Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 1 - 24 of 367 results
Apr 22, 2026 5:31 AM
— Housing Market
Homebuying in America: She wants her son to be able to say, “I grew up here”
The article discusses how the path to homeownership is getting longer, with the median first-time homebuyer age being 40. It highlights the importance of prioritizing immediate financial goals ahead of a mortgage and taking a disciplined approach to ownership. The story follows Asia Ore, a widow and new mother, who is focusing on managing her student loans before saving for a down payment to buy a... more
Apr 21, 2026 9:31 AM
— Mortgage Rates
30-year mortgage rates decline - Is this the new normal? | Today's mortgage and refinance rates, April 21, 2026
Mortgage interest rates were mixed compared to a week ago, with some loan products moving higher and others moving lower. The average rate for a 30-year fixed mortgage is 6.33 percent, while the average rate for a 15-year fixed mortgage is 5.72 percent. Adjustable-rate mortgages (ARMs) have an average rate of 5.66 percent. Mortgage rates have been decreasing since Q4 2025, with rates expected to a... more
Apr 16, 2026 10:38 AM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, April 16, 2026
Bankrate data shows that national mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased. The average rates for the benchmark 30-year fixed mortgage is 6.38 percent, the 15-year fixed mortgage is 5.77 percent, and the 5/1 ARM is 5.54 percent. Jumbo mortgage rates are at 6.47 percent. The article also advises on how to lock in mortgage rates and discusses the forecasted average... more
Apr 15, 2026 12:39 PM
— Construction Loans
Homebuying in America: “I'm kind of squeezed out of buying a house.” He might build one instead
Blake Johnson, a construction worker in Seattle, is looking to buy land and build a house. However, land loans in his area have high interest rates and specific requirements. He plans to convert the loan to a regular mortgage after the house is built. Johnson feels priced out of the housing market in Seattle and is considering buying land outside the city for his project. He dreams of owning a hou... more
Apr 15, 2026 4:31 AM
— Mortgage Rates
Navigating housing affordability and a rising recession risk: Top economists’ takes on a gummed-up economy
The article discusses how economic predictions for 2026 have had to be revised due to volatility caused by inflation and the war in Iran. Mortgage rates, along with home prices, were initially decreasing, but have started to climb again in recent weeks. The article also highlights the impact of the war in Iran on recession risks and mentions that the U.S. economy already faces multiple challenges.... more
Apr 14, 2026 9:34 PM
— Housing Market
Navigating housing affordability and a rising recession risk: Top economists’ takes on a gummed-up economy
The housing market started the year with mortgage rates falling, but due to inflation and the war in Iran, mortgage rates have climbed in recent weeks. The risk of recession has increased, impacting the job market. Despite rising costs and economic headwinds, economists predict 30-year fixed mortgage rates to fall by the end of the year. Home sales are slowing due to rising rates, but new construc... more
Apr 11, 2026 8:31 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, April 10, 2026
Mortgage interest rates have decreased with the 30-year fixed, 15-year fixed, and 5/1 ARM rates all seeing drops. The average rates for these mortgages are provided along with information on adjustable-rate mortgages, jumbo mortgages, and refinancing rates. Consumers are advised to lock in their mortgage rates to secure certainty amidst the uncertainty of the mortgage market. Mortgage rates have s... more
Apr 9, 2026 12:32 PM
— Housing Market
Are digital price tags driving grocery price hikes?
Retailers are increasingly using electronic shelf labels (ESLs) to change prices easily with just a few clicks or even automatically through algorithms. While ESLs have benefits like reducing the manual burden of maintaining paper price tags, consumer advocates are concerned about potential price gouging and personalized pricing based on personal information. Despite concerns, major U.S. grocery r... more
Apr 8, 2026 10:30 AM
— Mortgage Rates
30-year mortgage rates decrease - When will they fall? | Today's mortgage and refinance rates, April 8, 2026
Average mortgage rates were mostly lower compared to last week with 30-year fixed, 15-year fixed, and 5/1 ARM rates dropping. However, the 5/1 ARM rate increased. The average jumbo mortgage rate also decreased. Mortgage rates are influenced by the economy and lender business needs and can fluctuate significantly. A rate lock can prevent rates from rising, strengthening your buying power. Bankrate ... more
Apr 8, 2026 8:31 AM
— Mortgage Rates
30-year mortgage rates fall - Is this the new normal? | Today's mortgage and refinance rates, April 7, 2026
Mortgage rates were mostly lower compared to last week, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing, but 5/1 ARM rates increasing. The 30-year fixed rate is currently 6.50%, the 15-year fixed rate is 5.83%, and the 5/1 ARM rate is 5.75%. Jumbo mortgage rates also decreased. Bankrate projects the average rate for 2026 to be around 6.1%, with rates potentially dropping to 5.7... more
Apr 6, 2026 10:36 AM
— Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, April 6, 2026
According to Bankrate data, mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM loans either decreased or stayed the same, with the exception of the 5/1 ARM rates which increased. The current average rates for these types of mortgages are provided, along with information on jumbo mortgages and refinancing. It is advised to lock in your mortgage rate during volatile economic times. Bankrat... more
Apr 3, 2026 8:32 AM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, March 30, 2026
Mortgage rates have increased due to the conflict in Iran and rising oil prices, with rates for 30-year fixed, 5/1 ARMs, and jumbo loans all going up. The 10-year Treasury bond yield, which influences fixed-rate mortgages, has stabilized at a higher level. Inflation expectations may rise, impacting interest rates and the possibility of future rate cuts by the Federal Open Market Committee. Bankrat... more
Apr 1, 2026 10:35 AM
— Mortgage Rates
30-year mortgage rates increase - Should you wait? | Today's mortgage and refinance rates, April 1, 2026
Mortgage interest rates have mostly increased due to the war in Iran, causing energy prices to rise. The impact on oil and other commodities may lead to higher inflation expectations, affecting interest rates. The 10-year Treasury bond yield influences mortgage rates, and fluctuations in these rates can have a significant impact on mortgage payments. Bankrate's Mortgage Rate Variability Index trac... more
Mar 31, 2026 10:31 AM
— Mortgage Rates
30-year mortgage rates rise - How often do rates change? | Today's mortgage and refinance rates, March 31, 2026
National mortgage rates have mostly increased, including rates for 30-year fixed, 15-year fixed, and jumbo loans, while 5/1 ARM rates decreased. The increase is attributed to tensions in Iran and rising oil prices impacting the economy, leading to higher inflation expectations. Mortgage rates are tied to the 10-year Treasury bond yield, which has stabilized at a higher level. Mortgage rates are ex... more
Mar 30, 2026 4:31 PM
— Housing Market
YIMBYism gains ground: How three states are addressing the housing shortage
The article discusses the challenges of the housing market in California and nationwide, particularly in high-priced markets like Northern California and the Boston area. Restrictive zoning policies and limited land availability have hindered homebuilding, contributing to skyrocketing home prices and housing shortages. Efforts are being made to remove obstacles to housing construction and increase... more
Mar 30, 2026 12:32 PM
— Mortgage Rates
30-year mortgage rates increase - To buy or wait? | Today's mortgage and refinance rates, March 27, 2026
The article provides data on average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages over a period of time. It also mentions that Bankrate.com is an independent publisher that may earn compensation through advertising. There is a disclaimer about the impact of compensation on product listings.
Mar 26, 2026 8:31 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, March 23, 2026
The article provides current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an advertising-supported publisher and comparison service.
Mar 26, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates increase - When will they fall? | Today's mortgage and refinance rates, March 26, 2026
The article outlines the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. The rates vary slightly across different time periods.
Mar 24, 2026 12:32 PM
— Mortgage Rates
Mortgage rates spike as Iran conflict continues
The article discusses the current mortgage rates and national housing market trends. It mentions the average 30-year fixed mortgage rates, national median family income, median home price, home price trends, and the impact of rising oil prices on mortgage rates. It also touches on the Federal Reserve's decision to hold its benchmark rate steady and the expectation of a rate cut by the end of the y... more
Mar 24, 2026 4:32 AM
— Mortgage Rates
30-year mortgage rates rise - How long should buyers wait? | Today's mortgage and refinance rates, March 24, 2026
Mortgage interest rates have risen due to factors like inflation, the Federal Reserve's decisions, and the yield on the 10-year Treasury Bond. The current average rates for various types of mortgages have increased compared to the previous week. The article also discusses projections for future mortgage rates and provides tips for applying for a mortgage.
Mar 23, 2026 7:52 AM
— Home Insurance Policies
When home insurance falls short on rebuild costs
Emily Gershon and her husband faced a significant gap between their insurance policy's coverage and the actual cost of rebuilding their home after a fire. Discrepancies in estimates, policy limitations, and valuation methods can lead to underinsurance for homeowners. Factors like rising construction costs, depreciation holdbacks, and confusion around rebuild estimates contribute to these coverage ... more
Mar 20, 2026 9:45 AM
— Mortgage Lenders
Homebuying in America: The lending process "was probably the biggest headache” |
When Jessica Lee bought her townhome, the builder offered 5% in closing costs if she borrowed from their preferred lender. Two-thirds of builders are currently offering incentives for buyers such as price cuts, rate buydowns, and closing cost assistance. It's important for buyers to shop around for the best mortgage rates, even though builder rates can make sense. Lee was able to purchase her home... more
Mar 20, 2026 8:53 AM
— Mortgage Rates
30-year mortgage rates increase - When will they fall? | Today's mortgage and refinance rates, March 20, 2026
Bankrate data shows that average mortgage rates for 30-year fixed, 5/1 ARMs, and jumbo loans have risen due to concerns over inflation, oil prices, and the yield on the 10-year Treasury Bond. The recent Federal Open Market Committee meeting did not result in a rate adjustment. Despite inflation increasing, the FOMC projects a rate cut by the end of December. Mortgage rates have been affected by ri... more
Mar 20, 2026 7:53 AM
— Mortgage Rates
Bankrate’s methodology: Behind our low mortgage rates
Bankrate helps homeowners find the best mortgage rates by making lenders compete with each other to offer lower rates. They use rigorous data analysis to compare their top offers against 300+ banks and credit unions. In 2025, Bankrate's top offer beat 99.7% of other offers, saving consumers an average of $73,000 over the life of a 30-year mortgage. By comparing real-world choices against the natio... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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