Mortgage News
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News for: HousingWire
Showing 385 - 406 of 406 results
Jul 19, 2025 3:01 AM
— Mortgage Rates
Single-family construction is getting worse due to rates
The article discusses how Federal Reserve policy is too restrictive for housing production to grow, impacting the fight against inflation. Despite cooling mortgage rates, a policy standstill is keeping them elevated. The data shows that single-family construction is not improving and in fact, getting worse.
Jul 11, 2025 8:00 AM
— Interest Rates
‘Dating the rate’ misled borrowers. Now they’re financially strained
After the pandemic, rising mortgage rates led borrowers to prioritize finding a house they loved over focusing on interest rates, leaving many in long-term relationships with higher rates. Homeowners now face challenges in refinancing and increased monthly payments due to rising taxes and insurance costs.
Jul 7, 2025 10:01 AM
— Housing Market
Why mortgage purchase apps are on a 22-week growth streak
Purchase applications for the existing home sales market have shown 22 weeks of year-over-year growth, including nine consecutive weeks of double-digit growth. The data has been overlooked due to confusion, but with mortgage rates easing, the summer housing market may heat up.
Jun 28, 2025 1:00 PM
— Housing Market
Have slightly lower mortgage rates stabilized the housing market?
Mortgage rates have been slowly decreasing, with the last two weeks being particularly noteworthy. Despite elevated rates, homebuyers are not discouraged, and new listings are slowing down, showing a lack of stress among home sellers in 2025. As mortgage rates dip and Washington rethinks housing policy, buyers may have a narrow window of opportunity in a cautious market.
Jun 25, 2025 12:00 PM
— Housing Market
US housing construction is dead with current mortgage rates
The article discusses why housing permits and housing starts are at recessionary levels despite new home sales staying within a range for many years. Homebuilders' profit margins are dwindling, impacting housing construction. Builder confidence is low, with optimism based on expectations of decreasing mortgage rates and reduced regulations. The article emphasizes the negative impact of high mortga... more
Jun 22, 2025 9:00 AM
— Mortgage Rates
How will mortgage rates react to US bombing of Iran?
The U.S. bombed Iranian nuclear sites, causing uncertainty in the market. However, the mortgage market has been calmer this year. The article discusses how recent global events may impact oil prices, the U.S. dollar, and the 10-year yield, but also notes that reactions in the market have been unusual this year.
Jun 16, 2025 2:00 PM
— Housing Market
How to think about home prices for the rest of 2025
The housing market has seen a shift with home prices beginning to decline as inventory of unsold homes has increased. Mortgage rates have stayed high and sales have been disappointing, although they are now starting to show some growth. Home prices have been climbing in recent years but are now softening with some states already experiencing prices at or below 2024 levels. The overall sentiment is... more
Jun 15, 2025 5:00 AM
— Housing Market
Elevated mortgage rates aren’t discouraging homebuyers
Despite factors like elevated mortgage rates, trade war uncertainty, rising property taxes, and low consumer confidence, housing demand continues to hold up and home sales are not crashing in 2025. Purchase application data is up 20% year over year, indicating market momentum.
Jun 5, 2025 3:00 PM
— Interest Rates
How the Trump/Musk dispute could influence mortgage rates
President Trump and Elon Musk's conflict could impact mortgage rates in the future, with minor upticks already seen in response to economic data. Musk's influence on the proposed tax bill and trade talks may have implications for mortgage rates. The Trump administration is pressuring Powell to lower interest rates.
Jun 3, 2025 3:00 AM
— Mortgage Security
Mortgage rates aren’t hampering millennials’ homebuying interest
The article discusses the importance of verifying humans in online transactions to prevent fraud and ensure security. It emphasizes using various methods such as CAPTCHA, biometrics, and behavioral analysis to confirm a user's identity.
Jun 2, 2025 12:00 PM
— Home Equity Loans
Americans tapped $25B in home equity in Q1 2025
During the first quarter of 2025, U.S. homeowners accessed nearly $25 billion in home equity through second-lien mortgages, marking a 22% increase from the previous year. The boost in activity was attributed to lower interest rates, especially for home equity lines of credit (HELOCs), which set a positive tone for the rest of the year.
May 28, 2025 3:00 AM
— Mortgage Rates
Mortgage rates keep climbing, but so does homebuyer demand
Mortgage rates have risen over the Memorial Day weekend, prompting calls for benchmark rate cuts. Despite the increase, home purchase demand is stronger compared to a year ago.
May 27, 2025 4:00 PM
— Housing Market
Trump: I’m taking Fannie and Freddie ‘public’ with implicit guarantee
President Trump is considering releasing Fannie Mae and Freddie Mac from government conservatorship and taking them public. There are concerns about the complexity and potential costs of this decision. It is also noted that Fannie Mae will prioritize occupancy fraud detection for multifamily properties.
May 26, 2025 7:00 PM
— Interest Rates
FHFA Director Pulte calls on Powell to lower interest rates
FHFA Director Bill Pulte has called on Federal Reserve Chairman Jerome Powell to lower interest rates to improve the housing market. This comes after the Supreme Court ruled that Trump cannot fire the head of the Federal Reserve. The housing market, white house, and treasury secretary are all pushing for lower rates.
May 26, 2025 3:00 AM
— Housing Market
Mortgage rates survive budget bond scare, but end the week higher
Last week saw some fluctuations in mortgage rates and bond yields due to concerns over the national debt, but rates ended lower after President Trump's tweets caused a stock market sell-off. Mortgage rates increased slightly, but mortgage spreads have been improving since 2023. Purchase application data for 2025 has been positive, and pending home sales remain steady despite elevated rates. Housin... more
May 19, 2025 3:00 AM
— Mortgage Rates
Better mortgage spreads boost housing demand in 2025
Improvement in mortgage spreads since 2023 has led to 15 consecutive weeks of positive year-over-year growth in purchase application data for 2025. Mortgage spreads turned negative due to market volatility but have since improved as stock and bond markets stabilized. Mortgage demand remains strong despite elevated rates. Any adverse reaction may lead mortgage rates to reach 7.25% or higher, the ye... more
May 18, 2025 8:00 PM
— Mortgage Lending
How will Moody’s downgrade of US debt affect mortgage rates?
The article discusses the process of verifying human identity, which may slow down a user's interaction with a website or application.
May 14, 2025 5:00 AM
— Mortgage Rates
Mortgage rates haven’t frozen the spring housing market
Mortgage rates have not significantly decreased, but lenders are seeing an increase in demand for home purchase loans. Factors impacting mortgage rates include President Trump's deal with China and inflation data. The Federal Reserve is unlikely to make any rate cuts in the near future. Mortgage activity has picked up, with increased demand for FHA loans and adjustable-rate mortgages. Homeowners s... more
May 12, 2025 10:00 AM
— Mortgage Rates
What happens to mortgage rates with more trade deals?
The article discusses the impact of progress in the trade war between China and the U.S. on mortgage rates. The author provides three possible scenarios for mortgage rates in a more stable economic environment. If the economy remains strong and avoids a recession, mortgage rates could stay elevated. However, if the economy weakens and trade deals are made, the Federal Reserve may cut rates further... more
May 12, 2025 4:00 AM
— Mortgage Lending
Bidding wars for mortgage LOs heat up again
The article discusses the current competitive environment for mortgage loan officers in anticipation of an upcoming refinance wave. Mortgage companies are engaging in bidding wars to attract top talent, with compensation packages ranging from 40 to 70 basis points. However, the expected refinancing boom has not materialized, leaving some companies in a difficult position. Some large lenders have b... more
May 6, 2025 10:00 AM
— Mortgage Rates
Mortgage rates aren’t poised to plummet anytime soon
The article discusses the current state of the housing market in 2025, with mortgage rates remaining higher than desired by Americans. The Federal Reserve is unlikely to lower interest rates, and economic uncertainty is causing potential homebuyers to be cautious. Pending home sales are down and median prices have dropped, causing concerns for real estate and mortgage professionals. Despite these ... more
May 5, 2025 3:00 AM
— Federal Reserve Meeting Impact on Mortgage Rates
Why this week’s Fed meeting is critical for mortgage rates
The article discusses the upcoming Federal Reserve meeting that could impact the housing market in 2025 and 2026. There is speculation about potential rate cuts and the influence of President Trump on Fed policies. Factors such as inflation data, trade wars, and labor market conditions are being closely monitored. The article suggests that a shift in the Fed's stance, particularly towards prioriti... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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