News for: HousingWire
Showing 1 - 24 of 602 results
Oct 16, 2026 11:44 AM
— Mortgage Lending
First Horizon’s $4.5 billion mortgage sale to lift capital
First Horizon Bank agreed to sell about $4.5 billion in residential mortgages at an approximately 10% discount. The low-yield loans have a weighted average coupon of 3.85% and only about $200 million in associated deposits. The sale supports the bank’s strategy of focusing on mortgage lending tied to core relationship clients and is expected to close early in the fourth quarter.
Oct 16, 2026 9:06 AM
— Mortgage Lending
Fannie Mae cuts 2027 origination outlook 18% on weaker refi volume
Fannie Mae’s Economic and Strategic Research Group lowered its 2027 single-family mortgage origination forecast by 18%, to $1.86 trillion from $2.27 trillion. The downgrade reflects higher rate assumptions, including an expected average 30-year mortgage rate of 7.5% in 2026, and points to continued weakness in refinancing. The group still expects about $2 trillion in originations this year.
Oct 16, 2026 3:40 AM
— Mortgage Lending
Sens. Warren, Booker ask FTC to probe online real estate practices
Senators Elizabeth Warren and Cory Booker urged the FTC to investigate whether online real estate platforms and large brokerages use practices such as agent lead routing, mortgage steering, and office-exclusive listings to raise costs and reduce transparency for homebuyers.
Oct 16, 2026 3:00 AM
— Mortgage Rates
Did mortgage rates peak this week?
Sarah Wheeler and Logan Mohtashami discuss whether mortgage rates may have peaked after the 10-year Treasury yield declined from recent highs.
Oct 15, 2026 11:06 PM
— Mortgage Lending
2026 Woman of Influence: Carolyn Gorman
Huntington Bank mortgage director Carolyn Gorman has helped grow the bank’s mortgage business, including a 10% increase in purchase volume, while integrating operations after bank expansions. She also leads affordable lending initiatives, including Home for Good, which uses flexible underwriting and closing-cost assistance to widen access to homeownership. Her work has earned industry recognition ... more
Oct 15, 2026 10:15 PM
— Mortgage Lending
Operationalizing AI in Mortgage Lending: Moving beyond fragmented automation to workflow-native intelligence
A HousingWire and MeridianLink white paper examines why mortgage lenders often fail to turn AI experiments into measurable improvements. Fragmented systems, manual document processing, and inconsistent workflows limit automation. It recommends embedding AI directly into the systems, data, and processes used to execute loans.
Oct 15, 2026 5:01 PM
— Mortgage Lending
Mortgage AI adoption & Document Intelligence at Consolidated Analytics
Consolidated Analytics COO Rudy Zabran discussed how his decades of football coaching have shaped his leadership approach, emphasizing clear standards, preparation and consistent execution. He also described the company’s use of LoanDNA and document intelligence to improve mortgage data processing, operational efficiency and lenders’ ability to scale.
Oct 15, 2026 2:05 PM
— Mortgage Lending
Homa’s AI homebuying platform lands $5M seed round
AI-powered homebuying platform and licensed brokerage Homa raised $5 million in seed funding led by Quiet Capital. The company plans to expand in California, add mortgage lending, and launch a mobile app, building on its existing operations in Florida and Texas.
Oct 15, 2026 1:50 PM
— Mortgage Lending
Mortgage industry reacts to Pulte’s absence at MBA Annual
FHFA Director Bill Pulte canceled his planned appearance at the Mortgage Bankers Association’s annual convention in Chicago after the session was first shifted from in-person to virtual. The MBA confirmed the cancellation, leaving mortgage industry attendees without a scheduled opportunity to hear from the regulator overseeing Fannie Mae and Freddie Mac.
Oct 15, 2026 12:39 PM
— Housing Market
What midterms could mean for Realtors and the housing market
Housing affordability is a major issue in the midterm elections. Candidates are proposing measures including homebuyer assistance, mortgage portability, property-tax relief, zoning reform, and incentives to build more housing. Republicans generally favor deregulation and tax relief, while Democrats emphasize down-payment assistance and financing changes. The proposals come amid a significant housi... more
Oct 15, 2026 12:05 PM
— Mortgage Lending
Home equity investments face scrutiny as Point adds TPO
Point is pushing to expand its home equity investment business through a new third-party originations channel and a $508.6 million rated securitization backed by more than 30 investors. Growth remains constrained by legal uncertainty, ongoing lawsuits, and differing state rules. A proposed Senate measure could amend the Truth in Lending Act to classify home equity investments as residential mortga... more
Oct 15, 2026 10:30 AM
— Mortgage Lenders
New American Funding adds Mullinix Mortgage Group
New American Funding expanded its presence in North and South Carolina by adding the Mullinix Mortgage Group, led by loan officer Will Mullinix. With more than 20 years of experience and over $2 billion in mortgage originations, Mullinix ranked No. 32 nationally in purchase volume, originating $197.2 million across 355 loans. The group offers residential purchase and refinance lending and is licen... more
Oct 15, 2026 10:25 AM
— Mortgage Rates
Did mortgage rates just peak or is this some bond market madness?
The 10-year Treasury yield fell after failing to break above 5.35%, despite strong inflation and retail sales data, rising oil prices, and low jobless claims. The decline may reflect a technical reversal, short covering, and a flight to bonds sparked by concerns about AI-related credit risk, rather than a change in economic fundamentals. It remains unclear whether mortgage rates have peaked or whe... more
Oct 15, 2026 9:49 AM
— Mortgage Lenders
Linda Yaccarino joins Better’s board as independent director
Former X CEO Linda Yaccarino has joined Better Home & Finance’s board as an independent director. The company says she will help advance its AI-driven homeownership strategy, oversee cost-saving initiatives, and support long-term shareholder value. Her appointment follows founder Vishal Garg’s return to board control.
Oct 15, 2026 9:08 AM
— Housing Market
NAR data shows production gap between solo agents and teams
Most Realtors work independently, leaving them unable to answer calls while handling showings, signings, and other client work. The article highlights missed calls and delayed follow-up as a lead-coverage challenge for small real estate firms, suggesting answering services, qualification scripts, and scheduling tools as ways to reduce lost opportunities.
Oct 15, 2026 9:01 AM
— Mortgage Lending
NRMLA asks DC Council to expand reverse mortgage fee exemption
The National Reverse Mortgage Lenders Association asked the D.C. Council to amend Bill B26-0819 so all reverse mortgages are exempt from its proposed $100 foreclosure-prevention fee at closing, regardless of borrower age. NRMLA argues that federal law defines reverse mortgages by their loan structure, and some proprietary reverse mortgages in D.C. are available to borrowers under 62. The bill’s cu... more
Oct 15, 2026 8:45 AM
— Mortgage Lending
New home mortgage applications fell 8% in September as rates rose
Mortgage applications for new home purchases fell 8% month over month and 8.3% year over year in September, as higher mortgage rates cooled buyer demand. The MBA estimated new home sales at a seasonally adjusted annual rate of 584,000, down 12%, with a lower FHA share and a higher average loan size.
Oct 15, 2026 6:34 AM
— Mortgage Lending
Growth is hard: Why standing still is the biggest risk facing mortgage originators
The provided article contains no substantive content to summarize.
Oct 15, 2026 6:01 AM
— Mortgage Lending
Pineapple Financial rebrands as Pentiv, launches US mortgage broker intelligence platform
Pineapple Financial has rebranded as Pentiv and launched a platform for U.S. mortgage brokerages. The platform integrates data and workflows across existing systems, including recruiting and renewals. Pentiv plans to use its own brokerage network to test the technology before offering it more broadly, supporting a shift toward an asset-light, recurring-revenue business model.
Oct 15, 2026 5:45 AM
— Mortgage Lending
Could refusing to show a listing become an antitrust case? This lawsuit may test it
Colorado homeowners Jon and Cassi Anderson sued real estate agent Kelly Connor Young, her brokerage, and REX Real Estate, alleging that Young threatened a boycott of their 2019 home listing because REX did not use the MLS or offer buyer-agent compensation. The plaintiffs say the alleged conduct limited competition, discouraged showings, delayed the sale, and caused financial losses. They seek comp... more
Oct 15, 2026 3:01 AM
— Mortgage Lending
Kevin Kauffman on how Freddie Mac collaborates with lenders to lower costs
Kevin Kauffman discusses how Freddie Mac partners with lenders to address rising costs and changing housing conditions, using feedback, data, streamlined lending processes, and down payment assistance to support consumers.
Oct 15, 2026 3:01 AM
— Mortgage Lending
PRMG’s Kevin Peranio on finding opportunity in this market
PRMG Chief Lending Officer Kevin Peranio discusses opportunities for mortgage originators in a higher-rate environment, including home equity products and the use of AI.
Oct 15, 2026 12:00 AM
— Mortgage Servicing
Mortgage Servicing Rules for Consumer AI Agents
Meta’s Muse launch makes consumer AI agents capable of handling customer-service tasks, completing forms and negotiating on users’ behalf. Mortgage servicers should set clear boundaries for what an agent can do, verify its authority and require borrowers to make sensitive decisions affecting their homes. Widespread use in mortgage negotiations is not yet established, but servicers should prepare f... more
Oct 14, 2026 3:25 PM
— Mortgage Lending
Appeals court sides with Ginnie Mae in Texas Capital Bank’s reverse mortgage lawsuit
The Fifth Circuit upheld Ginnie Mae’s authority to terminate Reverse Mortgage Funding from its HMBS program after RMF’s bankruptcy and extinguish RMF’s interests, including Texas Capital Bank’s derivative lien on tail-pool balances tied to securitized reverse mortgages.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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