Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 649 - 672 of 6688 results
Oct 13, 2026 11:21 AM
— Mortgage Finance
Mutual Fund Investment in CRT Reduces Spreads (IMA)
Economists highlight that the pricing of mortgage credit risk is influenced by both the quality of the mortgages and the party responsible for bearing the risk.
Oct 13, 2026 11:21 AM
— Mortgage Rates
Existing home sales beat estimates, but don’t reflect recent higher rates
The National Association of REALTORS® (NAR) reported a 1.5% monthly increase in existing home sales but a 2.2% decrease from a year earlier. While current home prices remain higher year over year, the report may not accurately reflect the recent rise in mortgage rates above 7%. The low inventory of 1.6 million homes, compared to the normal range of 2 to 2.5 million, contributes to challenges in ho... more
Oct 13, 2026 11:21 AM
— Mortgage Lending
Experian expands Power Profile Plus, adds unlimited soft pulls
Experian has improved its Power Profile Plus for Mortgage, allowing lenders to request unlimited follow-up soft inquiries for credit checks without incurring extra charges. This updated functionality provides a full Experian credit profile and VantageScore 4.0 through soft inquiries, enabling lenders to better evaluate borrowers without initially needing a hard credit check. The enhancements are i... more
Oct 13, 2026 11:06 AM
— Housing Market
Housing experts not overly encouraged by September’s slight rise in existing-home sales
In September, existing-home sales saw a slight increase of 1.5% from August, reaching an annual pace of 3.99 million, but remained 2.2% lower than a year ago. Despite halting a three-month decline, sales are at a multiyear low. The unsold housing inventory rose, highlighting a market with more sellers than buyers amid affordability issues. Average mortgage rates climbed significantly during Septem... more
Oct 13, 2026 11:04 AM
— Mortgage Rates
Higher Mortgage Rates Will Hit Home Sales—Just Not Yet
Despite a rise in mortgage rates during September, existing home sales in the U.S. increased. This trend contradicts the typical expectation where higher mortgage rates would deter home sales. The article notes broader economic indicators, such as consumer spending, which remain strong even in the face of rising costs.
Oct 13, 2026 11:02 AM
— Mortgage Lending
For servicer customer retention, focus on digital experience
The article discusses various topics related to the mortgage industry, including risks associated with bond delivery in futures contracts, issues arising from marketing services agreements due to poor legal counsel, advancements in technology for automating workflows in compliance, the growing involvement of depositories in the securitized market, new servicing opportunities amidst market changes,... more
Oct 13, 2026 11:01 AM
— Mortgage Lending
Back in charge, Garg details where Better is cutting costs
Better Home & Finance is cutting over $64 million in annualized costs as it recovers from a two-month proxy battle, while also restructuring its leadership with a new CEO and chairman. The company has seen significant revenue and loan volume growth since 2024, despite a recent 2% drop in contract closings to an annualized rate of 3.98 million in August. Other industry developments include partners... more
Oct 13, 2026 10:49 AM
— Mortgage Rates
Arizona Central Credit Union | Checking, Saving, Loans, & More
Arizona Central Credit Union promotes its financial products and services, including home loans advertised from 7.356% APR for a 30-year term, along with auto loans, credit cards, personal loans, HELOCs, savings products, and business lending. Mortgage rates and terms depend on factors such as credit history and combined loan-to-value ratio. The credit union also highlights its Arizona branches, m... more
Oct 13, 2026 10:32 AM
— Mortgage Finance
Two Harbors Saga Brings Uncertainty to M&A Market (IMF)
Analysts suggest that the current bidding war for Two Harbors Investment may lead to increased acquisition costs for mortgage servicers in the future.
Oct 13, 2026 10:25 AM
— Housing Market
The Iran war is costing American households $2,000 each, Moody’s estimates
The article contains information about market dynamics, highlighting the Fear & Greed Index, which reflects investor sentiment. It also discusses various market news updates relevant to current economic conditions.
Oct 13, 2026 10:03 AM
— Mortgage Rates
Mortgage Rates Face Downward Pressure as Treasury Yields Fall | Today, October 13, 2026
The 10-year Treasury yield decreased by 5.3 basis points to 5.189%, potentially easing mortgage pricing pressure without confirming an immediate change in mortgage rates. Freddie Mac reported the average 30-year mortgage rate at 7.40% for the week ending Oct. 8, an increase from the previous week. Despite the declining Treasury yield, actual mortgage quotes may not reflect this change right away. ... more
Oct 13, 2026 9:53 AM
— Mortgage Lending
Regulators should rethink proposed CRA changes, NAAHL says
The National Association of Affordable Housing Lenders urged the OCC and FDIC to reconsider proposed Community Reinvestment Act changes, warning that higher bank asset thresholds and grant restrictions could reduce financing incentives for affordable housing and community development. NAAHL estimates that 2.6 million people could live in areas without banks evaluated for community development.
Oct 13, 2026 9:53 AM
— Mortgage Lending
MBA Opens Doors Foundation Announces 2026 Award Winners
The provided text appears to be contact information for Brittney Prophete at the Mortgage Bankers Association, including multiple phone numbers for inquiries. However, it does not contain any content directly related to mortgage-related topics.
Oct 13, 2026 9:53 AM
— Mortgage Lenders
MORPAC Presents Duane Andrews with the 2026 Kurt Pfotenhauer Award
The article contains contact information for Brittney Prophete at the Mortgage Bankers Association, including phone numbers for direct and general inquiries. It does not provide substantive information on mortgage-related topics.
Oct 13, 2026 9:37 AM
— Housing Market
Enter … The Trump Zone: Where Everybody Loses
The article criticizes Donald Trump's impact on the housing market, stating that he has negatively affected home values while simultaneously increasing the costs of purchasing a house. It argues that despite rising housing costs benefiting current homeowners by increasing property values, Trump's actions have distorted the market, making homeownership less affordable and devaluing homes.
Oct 13, 2026 9:15 AM
— Mortgage Lending
US existing home sales rise in September; higher mortgage rates dim outlook
The increased adoption of AI technology by companies in the euro zone may limit workers' ability to negotiate for higher wages, according to ECB chief economist Philip Lane. Additionally, hefty investments in AI could lead to tighter financing conditions for businesses.
Oct 13, 2026 9:15 AM
— Mortgage Lending
Lenders should weigh risks vs. cost in credit options
The article discusses the transition of lenders to the new VantageScore 4.0 system, highlighting Fannie Mae and Freddie Mac's guidance and deadlines for compliance. It mentions that while some single-family mortgages are already being securitized with the new scores, they are often done alongside traditional FICO scores. The article also points out concerns regarding the quality of data from credi... more
Oct 13, 2026 9:13 AM
— Mortgage Rates
Existing home sales, housing inventory rise in September
Existing home sales increased by 1.5% month-over-month in September to an annual rate of 3.99 million but fell 2.2% year-over-year. Inventory reached 1.60 million units, maintaining a 4.8-month supply, with the median price hitting $417,500, marking 39 consecutive months of annual gains. Higher mortgage rates continue to limit buyers' affordability, although rising inventory and longer marketing t... more
Oct 13, 2026 9:09 AM
— Interest Rates
Fed’s Waller says AI-fueled inflation could persist for years
Federal Reserve Governor Christopher Waller stated that inflationary pressures due to artificial intelligence investment will likely persist for two to three years. While productivity gains from AI are anticipated in the long term to reduce inflation, current inflation reacceleration stems from various factors, including energy crises and AI spending. The Fed raised interest rates for the first ti... more
Oct 13, 2026 9:04 AM
— Mortgage Rates
Home prices flatten or fall as mortgage rates climb. Is it a good time to buy?
The article discusses the current state of the housing market, noting that while home prices are either rising slowly or falling, mortgage rates have increased to over 7.4%, which is discouraging many potential buyers from entering the market.
Oct 13, 2026 9:04 AM
— Mortgage Rates
Mortgage rates climb as home prices flatten or fall. Is it a good time to buy?
The article discusses the current state of the housing market, highlighting that while home prices are either slowly rising or falling, mortgage rates have increased to over 7.4%. This rise in mortgage rates has led to many potential buyers hesitating to enter the market. The insights are provided by Indira Lakshmanan and Roben Farzad during a segment on the wobbly housing market.
Oct 13, 2026 9:04 AM
— Mortgage Rates
Home prices flatten or fall as mortgage rates climb. Is it a good time to buy?
The article discusses the current state of the housing market, indicating that while home prices are either rising slowly or even decreasing, mortgage rates have exceeded 7.4%. This increase in mortgage rates is causing many potential buyers to hesitate in making purchases.
Oct 13, 2026 9:02 AM
— Mortgage Rates
US home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
In September, sales of previously occupied U.S. homes increased by 1.5% from August, reaching an annual rate of 3.99 million units, yet this figure is 2.2% lower compared to the previous year. The housing market is facing challenges due to elevated mortgage rates, which hit a three-year high of 7.4%. This rise in borrowing costs, stemming from inflation and geopolitical tensions, has stalled sales... more
Oct 13, 2026 9:02 AM
— Mortgage Lending
US home sales rose in September, but slowed from a year earlier as mortgage rates, prices rose
The article discusses the use of a security service by a website that temporarily displays a page to ensure that users are human and not bots as part of its protection measures.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.