Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 4105 - 4128 of 4986 results
Jul 5, 2025 2:45 PM
— Tax Legislation Impact on Taxpayers
Trump signs massive megabill into law — here’s what it means for your money
Republicans in the House and Senate passed a tax and spending bill that President Trump signed into law on July 4. The law extends existing federal income tax rates and provisions of the Tax Cuts and Jobs Act, introducing new tax benefits. The law will lead to mixed results for taxpayers, with the wealthy seeing income growth and lower-income Americans experiencing cuts. Many tax provisions will s... more
Jul 5, 2025 2:45 PM
— Housing Market
3% mortgage rates aren't dead: Housing market sees 127% increase in buyers taking over old loans
The article discusses how in the current housing market, mortgage rates are not dead as originally predicted. Instead, there is an increase in buyers taking over old loans through assumptions.
Jul 5, 2025 2:43 PM
— Mortgage Lenders
HELOC rates today, July 5, 2025: The home equity line of credit rate remains unchanged
The article discusses the best home equity line of credit (HELOC) lenders of July 2025 according to Yahoo Finance. It highlights some of the benefits and considerations for each lender, such as credit lines offered, payment flexibility, and fees. It also provides insights into the process of obtaining a HELOC and how to manage the debt effectively.
Jul 5, 2025 2:43 PM
— Mortgage Rates
Mortgage and refinance interest rates today, July 5, 2025: Rates hold steady
Today's mortgage rates have increased slightly, with the average 30-year fixed mortgage rate rising to 6.59%. Steady mortgage rates are seen as beneficial for buyers looking to secure a rate, as they provide stability. The article discusses the rates for different types of mortgages, the pros and cons of 30-year fixed and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also menti... more
Jul 4, 2025 2:45 PM
— Mortgage Rates
Rates decrease on mixed jobs report - Mortgage and refinance rates for today, July 4, 2025
Mortgage rates have decreased across all terms compared to a week ago. The latest jobs report suggests the Federal Reserve won't issue a rate cut this month. The rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all moved lower. The average rates for different mortgage options are provided, along with insights on refinancing and buying a home.
Jul 4, 2025 3:00 AM
— Mortgage Lending
10 Best Low-Risk Investments In 2025
The article provides information on various low-risk investment options such as savings accounts, money market funds, bank CDs, cash management accounts, U.S. Treasury securities, and bonds. It discusses the reasons to invest in each option as well as the risks associated with them. It emphasizes the importance of considering your long-term investment goals when choosing between low-risk and high-... more
Jul 4, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 4, 2025: Rates drop 28 basis points since last year
Mortgage interest rates have decreased for five straight weeks, with the 30-year fixed rate dropping by 10 basis points to 6.67% and the 15-year fixed rate falling by nine basis points to 5.80%. Economists do not expect rates to drop significantly by the year-end. Refinance rates are slightly higher than purchase rates. Various mortgage options, such as fixed-rate and adjustable-rate mortgages, ar... more
Jul 4, 2025 1:00 AM
— Mortgage Rates
Home Loan Rates Fall: Today's Mortgage Rates for July 4, 2025
The article discusses the current state of mortgage rates, predictions for future rate changes, and factors that influence mortgage rates such as inflation, labor market health, tariffs, and government borrowing. It highlights the importance of comparing offers to secure the lowest rate and preparing financially for potential rate fluctuations. The housing market remains unaffordable for many due ... more
Jul 3, 2025 9:00 PM
— Mortgage Rates
Assumable mortgages gain traction as Texas housing inventory spikes
With home inventory at a 14-year high and interest rates dissuading buyers, more North Texans are turning to assumable mortgages to take on sellers' lower rates. Real estate agents are reporting an increase in interest in assumable mortgages, where buyers can inherit the seller's lower rate. This trend allows buyers to lock in rates as low as 2.5%, resulting in significant monthly savings on mortg... more
Jul 3, 2025 3:02 PM
— Investing Strategies
Investing Advice That Reddit Got Very Wrong — Or Very Right
The article discusses advice on investing from Reddit, highlighting both good and bad suggestions. It warns against following poor advice such as not rebalancing portfolios, heavily investing in a single stock, or betting on meme coins. Instead, it promotes diversification, dollar-cost-averaging, and staying invested for the long haul. The efficient market hypothesis is mentioned to discourage mar... more
Jul 3, 2025 3:00 PM
— Mortgage Rates
Mortgage rates are heading in a new direction. Is that good or bad for homebuyers?
Mortgage rates in the US have been steadily decreasing for the past five weeks, reaching 6.67% in early July. However, there are signs that this trend may be reversing, with rates starting to climb again. Factors such as a strong jobs report and the potential expiration of President Trump's tariff pause are contributing to the uncertainty in the market.
Jul 3, 2025 2:45 PM
— Mortgage Rates
Refis Pick Up Steam as Rate Relief Returns
Mortgage application activity increased last week as rates decreased to the lowest levels since April. Refinance applications rose 7% from the previous week, with a 40% increase compared to the same week last year. Purchase applications remained relatively flat. The average 30-year fixed rate dropped to 6.79%, leading to higher refinance activity and a rise in ARM share.
Jul 3, 2025 1:00 PM
— Bond Markets
Big Market Reaction but Mortgages Outperform
The strong jobs report led to bond sellers pushing the yield curve higher, especially at the short end, but MBS didn't experience as much damage. The MBS market remained relatively stable despite uncertainties about Treasury auctions and the recent spending bill.
Jul 3, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Rose Less Than Expected After Employment Data
The hotly anticipated jobs report showed no rise in unemployment and a decline to 4.1%, along with a notable increase in the job count to 147k. This led to the bond market surging towards higher yields, indicating upward pressure on mortgage rates, although lenders were already getting in position for the data earlier in the week, which helped absorb most of the bond market movement without signif... more
Jul 3, 2025 12:00 PM
— Mortgage Rates
Mortgage rates just dropped for the fifth consecutive week. Here's what buyers should do now.
Mortgage interest rates have been declining for five consecutive weeks and are now at an average of 6.67% for a 30-year mortgage. There is a possibility of further rate reductions in the coming months, with expectations of a rate cut by the Federal Reserve. Homebuyers are advised to check their credit scores, research real estate agents, and get pre-approved for a mortgage loan in order to take ad... more
Jul 3, 2025 11:02 AM
— Housing Market
NAHB's top economist weighs tariffs, immigration, economics
Home builders are currently facing economic uncertainty due to tariff negotiations, high mortgage rates, labor shortages, and trade negotiations. However, there is a potential for stabilization in the industry with anticipated interest rate cuts and tariff certainty. The housing market is short around 1.5 million homes, creating opportunities for builders. The expansion of a low-income housing cre... more
Jul 3, 2025 11:01 AM
— Mortgage Finance
Housing Affordability Crisis Persists, Researchers Say
The article discusses the latest trends and updates in the mortgage finance industry.
Jul 3, 2025 11:01 AM
— Mortgage Finance
Robinhood Partners With Lender for Mortgage Perk
The article discusses recent trends in the mortgage market, focusing on how mortgage rates have been steadily increasing over the past few months. This increase in rates is causing concern among potential homebuyers who fear they may miss out on favorable rates if they wait to purchase a home.
Jul 3, 2025 11:00 AM
— Mortgage Rates
Refinance applications surge as mortgage interest rates tick down
Americans are taking advantage of the opportunity to refinance their mortgages as rates fell to the lowest since April. Refinance applications increased by 7% compared to the previous week and were 40% higher than a year ago. Homeowners are eager to save money on housing costs, despite mortgage rates remaining in the 6-7% range for the past year.
Jul 3, 2025 10:02 AM
— Mortgage Finance
Pulte Declares War on Fed Chair Powell
The article discusses the current trends in the housing market, focusing on the increasing demand for homes and low inventory levels. Despite rising mortgage rates, buyers are still eager to purchase homes due to the competitive market. Sellers are benefiting from multiple offers and quick sales, leading to a strong seller's market.
Jul 3, 2025 10:01 AM
— Mortgage Finance
BPC Offers Requirements for GSE Reform
The article discusses the copyright of Inside Mortgage Finance Publications in 2025, along with their design, CMS, hosting, and web development. It highlights the importance of protecting intellectual property in the mortgage industry.
Jul 3, 2025 10:00 AM
— Mortgage Rates
Average mortgage rate falls to lowest level since early April
The average rate on a 30-year U.S. mortgage fell for the fifth straight week to its lowest level since early April, providing potential buyers with lower borrowing costs. High mortgage rates have previously contributed to a sales slump in the housing market, but recent data suggests that sales could pick up in the coming months due to the decline in mortgage rates. Mortgage rates are influenced by... more
Jul 3, 2025 10:00 AM
— Mortgage Lenders
UPS to offer voluntary buyout packages to its US drivers
UPS is offering voluntary buyouts to its full-time U.S. drivers as part of a network reconfiguration that includes cutting 20,000 jobs and closing 73 facilities. The Teamsters union is opposed to these buyout plans, calling them a violation of their national contract with UPS.
Jul 3, 2025 9:47 AM
— Mortgage Rates
Mortgage rates drop again but chance of Fed cut also falls
Mortgage rates have fallen below 6.7% for the first time since mid-April. Despite a slight drop, the rates remain at levels last seen in February. The 30-year fixed rate mortgage is still lower than it was for the same week last year.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.