8:30 AM — Housing Market
Coast to Coast Jobs; Hodge Podge of Economic News; Improved Pull Through = Lower Cost Per Loan
The article discusses various mortgage-related topics, including the importance of focusing on units rather than dollar volumes, the impact of loans being funded or not funded, the growth and expansion of Evergreen Home Loans, Banner Bank, and Radius Financial Group, employment opportunities in the mortgage industry, and recent news on home prices, inflation, producer price index, pending home sal... more
Nov 28, 2025 8:30 AM — Housing Market
How much do I have to make to afford a $400,000 house?
In order to afford a $400,000 home, you would need to earn between $111,680 to $160,200 annually, depending on the location and down payment. The housing market is expensive with the median home price near record highs and mortgage rates at around 6.30%. Affordability is influenced by location and down payment, with property taxes being a significant factor.
Nov 28, 2025 6:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 28, 2025: Some lenders are offering 6%, or lower, on 30-year loans
Mortgage rates are currently around 6% for 30-year fixed mortgages, with some lenders offering lower rates. The article provides a breakdown of mortgage rates for various types of loans. It also explains the difference between fixed-rate and adjustable-rate mortgages, as well as how these rates impact monthly payments. Additionally, the article discusses the forecasted future trends in mortgage ra... more
Nov 28, 2025 5:32 AM — Economy
Five Economic Reasons to be Thankful
The article discusses five economic reasons to be thankful this Thanksgiving, with one of them being the unemployment rate at 4.4% in September.
Nov 28, 2025 4:34 AM — Mortgage Security and Fraud Prevention
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying one's human identity through CAPTCHA tests in online transactions. It explains how CAPTCHA helps prevent fraud and protects sensitive information from being accessed by bots.
Nov 27, 2025 5:30 PM — Mortgage Finance
Lending Slows Across Products in Third Quarter
The article discusses the various factors affecting mortgage rates and how they can fluctuate over time. It highlights the impact of economic indicators, inflation, Federal Reserve decisions, and geopolitical events on mortgage rates. The importance of monitoring these factors to make informed decisions about refinancing or purchasing a home is emphasized.
Nov 27, 2025 1:34 PM — Housing Market
Six for 2026: Predicting Next Year’s Housing Market
The deputy chief economist at First American, Odeta Kushi, predicted in 2025 that the housing market is poised to make progress but is still far from perfect. Mortgage rates eased, inventory climbed, affordability improved, and purchase applications exceeded year-ago levels in 2025. Affordability is predicted to improve steadily in 2026 mainly through home prices and income growth. Demographics an... more
Nov 27, 2025 11:31 AM — Reverse Mortgages
How to Use a Reverse Mortgage for Home Improvements and Accessibility Upgrades
Many older homeowners want to remain in their homes as long as possible but may struggle to cover the costs of necessary renovations. A reverse mortgage, specifically a Home Equity Conversion Mortgage (HECM), allows eligible homeowners to access a portion of their home equity without making mortgage payments, providing funds for home improvements. Borrowers can choose between a lump sum payout or ... more
Nov 27, 2025 10:32 AM — Social Security Benefits
Retirees face shortfalls despite 2026 Social Security COLA increase
Millions of older Americans will receive a 2.8% increase in their Social Security checks, but experts warn it may not cover rising costs like groceries, housing, and medical care. Senate Democrats are proposing emergency payments for seniors impacted by inflation. Additionally, Medicare Part B premiums will rise nearly 10% in 2026, potentially reducing Social Security benefits.
Nov 27, 2025 7:30 AM — Mortgage Rates
30-year mortgage rates fall - How long will rates stay here? | Today's mortgage and refinance rates, November 27, 2025
Mortgage interest rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower, while jumbo loan rates rose. Bond yields have decreased due to a declining jobs report and consumer confidence in the economy also dropped. The Federal Open Market Committee announcement on Dec. 10 may impact mortgage rates. Average mortgage rates are currently lower than the histo... more
Nov 27, 2025 7:30 AM — Privacy Settings
Nationwide cuts mortgage rates as other lenders hold steady amid budget announcement
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Nov 27, 2025 6:31 AM — Mortgage Rates
Home purchase applications surge as mortgage rates approach 6%
Home purchase applications increased by 20% year over year as mortgage rates approached 6%, leading to 17 consecutive weeks of positive demand trends amid normalizing inventory. The Mortgage Bankers Association report for 2025 showed a year-to-date high just before Thanksgiving despite some negative headlines about the housing market.
Nov 27, 2025 4:32 AM — Mortgage Rates
Mortgage Rates Drop Before Thanksgiving | Today, November 26, 2025
Mortgage rates fell before the holiday, but economic indicators point to potential increases. Refinancing or tapping into home equity could still be viable options. Average 30-year fixed rate mortgage is 6.28%, 15-year fixed is 5.62%, and 5/1 adjustable rate mortgage is 5.48%. Various economic reports and forecasts influence mortgage rates.
Nov 27, 2025 4:30 AM — Interest Rates
3 smart mortgage moves to make before a December Fed rate cut
The article discusses the increasing likelihood of a third Federal Reserve rate cut of the year, potentially happening in December. This rate cut could lead to further decreases in mortgage interest rates, creating new opportunities for homebuyers. The article also provides three steps for buyers to take advantage of these potential changes, including reviewing their credit report, researching mor... more
Nov 27, 2025 4:30 AM — Mortgage Rates
Mortgage Rates Fall—and Could See Another Cut Before 2026
Mortgage rates have fallen to 6.23 percent, slightly improving housing affordability for Americans in anticipation of a rate cut by the Federal Reserve in December. Experts predict a further cut by the Fed which could bring rates near 2025 lows and potentially boost the housing market.
Nov 27, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, November 27, 2025: Lowest since October 2024
The article discusses the current mortgage rates as of October 2024, mentioning that the rates are at their lowest point in a while. It provides information on the average 30-year fixed mortgage rate, the 15-year fixed rate, and current rates for different types of mortgages. Additionally, it explains the difference between fixed and adjustable rate mortgages, factors that influence mortgage rates... more
Nov 26, 2025 7:30 PM — Mortgage Lending
Mortgage and unemployment rates: 5 economic trends we're thankful for
The article discusses the process of verifying that a user is human, which may take a few seconds.
Nov 26, 2025 5:33 PM — Mortgage Refinance Activity
ICE First Look at October Mortgage Performance: "National delinquency rate fell"
Intercontinental Exchange (ICE) has reported an increase in mortgage prepayments to a 3.5-year high due to increased refinance activity.
Nov 26, 2025 1:33 PM — Mortgage Lending
Fixed vs. Adjustable-Rate HECMs: How to Pick the Right Reverse Mortgage
The article discusses the differences between fixed-rate and adjustable-rate home equity conversion mortgages (HECMs). Fixed-rate HECMs offer predictability but limited access to funds, while adjustable-rate HECMs provide more flexibility and a growing line of credit. The choice between the two depends on individual financial goals and needs.
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