Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1609 - 1632 of 4284 results
Dec 2, 2025 10:27 AM
— Mortgage Lenders
Mortgage lender profits rise, but so do production costs
In 2025, the average income per origination increased for mortgage lenders, but so did the costs to produce each loan. Mortgage loan production costs were around $11,800 in the second quarter, showing improvement from previous quarters. Despite rising production expenses, lenders saw per-unit revenue increase as well. The Mortgage Bankers Association reported that average loan production costs rem... more
Dec 2, 2025 9:32 AM
— Mortgage Lending
Mortgage rates unchanged ahead of expected Fed rate cut
The article discusses the process of verifying a person's identity as a human before allowing access to a certain platform or service.
Dec 2, 2025 9:32 AM
— Housing Market
HousingWire - Industry News for Housing Professionals
HousingWire provides newsletters with data, analysis, and insights on mortgage origination, market news, housing trends, executive housing insights, and success strategies for real estate professionals. The newsletters are sent on Mondays through Thursdays, Wednesdays, and every business day.
Dec 2, 2025 9:26 AM
— Mortgage Rates
Will Rates Get Cut at the December Fed Meeting?
The article discusses the possibility of a rate cut during the Federal Reserve's next Open Market Committee meeting in December and how it may impact mortgage rates. It mentions the history of rate adjustments by the Federal Reserve, the inflation rate, uncertainty due to political factors, the impact of the Fed's actions on mortgage rates, and strategies for borrowers to consider. It also highlig... more
Dec 2, 2025 8:31 AM
— Mortgage Finance
Large MSR Owners Considering Sales in Early 2026
The article discusses the copyright information for the Inside Mortgage Finance Publications website, mentioning design, content management system (CMS), hosting, and web development provider as ePublishing.
Dec 2, 2025 7:37 AM
— Mortgage Rates
Mortgage Rates Grow, Bowman Testifies | Today, December 2, 2025
Mortgage rates rose after recent lows, with the average 30-year fixed rate at 6.28%. Negotiating can help lower rates for buyers, and various assistance programs can ease entry barriers. Data from Freddie Mac shows historical highs and lows for different mortgage types. The market remains volatile, and experts caution on relying solely on market data for rate predictions. Various organizations pro... more
Dec 2, 2025 7:31 AM
— Bond Markets
MBS Outperforming Longer-Term Treasuries
Shorter-term Treasuries are performing better than longer-term Treasuries in the early days of the trading month, likely due to positioning ahead of next week's Fed announcement. This trend is positive for Mortgage-Backed Securities (MBS) as their implied duration is closer to 5 years than 10 years. As a result, MBS and 5 year Treasuries are slightly stronger while 10 year Treasuries are slightly ... more
Dec 2, 2025 7:30 AM
— Interest Rates
Why mortgage rates could drop before the December Fed meeting
Mortgage interest rates have been volatile in recent years, going from record lows to surging highs and then steadily declining. Anticipation is growing for an interest rate cut in December 2025, with mortgage rates potentially dropping even before the official announcement. Mortgage lenders may start lowering rates in advance of the Fed meeting, as has been seen in recent history. Homebuyers are ... more
Dec 2, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year
Mortgage rates have slightly increased, with average 30-year rates at 6.11%. The 15-year rate decreased to 5.48%. Refinance rates are typically higher than purchase rates. Economists don't anticipate significant mortgage rate drops before the end of 2025, with rates holding steady or possibly decreasing slightly in 2026.
Dec 2, 2025 7:30 AM
— Mortgage Lending
Redfin’s 2026 Predictions: Welcome to The Great Housing Reset
The article discusses the importance of ensuring compliance with Redfin.com's terms of usage when accessing the website. It emphasizes the need for users to familiarize themselves with the terms and conditions in order to avoid any violations.
Dec 2, 2025 4:33 AM
— Housing Market
The penny is out. Experts weigh in on what it means for consumers |
The U.S. has stopped producing pennies due to high costs, and some stores are already rounding prices to the nearest nickel. There are concerns about how this rounding will impact consumers financially, with some arguing that a 'rounding tax' will be imposed. While some retailers have started rounding down in the customers' favor, no official rounding rules exist in the U.S. Electronic payments wi... more
Dec 2, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate or even lower 15-year? We do the math
The article discusses current mortgage rates, refinance rates, the difference between 15-year and 30-year mortgages, the impact of fixed-rate versus adjustable-rate mortgages, and predictions for future mortgage rate trends. It also provides information on how the Federal Reserve's rate decisions can influence mortgage rates.
Dec 1, 2025 6:31 PM
— Loan Performance and Delinquency Rates
Mortgage Delinquencies Decreased in October But Foreclosure Activity Continued to Rise
The U.S. mortgage delinquency rate decreased to 3.34% in October compared to September and the previous year. Despite a slight increase in foreclosure starts, overall loan performance remains healthy. The foreclosure pre-sale inventory rate increased, and the number of active foreclosures hit the highest level since early 2023. The pre-payment rate increased significantly due to softening mortgage... more
Dec 1, 2025 5:36 PM
— Housing Market
Realtor.com 2026 Housing Forecast
The housing market in 2026 is expected to be steadier, with mortgage rates forecasted to average 6.3%. Home prices are predicted to rise by 2.2%, while existing-home sales are expected to increase by 1.7%. The market will be more balanced, offering affordability improvements with incomes outpacing inflation. Renters will benefit from declining rents in certain regions, and new-home construction wi... more
Dec 1, 2025 5:32 PM
— Mortgage Lending
Rising credit report fees prompt upfront mortgage charges
Mortgage originators are shifting to charging upfront credit report fees as costs rise, with industry experts predicting a 50% increase in 2026. Different companies have different approaches, with some charging upfront and others at closing.
Dec 1, 2025 4:32 PM
— Mortgage Rates
Tuesday: Vehicle Sales
Mortgage rates have decreased, erasing the gains from the previous week.
Dec 1, 2025 3:32 PM
— Interest Rates
Chase offers Cyber Monday refinance rate discount
Chase Home Lending is offering a limited-time interest rate discount for refinance mortgages from Dec. 1 to Dec. 14, with savings varying by product and location.
Dec 1, 2025 2:30 PM
— Bond Markets
Complete Silence After AM Volatility
Bonds were mostly flat overnight before experiencing a sharp sell-off in the morning, which was attributed to Japan's central bank news or a return to reality after the holiday. Yields are back in the pre-Thanksgiving range and are expected to react to upcoming economic reports. Mortgage-backed securities and 10-year Treasury yields have been steadily increasing throughout the day.
Dec 1, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Erase Last Week's Gains
Mortgage rates are affected by the bond market, which can behave erratically during major holiday weeks. Rates took a noticeable departure last week dropping to 6.20% but are now back up to 6.31%. Economic data is expected to have a bigger impact on rates in the coming days.
Dec 1, 2025 9:30 AM
— Mortgage Lenders
Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025
The article discusses the top mortgage lenders with the best rates, ranking them based on annual percentage rate (APR). It emphasizes the importance of shopping around for mortgage rates as different lenders offer varying rates based on credit scores, down payments, and other credit qualifications. The article also explains the significance of APR, which includes both the interest rate and lender ... more
Dec 1, 2025 8:32 AM
— Housing Market
Will Housing Affordability Improve in 2026?
Housing affordability improved year over year for the seventh consecutive month in September 2025. The factors that eroded affordability after the pandemic, such as strong price appreciation and surging mortgage rates, have stabilized. The Real House Price Index shows that house-buying power has improved with mortgage rates decreasing and income rising. Mortgage rates are expected to ease but rema... more
Dec 1, 2025 8:31 AM
— Mortgage Finance
VA Mortgage Endorsements Drop Slightly in 3Q
The article discusses current trends in the mortgage market as of 2025. It highlights the impact of interest rates on mortgage lending and the housing market. It also mentions the role of mortgage lenders in providing financing for homebuyers.
Dec 1, 2025 8:31 AM
— Mortgage Finance
Prepayments on the Rise as Lower Rates Boost Refis
The article discusses the latest trends in the mortgage industry, highlighting the current challenges faced by mortgage lenders and borrowers. It mentions the impact of fluctuating interest rates on mortgage rates and how this affects the housing market. Additionally, it emphasizes the importance of staying informed about market changes to make informed decisions when obtaining a mortgage.
Dec 1, 2025 8:30 AM
— Mortgage Lenders
DSCR, Non-QM, FHA Products; AI, Broker, Borrower-Focused Webinars; STRATMOR on 2026 Growth Areas
The article discusses various developments and opportunities in the mortgage industry, such as DSCR loans, loan specials, FHA delinquencies, modern servicing technology, webinars, and training programs for mortgage professionals.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.