Skip to main content Skip to footer

Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Mortgage Rates
Showing 1537 - 1560 of 1951 results
Aug 4, 2025 7:23 AM — Mortgage Rates
When will mortgage rates go down? Outlooks after a year of unwavering rates.
The article discusses how mortgage interest rates have recently stalled, with the current rates for 30-year fixed-rate mortgages at 6.72%, slightly lower since last week. Despite potential home buyers hoping for a more significant drop in rates, the data suggests that they are unlikely to decrease much in the second half of 2025. The article explains how mortgage rates are influenced by factors su... more
Aug 4, 2025 3:23 AM — Mortgage Rates
Mortgage and refinance interest rates today for August 4, 2025: Rates expected to stay high for months
The average mortgage rates for 30-year fixed, 15-year fixed, and VA loans are around 6.60%, 5.76%, and 6.22% respectively. Experts predict that rates will stay above 6% in the coming quarters with slight increases. Adjustable-rate mortgages (ARMs) can offer lower initial rates but carry the risk of rates rising after the initial period. Lower mortgage rates are offered to buyers with higher down p... more
Aug 4, 2025 3:23 AM — Mortgage Rates
Warren Buffett Said Buying 'Distressed' Homes With 30-Year Mortgages And Renting Them Out Might Be The 'Most Attractive' Investment Available
The article discusses Warren Buffett's advice in 2012 about buying homes as a good investment opportunity, especially with low mortgage rates and distressed property prices. Buffett recommended financing with a 30-year mortgage for a leveraged way of owning a cheap asset. In 2025, mortgage rates have climbed past 6.7%, making monthly payments more expensive as home prices remain elevated.
Aug 3, 2025 3:23 PM — Mortgage Rates
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell below 6.64% last week, raising hopes for improved housing demand. Despite potential interest rate cuts by the Federal Reserve, mortgage professionals do not expect a significant impact on the industry. The mortgage industry is facing a critical juncture in adapting to evolving technology.
Aug 3, 2025 10:23 AM — Mortgage Rates
Mortgage and refinance interest rates today, August 3, 2025: Rates remain high
The article discusses current mortgage rate movements, indicating an increase compared to 2024. It provides data on various types of mortgages, differences between them, and factors influencing rates. It also advises on optimizing personal finances to secure better rates when buying a house. Additionally, it highlights the importance of comparing APR when choosing a lender.
Aug 2, 2025 3:27 AM — Mortgage Rates
Mortgage and refinance interest rates today, August 2, 2025: Fixed rates waver
The article discusses the fluctuation of mortgage interest rates, providing current rates for 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, 30-year VA, and 15-year VA loans. It explains the difference between 30-year and 15-year fixed rates in terms of monthly payments, interest, and advantages. The article also touches on adjustable-rate mortgages (ARMs) and offers advice for tho... more
Aug 1, 2025 12:54 PM — Mortgage Rates
Mortgage Applications Fall as Rates Held Near Highs
Mortgage application activity fell last week, with both purchase and refinance demand decreasing. The 30-year fixed rate remained high at 6.83%, deterring refinancing. Purchase applications dropped by almost 6% despite slowing home-price growth and rising inventory. The Refinance Index fell 1% week-over-week but is still higher than last year. The Purchase Index decreased by 6%, remaining above 20... more
Aug 1, 2025 12:23 PM — Mortgage Rates
Mortgage Rates Instantly Drop to 4 Month Lows After Jobs Report
The article discusses how revisions to the jobs report, specifically removing 253k jobs from the initially reported numbers, caused rates to improve. The revisions are a normal part of the reporting process due to incomplete data initially received from employers. Traders reacted to the weaker labor market conditions indicated by the revisions by pushing rates lower.
Aug 1, 2025 8:34 AM — Mortgage Rates
Weak jobs data boosts odds of mortgage rate drop
Employment numbers fell below expectations, leading to speculation of a potential drop in mortgage rates and increased hiring in the industry. The 30-year fixed-rate mortgage is stable since a previous spike, and mortgage rates are expected to remain elevated yet stable for a longer period. Bond investors are preparing for a busy week with various economic events. The Mortgage Bankers Association ... more
Aug 1, 2025 8:23 AM — Mortgage Rates
Average rate on a 30-year mortgage eases again, offering modest relief for home shoppers
The average rate on a 30-year mortgage in the U.S. eased slightly, offering modest relief to homebuyers dealing with rising home prices and borrowing costs. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy decisions and bond market investors' expectations. Despite recent easing, economists still expect mortgage rates to remain above 6% this year, impacting h... more
Aug 1, 2025 4:23 AM — Mortgage Rates
Mortgage rates average 6.72% following Fed’s continued rate pause
Mortgage rates decreased slightly after the Federal Reserve kept benchmark interest rates steady. The average rate on a 30-year fixed mortgage was 6.72%, down from 6.74%, while the 15-year fixed mortgage rate was 5.85%. Despite this, mortgage rates near 7% subdued the spring homebuying season, with home contract signings decreasing. Mortgage applications to purchase a home also declined, while ref... more
Jul 31, 2025 12:23 PM — Mortgage Rates
Mortgage Rates Hold Near July Lows Ahead of Jobs Report
Mortgage rates remained stable as bond market improved in the morning, staying close to yesterday's levels. Tomorrow's job report is crucial for rates, with potential for an increase if job growth is strong.
Jul 31, 2025 12:23 PM — Mortgage Rates
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Home buyers became used to sub-3% mortgage rates during the pandemic, but rates have climbed to 6.75% recently. Experts warn that rates are unlikely to decrease significantly in the near future, making homes unaffordable for average buyers. Inventory levels have risen, but there is still a shortage of affordable housing in the U.S. Mortgage rates and high home prices continue to deter potential bu... more
Jul 31, 2025 10:33 AM — Mortgage Rates
Why mortgage rates are trapped in a narrow range
Mortgage rates remained largely steady with the Federal Reserve's decision in the past week. The 30-year fixed rate mortgage dropped below 6.8% for the first time since May. However, the rate rose slightly due to a strong jobs report and uncertainty around tariffs. Overall, significant movement in mortgage rates is not expected soon.
Jul 31, 2025 9:24 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 31, 2025: Rates tick down after Fed meeting
Current mortgage rates have decreased slightly, with the 30-year fixed mortgage rate at 6.72% and the 15-year fixed mortgage rate at 5.85%. The Federal Reserve voted against a rate cut, suggesting that fixed mortgage rates are not expected to drop significantly in the upcoming months. The economy impacts mortgage rates, which can be controlled by factors like credit scores, DTI ratios, and down pa... more
Jul 30, 2025 3:23 PM — Mortgage Rates
Rates remain elevated as Fed set to meet | Current mortgage and refinance rates for July 30, 2025
Mortgage interest rates were mixed compared to last week, with some rates decreasing, others increasing. The Federal Reserve is unlikely to drop its benchmark rate despite pressure from the White House, as inflation has increased due to tariffs. The average rates for different types of mortgages have fluctuated slightly over the past week, with some showing decreases and others showing increases.
Jul 30, 2025 2:23 PM — Mortgage Rates
When will mortgage rates drop below 6%?
The National Association of Realtors (NAR) believes that mortgage rates need to drop below 6% to help stimulate the housing market. However, Fannie Mae predicts that rates will stay at 6% or higher until at least 2027. Despite hopes for interest rate cuts, experts believe it may not significantly impact mortgage rates due to economic uncertainty. NAR encourages potential homebuyers to not wait for... more
Jul 30, 2025 1:24 PM — Mortgage Rates
Mortgage Rates Sideways to Slightly Lower
Wednesday saw a rise in volatility for rates due to economic reports showing stronger employment and higher GDP growth. The increase in the PCE price index was particularly concerning for rates. The Fed's policy announcement did not change the bigger picture, but lowered expectations for Fed rate cuts. Mortgage rates remained mostly unchanged.
Jul 30, 2025 12:23 PM — Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay flat
The article discusses current mortgage interest rates and the impact of the Federal Reserve keeping the federal funds rate steady. The 30-year fixed rate remains flat at 6.69%, while the 15-year mortgage rate decreased slightly to 5.89%. The article also provides insight into 30-year, 20-year, and VA rates, as well as refinancing rates. It highlights the pros and cons of different mortgage terms, ... more
Jul 30, 2025 10:23 AM — Mortgage Rates
Fed meeting news today: Two top officials may break from Powell as Trump pressures for rate cuts
The Federal Reserve left interest rates unchanged, leading to borrowing costs staying high for consumers. Savers with high-yield savings accounts have been benefiting from inflation-beating returns. Mortgage rates have been stable in recent months, with housing economists predicting rates above 6.5% for the rest of the year. Despite consumer pessimism, actual economic data has shown resilience, le... more
Jul 30, 2025 4:00 AM — Mortgage Rates
Mortgage demand drops to lowest level since May, as interest rates stall
Mortgage interest rates have remained stable, but consumer confidence in the economy is low, leading to a decrease in mortgage applications. Both purchase and refinance activity declined, with low volume skewing annual comparisons. Uncertainty about the economy and job market is impacting potential homebuyers' decisions. Refinance volume is historically low, with rates expected to potentially chan... more
Jul 30, 2025 3:24 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay relatively flat
The article discusses the current mortgage interest rates, refinancing rates, and the advantages and disadvantages of different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It emphasizes that mortgage rates are expected to stay stable for the next few months and provides tips to secure a low mortgage refinance rate.
Jul 29, 2025 3:53 PM — Mortgage Rates
Are we heading to 7% mortgage rates? Here's the outlook.
The article discusses the possibility of mortgage rates reaching 7%, a level that has been seen many times in the past, with some predictions suggesting that rates may not hit that specific mark in the near future. The impact of different interest rates on a $300,000 mortgage is also analyzed. It explains how tracking the 10-year Treasury note can provide insight into future mortgage rate movement... more
Jul 29, 2025 9:23 AM — Mortgage Rates
Majority of rates decline as Fed set to meet | Mortgage and refinance rates for July 29, 2025
Mortgage interest rates were mostly down compared to last week, with rates for 30-year fixed, 15-year fixed, and jumbo loans decreasing, while rates for adjustable rate mortgages increased. The Federal Reserve will likely not drop its benchmark rate despite pressure from the White House. The average rates for various types of mortgages are detailed, along with tips for getting the best possible ra... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.

All logos, trademarks, and brand names appearing on this website are the property of their respective owners.

We use cookies and similar technologies to improve your experience, analyze site usage, and deliver personalized content. By clicking "Accept", you agree to the storing of cookies on your device in accordance with our Privacy Policy. You can manage your cookie preferences at any time.