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News for: Housing Market
Showing 409 - 432 of 527 results
Jul 13, 2025 1:24 PM
— Housing Market
KBW cuts ratings on mortgage insurers
Keefe, Bruyette & Woods downgraded stock ratings on three of the five private mortgage insurers they cover but are still relatively bullish on the segment. Mortgage rates are expected to remain elevated and stable for longer, with some industry participants viewing this as positive for the housing market. Uncertainty in the mortgage and capital markets is unprecedented this year, but some aspects ... more
Jul 11, 2025 4:00 AM
— Housing Market
Over 30 million homeowners don't have a mortgage right now. Here's why that's a big warning sign about the housing market
The article discusses how high mortgage rates and home prices are blocking many would-be homeowners from entering the housing market. Older generations are not downsizing due to fear of high mortgage rates, leading to lower supply and higher prices. Many Americans own their homes outright, making it difficult for younger generations to buy homes. Homeowners with limited equity or behind on student... more
Jul 11, 2025 3:03 AM
— Housing Market
The housing market is flashing warning signs about high mortgage rates and Gen Z and millennial first-time buyers, Capital Economics says
The U.S. housing market is facing multiple challenges, including high mortgage rates, lack of affordability, and a decrease in first-time home buyers. Capital Economics sees no clear path to recovery, with the market stuck in a slump since 2023. Affordability issues and a freeze in for-sale activity are leading to a slow and grinding recovery.
Jul 10, 2025 9:01 AM
— Housing Market
Tax Law Might Not Spell Instant Relief For Homebuyers
Despite a new tax law being in effect, it may take time for its effects to reach the housing market. Factors such as stubbornly high mortgage rates and home prices are currently affecting homebuyers. The law makes provisions from the 2017 tax law permanent, which could have some positive impacts on the economy. The bill is expected to increase interest rates on credit, potentially impacting mortga... more
Jul 9, 2025 12:04 PM
— Housing Market
ARMs tripled at banks over past decade
Adjustable-rate mortgages surged this decade, increasing their share of the market at the nation's largest banks. US purchases of new homes fell in May due to affordability constraints, but improved for-sale supply is providing more options for buyers. Pending sales of existing homes also fell due to high asking prices and borrowing costs.
Jul 9, 2025 7:02 AM
— Housing Market
Roughly one in four American adults have a side hustle. Here’s why that number might change soon.
Bankrate conducted a survey that found that fewer Americans are side hustling this year compared to last year. Gen Z is leading the pack with side hustles, with 34% of them having an extra job. Many side hustlers are using the extra income for discretionary expenses, while others are using it for living expenses, savings, or debt repayment. Side hustle participation is down overall, but side hustl... more
Jul 8, 2025 3:00 PM
— Housing Market
3 Key Changes in The 'Big Beautiful Bill' That Could Affect Housing
The tax and spending bill signed by President Trump has provisions that could benefit the housing market. Some of these provisions include restoring the deduction for mortgage insurance, increasing the standard taxpayer deduction, expanding the low-income housing tax credit, making Opportunity Zones permanent, and increasing the state and local taxes (SALT) deduction. These changes are expected to... more
Jul 8, 2025 3:02 AM
— Housing Market
For The Housing Market This Year, It All Comes Down to Mortgage Rates
The housing market has remained frozen in 2025 with an affordability crisis, high mortgage rates, and low inventory contributing to the stagnation. However, there are signs of small improvements such as increased listings and slower price increases in certain areas. Economists predict that a real estate thaw may occur in 2026, especially if interest rates decrease.
Jul 7, 2025 1:08 PM
— Housing Market
Tariffs, jobs, rates: What's sinking buyer mood most?
Consumer homebuying sentiment decreased in June due to fears over job cuts and tariff fallout. Confidence among US homebuilders also fell in June, with potential buyers concerned about high mortgage rates and the economy. Despite this, more consumers believe that home prices will rise in the coming year.
Jul 7, 2025 10:01 AM
— Housing Market
Why mortgage purchase apps are on a 22-week growth streak
Purchase applications for the existing home sales market have shown 22 weeks of year-over-year growth, including nine consecutive weeks of double-digit growth. The data has been overlooked due to confusion, but with mortgage rates easing, the summer housing market may heat up.
Jul 5, 2025 3:24 PM
— Housing Market
FHA borrowers face mounting mortgage pressure
Americans are generally keeping up with their mortgage payments, but there are concerns about cracks forming beneath the surface. Consumer distress in auto and personal loans is also increasing, but mortgage growth is atypical, raising red flags for borrowers and lenders. There is uncertainty in Sunbelt markets, with property values softening, while the Northeast continues to see growth. Credit av... more
Jul 5, 2025 2:45 PM
— Housing Market
3% mortgage rates aren't dead: Housing market sees 127% increase in buyers taking over old loans
The article discusses how in the current housing market, mortgage rates are not dead as originally predicted. Instead, there is an increase in buyers taking over old loans through assumptions.
Jul 3, 2025 11:02 AM
— Housing Market
NAHB's top economist weighs tariffs, immigration, economics
Home builders are currently facing economic uncertainty due to tariff negotiations, high mortgage rates, labor shortages, and trade negotiations. However, there is a potential for stabilization in the industry with anticipated interest rate cuts and tariff certainty. The housing market is short around 1.5 million homes, creating opportunities for builders. The expansion of a low-income housing cre... more
Jul 3, 2025 9:01 AM
— Housing Market
HELOC Products; Bank Builder JV; Customer Service and Compliance; Employment Data
The article discusses various topics related to mortgages, including the impact of inflation on hot dog prices, the strength of the economy affecting Fed rate cuts, new mortgage divisions launched by banks and builders, the importance of customer service in compliance strategy, developments in the capital markets, and the role of MISMO standards for mortgage loan officers.
Jul 3, 2025 8:00 AM
— Housing Market
Mortgage jobs, others inch up, as rate cut tensions grow
Mortgage bankers and brokers are proceeding with caution in their hiring practices due to uncertainties in the economy and the rate outlook. The Federal Reserve chairman faces political pressure regarding inflation levels, while the 30-year fixed-rate mortgage is expected to remain stable for the time being. HUD is making changes to manufactured housing programs, and the Mortgage Bankers Associati... more
Jul 2, 2025 9:00 AM
— Housing Market
Processing, Lead-Gen Tools; HELOCs, 2nds, Non-Agency Products; Maryland's DSCR Controversy
The article discusses the projected slowing of home price appreciation due to increased supply, steady interest rates, and weaker economic conditions. Various forecasts predict average home price growth ranging from decline to slight increase in the coming years. Additionally, the article mentions new products and services offered by different mortgage-related companies to enhance loan officer lea... more
Jul 1, 2025 8:00 AM
— Housing Market
Slow, Sideways Start, But Month-End Volatility Always a Possibility
Month/quarter end trading can be confusing for the average market watcher as it may seem to defy logical reasons for market movements. While there are underlying reasons for this volatility, they can be complex and require a deeper understanding. Today's economic data has already been released, with no significant impact on trading levels, which have remained mostly stagnant since Friday.
Jun 30, 2025 10:02 AM
— Housing Market
The Fed chose Treasury markets over housing sanity
During a testimony to the House Financial Services Committee, Federal Reserve Board Chairman Jerome Powell evaded questions about the impact of monetary policy on housing, claiming that the best course of action was to restore price stability to bring rates down. The Fed had previously caused a surge in mortgage lending activity and home prices by aggressively forcing mortgage rates down. This pol... more
Jun 30, 2025 10:00 AM
— Housing Market
Why are home prices so high? Factors contributing to current housing costs.
The article discusses the rising home prices in the United States due to various factors such as lack of affordable housing supply, low mortgage rates that give homeowners little incentive to sell and trade up, and additional economic stressors like tariffs, labor shortages, and insurance costs. The current situation seems to be affecting both buyers and sellers, leading to higher prices and a sup... more
Jun 29, 2025 5:00 AM
— Housing Market
Falling home prices are raising the risk of a deeper correction as the housing market cracks under high mortgage rates
Recent housing market indicators show a persistent weakness in home prices, with month-over-month declines and a risk of a prolonged downturn due to high mortgage rates around 7%. The latest Case-Shiller and FHFA price reports indicate falling house prices, slowing demand, and declining momentum in the existing homes market. Economists attribute the price declines to high mortgage rates, elevated ... more
Jun 28, 2025 3:00 PM
— Housing Market
Falling home prices are raising the risk of a deeper correction as the housing market cracks under high mortgage rates
Recent indicators suggest a possible extended slump in house prices, with the Case-Shiller home price index showing a 0.3% monthly fall and the FHFA price index also indicating a drop. The market is facing challenges due to near-7% mortgage rates, high borrowing costs, and weakening consumer demand. While lower prices may attract more buyers, economists warn of ongoing headwinds that could lead to... more
Jun 28, 2025 1:00 PM
— Housing Market
Have slightly lower mortgage rates stabilized the housing market?
Mortgage rates have been slowly decreasing, with the last two weeks being particularly noteworthy. Despite elevated rates, homebuyers are not discouraged, and new listings are slowing down, showing a lack of stress among home sellers in 2025. As mortgage rates dip and Washington rethinks housing policy, buyers may have a narrow window of opportunity in a cautious market.
Jun 28, 2025 5:03 AM
— Housing Market
New Home Sales Drop to Lower End of Range After Hitting The Highs Last Month
New Home Sales dropped sharply in May, with a 13.7% decrease from April and a 6.3% decrease from the same month last year. Inventory increased to 507,000 homes, resulting in a 9.8-month supply, the highest in several years. Median and average home prices also rose compared to the previous month and year. The decline in sales was most significant in the South and West regions.
Jun 28, 2025 5:02 AM
— Housing Market
Pending Home Sales Data Scores Some Points, But Not Enough to Change The Game
The National Association of Realtors' Pending Home Sales Index has been rangebound for over two years due to affordability pressures and elevated mortgage rates. Despite a modest 1.8% increase in May, the index is still below pre-2022 levels. Contract activity remains sluggish due to rate constraints in the housing market.
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.