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News for: Mortgage Rates
Showing 481 - 504 of 1951 results
Feb 13, 2026 6:30 AM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, February 13, 2026
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased, while jumbo loan rates have increased. Rates have remained relatively stable since the Fed's last meeting. The market is waiting for more evidence before making significant moves. Current average rates are 6.15% for a 30-year fixed mortgage, 5.51% for a 15-year fixed mortgage, 5.48% for a 5/1 ARM, and 6.42% for a ... more
Feb 13, 2026 4:33 AM
— Mortgage Rates
Mortgage Rates Inch Up | Today, February 12, 2026
Mortgage rates have slightly risen but continue to remain favorable, leading to modest rate movements due to mixed economic signals. The article suggests considering refinancing or tapping into home equity. Different types of mortgages offer varying interest rates with the 30-year fixed rate mortgage currently at % and the 15-year fixed rate mortgage at %. Adjustable-rate mortgages are also availa... more
Feb 13, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 13, 2026: Low rates and new home discounts entice buyers
Mortgage rates have slightly decreased, with the 30-year fixed rate at 6.09% and the 15-year fixed rate at 5.44%. Discounts on new homes outpaced the resale market. The article discusses different types of mortgage rates, adjustable versus fixed-rate mortgages, and factors to consider when choosing a mortgage term.
Feb 12, 2026 11:30 AM
— Mortgage Rates
Mortgage rates edge lower, hover near 6%
Mortgage rates inched lower this week, with the average rate on the 30-year fixed mortgage slipping to 6.09%. Factors like strong economic growth, low mortgage rates, and improved housing affordability are driving purchase application activity higher. However, a larger drop in rates may be needed to attract new buyers and sellers and reignite the housing market.
Feb 12, 2026 10:28 AM
— Mortgage Rates
Mortgage rates slip, but 6% may be the limit
Mortgage rates dropped for the first time in three weeks but have maintained a consistent range for the past month, still near three-year lows. Acquisition by PennyMac Financial Services boosts their total portfolio above $1 trillion. The 30-year fixed rate mortgage increased slightly this week but is significantly lower than a year ago. Monthly payments for average-priced homes have also dropped ... more
Feb 12, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate dips to where it was 3 week ago, just above 6%
The average long-term U.S. mortgage rate is holding just above 6% after a modest pullback this week. The 30-year fixed rate mortgage rate slipped to 6.09% from 6.11% last week. Rates on 15-year fixed-rate mortgages also edged lower. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy and bond market investors' expectations. Economists anticipate r... more
Feb 12, 2026 9:30 AM
— Mortgage Rates
Mortgage rates dip back down to near 3-year lows
Mortgage rates slightly dropped this week despite some volatility in bond markets, with the 30-year fixed averaging 6.09% and the 15-year fixed averaging 5.44%. The surprising jobs report on Wednesday led to a quick recovery in Treasury markets back to low levels, driven by factors like strong economic growth and low mortgage rates. Housing affordability is improving due to these factors, leading ... more
Feb 12, 2026 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: February 12, 2026?
Mortgage interest rates are impacted by various factors including the Federal Reserve, 10-year Treasury yield, unemployment rate, and inflation rate. Rates are currently low, with the average 30-year mortgage rate at 5.99% and the average refinance rate at 6.67%. Shopping for rates and lenders is recommended to potentially find better deals. Refinancing now could lead to substantial savings for th... more
Feb 12, 2026 4:31 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, February 12, 2026
Average mortgage rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates going down, while jumbo loan rates increased slightly. Rates have been fluctuating slightly and are currently just above 6%. The market is waiting for more concrete evidence before making significant moves. Tips for getting the best mortgage rate are provided.
Feb 11, 2026 8:30 PM
— Mortgage Rates
Mortgage rates drop to new three-year low
The article discusses the average discount and origination points for 30-year fixed mortgages, as well as the impact of home prices, interest rates, and government policies on mortgage rates. It mentions the recent dip in home prices in many markets and predicts a slight decrease in mortgage rates in the near future.
Feb 11, 2026 11:44 AM
— Mortgage Rates
January jobs data beats estimates, but mortgage rates barely budge
In January, 130,000 jobs were added, mainly in healthcare and social assistance, keeping unemployment at 4.3%. Mortgage rates rose slightly to 6.14%. Despite beating estimates, the number of jobs created was almost more than all of 2025. Bond yields initially rose but fell later in the day, leading to a small increase in mortgage rates.
Feb 11, 2026 11:30 AM
— Mortgage Rates
Modest Increase in Rates is a Win. Here's Why
Mortgage rates increased by 0.03% today, but it was actually seen as a victory due to the strong monthly jobs report causing potential volatility in the bond market. Despite the positive job numbers, rates didn't jump as much as expected, with the reasons behind this phenomenon remaining unclear.
Feb 11, 2026 11:30 AM
— Mortgage Rates
How to get a mortgage interest rate close to 5% this February
In recent years, mortgage interest rates were high, hovering around 6% due to inflation and high interest rates. However, rates have dropped to 3-year lows in late 2025, potentially allowing qualified borrowers to secure rates close to 5% in February 2026. Options include adjustable-rate mortgages, purchasing mortgage points, and exploring 15-year mortgage terms.
Feb 11, 2026 10:30 AM
— Mortgage Rates
Lock in a rate below 6%: Mortgage lenders with the best rates this week, Feb. 9-15, 2026
The article discusses the top mortgage lenders offering rates below 6%, with Navy Federal Credit Union leading the list at 5.614%. It emphasizes the importance of shopping around for the best rates and understanding the difference between interest rates and APR, which includes lender fees. The piece also mentions the impact of discount points on mortgage rates and advises borrowers to request quot... more
Feb 11, 2026 5:32 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and a higher share of agency mortgage-backed securities as mortgage rates dropped below 6% according to Optimal Blue.
Feb 11, 2026 3:40 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and agency mortgage-backed securities share as mortgage rates dropped below 6%.
Feb 11, 2026 3:30 AM
— Mortgage Rates
FHA mortgage demand rises as borrowers face affordability challenges
Mortgage rates for conventional loans remained unchanged last week with overall demand staying the same. Refinance applications increased while applications for home purchases fell. FHA loans are becoming more popular due to affordability challenges. Adjustable-rate mortgages saw an increase to a seven-week high. Mortgage rates dropped slightly following a weaker retail sales report, with all eyes... more
Feb 11, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, February 11, 2026: Today's jobs report will be the next rate mover
Mortgage rates are currently tracking lower, with the 30-year fixed rate remaining under 6% at 5.87%. Rates are influenced by economic news and the bond market. Various mortgage options from lenders are listed. It is highlighted that the interest rates, loan amounts, and term length all affect monthly payments. Different mortgage types, such as 30-year fixed and 15-year fixed, have their advantage... more
Feb 10, 2026 1:38 PM
— Mortgage Rates
Mortgage Rates Up, Retail Sales Disappoint | Today, February 10, 2026
Mortgage rates have been increasing but remain at attractive levels compared to previous years. The article provides insights on refinancing, tapping into home equity, and advice for hopeful home buyers. It also discusses the average 30-year fixed mortgage rate, the average 15-year fixed mortgage rate, and the 5/1 adjustable rate mortgage. The housing market is showing signs of stabilization, and ... more
Feb 10, 2026 1:31 PM
— Mortgage Rates
What Fannie Mae, Freddie Mac MBS purchases mean for reform
Government-sponsored enterprises are looking to buy mortgage-backed securities to lower rates, raising questions about diverting attention from broader reform efforts. Additionally, there are updates on a ransomware attack, funding for property records searches, a class action lawsuit, FHFA and Treasury official discussions, mortgage rate trends, homebuyer discounts, and loan originators' success ... more
Feb 10, 2026 11:37 AM
— Mortgage Rates
Refinance surge, purchase pause drive January rate-lock narrative
Refinance activity was strong in January, with rate-and-term refinance lock volumes increasing significantly. Purchase activity, however, was slow at the start of the year. Average rates for 30-year fixed-rate mortgages remained around 6.1%. Refinance locks accounted for 44% of all mortgage activity in January. Government mortgages backed by FHA slipped while loans backed by VA saw modest growth.
Feb 10, 2026 11:33 AM
— Mortgage Rates
Lowest Mortgage Rates in More Than 3 Weeks
Mortgage rates fell significantly following a downbeat Retail Sales report, with the average 30yr fixed rate dropping to 6.11%, below its recent range. The upcoming jobs report at 8:30am ET is expected to have a larger impact on rates, with recent rate rallies potentially influenced by market positioning for a negative report.
Feb 10, 2026 10:32 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability is improving as home-price growth slows down and mortgage rates approach 6%.
Feb 10, 2026 9:41 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability in the housing market is improving as home-price growth levels off and mortgage rates approach 6%.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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