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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 1081 - 1104 of 4272 results
Dec 29, 2025 8:02 AM — Housing Market
Pending home sales rise in November as lower rates spur buyers
Pending home sales increased 3.3% in November as lower mortgage rates and improved affordability drove more buyers to act, according to the National Association of Realtors. Existing home sales also rose in November while inventory fell and prices climbed year over year.
Dec 29, 2025 7:38 AM — Housing Market
Pending Home Sales Increased in November as Affordability Improved
Pending home sales increased in November compared to October and the previous year. Lawrence Yun of NAR attributes this growth to improving housing affordability, lower mortgage rates, and more inventory choices. Buyer and seller traffic expectations among NAR members for the next three months are also positive.
Dec 29, 2025 7:36 AM — Treasury Rates
Mostly Sideways Despite Some Help From Europe
This week's holiday closure, combined with a lack of significant economic data, may result in limited volatility in the market. A modest rally in EU bonds has led to some overnight gains in Treasuries, but the market activity is expected to be influenced by end-of-month/quarter/year trading.
Dec 29, 2025 7:33 AM — Mortgage Processing
Pending Home Sales Rise in November, but 2025 Market Remains on Track To Hit 30-Year Low
The article discusses a processing issue with a request and provides a reference ID for further assistance.
Dec 29, 2025 7:31 AM — Mortgage Rates
Fed rate cuts and mortgage interest rates: What buyers can expect in 2026, according to experts
The Federal Reserve recently cut interest rates by a quarter point, providing some relief for borrowers. However, the relationship between Fed rate cuts and mortgage rates is complex, as mortgage rates are influenced by factors like inflation, economic growth, and Treasury yields. In 2026, mortgage interest rates may decline if inflation eases, but could increase if economic conditions improve. Ma... more
Dec 29, 2025 7:30 AM — Mortgage Rates
When will mortgage rates go down? Rates have hardly budged in the past 2 months.
Mortgage rates have remained largely unchanged since late October, with the 30-year fixed-rate mortgage rate decreasing by three basis points to 6.18% as of December 24. Rates are likely to only slightly decrease in 2026. The Federal Reserve lowering the fed funds rate affects mortgage rates, but mortgage rates more closely follow the 10-year Treasury yield, which opened at 4.12% on December 26. I... more
Dec 29, 2025 7:30 AM — Mortgage Lenders
US Pending-Home Sales Jump to Highest Level Since Early 2023
The article is a prompt asking the reader to confirm they are not a robot in order to access global markets news on Bloomberg.com.
Dec 29, 2025 7:30 AM — Mortgage Rates
Pending Home Sales Surge to Nearly 3-Year High
The article discusses how lower mortgage rates have led to an increase in home buyers entering the housing market. Contract signings have gone up, existing-home sales have seen three consecutive months of gains, and housing affordability has improved. Economists are optimistic that this momentum will continue into the 2026 housing market.
Dec 29, 2025 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 29, 2025: Mostly unchanged for 2 months
The article discusses current mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and 5/1 ARM, as well as refinance rates. It also compares the payments and total interest costs for 30-year and 15-year mortgages, along with adjustable-rate mortgages and factors to consider when choosing a loan. Additionally, it provides information on interest rate buydowns and menti... more
Dec 29, 2025 7:02 AM — Housing Market
'Homebuyer momentum is building': Pending home sales jump by most since February 2023 in November
Pending home sales increased by 3.3% in November due to lower mortgage rates and slowing price growth. All regions of the country saw an uptick in homes going under contract, with the West showing the biggest gain. The housing market has been showing signs of improvement after being in a freeze due to rapidly rising mortgage rates and high home prices. Economists expect the market to gradually nor... more
Dec 29, 2025 6:38 AM — Housing Market
NAR Pending Home Sales Report Shows 3.3% Increase in November
Pending home sales in November increased by 3.3% from the previous month and 2.6% year over year. The Northeast, Midwest, South, and West all saw month-over-month and year-over-year rises in pending home sales. The increase in buyer traffic is expected to continue over the next three months, while improvements in housing affordability, driven by lower mortgage rates, are attracting more buyers to ... more
Dec 29, 2025 6:02 AM — Mortgage Lenders
Innovations in reverse mortgage lending will drive growth in 2026
The reverse mortgage market is expected to grow in 2026 as lenders adapt to higher interest rates. Key players are focusing on proprietary products and strategic partnerships to reach more borrowers. Changes in HECM mortgage insurance premiums may further boost demand.
Dec 29, 2025 5:30 AM — Mortgage Rates
Will Mortgage Rates Go Down in 2026? Here's What Housing Experts Predict
Housing experts predict that mortgage rates will remain close to their current average in 2026, with rates expected to average around 6.3% according to Redfin and Realtor.com. The main factors influencing mortgage rates are inflation and the labor market, which are currently causing a stalemate in rate movement. However, if inflation falls to the desired 2% range and economic conditions remain sta... more
Dec 29, 2025 4:35 AM — Mortgage Lending
AI is reshaping private lending marketing with precision and speed
Artificial intelligence has transformed marketing and audience engagement in the private lending industry, leading to more targeted, data-driven strategies. Automation is key in streamlining repetitive tasks, enabling teams to focus on strategic initiatives. While AI brings speed, automation, and insights, marketing in private lending still requires human touch for trust, authentic communication, ... more
Dec 29, 2025 12:35 AM — Mortgage Security
Bank statement loans: More mortgage options for self-employed buyers and homeowners as rates ease
The article discusses the importance of verifying a person's identity to prevent fraud and ensure security online. It mentions the use of CAPTCHAs, biometric authentication, and two-factor authentication as methods to verify a user's identity.
Dec 28, 2025 7:30 PM — Mortgage Rates
Why mortgage rates are stuck at 6.2% — and might stay there
Mortgage rates have remained stable at relatively high levels due to a weakening labor market and high inflation. The recent government shutdown disrupted economic reports, making it difficult to predict future trends. Experts expect only minor fluctuations in rates next year, with most predicting rates to stay around the current levels.
Dec 28, 2025 10:30 AM — Housing Market
Why 2025’s strong purchase application data didn't boost home sales
Despite double-digit growth in purchase application in 2025, home sales did not see a major rebound. Lower rates helped, but sales remained close to 2024 levels. Homebuyers now need seven years to save for a down payment, down from 12 years in 2022.
Dec 28, 2025 5:30 AM — Mortgage Lending
Paris Hilton took out a mortgage on the $63 million mansion she bought from Mark Wahlberg. Here’s why that’s actually a smart financial decision
Despite her high net worth, Paris Hilton reportedly took out a $43.75 million mortgage for her $63 million Beverly Hills mansion. Experts say wealthy individuals often use mortgages to keep cash liquid and invest in higher-yield opportunities. This strategy is common among ultrawealthy individuals, including celebrities like Beyoncé, Jay-Z, Elon Musk, and Mark Zuckerberg.
Dec 28, 2025 4:31 AM — Mortgage Rates
Will Mortgage Rates Go Down in 2026?
Mortgage rates remained high throughout the year, despite small declines, due to actions by the Federal Reserve. Experts forecast rates to hold steady above 6 percent in 2026, with some predicting slight decreases. Factors influencing rates include employment rates, inflation, Fed rate decisions, and potential recessions.
Dec 28, 2025 4:30 AM — Interest Rates
How Bond Markets Could Keep Mortgage Rates High
Analysts are predicting that long-term rates may remain high in 2026 even as the Federal Reserve cuts interest rates. This could lead to borrowing costs remaining expensive for homebuyers and businesses, despite Fed rate cuts. The bond market is showing signs of 'easing paradox' where long-term rates are not decreasing in response to short-term rate cuts by the Fed. Some economists foresee the 10-... more
Dec 27, 2025 11:37 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, December 27, 2025: Lowest HELOC rates in 3 years
The national average HELOC rate is at its lowest level in three years, making it a good time for homeowners to consider tapping into their home equity. HELOC rates are different from primary mortgage rates and can vary depending on the lender. Homeowners with low primary mortgage rates and significant equity in their homes may benefit from obtaining a HELOC to access cash for home improvements, re... more
Dec 27, 2025 11:33 AM — Housing Market
Dec. 27: AI & workflows; California & per diem interest and other states on other compliance matters; Saturday Spotlight: RatePlug
The mortgage industry in 2025 showed stability with a rise in refinance applications and a steady increase in purchase originations. Brokers held around 20% of residential mortgage originations, signaling a stable market. The year was not dominated by refinancing but saw a return to a normal environment with consumers shifting towards refinancing again.
Dec 27, 2025 4:32 AM — Housing Market
The U.S. housing market in 2025: A year of normalization
The article discusses how rising housing market inventory in 2025 reshaped the market, leading to a more balanced and sustainable environment with slowed price growth and longer days on the market. Despite the cooling trend, certain metro and state markets continued to show high demand. Success in this market depends more on pricing accuracy and local expertise rather than market momentum.
Dec 27, 2025 4:32 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 27, 2025: A fraction above 6%
The article provides information on current mortgage rates, including averages for 30-year fixed, 20-year fixed, and 15-year fixed rates, as well as 5/1 ARM, 7/1 ARM, and VA loan rates. It also discusses the pros and cons of different mortgage terms, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, the article offers insights into when to buy a house, the importan... more
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