Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Mortgage Lending
Showing 337 - 360 of 675 results
Oct 5, 2026 1:17 PM
— Mortgage Lending
Pennymac deploys VantageScore 4.0 across all production channels
Pennymac Financial Services has successfully rolled out VantageScore 4.0 across its various mortgage channels, including consumer direct, broker direct, and correspondent operations. This update follows regulatory actions allowing for the use of competing credit score models in conventional and FHA markets. The company aims to lead in credit score modernization as it believes this will reduce cost... more
Oct 5, 2026 12:29 PM
— Mortgage Lending
Valon's $150M raise ups ante vs. ICE, Sagent in servicing
Valon Technologies has raised $150 million in Series D funding, reflecting a shift in the mortgage servicing industry towards AI software. The funding comes as technology providers showcase their use of AI to automate workflows and enhance compliance. The company has also integrated more real estate platforms under its umbrella, now claiming to reach 20% of U.S. homeowners. Additionally, Berkshire... more
Oct 5, 2026 11:46 AM
— Mortgage Lending
These Borrowers Are Most Likely to Overpay Their Mortgage
A recent Bankrate study reveals that the most well-qualified mortgage borrowers are often overpaying for their loans. The study found that 87% of borrowers overpay regardless of credit score or income, with conventional loan holders and those earning $100,000 to $199,000 particularly affected. The primary reason for this is borrowers' failure to shop around for better rates, with many relying sole... more
Oct 5, 2026 11:42 AM
— Mortgage Lending
Valon lands $150M series D to grow AI-native ValonOS
Valon Technologies has secured $150 million in Series D funding at a $2.3 billion valuation, aimed at enhancing its AI-native ValonOS servicing platform, particularly for mortgage servicing. The funding round, which doubled the company's previous valuation, includes new investor Ribbit Capital and existing backers like Andreessen Horowitz. The capital will be allocated for product development and ... more
Oct 5, 2026 11:12 AM
— Mortgage Lending
Increased ARM demand prompts lenders, servicers to act
Rising interest rates are leading borrowers to favor adjustable-rate mortgages, prompting lenders to adjust their offerings and servicers to notify affected borrowers. A report highlights the impact of delinquency increases in two states with high FHA loan concentrations and suggests that mortgage companies may need to adopt alternative risk management strategies. The article also discusses linger... more
Oct 5, 2026 10:42 AM
— Mortgage Lending
Lenders using VantageScore: Watch Freddie's CRO shake-up
Freddie Mac's Chief Risk Officer, Anil Hinduja, has departed from the company, with his duties transferred to another executive. This change could impact the company's approach to credit modernization in the mortgage sector.
Oct 5, 2026 10:17 AM
— Mortgage Lending
AI in Commercial Real Estate Finance: The AI-Powered Originator and Relationship Manager
The article introduces an 8-part webinar series by MBA Education focused on the impact of artificial intelligence (AI) on the commercial and multifamily mortgage lifecycle. It aims to provide insights into AI capabilities, implementation strategies, and real-world examples that enhance efficiency, compliance, and borrower experiences. Industry experts will discuss responsible AI adoption and showc... more
Oct 5, 2026 10:01 AM
— Mortgage Lending
TWO fires back at UWM’s lawsuit, demands refund of $25M fee
Two Harbors Investment Corp. has filed a counterclaim against UWM Holdings Corp. in federal court, seeking the return of a $25.4 million merger termination fee and damages for alleged fraudulent misstatements. The claims center around UWM's alleged breach of a merger agreement by concealing its financial issues and misrepresenting intentions regarding the merger, which was initially valued at $1.3... more
Oct 5, 2026 9:13 AM
— Mortgage Lending
Compass targets CRMLS in antitrust fight over MLS rules
Compass International Holdings is targeting the California Regional MLS (CRMLS) with a federal antitrust lawsuit regarding public marketing rules and MLS submission timing for office exclusive listings. CRMLS defends its policy as ensuring equal access and is setting up a legal defense fund.
Oct 5, 2026 8:49 AM
— Mortgage Lending
AI, Title Waiver, Real Estate Auction, QC, eNote Tools; Financial Literacy Study; MBS Issuance
The article discusses the MBA of the Carolinas conference and the Michigan Mortgage Lender’s Association conference, focusing on demographics, technology, and team building in the mortgage industry. It highlights the increasing digitalization of mortgage processes, particularly the adoption of eNotes and digital loan closings. Key insights include statistics on young adults living with their paren... more
Oct 5, 2026 7:02 AM
— Mortgage Lending
Fly-by-wire: Why AI governance is instrumentation, not insurance
The article discusses the necessity for AI governance in mortgage lending to be dynamic, similar to the fly-by-wire system in the F-16 aircraft, which relies on real-time feedback for stability. It emphasizes that mortgage lenders need continuous monitoring and evaluation of AI models to enhance fair lending oversight rather than relying on periodic reviews. The piece critiques the static nature o... more
Oct 5, 2026 3:00 AM
— Mortgage Lending
HECMs hit 6-year low; planner referrals offer a way out
Endorsements of federally backed home-equity conversion mortgages have dropped to the lowest level in over six years, despite steady applications in recent months, as reported by Reverse Market Insight. Meanwhile, a portion of borrowers have managed to secure financing at rates below 6%, indicating opportunities amidst a challenging mortgage landscape. The current mortgage rates being higher than ... more
Oct 4, 2026 6:32 PM
— Mortgage Lending
Mortgage rates are soaring, another blow to Mass. housing affordability as buyers face higher monthly payments
The article discusses the convenience and security of using Apple Pay and credit cards for transactions, emphasizing the ability to cancel subscriptions anytime. It highlights the technology's impact on consumer behavior and commerce but does not provide specific mortgage-related information.
Oct 3, 2026 6:11 AM
— Mortgage Lending
High mortgage rates are trapping homeowners in place, and making renovations harder to afford
With mortgage rates remaining high, many Americans are opting to stay in their homes rather than move, resulting in a shift in home improvement priorities. Homeowners are increasingly using home equity loans and lines of credit not for renovations, but to cover everyday expenses due to financial strains exacerbated by rising rates. This trend has led to a significant decrease in consumer spending ... more
Oct 2, 2026 10:00 PM
— Mortgage Lending
‘Street fight’ market pushes growth at nondelegated lenders
The mortgage market is experiencing intense competition, akin to a 'street fight,' as production and talent shift towards a select group of lenders, particularly those in the nondelegated correspondent and broker channels. At the HousingWire Mortgage Banking Summit, industry executives highlighted that half of the 2,070 analyzed lenders experienced a decrease in net production, while a mere 57 com... more
Aug 28, 2026 11:42 AM
— Mortgage Lending
We've Moved!
The article discusses the update of a website for Marine Federal Credit Union (MFCU), noting that users may need to find information at a new location and provides contact details for assistance. It mentions various services offered by the credit union, including mortgages, auto loans, and financial products, while also emphasizing compliance with anti-discrimination policies.
Aug 27, 2026 12:00 AM
— Mortgage Lending
Weekly Mortgage Rates Are Up as Investors Weigh Inflation and AI
The article is not accessible due to authorization restrictions, so no specific summary can be provided.
Aug 24, 2026 12:00 AM
— Mortgage Lending
Meet The Local Farmers Behind AB InBev's Iconic Beers
The article discusses the use of cookies and similar technologies by a website and third parties to enhance user experience by personalizing content and advertisements, as well as ensuring site security and functionality. It also informs users about their options to opt out of targeted advertising and analytics technologies.
Aug 19, 2026 4:36 PM
— Mortgage Lending
Best Personal Loan Rates for October 2026
The article provides guidelines on obtaining personal loans, detailing how credit scores affect rates and the importance of prequalifying. It emphasizes realistic budgeting, understanding fees, and selecting a lender that fits individual needs. Additionally, it outlines scenarios when personal loans may be beneficial, such as managing unexpected expenses or home upgrades. Furthermore, it compares ... more
Aug 13, 2026 8:51 AM
— Mortgage Lending
Current Mortgage Rates and News from HousingWire
The article discusses a security service that verifies users are not bots, temporarily displaying a page while this verification occurs.
Aug 6, 2026 8:50 AM
— Mortgage Lending
GOP lawmaker calls for GSEs to buy portable mortgages
A Republican lawmaker is advocating for Fannie Mae and Freddie Mac to start purchasing portable mortgages. This initiative aims to alleviate housing supply issues by making it easier for homeowners to move without losing favorable mortgage terms.
Jul 22, 2026 6:50 AM
— Mortgage Lending
Mortgage applications rise 1.9% despite elevated rates
The article discusses a security service implemented to safeguard a website against malicious bots, highlighting the verification process that occurs to confirm a user is not a bot.
Jul 21, 2026 12:30 AM
— Mortgage Lending
Housing Downturn Risk Grows for Mortgage Servicers
The article discusses the use of a security service to protect a website against malicious bots, detailing the process that occurs to verify user authenticity.
Jul 16, 2026 2:32 PM
— Mortgage Lending
Climbing mortgage rates, brain health, celebrity ‘sex pass’: Catch up on the day’s stories
The article outlines the terms and conditions associated with the use of cookies and similar technologies on a website, emphasizing user consent and privacy policies. It highlights the importance of agreeing to these terms and how they may affect privacy choices under state laws.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.