Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: The Mortgage Reports
Showing 1 - 24 of 233 results
Oct 16, 2026 6:09 AM — Mortgage Rates
Mortgage Rates Track a 10-Year Yield Flat Since Our Last Report | Today, October 16, 2026
The Mortgage Reports
Freddie Mac’s weekly survey showed the average 30-year fixed mortgage rate unchanged at 7.40% and the 15-year rate down 2 basis points to 6.71%. The 10-year Treasury yield was slightly higher at 5.106%, suggesting mild upward pressure on lender rates, though quotes may remain effectively flat. Upcoming Industrial Production data could influence yields. The article also reviews current mortgage-rat... more
Oct 15, 2026 12:39 AM — Treasury Rates
Mortgage Rates Watch the 10-Year Yield Slip Before PPI and Retail Sales | Today, October 15, 2026
The Mortgage Reports
The article reports that the 10-year Treasury yield declined to 5.1%, down from 5.228% in the previous report and 5.19% at Wednesday’s close. It also notes that Treasury yield movements can influence mortgage pricing.
Oct 14, 2026 10:49 AM — Mortgage Rates
September inflation reached 3.7%. What it could mean for mortgage rates before October 28
The Mortgage Reports
The Consumer Price Index (CPI) report for September showed a higher-than-expected increase, which could impact mortgage pricing and bond markets ahead of the Federal Reserve's meeting on October 28. The report indicated a 0.6% rise in CPI for the month and 3.7% for the year, with core CPI also exceeding forecasts. The rise in gasoline prices contributed significantly to the overall increase, while... more
Oct 14, 2026 8:10 AM — Mortgage Rates
Mortgage Rates Face Upward Pressure as Treasury Yields Rise | Today, October 14, 2026
The Mortgage Reports
The article discusses the fluctuations in the 10-year Treasury yield and how these changes can affect mortgage pricing and rates. It highlights the latest mortgage rates for 30-year and 15-year fixed-rate mortgages, as well as adjustable-rate mortgages (ARMs). The content also mentions factors such as the Consumer Price Index (CPI) that may influence mortgage rates and advises consumers to conside... more
Oct 13, 2026 10:03 AM — Mortgage Rates
Mortgage Rates Face Downward Pressure as Treasury Yields Fall | Today, October 13, 2026
The Mortgage Reports
The 10-year Treasury yield decreased by 5.3 basis points to 5.189%, potentially easing mortgage pricing pressure without confirming an immediate change in mortgage rates. Freddie Mac reported the average 30-year mortgage rate at 7.40% for the week ending Oct. 8, an increase from the previous week. Despite the declining Treasury yield, actual mortgage quotes may not reflect this change right away. ... more
Oct 13, 2026 12:00 AM — Home Equity Loans and HELOCs
I Own My House Outright and Want a Loan: Is It Possible? | [current_year]
The Mortgage Reports
Homeowners who have paid off their house can borrow against its equity through a home equity loan, HELOC, or cash-out refinance. Lenders commonly limit borrowing to around 80% of the home’s value and assess credit, income, and debts as well as equity. Other options include reverse mortgages and shared equity agreements, each with different costs and tradeoffs. Borrowers should compare multiple off... more
Oct 12, 2026 1:23 PM — Mortgage Lending
How To Get A HELOC | Process & Requirements [current_year]
The Mortgage Reports
The article explains the process of obtaining a Home Equity Line of Credit (HELOC), which allows homeowners to borrow against their home's equity without replacing their existing mortgage. The process involves comparing rates from various lenders, applying for the line of credit, providing financial documentation, and waiting for approval, which can take from a few days to several weeks. It emphas... more
Oct 12, 2026 12:48 PM — Mortgage Lending
Home Equity Loan for an ADU or Home Addition: How It Works
The Mortgage Reports
A home equity loan can be a useful financing option for homeowners looking to fund an accessory dwelling unit (ADU), garage conversion, or home addition without modifying their primary mortgage. Home equity loans provide a lump sum at closing, usually at a fixed interest rate, which can help with budgeting for fixed-price projects. However, it's important to have sufficient equity and a reliable c... more
Oct 12, 2026 12:48 PM — Mortgage Rates
Mortgage Rates Tick Higher Before Wednesday's CPI | Today, October 12, 2026
The Mortgage Reports
Freddie Mac's weekly survey reveals that the average 30-year fixed mortgage rate has risen to 7.40%, a change of 12 basis points from the previous week. The 10-year Treasury yield is currently at 5.242%, influencing mortgage pricing. Experts suggest that rates may remain in the low-to-mid 6% range, with potential volatility expected due to global uncertainties and inflation data. The article provi... more
Oct 9, 2026 9:50 AM — Mortgage Rates
Mortgage Rates Improve Modestly | Today, October 9, 2026
The Mortgage Reports
Mortgage rates have decreased for the third consecutive day as the 10-year Treasury yield fell to 5.236%. Recently, the average 30-year fixed mortgage rate rose to 7.4%, with the average 15-year fixed rate at 6.84%, while 5/1 adjustable-rate mortgages averaged 6.449%. Experts predict rates will continue to hover in the low-to-mid 6% range due to global uncertainty and inflation, despite a previous... more
Oct 9, 2026 12:00 AM — Mortgage Rates
Today’s mortgage rates
The Mortgage Reports
Mortgage rates have decreased for three consecutive days as the 10-year Treasury yield fell to 5.236%, providing relief to borrowers amid a recent increase in the 30-year fixed rate, which reached 7.4%. The current economic environment suggests rates may stabilize around the low-to-mid 6% range, impacted by ongoing global uncertainties and inflation data. The article discusses various mortgage opt... more
Oct 7, 2026 8:29 AM — Mortgage Rates
Mortgage Rates Hold Steady | Today, October 6, 2026
The Mortgage Reports
Mortgage rates are currently mixed, with 30-year fixed rates exceeding 7.5% at some lenders while fewer borrowers anticipate further increases this month. The 10-year Treasury yield remains stable at over 5.27%. Today's discussions from four Fed officials may impact rates, reflecting the uncertainty in economic indicators. The average rates include 30-year fixed at 7.536%, 15-year fixed at 6.84%, ... more
Oct 5, 2026 6:38 PM — Mortgage Lending
HELOC vs. Cash-Out Refinance in a High-Rate Market: Which Is Better?
The Mortgage Reports
The article discusses different methods of accessing home equity when mortgage rates are low, highlighting the options of Home Equity Lines of Credit (HELOC), home equity loans, and cash-out refinancing. It explains that while a cash-out refinance replaces the existing mortgage with a new, potentially higher rate applied to the entire balance, HELOCs and home equity loans leave the first mortgage ... more
May 30, 2026 4:51 AM — Mortgage Rates
Mortgage Rates Fall Modestly | Today, May 29, 2026
The Mortgage Reports
This article discusses the recent trends in fixed-rate mortgage loans, noting that the average 30-year fixed mortgage rate is currently 6.53%. The Treasury yields have slightly decreased, but this decrease hasn't yet affected mortgage pricing. Market dynamics remain volatile due to upcoming Fed speeches and economic reports. Experts suggest that while refinancing options may still be available for... more
May 16, 2026 5:01 AM — Mortgage Rates
Mortgage Rates Sit at 6.36% as the Fed Prepares to Meet — Will That Change?
The Mortgage Reports
Today's mortgage rates have reached a one-month high due to an increase in the 10-year Treasury yield, which has climbed to 4.62%, influenced by rising oil prices. Although mortgage rates slightly decreased to 6.36% this week, they remain under upward pressure as the bond market dynamics continue to play a significant role.
May 15, 2026 4:37 PM — Mortgage Rates
Fed Keeps Rates Unchanged, But Mortgage Rates Stay Stubbornly High
The Mortgage Reports
Mortgage rates have surged to their highest level since last summer, influenced by the rising 10-year Treasury yield which reached 4.645%. This increase in rates reflects a broader trend with thirty-year mortgage rates hitting a one-month high, largely impacted by rising oil prices exceeding $108 a barrel. Current pressures suggest continued upward movement in borrowing costs as the 10-year Treasu... more
Apr 22, 2026 10:33 AM — Mortgage Rates
Mortgage Rates Hold Steady Amid Market Reactions | Today, April 22, 2026
The Mortgage Reports
Mortgage rates today remain steady, with the Freddie Mac 30-year PMMS at 6.3%. A drop in WTI crude oil prices and a decrease in the 10-year Treasury yield could impact future monetary policy decisions. Attention is turning to economic events like Retail Sales data and MBA Mortgage Applications. The average 30-year fixed mortgage rate is 6.295%. Mortgage rates are being influenced by oil prices, Tr... more
Apr 20, 2026 10:32 AM — Mortgage Rates
Mortgage Rates Decline Modestly | Today, April 20, 2026
The Mortgage Reports
Mortgage rates fell for the sixth consecutive day, with some lenders approaching a 6% rate due to a drop in the 10-year Treasury yield. This decline in yields has allowed for easier mortgage pricing. Borrowers are advised to see if refinancing or tapping into home equity makes sense. Additionally, potential home buyers are encouraged to explore financial assistance programs and flexible loan optio... more
Apr 19, 2026 2:33 PM — Mortgage Rates
Mortgage Rates Dip Amid Falling Treasury Yields | Today, April 19, 2026
The Mortgage Reports
Mortgage and refinance rates are lower due to a decrease in the 10-year Treasury yield, with average rates cited as 6.02%, 6.3%, and 5.729%. Borrowers are advised to consider refinancing or tapping into home equity. The 10-year Treasury yield fell to 4.248%, with markets showing signs of risk appetite. Forecasters predict mortgage rates may hover around low-to-mid 6% range. Policy-watch chatter an... more
Apr 19, 2026 4:33 AM — Mortgage Rates
Mortgage Rates Fall Modestly | Today, April 18, 2026
The Mortgage Reports
Mortgage rates remained near recent lows as the 10-year Treasury yield fell, making borrowing costs cheaper. Rates have slightly increased, so it's advisable to consider refinancing or tapping into home equity. The 30-year fixed mortgage rate is at 6.325%, while the 15-year fixed rate is at 5.729%. Adjustable-rate mortgages (ARMs) might be a more attractive option for some borrowers. Experts expec... more
Apr 17, 2026 11:33 AM — Mortgage Rates
Mortgage Rates Ease Amid Falling Treasury Yields | Today, April 17, 2026
The Mortgage Reports
The article discusses how changes in Treasury bond yields, oil prices, stocks, gold prices, and other market factors are impacting mortgage rates. It also provides insight into mortgage rate forecasts and different types of mortgage rates, such as fixed-rate mortgages, adjustable-rate mortgages, and 30-year vs 15-year mortgages.
Apr 15, 2026 12:33 PM — Mortgage Rates
Mortgage Rates Decline | Today, April 15, 2026
The Mortgage Reports
The article discusses how mortgage rates have dipped slightly, providing relief for borrowers, and mentions that rates have increased since February. It advises both refinancing and tapping home equity could still be beneficial for borrowers. The article also provides information on 30-year fixed mortgage rates, 15-year fixed mortgage rates, and 5/1 adjustable rate mortgages along with expert opin... more
Apr 13, 2026 8:34 PM — Interest Rates
Mortgage Rates Flat, Oil Prices Surge | Today, April 13, 2026
The Mortgage Reports
Mortgage rates have remained stable with some upward pressure expected due to economic indicators. Refinancing or tapping into home equity may still be beneficial for homeowners. The average 30-year fixed mortgage rate is at 6.404%. The 15-year fixed rate is at 5.775%, and the 5/1 adjustable rate mortgage is at 5.652%. Various economic reports and events, such as inflation measurements and speeche... more
Apr 12, 2026 8:33 PM — Mortgage Rates
Mortgage Rates Ease Amid Calmer Market Conditions | Today, April 12, 2026
The Mortgage Reports
Mortgage rates and refinance rates are falling, influenced by the decrease in the 10-year Treasury yield and the drop in oil prices. The market is showing mixed tones, with gold rising and stock markets experiencing some volatility. Various reports, speeches, and Fed activity could impact rate sentiment, making today a good opportunity for borrowers. Bond markets are assisting mortgage borrowers t... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.

All logos, trademarks, and brand names appearing on this website are the property of their respective owners.

We use cookies and similar technologies to improve your experience, analyze site usage, and deliver personalized content. By clicking "Accept", you agree to the storing of cookies on your device in accordance with our Privacy Policy. You can manage your cookie preferences at any time.