Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 361 - 384 of 4972 results
Mar 20, 2026 1:31 PM
— Interest Rates
ARMs offer buyers largest discount in nearly 4 years
Adjustable-rate mortgages are currently offering homebuyers a significant discount, the 30-year fixed-rate mortgage recently dipped below 6%. The housing market is predicted to experience mortgage growth, but the industry has not fully adapted to the disruptions of this decade. Loan officers have been accused of photographing confidential data to avoid detection.
Mar 20, 2026 12:33 PM
— Interest Rates
Mortgage rates are breaking higher — and things can get worse with Iran conflict
The Iran conflict has pushed the 10-year yield to 4.38%, increasing the risk of higher mortgage rates during the spring season. Some doves at the Federal Reserve have turned hawkish, and the bond market is pricing a 50% chance of a rate hike in October. The shifting Fed tone and the ongoing conflict are influencing mortgage rates.
Mar 20, 2026 11:30 AM
— Interest Rates
Mortgage Rates Move Back Above 6.5%
Top tier 30yr fixed mortgage rates have risen back over 6.5%, the highest since September 3rd, 2025, due to the Iran war causing surging fuel costs and central banks reevaluating inflation expectations. Expectations of rate hikes/cuts by global banks are causing rapid changes in mortgage rates in the same direction, leading to increased volatility in the market.
Mar 20, 2026 10:32 AM
— Housing Market
FinCEN anti-money laundering rule struck down in court
A federal judge in Texas has vacated the Financial Crimes Enforcement Network's nationwide anti-money laundering rule, removing reporting requirements on non-financed real estate deals. This decision eliminates compliance burdens for title companies and restores prior practices.
Mar 20, 2026 10:30 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: AI-powered forecast through 2030
The article discusses the predictions for long-term mortgage rates in 2026 and beyond, based on Treasury yields forecasts and historical spreads between Treasury and mortgage rates. It includes forecasts from various sources, including estimates from economists and artificial intelligence. The analysis suggests that mortgage rates are not expected to drop significantly in the next five years, but ... more
Mar 20, 2026 10:29 AM
— Housing Market
New-home mortgage applications dip in February amid buyer caution
Purchase mortgage applications for newly constructed homes weakened in February, despite easing mortgage rates and an abundance of new-home inventory. The decline in new-home application volumes was attributed to macroeconomic uncertainty and a weakening job market. New-home sales were higher than last year, but official figures differ from MBA estimates due to different methods of data collection... more
Mar 20, 2026 9:45 AM
— Mortgage Lenders
Homebuying in America: The lending process "was probably the biggest headache” |
When Jessica Lee bought her townhome, the builder offered 5% in closing costs if she borrowed from their preferred lender. Two-thirds of builders are currently offering incentives for buyers such as price cuts, rate buydowns, and closing cost assistance. It's important for buyers to shop around for the best mortgage rates, even though builder rates can make sense. Lee was able to purchase her home... more
Mar 20, 2026 9:30 AM
— Mortgage Rates
The spring housing market is on, but mortgage rates just shot higher. Here's what to know.
The housing market in spring is facing challenges due to rising mortgage rates, caused by the Federal Reserve reconsidering due to rising inflation and the war with Iran. Despite homes being more affordable for buyers, inventory is increasing as homes stay on the market longer. Some markets are seeing price appreciation, while others are cooling off. Builders are struggling with an oversupply of h... more
Mar 20, 2026 8:53 AM
— Mortgage Rates
30-year mortgage rates increase - When will they fall? | Today's mortgage and refinance rates, March 20, 2026
Bankrate data shows that average mortgage rates for 30-year fixed, 5/1 ARMs, and jumbo loans have risen due to concerns over inflation, oil prices, and the yield on the 10-year Treasury Bond. The recent Federal Open Market Committee meeting did not result in a rate adjustment. Despite inflation increasing, the FOMC projects a rate cut by the end of December. Mortgage rates have been affected by ri... more
Mar 20, 2026 7:53 AM
— Mortgage Rates
Bankrate’s methodology: Behind our low mortgage rates
Bankrate helps homeowners find the best mortgage rates by making lenders compete with each other to offer lower rates. They use rigorous data analysis to compare their top offers against 300+ banks and credit unions. In 2025, Bankrate's top offer beat 99.7% of other offers, saving consumers an average of $73,000 over the life of a 30-year mortgage. By comparing real-world choices against the natio... more
Mar 20, 2026 6:30 AM
— Bond Markets
Central Banks Cite Oil to Steal Spotlight From Oil
Central banks have shifted the market focus from energy prices to inflation risks and rate hikes. The increased energy prices have led to concerns about inflation and eliminated expectations for rate cuts, with some European banks even considering rate hikes. Fed Funds Futures in the U.S. are now pricing in a 10% chance of a rate hike at the next meeting. There are worries about lasting inflation ... more
Mar 20, 2026 12:33 AM
— Housing Market
Lower rates aren’t enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success
Mortgage lenders and servicers are preparing for the spring homebuying season by focusing on sustainable homeownership beyond just interest rates. Affordability pressures persist as household budgets are constrained, leading to potential issues in the future. Borrower education and proactive servicing are seen as key factors in reducing delinquencies and supporting long-term borrower success. The ... more
Mar 19, 2026 6:30 PM
— Housing Market
Family, jobs, sunshine: Why these homeowners are opting out of their 3% mortgage
The article discusses how some homeowners are giving up their low mortgage rates to move to new homes due to factors like growing families, better work opportunities, lifestyle changes, and more space. The 'lock-in' effect of low mortgage rates is gradually loosening as life events drive people to move, despite interest rates slowly increasing from around 4.4% in 2025 to projections of 6% to 6.5% ... more
Mar 19, 2026 5:31 PM
— Treasury Rates
Treasury yields hit months-long highs after FOMC
Weekly jobless claims and the Philly Fed Manufacturing Index were reported to be lower than expected, leading to negative market reactions. Treasuries rallied and broke key levels, but face resistance and unchanged rate-cut expectations. Treasury yields look oversold but still indicate a broader uptrend, and swung wildly after a soft jobs report, causing concerns about the rate path ahead.
Mar 19, 2026 3:30 PM
— Mortgage Rates
Highest Mortgage Rates Since August 2025
Mortgage rates in March 2026 have been negatively impacted by the Iran war, leading to disruptions in infrastructure and spikes in energy prices. Even if the war were to end, inflation expectations and interest rates may not immediately return to pre-war levels. News of U.S. troop deployment caused rates to jump, with the average top tier 30yr fixed rate reaching 6.55% for the first time since Aug... more
Mar 19, 2026 3:30 PM
— Mortgage Lending
Mortgage rates keep heading up, hit highest level since December
The article discusses a limited-time offer related to news, weather, sports coverage, and games, with the option to cancel anytime.
Mar 19, 2026 3:07 PM
— Mortgage Rates
Forget rate drops — here's where mortgage volume will come from
Mortgage rates are expected to stay near current levels for much of 2026, with experts forecasting that the growth in mortgage originations will come from first-lien refinances and moderate growth in purchases and refinances.
Mar 19, 2026 2:30 PM
— Mortgage Rates
Mortgage rates rise as Iran war fans inflation fears and lifts Treasury yields
Mortgage rates in the U.S. rose to 6.22% in the week ending March 19, the highest level in three months, due to inflation fears from the Iran war. This increase is a discouraging sign for house hunters as the spring buying season begins. Mortgage applications fell by 11% last week, and new home sales dropped by 18% in January.
Mar 19, 2026 1:30 PM
— Mortgage Rates
Average U.S. long-term mortgage rate rises to 6.22%, highest in more than 3 months
The average long-term U.S. mortgage rate rose to 6.22%, the highest level in more than three months, impacting prospective home shoppers during the spring homebuying season. Mortgage rates have been influenced by factors such as the war with Iran, rising oil prices, and the Federal Reserve's interest rate policy decisions. The recent reversal in mortgage rates has clouded the spring homebuying sea... more
Mar 19, 2026 1:04 PM
— Homeownership and Racial Wealth Inequality
Homeownership on hold: The long-term cost for young adults of color
Many Gen Z and millennial adults, especially young adults of color, are delaying or abandoning major life milestones like homeownership due to heavy debt loads. This delay can perpetuate and exacerbate racial wealth inequality as these cohorts enter their prime working and wealth-building years. Young people of color are increasingly unable to afford homeownership, limiting their ability to build ... more
Mar 19, 2026 12:31 PM
— Housing Market
How rising HOA fees can act like shadow mortgages
Homeowners association (HOA) fees are increasing and becoming a significant cost for many homeowners, sometimes even leading to foreclosure. Rising costs, along with unexpected special assessments, can drastically impact a homeowner's finances and purchasing power. HOA fees are now considered a 'shadow mortgage' because they are mandatory, ongoing payments that cannot be renegotiated or refinanced... more
Mar 19, 2026 12:30 PM
— Bond Markets
Volatile Day Thanks to Central Banks And, Eventually Oil
Bonds were initially focused on European Central Bank policy news, including higher inflation forecasts and rate hike expectations for 2026. The front end of the yield curve suffered, but later in the day, geopolitical headlines caused oil prices to drop sharply, taking bond yields along with them.
Mar 19, 2026 12:17 PM
— Interest Rates
Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026
Mike Vough from Optimal Blue highlights how borrowers are still anchored to pandemic-era low mortgage rates, influencing both purchase and refinance trends. He discusses the impact of rate sensitivity on borrower behavior and key trends shaping the 2026 mortgage environment.
Mar 19, 2026 10:31 AM
— Mortgage Finance
Trump Orders Mortgage Regulation Rollback
The article discusses a publication called Inside Mortgage Finance and its copyright in 2026. It mentions that the publication covers topics related to mortgages and offers information on design, CMS, hosting, and web development.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.