Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 1 - 24 of 408 results
Oct 15, 2026 6:26 PM
— Mortgage Lending
Guide To First-Time Homebuyer Grants
First-time homebuyer assistance can provide cash for down payments or closing costs, but programs marketed as grants may actually be repayable or conditionally forgivable loans, or lender credits tied to a specific mortgage. Buyers should check eligibility and repayment terms, compare loan rates from multiple lenders, and weigh the one-time grant against the long-term cost of a potentially higher ... more
Oct 14, 2026 11:33 PM
— Mortgage Lending
Is It Hard To Get A HELOC? What To Do If Denied
HELOC applications are denied more often than first-mortgage applications, commonly because of insufficient home equity, low credit scores, high debt-to-income ratios or unverifiable income. Borrowers should review their adverse action notice, challenge appraisal errors, request a smaller credit line, improve credit or reduce debt, and compare multiple lenders and home-equity products because qual... more
Oct 14, 2026 1:00 PM
— Mortgage Lending
TransUnion and Bankrate Expand Partnership to Power More Personalized Credit Offers for Millions of Consumers
TransUnion has launched a new feature in its Credit Essentials platform that combines its credit data with Bankrate's lender marketplace to provide personalized credit offers for consumers. This initiative is aimed at simplifying the search for suitable credit products, enhancing consumer access to competitive mortgage options, personal loans, and other financial products. It has shown significant... more
Oct 14, 2026 10:05 AM
— Mortgage Lending
Farmers Bank and Trust Review
Farmers Bank and Trust, established in 1907, serves customers both in-person and through its online mortgage arm, which offers a variety of loan types. The bank performs well in rate competitiveness, with 78% of its mortgages priced below comparable loans for 2025. However, it faces challenges with loan closings, as about a third of approved loans do not reach closing, potentially indicating issue... more
Oct 14, 2026 10:05 AM
— Mortgage Lenders
Lendercity Inc Dba Alexa Home Loans Review
Lendercity Inc, operating under the name Alexa Home Loans, is a mortgage broker that provides competitive pricing for loans while not originating them directly. It is evaluated against other lenders based on borrower costs and scores higher if borrowers pay at or below typical prices for comparable loans. The lender has no complaints recorded and is part of Bankrate's auction system, ensuring auth... more
Oct 13, 2026 4:09 PM
— Mortgage Lending
How Often Can You Refinance Your Home?
The article discusses the considerations involved in refinancing a mortgage multiple times. It emphasizes that while there is no legal limit to refinancing frequency, the decision should be based on financial calculations, particularly the break-even point, costs involved, and the lender's seasoning period. Homeowners should analyze whether the savings from a refinance outweigh the closing costs, ... more
Oct 13, 2026 12:00 AM
— Mortgage Rates
Capital One Quicksilver Cash Rewards Credit Card review: A passable flat-rate cash back card
The article reviews the Capital One Quicksilver Cash Rewards Credit Card, highlighting its no annual or foreign transaction fees, simple 1.5% flat-rate cash back, $200 welcome bonus, and introductory APR offer. It is a convenient starter or supplementary card, but competing cards offer higher flat-rate rewards and more ongoing perks.
Oct 13, 2026 12:00 AM
— Mortgage Lending
Citi Strata Elite℠ Card overview
The article reviews Citi’s Strata Elite travel rewards credit card, highlighting its 75,000-point welcome offer, travel and dining rewards, and premium credits. It finds the card best suited to affluent, especially Citigold, customers who can offset its $595 annual fee; other travelers may find its ongoing value limited by restricted lounge access and time-limited benefits.
Oct 13, 2026 12:00 AM
— Mortgage Lending
Fora Financial Small Business Loans Review
Fora Financial provides short-term business financing from $5,000 to $1.5 million, with terms up to 24 months. It may suit businesses needing fast funding or borrowers with lower credit scores, requiring at least a 570 score, six months in business, and $240,000 in annual revenue. Applications may be approved in hours and funded within 72 hours, but rates are not disclosed and repayments may be fr... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
Nav Prime Card review: A fit for credit-conscious business owners?
The Nav Prime bundle helps small-business owners build and monitor business and personal credit by reporting two tradelines and providing access to credit reports, without requiring a credit check, deposit or personal guarantee. It costs $49.99 per month and offers no rewards, so it is most worthwhile for people who prioritize credit building and monitoring.
Oct 13, 2026 12:00 AM
— Mortgage Lending
The American Express Blue Business Cash® Card review: Ideal for new business owners
The American Express Blue Business Cash Card is a no-annual-fee business credit card suited to startups and small businesses seeking straightforward cash back. It offers 2% back on the first $50,000 in eligible annual spending, then 1% thereafter, plus a 0% introductory APR on purchases for 12 months and an Expanded Buying Power feature. Limitations include the rewards cap, limited redemption and ... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
Boat Loan Calculator
The article explains how to use a boat loan calculator to estimate monthly payments and compare loan amounts, interest rates and terms. It outlines how loan length affects payments and total interest, discusses secured financing for new boats versus typically higher-cost used-boat loans, and highlights factors such as credit score, debt-to-income ratio, lender choice and ownership expenses to cons... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
Mesa Homeowners Visa® Signature Preferred Credit Card overview
Bankrate reviews the Mesa Homeowners Visa, a no-annual-fee credit card that lets homeowners earn points on mortgage payments and a broad range of household expenses. Mortgage rewards require at least $1,000 in other monthly card spending and are capped annually; points also have relatively low cash-back value. The card offers substantial but potentially niche credits, and Bankrate cautions that it... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
USAA Eagle Navigator® Credit Card Review
The USAA Eagle Navigator credit card offers eligible military members and their families 3X points on travel and transit purchases and 2X on other spending, along with travel protections and an annual fee of $95. Its rewards can offset the fee when used for travel, but the welcome offer is modest, cash redemptions are worth less, and other travel cards may offer better value. The card has a variab... more
Oct 13, 2026 12:00 AM
— Mortgage Lenders
Wells Fargo: Auto Loan Review
The article reviews Wells Fargo auto loans, which are available through partnered dealerships for new and used vehicles. The bank does not publish loan terms or eligibility requirements, though it reported an average auto-loan rate of 5.33%; borrowers may value its extensive branch network and in-person support. Approval and rates depend on factors such as credit and vehicle choice. The article al... more
Oct 13, 2026 12:00 AM
— Mortgage Lenders
Wells Fargo Small Business Loans Review
Bankrate reviews Wells Fargo’s small-business lending options, including secured and unsecured lines of credit and SBA loans. Credit lines range from $5,000 to $1 million, while loans can reach $15 million, with APRs listed at 8.50%–17.25%. Wells Fargo generally favors established businesses and requires a personal credit score of at least 680 for its business lines of credit, though an SBA-backed... more
Oct 13, 2026 12:00 AM
— Interest Rates
Blue Cash Preferred® Card from American Express review: Grocery rewards MVP
The article reviews the American Express Blue Cash Preferred card, highlighting its strong cash-back rewards on U.S. supermarket purchases, gas, transit, and select streaming services. It notes the $95 annual fee after the first year, spending caps and exclusions, introductory APR offer, and other benefits and protections. The card may suit households with high everyday spending, but its value dep... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
Best Home Improvement Loan Rates in October 2026
The article explains how unsecured personal loans can finance home renovations and repairs. These loans typically range from $1,000 to $100,000, have fixed rates and repayment terms of one to seven years, and may provide funds quickly without putting the home up as collateral. It recommends comparing lenders, rates, fees, terms, and prequalification options before applying.
Oct 13, 2026 12:00 AM
— Mortgage Lending
BILL Divvy Corporate Card review: Regular payoffs pay off
The article reviews the BILL Divvy Corporate Card, highlighting its no-annual-fee structure, business expense-management tools, and rewards that are strongest when balances are paid weekly or twice a month. Monthly payments reduce its rewards appeal, and points have limited value outside travel. As a charge card, it requires the balance to be paid in full.
Oct 13, 2026 12:00 AM
— Interest Rates
Best Low Interest Personal Loans in October 2026
Bankrate reviews low-interest personal loan options, explaining how to compare APRs, fees, repayment terms, funding speed, and customer service. It notes that borrowers with excellent credit may qualify for rates below 7%, and outlines how its team evaluates lenders and how loan costs vary with interest rates and terms.
Oct 13, 2026 12:00 AM
— Mortgage Lending
Car Down Payment Calculator
The article explains how a larger down payment on a car reduces the amount financed, monthly payments, and total interest, and may help borrowers with poor credit qualify for better auto loan terms. It recommends generally putting 10–20% down when buying, while cautioning buyers to stay within their overall budget and noting that large down payments are usually unwise for leases. The article is ab... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
Annual Percentage Rate Loan Calculator
The article explains how to use an APR calculator to estimate a personal loan’s monthly payment and total cost based on the amount borrowed, interest rate, and repayment term. It recommends comparing prequalified lender offers, testing different loan terms and rates, and considering creditworthiness and lender reputation when choosing a loan.
Oct 13, 2026 12:00 AM
— Interest Rates
Best Student Loans For Bad Credit Or No Credit In August 2025
The article compares student loan options for borrowers with poor or limited credit, highlighting federal loans as the preferred starting point because they generally do not require credit checks and offer fixed rates and borrower protections. It also reviews private lenders, explains how credit and cosigners affect eligibility and costs, and offers guidance on borrowing, repayment, and building c... more
Oct 13, 2026 12:00 AM
— Mortgage Lending
Autopay Auto Loans Review
The article reviews Autopay’s auto loan products, emphasizing its refinancing marketplace, cash-out refinancing, competitive starting rates, quick funding, and prequalification process. It also notes potential risks, including borrowing more than a vehicle is worth, and compares Autopay with other auto lenders. The article does not discuss mortgages.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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