Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 121 - 144 of 4960 results
Apr 6, 2026 4:32 PM
— Housing Market
Distressed FHA loans drive spiking delinquency rates
While national mortgage delinquency rates remain below pre-pandemic levels, serious delinquencies are at their highest since 2018 due to a decline in loan cure activity, primarily in the FHA lending segment. Affordability gains have been eroded by a recent increase in 30-year mortgage rates, but most markets are still more affordable than a year ago. Housing inventory is increasing, with significa... more
Apr 6, 2026 4:30 PM
— Bond Markets
Roughly Unchanged as Holiday Effect Persists
Despite lower volume and liquidity in the US due to international holidays, bonds have still managed to shrug off Friday's strong jobs report. The focus remains on the unemployment rate and war-related developments for their impact on economic data. ISM Services data and CPI for March will be released this week, with no significant changes in the status of the war over the weekend.
Apr 6, 2026 1:34 PM
— Housing Market
Jump in pending home listings defies March rise in mortgage rates
Despite climbing mortgage rates, the share of newly pending listings hit their highest levels in March over the past five years. Mortgage affordability took a hit as typical mortgage payments rose and average mortgage rates increased due to global energy and trade shocks. However, homebuying enthusiasm remained strong in March, signaling a turning point in the market. Resilient housing demand was ... more
Apr 6, 2026 1:34 PM
— Reverse Mortgages
FOA launches new reverse mortgage line of credit product
Reverse mortgage lender Finance of America reported a decrease in net income, while borrower equity fell year over year. However, HECM endorsements rose, indicating older homeowners are still accessing their home equity.
Apr 6, 2026 12:31 PM
— Interest Rates
Mortgage Rates Steady to Slightly Lower
Mortgage rates remained stable with minimal changes from the previous day. The bond market, which influences rate movement, was quiet due to overseas markets being closed for holidays. Financial markets are closely monitoring developments in the Iran war, particularly Trump's deadline for Iran to reopen The Strait of Hormuz.
Apr 6, 2026 12:30 PM
— Bond Markets
Holiday-Adjacent Waiting Game
On Monday, the U.S. bond market experienced low volume due to overseas holiday closures, resulting in limited impact from headlines and data. The market is waiting to see the outcome of Iran's response to Trump's deadline on reopening shipping channels.
Apr 6, 2026 11:45 AM
— Mortgage Rates
Mortgage and refinance interest rates today, April 6, 2026: Down a quarter point in 5 days
The article discusses the current mortgage rates, refinance rates, the difference between a 15-year and 30-year mortgage, adjustable-rate mortgages, factors affecting mortgage rates, and predictions for future rates provided by experts.
Apr 6, 2026 10:36 AM
— Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, April 6, 2026
According to Bankrate data, mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM loans either decreased or stayed the same, with the exception of the 5/1 ARM rates which increased. The current average rates for these types of mortgages are provided, along with information on jumbo mortgages and refinancing. It is advised to lock in your mortgage rate during volatile economic times. Bankrat... more
Apr 6, 2026 10:34 AM
— Mortgage Rates
Spring's hot housing market just ran into a problem
The spring homebuying season started strong due to improved affordability and increased inventory, but the recent rise in mortgage rates has caused some buyers to be pushed out of the market.
Apr 6, 2026 10:30 AM
— Housing Market
Spring homebuying seems to be picking up despite mortgage rate volatility
The number of homes under contract in March increased by 4.6% year over year, despite rising mortgage rates. There are signs of improvement in the housing market, with active inventory also increasing. However, the sudden uptick in mortgage rates in recent weeks has clouded the outlook for market recovery.
Apr 6, 2026 7:31 AM
— Mortgage Rates
What are today's mortgage interest rates: April 6, 2026?
Mortgage rates have been increasing due to economic uncertainty, tariff announcements, and elevated inflation. As of April 6, 2026, the average mortgage interest rate on a 30-year mortgage is 6.41% and on a 15-year mortgage is 6.02%. Refinancing rates are at 6.84% for 30-year loans and 5.84% for 15-year loans. Buyers and homeowners with strong credit profiles may be able to secure lower rates, and... more
Apr 6, 2026 4:32 AM
— Mortgage Lenders
RESPA cases are rising as states fill CFPB void
Washington State charged Newrez after a consumer investigation following enforcement action against Luminate Home Loans. Trump's mortgage deregulation order received cautious praise from lenders but alarm from consumer groups. Rocket Mortgage and Compass launched a Redfin listing partnership, while the Federal Housing Finance Agency reviews fraud tips. Federal examination activity has decreased, b... more
Apr 6, 2026 2:33 AM
— Mortgage Rates
What President Trump can do about mortgage rates
The article discusses President Trump's focus on lowering mortgage rates through direct intervention, such as directing Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities. It argues that the Federal Reserve is not the right tool for government yield curve management and proposes changes in the GSEs' model of purchasing low coupon MBS and Treasury securities.
Apr 5, 2026 8:30 PM
— Mortgage Rates
Today’s Mortgage Rates, April 5: 30-Year Fixed Rate Drops Sharply Since Last Weekend
On April 5th, 2026, mortgage rates have dropped, with the average 30-year fixed rate at 6.22% and the 15-year fixed rate at 5.72%. This decline offers hope for potential homeowners, although concerns about global events, inflation, and the Federal Reserve regulation still linger. It is recommended to shop around for the best mortgage deal amidst the fluctuations in rates.
Apr 5, 2026 4:33 PM
— Mortgage Finance
High Demand for Mortgages Raises Rate, Processing Time (IMT)
Economists have studied and measured the influence of demand shocks on the rates set by lenders and the efficiency of loan origination.
Apr 5, 2026 4:31 PM
— Mortgage Rates
Fannie Mae Says Mortgage Rates Will Drop To 5.7% By Year End — But Here's The Catch Nobody Is Talking About
Fannie Mae predicts mortgage rates will fall below 6% by the end of 2026, with rates expected to decline steadily throughout the year. This revision is based on slower GDP growth and a decrease in the 10-year Treasury yield, which influences mortgage rates. Lower rates are expected to improve housing affordability and lead to a decline in home prices relative to other goods and services.
Apr 5, 2026 12:33 PM
— Mortgage Rates
Mortgage and refinance interest rates today, April 5, 2026: Down sharply from last weekend
This article discusses the current mortgage rates according to the Zillow lender marketplace, comparisons between different mortgage types, factors affecting mortgage rates, tips for getting lower rates, and considerations when refinancing a mortgage.
Apr 4, 2026 8:33 PM
— Housing Market
Apr. 4: Population trends for LOs; Third party provider product news; Saturday Spotlight: Foundation Mortgage
China has a property glut leading to low prices and empty buildings, while cemetery space is limited, prompting authorities to ban 'bone ash apartments,' or residences used for storing cremated remains. Meanwhile, in the US, population growth slowed due to reduced net immigration, impacting home spending trends for recent buyers.
Apr 4, 2026 4:35 PM
— Mortgage Rates
How is the housing market weathering war-time economics?
Weekly pending home sales decreased slightly due to rising mortgage rates, with total pending sales still showing year-over-year growth. Purchase applications slowed to 1% year-over-year growth. Mortgage rates have fluctuated during the conflict with Iran, impacting housing data. Mortgage spreads remain positive for housing in 2026 despite rate volatility.
Apr 4, 2026 12:33 PM
— Mortgage Rates
Mortgage and refinance interest rates today, April 4, 2026: Down a quarter point since last weekend
Mortgage rates have declined for five consecutive days according to Zillow data, with the current 30-year fixed rate at 6.22% and the 15-year fixed rate at 5.72%. The article discusses the advantages and disadvantages of various mortgage options, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages, as well as the impact of credit scores and DTI on rates. It also touches on market t... more
Apr 4, 2026 12:30 PM
— Mortgage Rates
Housing market trends favor home shoppers, but Iran war clouds the outlook for mortgage rates
The economic fallout from the war with Iran is driving up mortgage rates, making home buying more expensive. Although rates are still down from a year ago, their recent upward trend has led to a slowdown in mortgage applications. The conflict has injected uncertainty into the U.S. economic outlook, affecting the spring buying season and potentially dampening home sales.
Apr 3, 2026 8:32 PM
— Mortgage Lenders
No-Appraisal Home Equity Loans: Where to Find Them 2026
Some lenders are now offering no-appraisal home equity loans, which allow borrowers to access their equity faster and with fewer upfront costs. These loans use automated tools to estimate the home's value instead of a traditional appraisal. Borrowers may face stricter requirements such as a higher credit score or minimum home equity. Different lenders offer this option, including credit unions, on... more
Apr 3, 2026 4:33 PM
— Mortgage Finance
Bank Sales of Mortgages Rise to 2022 Level at End of 2025
The article discusses developments in the mortgage industry as of 2026, highlighting various trends and changes. It emphasizes the importance of staying informed and adapting to the evolving landscape of mortgage lending.
Apr 3, 2026 4:32 PM
— Mortgage Finance
Rising Interest Rates Diminishing Mortgage Demand
The article provides information about the Inside Mortgage Finance Publications copyright and their services related to design, CMS, hosting, and web development.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.