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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 481 - 504 of 5267 results
Apr 2, 2026 6:34 AM — Mortgage Rates
Mortgage Rates Hold | Today, April 2, 2026
Mortgage rates have experienced ups and downs recently, with the average 30-year fixed mortgage rate reaching 6.57%. Rates have fluctuated over time, with record lows and highs in the past. The article discusses various mortgage options, such as the 15-year FRM and adjustable-rate mortgages, and mentions the importance of monitoring market data to make informed decisions. Economic reports and geop... more
Apr 2, 2026 4:11 AM — Home Equity Loan Rates
Best Home Equity Rates for 2026: How to Find Low Rates
Home equity loan rates have risen significantly in recent years, with rates starting around 6.50% to 6.75% for borrowers with excellent credit. The best rates are usually offered to borrowers with credit scores of 740 or higher, CLTVs of 80% or less, and DTIs of 43% or lower. Different lenders can offer rates that vary by 0.5% to 1% for the same borrower, so it's important to shop around, compare ... more
Apr 1, 2026 8:32 PM — Housing Market
Introducing the 2026 HousingWire Rising Stars!
HousingWire's 2026 Rising Stars recognizes professionals under 40 making significant contributions in the housing industry, including mortgage, real estate, and homebuilding. The honorees come from various roles and are noted for driving innovation, supporting organizations, and contributing to industry progress.
Apr 1, 2026 4:33 PM — Mortgage Finance
Residential Mortgage Securitization Rate Steady in 2025
The article discusses various aspects related to mortgage finance, including design, content management systems, hosting, and web development. It highlights the importance of these factors in the mortgage industry.
Apr 1, 2026 4:32 PM — Mortgage Finance
Mortgage Applications Decline for Third Consecutive Week
The article discusses copyright information for Inside Mortgage Finance Publications, including details about design, CMS, hosting, and web development.
Apr 1, 2026 4:31 PM — Bond Markets
Surprisingly Light Volatility
Bonds had a relatively flat day despite strong economic reports and war-related headlines. The weak response was likely due to the stronger-than-expected reports. The focus remains on Friday's upcoming jobs report.
Apr 1, 2026 3:34 PM — Mortgage Rates
The Iran war is raising your mortgage rate
The housing market experienced a significant increase in borrowing costs this week, with the average rate for a 30-year fixed mortgage surpassing 6.5 percent, the highest since August. The spike in borrowing costs is attributed to soaring oil prices.
Apr 1, 2026 12:35 PM — Mortgage Rates
Mortgage Rates Steady to Slightly Lower
Despite the release of economic reports and war-related headlines, mortgage rates remained mostly unchanged. Bonds struggled to maintain their improvement due to stronger than expected economic data, suggesting higher rates. Oil prices and bond yields dropped slightly today, showing hope for a finite timeline for the war. The average mortgage lender was 0.02% lower on a top-tier 30yr fixed rate co... more
Apr 1, 2026 12:33 PM — Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 10.4% from the previous week, with the Refinance Index dropping 17% and the Purchase Index declining by 3%. The 30-year mortgage rate increased to 6.57%, the highest since last August, leading to decreased application volumes. The FHA and VA loan applications held up better than conventional buyers, and the overall economic uncertainty is impacting buyer confiden... more
Apr 1, 2026 12:31 PM — Mortgage Lending
Meet Scotsman Guide’s 2026 Top Originators
Rate's Shant Banosian topped the list of Scotsman Guide Top Originators by closing more than $1 billion in loan volume last year. Mark Cohen was the runner-up with $933.7 million closed. The top 150 originators closed a total of $36.3 billion in loans in 2025, with an average of 66% purchases, 29% refinances, and 4% second mortgages. Scotsman Guide also recognized the Top Private Originators, with... more
Apr 1, 2026 10:37 AM — Mortgage Rates
Rising mortgage rates push application volumes down 10.4% in late March
U.S. mortgage application volumes dropped significantly in the final week of March as 30-year mortgage rates reached their highest level since last August. Refinance market took a hit, with volumes down more than 40% compared to the previous month. Purchase demand also decreased slightly.
Apr 1, 2026 10:35 AM — Mortgage Rates
30-year mortgage rates increase - Should you wait? | Today's mortgage and refinance rates, April 1, 2026
Mortgage interest rates have mostly increased due to the war in Iran, causing energy prices to rise. The impact on oil and other commodities may lead to higher inflation expectations, affecting interest rates. The 10-year Treasury bond yield influences mortgage rates, and fluctuations in these rates can have a significant impact on mortgage payments. Bankrate's Mortgage Rate Variability Index trac... more
Apr 1, 2026 8:32 AM — Mortgage Rates
Mortgage Rates Decline | Today, April 1, 2026
Mortgage rates fell slightly on April Fool's Day after a recent increase, but they are still more elevated compared to February lows. Despite this, it could still be a good time to refinance or tap into home equity. The article provides information about the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable-rate mortgages. It also mentions that interest... more
Apr 1, 2026 8:32 AM — Home Equity Investment (HEI)
HEI for Retirement Income: Complete 2026 Guide
The article discusses how a home equity investment (HEI) offers retirees a way to access cash without monthly payments. The HEI structure allows individuals to sell a portion of their home's future appreciation in exchange for upfront cash. Unlike traditional loans such as HELOCs or cash-out refinances, HEIs do not require regular payments, making them an attractive option for retirees with limite... more
Apr 1, 2026 7:33 AM — Mortgage Rates
Roundup: US job openings / Mortgage rates / Gulf oil spill
U.S. job openings fell and hiring slowed in February, signaling weaker labor demand before the conflict in Iran. Mortgage rates continued to climb due to fears of inflation, leading to a 10.4% decrease in mortgage application volume. Environmental groups accused Mexico's government of lying about a massive oil spill off the coast of Veracruz state.
Apr 1, 2026 6:35 AM — Bond Markets
Data and War Headlines Erase Overnight Gains
Bonds initially rallied after Trump mentioned potential US war exit, but gains were erased after stronger than expected ADP and Retail Sales data. New Trump headlines regarding Iran and upcoming ISM Manufacturing report are impacting market outlook.
Apr 1, 2026 4:39 AM — Housing Market
Lennar land bank exposure under the microscope
Investors are debating how Lennar capitalizes and recognizes land option costs, with uncertainty about financial risk in the company's land-light strategy. All eyes are on the forthcoming 10-K filing for answers.
Apr 1, 2026 4:37 AM — Mortgage Lenders
2025 Most Loans Closed
Scotsman Guide has been ranking the nation's top-producing residential mortgage originators since 2010. The rankings are widely regarded as the industry's gold standard for recognizing individual achievement and top-tier performance, based on the previous year's production numbers.
Apr 1, 2026 4:33 AM — Mortgage Rates
Mortgage and refinance rates today, April 1, 2026: Lower for the second day
Mortgage rates have decreased for the second consecutive day, with the 30-year fixed-rate at 6.29% and the 15-year fixed at 5.73%. Investors have been moving back into bonds, lowering yields and subsequently mortgage rates. The Zillow lender marketplace provides current rates for various types of mortgages. An overview of the pros and cons of 30-year fixed-rate, 15-year fixed-rate, and adjustable-... more
Apr 1, 2026 4:30 AM — Mortgage Lending
US Mortgage Rates March Higher to Seven-Month High of 6.57%
The article is a brief message asking readers to confirm they are not a robot in order to access global markets news on Bloomberg.com.
Apr 1, 2026 3:30 AM — Mortgage Rates
Warning Iran war 'shock' could push up mortgages for 1.3m homeowners
BBC
The Bank of England predicts that about 1.3 million UK homeowners may face higher mortgage payments by the end of 2028 due to the war in the Middle East. As a result of global economic shocks, borrowing costs are expected to rise, impacting a total of 5.2 million households. Mortgage rates have already increased, and some of the cheapest deals have been withdrawn. The Bank of England believes the ... more
Apr 1, 2026 3:30 AM — Mortgage Rates
Weekly mortgage refinance demand is down more than 40% in the past month
Mortgage rates increased due to fears of inflation from the ongoing war with Iran, leading to a 10.4% decrease in total mortgage application volume. Refinance application volumes declined sharply, while applications for purchasing a home also dropped slightly. Rates came down slightly after the war appeared to de-escalate, but are still higher than before the conflict.
Mar 31, 2026 4:34 PM — Mortgage Lenders
2025 Top Overall Lenders
The Scotsman Guide's Top Mortgage Lenders rankings have been setting the standard for excellence in residential lending since 2013. The rankings are based on the previous year's production numbers and are recognized for their credibility and leadership in the mortgage space.
Home Equity Loan vs HEI: A Complete Comparison
The article discusses the differences between traditional home equity loans and home equity investment loans (HEIs). HEIs provide cash today in exchange for a share of the home's future value, while home equity loans allow borrowers to borrow against their home's value through a second mortgage with fixed interest rates and regular monthly payments. The qualification process, costs, and risks asso... more
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