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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 481 - 504 of 4972 results
Mar 13, 2026 8:31 PM — Mortgage Finance
Non-Agency Interest Rates Rise Amid Volatility Due to Iran War
The article discusses the latest trends and developments in the mortgage industry as of 2026.
Mar 13, 2026 3:32 PM — Mortgage Lenders
Are Personal Loans a Good Idea? Here Are the Pros and Cons
Personal loans can be helpful in financial emergencies or consolidating debt with lower interest rates than credit cards. The loan amount is received upfront, interest rates depend on credit score, and loan terms range from one to seven years. Utilizing a personal loan for debt consolidation can improve credit scores. However, personal loans may have drawbacks such as increasing debt load, origina... more
Mar 13, 2026 3:32 PM — Housing Market
Interest Rates Archives - Page 19 of 111
Columnist Logan Mohtashami believes that favorable demographics will continue to support the housing market, but warns of the risks of home prices rising too quickly and interest rates increasing significantly.
Mar 13, 2026 3:30 PM — Housing Market
Trump signs executive orders aimed at home affordability ahead of midterms
PBS
President Donald Trump signed two executive orders aimed at improving home affordability by reducing federal housing regulatory burdens and reducing regulatory burdens tied to mortgages. These orders show an emphasis on home ownership policy and seek to streamline the mortgage process to increase lending and reduce borrowing costs.
Mar 13, 2026 2:31 PM — Mortgage Finance
Uncertainty Tied to Iran Conflict Pushes Mortgage Spreads Wider
The article discusses trends and updates in the mortgage finance industry. It covers various aspects of the mortgage market such as rates, lenders, and market conditions.
Mar 13, 2026 12:57 PM — Home Equity Agreements
Unlock Review for 2026: Terms, Access and Customer Feedback
Unlock is a fintech company that provides home equity agreements, allowing homeowners to access cash from their home's equity without making monthly payments. The repayment occurs when the home is sold, refinanced, or the agreement term ends. Unlock offers borrowing flexibility, a digital application process, clear communication, and educational resources to help homeowners understand the agreemen... more
Mar 13, 2026 12:46 PM — Housing Market
Lennar profit drops 56% amid rates, Iran uncertainty
Lennar Corp. and Taylor Morrison Home Corp. are working on a proposal to sell entry-level homes in a pathway-to-ownership program funded by private investors. Housing starts have increased in January, but market conditions have edged down in February. The housing supply gap has increased, leading to a shortage in new construction. Loan originators share their secrets to success.
Mar 13, 2026 12:37 PM — Mortgage Rates
Fact Sheet: President Donald J. Trump Promotes Access to Mortgage Credit
President Trump signed an Executive Order to reduce regulatory burdens on mortgage lending, aiming to lower mortgage costs, increase access for creditworthy borrowers, and boost community bank participation in lending. The goal is to restore mortgage competition, lower rates, and make home loans more accessible for various groups of buyers.
Mar 13, 2026 12:31 PM — Mortgage Rates
Mortgage rates surge to highest since September, hitting spring housing market
Mortgage rates have surged to their highest level since September, reaching an average of 6.41% on a 30-year fixed loan. The increase is attributed to higher bond yields caused by the war in Iran. Despite rising rates, there has been an increase in mortgage demand from homebuyers. However, the surge in rates could hinder the spring season, which is already facing challenges like high mortgage rate... more
Mar 13, 2026 11:30 AM — Mortgage Rates
Mortgage Rates Surge to 7-Month Highs
Mortgage rates have been on the rise in March, with the past 3 days showing a significant increase from 6.09% to 6.41%, the highest since September 4th, 2025. This increase is attributed to movement in the bond market, which has been negatively affected by the Iran war, impacting inflation expectations.
Mar 13, 2026 10:37 AM — Mortgage Rates
Mortgage Rates Flat Heading into Weekend | Today, March 13, 2026
Mortgage rates have steadied after rising in the past week but are still relatively low compared to previous years. The average rates for 30-year and 15-year fixed mortgages are provided, along with an adjustable rate mortgage. Economic concerns and geopolitical tensions are expected to put upward pressure on rates. The market is currently experiencing volatility due to inflation, Federal Reserve ... more
Mar 13, 2026 6:30 AM — Bond Markets
Decent Start, Lower Oil Prices, Weaker Data
Despite a big miss in core retail sales and a downward revision in GDP, the impact on bonds, especially from the PCE inflation report, was minimal. The reaction was difficult to separate from a drop in oil prices, resulting in only a small decrease in 10yr yields and slight improvement in MBS.
Mar 13, 2026 6:30 AM — Interest Rates
'High oil prices are not good for mortgage rates,' economist says. What homebuyers should know
Interest rates on mortgages have been rising due to various factors, such as high oil prices and inflation fears sparked by the conflict in the Middle East. Buyers are advised to understand how rates can change during the buying process and consider options like locking in rates, float down provisions, or letting rates float. Affordability has slowly improved, with lower rates and slight declines ... more
Mar 13, 2026 5:31 AM — Home Equity
The Equity Boom: Why Homeowners Can Borrow More Today
A recent report by ATTOM shows that a significant number of mortgaged homes are now considered equity-rich, with homeowners having at least 50% equity in their properties. This is a major increase from pre-pandemic levels, and many homeowners have leveraged low mortgage rates and made home improvements to boost their equity. Liquidating home equity through HELOCs or home equity loans can provide f... more
Mar 13, 2026 4:34 AM — Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 3.2% from the previous week, with the Refinance and Purchase indexes showing growth. The increase in purchase activity was particularly notable for FHA loans. While refinancing volume remained flat, rates increased, with the 30-year fixed rate rising to 6.19%. The refinance share of mortgage activity decreased, while the ARM share increased. Various loan types sa... more
Mar 13, 2026 2:30 AM — Housing Market
The Senate passed its first major housing bill since the subprime mortgage crisis. Can it actually become law?
A bipartisan bill called the 21st Century Road to Housing Act, aimed at improving housing affordability, easily passed the Senate. The bill includes provisions to lower costs and boost housing supply, addressing the mounting political and economic crisis of housing affordability. However, one divisive provision restricts large investors from buying single-family homes and requires others to sell o... more
Mar 13, 2026 12:32 AM — Housing Market
The senior housing bottleneck is a mortgage market issue hiding in plain sight
The housing market is experiencing a slowdown in inventory release from older homeowners due to various factors such as rate lock-ins and complex life transitions. Reverse mortgage programs can provide liquidity relief for seniors and their families if integrated early in the transition planning process. The housing industry needs to improve collaboration between mortgage professionals and senior-... more
Mar 12, 2026 8:32 PM — Refinance Activity
ICE Mortgage Monitor: Q4 Lending Climbs to 3.5-Year High; Servicer Retention Strengthens
Mortgage originations in the fourth quarter of the year reached a 3.5-year high, driven by a surge in refinance activity. Refinances accounted for nearly 40% of lending, with servicer retention also climbing to an eight-year high. The increase in refinance incentives and affordability improvement led to the largest pool of refinance-eligible borrowers since early 2022. Equity extraction remained s... more
Mar 12, 2026 4:41 PM — Mortgage Rates
Mortgage rate reality sets in as Iran war spikes homebuying costs
Gas prices in the U.S. have risen due to the conflict in Iran, but the impact on mortgage rates has been less pronounced. The 30-year fixed-rate mortgage has increased to 6.11%, leading to a 3.2% increase in mortgage applications. The 10-year Treasury yield, a benchmark for mortgage rates, has also risen since the conflict began.
Mar 12, 2026 2:39 PM — Mortgage Rates
Average US long-term mortgage rate rises to 6.11%, back to where it was 5 weeks ago
The average long-term U.S. mortgage rate rose to 6.11% from 6% last week due to bond market jitters over the war with Iran. Borrowing costs on 15-year fixed-rate mortgages also rose. Treasury yields have increased recently as rising oil prices led to inflation concerns, potentially impacting the Federal Reserve's interest rate decisions and mortgage rates. The U.S. housing market remains sluggish,... more
Mar 12, 2026 1:31 PM — Mortgage Finance
Mortgage Spreads Widen With Uncertainty Tied to Iran Conflict
The article discusses the latest trends in the mortgage lending industry. It mentions factors affecting mortgage rates and provides insights into the current state of the housing market.
Mar 12, 2026 1:29 PM — Mortgage Rates
February rate-lock data affirms boost in purchase mortgage demand
Mortgage rate-lock activity expanded notably in February, with total lock volumes up over 42% from the previous year. Purchase lock volumes rose 30% from January, along with significant increases in rate-and-term refinance locks and cash-out contracts. The increase in lock volume was driven by mortgage rates briefly entering the high-5% range. Despite rates resetting higher in early March due to g... more
Mar 12, 2026 12:30 PM — Mortgage Rates
Mortgage Rates Spike to 2026 Highs
Mortgage rates increased significantly despite only moderate weakness in the bond market due to heightened volatility as rates passed through the 6.25% threshold. The movement was faster as rates rose from 6.125% to 6.375%, marking the highest level since December 8th, 2025.
Mar 12, 2026 10:34 AM — Interest Rates
How does inflation affect mortgage rates? What to know in light of February core CPI data.
The article discusses how inflation affects mortgage rates and how the Federal Reserve adjusts rates in response to economic changes. It explains that when inflation is high, the Federal Reserve might increase the federal funds rate to slow down inflation, which can impact mortgage rates. Inflation can also drive up housing prices and other costs related to home buying. Ultimately, inflation influ... more
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