Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 721 - 744 of 4257 results
Jan 15, 2026 9:30 AM
— Mortgage Rates
When will mortgage rates go down? They’re already inching down to near 6%.
Mortgage rates are currently at their lowest in over three years, with the national average 30-year rate at 6.06%. There are signs that rates may continue to decrease. President Trump has proposed measures to lower mortgage rates further. The Federal Reserve's actions also impact mortgage rates, although they more closely follow the 10-year Treasury yield. Home prices are still high due to limited... more
Jan 15, 2026 9:08 AM
— Mortgage Rates
Mortgage rates hit 3-year low after Trump's bond-buying announcement
Mortgage rates fell to their lowest level in more than three years after President Trump announced that Fannie Mae and Freddie Mac would buy $200 billion of mortgage bonds. This led to a 30-year mortgage rate of 6.06% and a 15-year mortgage rate of 5.38%. The announcement led to increased demand for mortgage-backed securities, resulting in lower mortgage rates. Mortgage applications for home purch... more
Jan 15, 2026 9:01 AM
— Bond Markets
Mortgage rates fall to lowest level in more than three years
The Fear & Greed Index is a tool that measures the level of fear or greed in the market based on a variety of factors. It can help investors gauge market sentiment and make decisions accordingly.
Jan 15, 2026 7:33 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased significantly last week, with the Refinance Index up 40% and the Purchase Index up 16%. Joel Kan, the MBA's Vice President, attributed the increase to lower rates, with the 30-year fixed rate dropping to 6.18%. The refinance share of mortgage activity increased to 60.2% of total applications, and the average contract interest rates for various types of mortgages eit... more
Jan 15, 2026 7:32 AM
— Cybersecurity in the Mortgage Industry
Union Home Mortgage says it paid ransom in data breach case
Union Home Mortgage paid a ransomware gang to delete sensitive data stolen in a cyberattack. Various industry vendors and lenders were impacted by cyberattacks and legal issues related to marketing programs and personal information disclosures were raised against some lenders.
Jan 15, 2026 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: January 15, 2026?
The article discusses how various economic reports and events can impact the mortgage interest rate environment. It mentions that mortgage interest rates have dropped significantly compared to the previous year and provides information on current average rates for both 30-year and 15-year mortgages. It advises borrowers to consider refinancing options based on potential savings with lower rates.
Jan 15, 2026 5:30 AM
— Bond Markets
Stronger Jobless Claims Leads to Early Selling
The weekly jobless claims data has a moderate impact on the bond market, especially when results differ significantly from forecasts. Today's 198k print is slightly weakening bonds as it falls below the 200k level. A stronger Philly Fed index did not offset this impact.
Jan 15, 2026 4:37 AM
— Mortgage Security Measures
Mortgage applications rise 28.5% after GSE $200B bond directive
The article discusses the importance of verifying that a user is human by completing certain actions like clicking on images with specific items. This verification process helps prevent automated bots from accessing sensitive information or performing malicious activities.
Jan 15, 2026 4:37 AM
— Mortgage Lending
Are 50-year mortgages, portable mortgages and assumable loans the future of U.S. housing?
The article discusses the importance of verifying human users on websites to prevent bot activity. It emphasizes the use of measures like CAPTCHA and biometric verification to ensure that real humans are interacting with websites.
Jan 15, 2026 4:37 AM
— Interest Rates
Mortgages with rates above 6% now outnumber sub-3% loans
The share of U.S. mortgages with rates at or above 6% has surpassed those below 3%, reaching 21.2% in Q3 2025. This shift is expected to significantly impact the housing market due to historically low borrowing costs in prior years.
Jan 15, 2026 4:36 AM
— Mortgage Rates
Mortgage Rates Drift Lower Wednesday | Today, January 14, 2026
Mortgage rates have come down slightly, offering borrowers favorable conditions. The 30-year fixed mortgage rate is 6.14%, while the 15-year fixed rate is 5.53%. Economic indicators suggest rates could continue to trend lower. Experts advise on whether to refinance, tap into home equity, or take advantage of assistance programs. There are also forecasts for mortgage rate trends in 2026 from organi... more
Jan 15, 2026 4:32 AM
— Mortgage Rates
Mortgage rates dip to three-year low after Trump’s bond-buying edict
The article discusses the current mortgage rates and housing market trends in 2025, including the median family income, median home price, and the impact of President Trump's announcement to direct Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities. While mortgage rates briefly dipped after the announcement, there is skepticism within the industry about the long-term impa... more
Jan 14, 2026 6:32 PM
— Mortgage Rates
Redfin Reports Housing Payments Drop to Lowest Level in Two Years
The median monthly housing payment has decreased to $2,365, the lowest level since early 2024, due to a drop in mortgage rates. Despite this decrease, pending home sales and new listings are down, indicating a slow market. The housing market is currently experiencing a 'holiday hangover' season, but with lower mortgage rates, buyers and sellers may start to re-emerge.
Jan 14, 2026 4:31 PM
— Mortgage Finance
Mortgage Applications Spike Following GSE MBS Plan
The article discusses the latest trends and updates in the mortgage industry, focusing on market conditions, interest rates, and lending practices.
Jan 14, 2026 3:48 PM
— Housing Market
Stock buybacks become housing policy’s latest pressure point
The Trump Administration and FHFA Director Bill Pulte are criticizing public homebuilders for engaging in stock buybacks while many Americans struggle with home affordability. However, the buybacks are necessary for capital management in a low-margin, uncertain demand environment. Conditioning access to mortgage liquidity based on corporate decisions could increase builders' cost of capital and re... more
Jan 14, 2026 3:30 PM
— Mortgage Lending
The golden handcuffs are slipping in the U.S. housing market
The article discusses the importance of verifying human identity to prevent fraud in online transactions. Various methods such as CAPTCHA, biometric verification, and two-factor authentication are mentioned as effective ways to ensure that the user is not a bot or scammer.
Jan 14, 2026 2:30 PM
— Interest Rates
Some Asymmetric Risk When it Comes to Locking vs Floating
Bonds improved due to heavy stock losses creating safe haven buying demands. Despite positive economic data, mortgage rates remained unchanged, suggesting lenders may be resistant to offering significant improvements in the short term.
Jan 14, 2026 2:30 PM
— Mortgage Rates
US mortgage rates sink to 3-year low after Trump’s astonishing $200B order. Capitalize fast even if you’re a homeowner
U.S. mortgage rates have fallen sharply following President Donald Trump's order to purchase $200 billion in mortgage bonds in an effort to lower borrowing costs and ease the affordability crunch. The average interest rate for a 30-year fixed mortgage dropped to 5.99% - the lowest level since February 2023. Bond prices and yields move in opposite directions, so as mortgage bond prices go up, inter... more
Jan 14, 2026 1:31 PM
— Home equity loan rates drop and HELOCs rise as Fed cuts rates
HELOCs plunge to lowest level in three years; home equity rates tick slightly higher
HELOC rates dropped to three-year lows in the latest week, while home equity loan rates remained steady. The Fed's rate cuts in 2025 led to the decrease in rates, and more cuts are expected in 2026. Home equity rates are influenced by Federal Reserve policy and inflation expectations. Despite lower rates, home equity products are still considered high-cost debt.
Jan 14, 2026 1:30 PM
— Housing Market
The housing market is at a turning point: the 3% mortgage era is fading
The housing market is experiencing a 'great housing reset' with more homeowners having mortgages above 6% than below 3%. This is impacting the housing supply and affordability challenges. However, the market is starting to rebalance, with some households taking out mortgages at higher rates to diminish the 'lock-in effect'. There is still a long way to go before a meaningful boost in housing suppl... more
Jan 14, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Unchanged Despite Bond Market Improvement
Bond market trading levels impact the rates mortgage lenders can offer. Last week's news of planned purchases of $200bln in mortgage backed bonds caused rates to lower, but other inputs can affect rates as well. Mortgage lenders may become too busy to handle more volume, leading them to raise rates to deter new business. They may also raise rates to prevent borrowers from refinancing early, which ... more
Jan 14, 2026 10:30 AM
— Mortgage Rates
Bond Buying Announcement Leads Surge in Mortgage Apps
Following the announcement that Fannie and Freddie would buy $200 billion in mortgage-backed securities, mortgage rates experienced a significant drop, with the top tier 30-year fixed rate hitting 5.99%, the lowest in about 3 years. This led to a 28.5% increase in mortgage applications, primarily driven by a 40% surge in refinance applications. Purchase activity also strengthened significantly, wi... more
Jan 14, 2026 9:32 AM
— Mortgage Lending
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security.
Jan 14, 2026 9:30 AM
— Housing Market
Existing-Home Sales Jump 5.1% in December, Strongest Pace in Nearly Three Years
Existing-home sales experienced a notable year-end rebound in December, with a 5.1% increase to a seasonally adjusted annual rate of 4.35 million. This marks the strongest December sales in nearly three years, showing broad-based improvement across all four regions. Inventory tightened sharply during the month due to typical winter seasonality, with total housing inventory falling to 1.18 million ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.