Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Jan 16, 2026 4:33 AM
— Mortgage Rates
Freddie Mac: 30-year mortgage rates fall to lowest point in three years
The average rate for a 30-year fixed-rate mortgage has dropped to 6.06%, its lowest level in over three years, leading to increased market participation and mortgage applications. This drop in rates is expected to benefit both buyers and current owners, with the housing market poised for a strong spring sales season.
Jan 16, 2026 4:33 AM
— Housing Market
Will Fannie and Freddie’s bond-buying spree derail IPO plans?
Bill Pulte suggests a decision on Fannie Mae and Freddie Mac IPO will be made soon, but Trump's $200 billion MBS directive is likely to delay it. Marty Green believes the MBS announcement decreases the chances of companies being released from federal conservatorship soon. Green also thinks the initiative will be part of a broader housing affordability push, impacting mortgage rates.
Jan 16, 2026 4:31 AM
— Housing Market
Hedging, Corresp. and Broker, Servicing, Quality Management, Fraud Prevention Products
The office-to-apartment and condo conversion trend is accelerating, with a significant increase in the number of units repurposed from office buildings. Major metros like New York, Washington, D.C., and Los Angeles are leading the way in this trend. Additionally, FundingShield, a wire & title fraud prevention leader, released a report showing an increase in transactions flagged for risk, emphasizi... more
Jan 16, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 16, 2026: Annual rates plummet by 98 basis points
The article discusses how mortgage rates have significantly dropped compared to last year, making it a great time to shop for mortgage lenders offering the best deals. It explains the different types of mortgage rates available, such as fixed-rate and adjustable-rate mortgages, and provides examples of current mortgage rates and refinancing rates. The article also offers advice on choosing the rig... more
Jan 15, 2026 8:49 PM
— Mortgage Security
HUD seeks to rescind disparate impact liability rule for housing
The article discusses the importance of verifying one's identity as a human before taking any online actions. This verification process helps prevent fraudulent activities and ensures the safety and security of online transactions.
Jan 15, 2026 7:32 PM
— Housing Market
MBA: December New Home Purchase Mortgage Applications Increase 2.5%
Mortgage applications for new home purchases increased by 2.5% from the previous year but decreased by 3% from November. New home sales remain strong, with an annualized sales pace in December of 640,000 units. The estimate is based on mortgage application data and indicates a decrease in sales from the previous month. Conventional loans made up the majority of loan applications, with FHA loans al... more
Jan 15, 2026 5:30 PM
— Mortgage Rates
Average US long-term mortgage rate hits the lowest point in more than 3 years
The average long-term U.S. mortgage rate has dropped to its lowest level in over three years, with the 30-year fixed rate mortgage easing to 6.06%. Lower mortgage rates have boosted homebuyers' purchasing power and have led to an increase in refinancing. President Donald Trump's announcement of the federal government buying $200 billion in mortgage bonds aimed to further reduce mortgage rates.
Jan 15, 2026 4:32 PM
— Mortgage Security and Fraud Prevention
December New Home Purchase Mortgage Applications Increased 2.5 Percent
The article discusses the importance of verifying human identity through various methods like CAPTCHA, biometrics, and behavioral analysis on online platforms. It emphasizes the need to prevent fraud and protect sensitive information.
Jan 15, 2026 2:32 PM
— Mortgage Rates
MCT: December Sees Monthly Decline in Mortgage Lock Activity
Mortgage Capital Trading reported that total lock volume decreased by 18.74% month-over-month in December. Borrowers were hesitant due to the lingering uncertainty from the government shutdown and challenging rate environment. Purchase lock volume, rate-and-term refinance lock volume, and cash-out refinance lock volume all saw decreases. Compared to December 2024, the volume was significantly high... more
Jan 15, 2026 2:30 PM
— Credit Card Debt
Bankrate’s 2025 Credit Card Debt Report
The article discusses the high interest rates on credit card debt, the common causes of credit card debt, and the impact of credit card debt on people's lives and financial decisions. It also mentions that many Americans have been in credit card debt for at least a year, with a significant portion believing they will never be able to pay it off.
Jan 15, 2026 2:30 PM
— Bond Markets
Data-Driven Weakness
The bond market had a straightforward day with trading remaining flat overnight and then weakening after the 8:30am Jobless Claims data was released. The impact of the report led to a decrease in the probability of a rate cut in March. Longer-term rates are still range-bound and MBS are at the top of their range due to GSE purchases.
Jan 15, 2026 1:31 PM
— Mortgage Finance
Credit Card Rate Cap Would Negatively Impact ABS Market
The article discusses the latest trends and developments in the mortgage industry. It provides insights into mortgage rates, housing market conditions, and the overall outlook for mortgage lending.
Jan 15, 2026 1:31 PM
— Mortgage Finance
Ackman Proposes New Type of Mortgage for the GSEs
The article discusses trends in the mortgage market as of 2026, focusing on changes in interest rates and their impact on mortgage lending. It highlights the importance of staying informed about market conditions to make informed decisions when choosing a mortgage.
Jan 15, 2026 1:31 PM
— Mortgage Finance
GSE MBS Buying Tightens Spreads, Adds Uncertainty
The article discusses the latest trends and developments in the mortgage industry as of 2026.
Jan 15, 2026 1:30 PM
— Interest Rates
Mortgage rates fall to 3-year low, offering relief for homebuyers
The average interest rate on a conventional mortgage in the U.S. dropped to 6.06%, the lowest level in more than three years. A recent dip in mortgage rates has spurred homebuying activity, with purchase applications on the rise and more owners acting to refinance their loans. Although mortgage rates are easing, homeownership remains beyond the means of many Americans due to rising home prices. Pr... more
Jan 15, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Higher For Some Lenders and Lower For Others
Mortgage rates moved modestly lower for some lenders today while they moved higher for others. The difference depends on whether the lender adjusted rates late in the day yesterday based on improving mortgage bond market conditions.
Jan 15, 2026 12:30 PM
— Mortgage Rates
Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage
Mortgage rates are at their lowest since early 2023, prompting a rise in both purchase applications and refinance activity. Some top lenders for refinancing with good customer service and lower rates include Rocket Mortgage, Better, and PenFed Credit Union. Strong credit score and low debt-to-income ratio are essential for getting the best rates. CNBC Select provides rigorous reporting on mortgage... more
Jan 15, 2026 11:56 AM
— Mortgage Rates
Mortgage rates fall to lowest level since 2022
U.S. Federal Housing Finance Agency Director and Fannie Mae Chairman William Pulte discusses buying $200 billion in mortgage bonds, future rates, and banning large institutions from purchasing single-family homes. Mortgage rates have fallen to the lowest level in three years, leading to an increase in purchase applications and refinance activity. President Trump ordered the FHFA to purchase $200 b... more
Jan 15, 2026 10:30 AM
— Mortgage Rates
Average US long-term mortgage rate hits the lowest point in more than 3 years
The average long-term U.S. mortgage rate has dropped to its lowest level in over three years, with the 30-year fixed rate at 6.06% and the 15-year fixed rate at 5.38%. Lower mortgage rates are benefiting homebuyers and refinancers, with applications for refinancing loans surging 40%. Economists expect rates to continue easing further this year, but they still remain higher than six years ago.
Jan 15, 2026 10:04 AM
— Mortgage Rates
Mortgage rates reach three-year low after MBS buy order
Mortgage rates have dropped to their lowest levels in over three years due to a $200 billion purchase of agency mortgage-backed securities ordered by Pres. Trump. Mortgage lenders are exploring crypto-backed mortgages as Fannie Mae and Freddie Mac review digital assets for underwriting.
Jan 15, 2026 9:31 AM
— Mortgage Rates
Mortgage Rates Drop Again on Thursday | Today, January 15, 2026
Mortgage rates have decreased recently, providing an opportunity for borrowers. The article discusses different mortgage rates, their averages, and the potential for refinancing or tapping into home equity. Economic indicators suggest upward pressure on interest rates in the near-term. The article also mentions expert advice for hopeful home buyers in 2026 and financial assistance programs. Additi... more
Jan 15, 2026 9:31 AM
— Mortgage Finance
Trump’s MBS Purchase Plan Runs Counter to Fed Policy
The article discusses recent trends in the mortgage lending industry. It highlights the importance of staying informed about changes in mortgage rates and understanding how they can impact potential homeowners. It emphasizes the need for borrowers to research different mortgage lenders and loan options before making a decision.
Jan 15, 2026 9:31 AM
— Mortgage Finance
Lenders Expect Origination Boost From GSE MBS Purchases
The article discusses information related to mortgages and mortgage finance publications copyrighted by Inside Mortgage Finance. It mentions design, CMS, hosting, and web development services provided by ePublishing.
Jan 15, 2026 9:30 AM
— Mortgage Lending
Mortgage Rates Drop to 6.06%—Lowest Level Since 2022
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.