Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Dec 30, 2025 8:30 PM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 30, 2025
The article discusses current average refinance rates for 30-year fixed-rate home loans, the process of mortgage refinancing, factors to consider before refinancing, and different options available for refinancing. It also mentions the recent trends in mortgage rates and the benefits of refinancing, such as lowering interest charges, tapping into home equity, changing loan terms, and switching loa... more
Dec 30, 2025 4:32 PM
— Interest Rates
Wednesday: Unemployment Claims
On Wednesday, the initial weekly unemployment claims report will be released at 8:30 AM. Mortgage rates are from MortgageNewsDaily.com for top tier scenarios.
Dec 30, 2025 2:00 PM
— Housing Market
Home-price appreciation slows toward end of year
Home-price growth is slowing as the year comes to an end, leading to improved housing affordability in 2026. Mortgage rates have been fluctuating, but dropped recently. Homebuilders are offering incentives to motivate buyers.
Dec 30, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Microscopically Higher
Mortgage rates remain near their lowest levels in a narrow range. Yesterday was the 6th best day of 2025, with rates moving 0.01% higher today. The bond market is slow due to lower volume and volatility, but bigger movements are expected by next week with the return of important economic reports and trader participation.
Dec 30, 2025 9:31 AM
— Mortgage Lenders
The debt crisis among younger Americans: How it is shaping homeownership — and what lenders can do
The article discusses how the median age of first-time homebuyers in the U.S. is now 40 years old, a record high, due to millennials and Gen Z facing financial challenges like rising student loan debt and high credit card debt. The holiday season adds to the financial strain, leading to a spike in demand for financial counseling services. Lenders have the opportunity to build trust and offer flexi... more
Dec 30, 2025 8:30 AM
— Mortgage Finance
Pending Home Sales See Slight Boost
The article discusses the latest trends and developments in the mortgage industry in 2025, highlighting changes in mortgage rates, housing market conditions, and the impact on mortgage lenders.
Dec 30, 2025 7:30 AM
— Bond Markets
Meaningless Year-End Volatility
The bond market experienced some minor fluctuations overnight, with 10yr yields up by more than 3bps and MBS falling slightly. However, this is considered tame year-end volatility. The fluctuations occurred within the range of 4.20 to 4.10 for 10yr yields, which is not considered significant.
Dec 30, 2025 7:30 AM
— Mortgage Rates
8 tips for getting the lowest mortgage rates in 2026
This article provides tips on how to secure the lowest mortgage rate possible in the 2026 housing market. It emphasizes the importance of credit score, debt-to-income ratio, down payment amount, and potentially buying discount points to lower the interest rate. The article also discusses negotiating special financing with sellers or builders, obtaining interest rate buydowns, and considering adjus... more
Dec 30, 2025 6:31 AM
— Mortgage Rates
Mortgage Rates Rise Slightly | Today, December 30, 2025
Mortgage rates have been moving within a small range in 2025, showing signs of possible upward pressure. The average 30-year fixed mortgage rate is at 6.29%, with the 15-year fixed rate at 5.57% and the 5/1 adjustable rate mortgage at 5.65%. Experts predict relatively stable rates in the near-term. Various economic reports are affecting the market, and forecasters are monitoring trends for 2026.
Dec 30, 2025 5:30 AM
— Mortgage Lenders
As Mortgage Rates Remain High, This 1 Stock Has Been a Big Winner in 2025
Mortgage rates remain high despite the Federal Reserve cutting interest rates, impacting the housing market. Rocket Companies, a residential mortgage finance provider, has outperformed its peers by creating a vertically integrated platform through strategic acquisitions. Rocket Companies operates through brands like Rocket Mortgage, offering efficient and transparent home purchasing solutions.
Dec 30, 2025 4:32 AM
— Housing Market
Realtor.com urges action on housing supply in 2026
Realtor.com is renewing its Let America Build campaign to advocate for housing supply solutions as U.S. inventory lags by more than 4 million units. The campaign focuses on zoning reform and supply-side policies in order to expand housing supply.
Dec 30, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 30, 2025: Slipping below 6%
The article discusses the current mortgage rates as of now, with Zillow data providing national averages for different types of mortgages. It also talks about how mortgage calculators can help determine payments and the differences between 15-year and 30-year mortgages. Additionally, it delves into fixed-rate and adjustable-rate mortgages, the forecast for future rate changes, and expert predictio... more
Dec 29, 2025 6:31 PM
— Home Equity Investments (HEIs)
Reverse Mortgage vs HEI: Which Is Better?
The article discusses the differences between reverse mortgages and home equity investments (HEIs) as alternative ways for homeowners with significant equity to access cash. Reverse mortgages allow older homeowners to borrow against equity without making monthly payments, while HEIs involve receiving a lump sum in exchange for a percentage of the home's future value. Reverse mortgages offer more f... more
Dec 29, 2025 2:42 PM
— Mortgage Lenders
HUD says 50-year still on table, industry eyes challenges
Industry experts are reiterating suggestions for things to consider before committing to the beleaguered 50-year mortgage, which is one of many housing initiatives under consideration for the new year. Patrick Terrance Donlon settled allegations from 21 states related to industry education courses, Fannie Mae predicts growth in refinance activity but flattening purchases may temper lender momentum... more
Dec 29, 2025 2:31 PM
— Housing Market
Mortgage mergers and acquisitions in 2025
The mortgage industry saw significant consolidation and rumors of major deals in 2025, such as the potential merger of Fannie Mae and Freddie Mac. While some deals fell through, there was speculation about public offerings and efforts to boost profitability. Mortgage rates remained relatively stable throughout the year, with experts predicting they will continue to do so. Retail trader activity an... more
Dec 29, 2025 12:34 PM
— Mortgage Rates
New 2-Month Lows, Just Barely
Mortgage rates have remained relatively stable, with the average lender staying unchanged from last Friday. The 30yr fixed rate index has decreased slightly, reaching its lowest level since October 28th. This current rate range has been consistent since late 2022.
Dec 29, 2025 11:31 AM
— Housing Market
MBA, Fannie Mae see 2027 housing market very differently
The Mortgage Bankers Association and Fannie Mae have differing projections for the U.S. housing market in 2026 and 2027. While both forecast an increase in purchase volumes and average 30-year fixed-mortgage rates around 6%, they diverge on the extent of growth. Fannie Mae expects more sustained sales momentum and higher purchase volumes compared to MBA's projections, with differences also seen in... more
Dec 29, 2025 11:31 AM
— Mortgage Finance
GSEs Growing Retained MBS Holdings in 4Q25
The article discusses recent trends in the housing market, highlighting an increase in mortgage rates and its potential impact on homebuyers. Despite the rise in rates, experts believe that the market will remain strong due to high demand and low inventory.
Dec 29, 2025 11:30 AM
— Mortgage Rates
Mortgage rates could drop below 6% in 2026, report says
A new forecast predicts that mortgage rates could drop below 6 percent in 2026, potentially unlocking the Las Vegas housing market. This drop could lead to an uptick in sales and refinancing. The Federal Reserve is expected to end its rate cutting cycle, bringing stability to the market, and a new Federal Reserve chairman appointed by President Trump may push to lower rates further.
Dec 29, 2025 10:40 AM
— Mortgage Rates
The most-read mortgage news stories of 2025
The mortgage industry saw increased interest from readers due to falling rates and improved affordability this year. The Mortgage Bankers Association's index of home-purchase applications increased by 7.6% in a week in November. Additionally, the contract rate on a 30-year mortgage dropped to 6.32% in the same month. Builders reported cutting prices in November, with 65% using sales incentives. Th... more
Dec 29, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Down | Today, December 29, 2025
Mortgage rates are currently low, with the 30-year fixed rate averaging 6.25%, the 15-year fixed rate averaging 5.53%, and the 5/1 adjustable rate mortgage averaging 5.74%. It is advised to consider refinancing, tapping into home equity, and negotiating for better rates. Homebuyer momentum is growing as housing affordability improves. However, due to various uncertainties, forecasts for mortgage r... more
Dec 29, 2025 9:30 AM
— Mortgage Rates
Will Mortgage Rates Finally Fall in 2026? Here’s What the Latest Forecasts Show
Experts predict that mortgage rates will likely remain in the lower 6% range throughout 2026. Waiting for Federal Reserve cuts to lower rates is risky as they may not directly determine mortgage rates. Even though lower rates may attract more buyers, increased demand and limited inventory could lead to heightened competition in the housing market.
Dec 29, 2025 8:33 AM
— Mortgage Rates
What are today's mortgage interest rates: December 29, 2025?
The article discusses how mortgage rates have decreased in 2025 due to changes in the economy, Federal Reserve rate cuts, and inflation. It emphasizes the importance for borrowers to take advantage of the current lower rates and consider refinancing options before the end of the year. The average mortgage interest rates for 30-year and 15-year mortgages have improved from the beginning of the year... more
Dec 29, 2025 8:31 AM
— Mortgage Rates
Five mortgage-rate predictions for 2026, according to Ratehub
Canadian mortgage borrowers in 2026 are expected to face a more stable interest-rate environment. Variable-rate borrowers are unlikely to see significant changes in mortgage payments due to the Bank of Canada signaling it will hold rates steady. Variable-rate mortgages have become more attractive with a lower rate than fixed-rate mortgages. Fixed-rate borrowers may experience a sharp increase in m... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.