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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 649 - 672 of 5268 results
Mar 21, 2026 4:34 AM — Mortgage Rates
Mortgage Rates Flat to End Week | Today, March 20, 2026
Mortgage rates have slightly decreased, but there are economic headwinds that could push rates higher. Refinancing and tapping into home equity are advised for those interested. The average 30-year fixed mortgage rate and the 15-year fixed mortgage rate are mentioned. Adjustable-rate mortgages are also discussed, along with market pressures impacting mortgage rates. Both inflation concerns and geo... more
Mar 21, 2026 4:33 AM — Mortgage Finance
Homebuilders’ Usage of Sale Incentives Stabilizing
The article discusses the various aspects of the mortgage industry in 2026, such as mortgage rates, lending practices, and market trends.
Mar 21, 2026 4:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, March 21, 2026: Jumping to a six-month high
The article discusses how mortgage rates have reached a nearly six-month high, with the 30-year fixed rate at 6.31% and the 15-year fixed rate at 5.77%. It also explains the pros and cons of 30-year and 15-year fixed-rate mortgages, as well as adjustable-rate mortgages. Additionally, it mentions that now is a good time to buy a house compared to previous years, and it provides insights on interest... more
Mar 21, 2026 4:31 AM — Mortgage Rates
Markets drop as gas prices, mortgage rates rise
Markets are on a four-week losing streak, nearing a possible correction of ten percent drop from recent highs. The war with Iran is causing oil and gas prices to rise, leading to an increase in mortgage rates after a recent decline.
Mar 20, 2026 7:32 PM — Housing Market
Why these round homes are resilient to hurricanes
Deltec Homes, a North Carolina builder known for its round design and reinforced connections, claims its homes can withstand winds up to about 190 mph and have a 99.9% survival rate in major hurricanes over three decades. The company's approach includes using continuous strapping, larger truss hangers, and reinforcing key connections throughout the building envelope.
Mar 20, 2026 6:31 PM — Mortgage Finance
Freedom to Acquire MSR Holder Seneca
The article discusses the latest trends and developments in the mortgage industry. It covers topics such as mortgage rates, housing market conditions, and changes in mortgage lending practices.
Mar 20, 2026 4:32 PM — Mortgage Finance
Low Credit Scores Impact More Than Mortgage Rates
The article discusses the various aspects of web development and hosting related to mortgage publications. It highlights the importance of design and content management systems in creating an effective online presence for mortgage-related information.
Mar 20, 2026 2:06 PM — Mortgage Lending
Choosing a Personal Loan Over a Home Equity Loan
The article discusses the differences between home equity loans and personal loans when it comes to solving cash-flow problems. Personal loans are faster to get, have lower set-up costs and shorter terms, making them ideal for emergencies. Home equity loans have longer terms but result in paying more interest overall. Lenders will check creditworthiness for both types of loans.
Mar 20, 2026 1:31 PM — Interest Rates
ARMs offer buyers largest discount in nearly 4 years
Adjustable-rate mortgages are currently offering homebuyers a significant discount, the 30-year fixed-rate mortgage recently dipped below 6%. The housing market is predicted to experience mortgage growth, but the industry has not fully adapted to the disruptions of this decade. Loan officers have been accused of photographing confidential data to avoid detection.
Mar 20, 2026 12:33 PM — Interest Rates
Mortgage rates are breaking higher — and things can get worse with Iran conflict
The Iran conflict has pushed the 10-year yield to 4.38%, increasing the risk of higher mortgage rates during the spring season. Some doves at the Federal Reserve have turned hawkish, and the bond market is pricing a 50% chance of a rate hike in October. The shifting Fed tone and the ongoing conflict are influencing mortgage rates.
Mar 20, 2026 11:30 AM — Interest Rates
Mortgage Rates Move Back Above 6.5%
Top tier 30yr fixed mortgage rates have risen back over 6.5%, the highest since September 3rd, 2025, due to the Iran war causing surging fuel costs and central banks reevaluating inflation expectations. Expectations of rate hikes/cuts by global banks are causing rapid changes in mortgage rates in the same direction, leading to increased volatility in the market.
Mar 20, 2026 10:32 AM — Housing Market
FinCEN anti-money laundering rule struck down in court
A federal judge in Texas has vacated the Financial Crimes Enforcement Network's nationwide anti-money laundering rule, removing reporting requirements on non-financed real estate deals. This decision eliminates compliance burdens for title companies and restores prior practices.
Mar 20, 2026 10:30 AM — Mortgage Rates
Mortgage rate predictions for the next 5 years: AI-powered forecast through 2030
The article discusses the predictions for long-term mortgage rates in 2026 and beyond, based on Treasury yields forecasts and historical spreads between Treasury and mortgage rates. It includes forecasts from various sources, including estimates from economists and artificial intelligence. The analysis suggests that mortgage rates are not expected to drop significantly in the next five years, but ... more
Mar 20, 2026 10:29 AM — Housing Market
New-home mortgage applications dip in February amid buyer caution
Purchase mortgage applications for newly constructed homes weakened in February, despite easing mortgage rates and an abundance of new-home inventory. The decline in new-home application volumes was attributed to macroeconomic uncertainty and a weakening job market. New-home sales were higher than last year, but official figures differ from MBA estimates due to different methods of data collection... more
Mar 20, 2026 9:45 AM — Mortgage Lenders
Homebuying in America: The lending process "was probably the biggest headache” |
When Jessica Lee bought her townhome, the builder offered 5% in closing costs if she borrowed from their preferred lender. Two-thirds of builders are currently offering incentives for buyers such as price cuts, rate buydowns, and closing cost assistance. It's important for buyers to shop around for the best mortgage rates, even though builder rates can make sense. Lee was able to purchase her home... more
Mar 20, 2026 9:30 AM — Mortgage Rates
The spring housing market is on, but mortgage rates just shot higher. Here's what to know.
The housing market in spring is facing challenges due to rising mortgage rates, caused by the Federal Reserve reconsidering due to rising inflation and the war with Iran. Despite homes being more affordable for buyers, inventory is increasing as homes stay on the market longer. Some markets are seeing price appreciation, while others are cooling off. Builders are struggling with an oversupply of h... more
Mar 20, 2026 8:53 AM — Mortgage Rates
30-year mortgage rates increase - When will they fall? | Today's mortgage and refinance rates, March 20, 2026
Bankrate data shows that average mortgage rates for 30-year fixed, 5/1 ARMs, and jumbo loans have risen due to concerns over inflation, oil prices, and the yield on the 10-year Treasury Bond. The recent Federal Open Market Committee meeting did not result in a rate adjustment. Despite inflation increasing, the FOMC projects a rate cut by the end of December. Mortgage rates have been affected by ri... more
Mar 20, 2026 7:53 AM — Mortgage Rates
Bankrate’s methodology: Behind our low mortgage rates
Bankrate helps homeowners find the best mortgage rates by making lenders compete with each other to offer lower rates. They use rigorous data analysis to compare their top offers against 300+ banks and credit unions. In 2025, Bankrate's top offer beat 99.7% of other offers, saving consumers an average of $73,000 over the life of a 30-year mortgage. By comparing real-world choices against the natio... more
Mar 20, 2026 6:30 AM — Bond Markets
Central Banks Cite Oil to Steal Spotlight From Oil
Central banks have shifted the market focus from energy prices to inflation risks and rate hikes. The increased energy prices have led to concerns about inflation and eliminated expectations for rate cuts, with some European banks even considering rate hikes. Fed Funds Futures in the U.S. are now pricing in a 10% chance of a rate hike at the next meeting. There are worries about lasting inflation ... more
Mar 20, 2026 12:33 AM — Housing Market
Lower rates aren’t enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success
Mortgage lenders and servicers are preparing for the spring homebuying season by focusing on sustainable homeownership beyond just interest rates. Affordability pressures persist as household budgets are constrained, leading to potential issues in the future. Borrower education and proactive servicing are seen as key factors in reducing delinquencies and supporting long-term borrower success. The ... more
Mar 19, 2026 6:30 PM — Housing Market
Family, jobs, sunshine: Why these homeowners are opting out of their 3% mortgage
The article discusses how some homeowners are giving up their low mortgage rates to move to new homes due to factors like growing families, better work opportunities, lifestyle changes, and more space. The 'lock-in' effect of low mortgage rates is gradually loosening as life events drive people to move, despite interest rates slowly increasing from around 4.4% in 2025 to projections of 6% to 6.5% ... more
Mar 19, 2026 5:31 PM — Treasury Rates
Treasury yields hit months-long highs after FOMC
Weekly jobless claims and the Philly Fed Manufacturing Index were reported to be lower than expected, leading to negative market reactions. Treasuries rallied and broke key levels, but face resistance and unchanged rate-cut expectations. Treasury yields look oversold but still indicate a broader uptrend, and swung wildly after a soft jobs report, causing concerns about the rate path ahead.
Mar 19, 2026 3:30 PM — Mortgage Rates
Highest Mortgage Rates Since August 2025
Mortgage rates in March 2026 have been negatively impacted by the Iran war, leading to disruptions in infrastructure and spikes in energy prices. Even if the war were to end, inflation expectations and interest rates may not immediately return to pre-war levels. News of U.S. troop deployment caused rates to jump, with the average top tier 30yr fixed rate reaching 6.55% for the first time since Aug... more
Mar 19, 2026 3:30 PM — Mortgage Lending
Mortgage rates keep heading up, hit highest level since December
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