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News for: Estate Planning and Reverse Mortgages
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Mar 26, 2026 5:34 AM — Estate Planning and Reverse Mortgages
Reverse Mortgages and the 2026 Estate Tax Change
With the federal estate tax exemption decreasing to about $7 million per person in 2026, homeowners may leave heirs struggling to raise cash for taxes. A reverse mortgage provides tax-free funds during the borrower's lifetime but does not transfer to heirs after death. Strategies like maintaining cash, Treasury bills, or life insurance in an ILIT offer more reliable liquidity to cover estate taxes... more
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