Skip to main content Skip to footer

Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Mortgage Rates
Showing 313 - 336 of 1555 results
Jan 9, 2026 7:30 AM — Mortgage Rates
When will mortgage rates go down? The trend into 2026
Mortgage rates have remained in a narrow range into 2026, with the 30-year fixed mortgage rate hovering near its low since 2025. The average 15-year fixed rate is also lower than last year. The Federal Reserve's rate cuts in 2025 have influenced mortgage rates, with expectations for another rate cut in 2026. Mortgage rates follow the 10-year Treasury yield, and the spread between the two affects c... more
Jan 9, 2026 7:30 AM — Mortgage Rates
Mortgage rate predictions for the next 5 years: A data-driven forecast through 2030
The article discusses housing market predictions for 2026 and forecasts mortgage rates over the next five years based on trends in 10-year Treasury note rates. Different analysts expect varying Treasury yields, with predictions ranging from 3.8% to above 4.1% through 2030. The article suggests using a spread of 2.1 to 2.3 percentage points to estimate future mortgage rates, with predictions of 6.2... more
Jan 9, 2026 6:33 AM — Mortgage Rates
Jan. 9: LO jobs; PHH webinar series; Agencies to buy one month’s worth of production – like 2020; in-person events for 2026
The article discusses various updates and news within the mortgage industry, including events, job announcements, webinars, and President Trump's order to buy $200 billion in mortgage bonds to lower housing costs. It also mentions the impact of government actions on mortgage rates and home prices.
Jan 8, 2026 9:33 PM — Mortgage Rates
Conforming Mortgage Rates Should Remain Around 6% in 2026
Freddie Mac reports that mortgage rates are slightly higher at the start of 2026, with predictions that they may reach or go under the 6% mark.
Jan 8, 2026 7:31 PM — Mortgage Rates
Pulte confirms Fannie and Freddie will buy $200 billion of mortgage bonds, per Trump’s instructions
President Trump proclaimed on social media that he will instruct Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds to lower mortgage rates and monthly payments. The head of the Federal Housing Finance Agency confirmed the plan. Trump also announced plans to ban large institutional investors from buying single-family homes to improve housing affordability. The concept of Fannie and F... more
Jan 8, 2026 3:32 PM — Mortgage Rates
Trump directs GSEs to buy $200B in mortgage bonds to lower rates
President Donald Trump directed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities (MBS) to lower mortgage rates. This move comes as their MBS holdings are approaching regulatory limits. Experts have differing opinions on the impact of this directive.
Jan 8, 2026 2:30 PM — Mortgage Rates
Trump says he wants government to buy $200B in mortgage bonds in a push to bring down mortgage rates
President Donald Trump announced on social media that he is directing the federal government to buy $200 billion in mortgage bonds in an effort to reduce mortgage rates and make home ownership more affordable for Americans. This move is in response to concerns about home prices rising faster than incomes, making it difficult for renters to buy their first homes or for existing owners to upgrade. W... more
Jan 8, 2026 1:38 PM — Mortgage Rates
Trump instructs 'representatives' to buy $200 billion in mortgage bonds, aiming to lower rates
President Donald Trump announced that he is instructing his representatives to buy $200 billion in mortgage bonds in order to drive rates and monthly payments down. It is unclear who his representatives are, and it is uncertain whether this buying will have any impact on mortgage rates. Trump criticized the administration of his predecessor, Joe Biden, and claimed that he has fixed the broken hous... more
Jan 8, 2026 1:31 PM — Mortgage Rates
Mortgage Rates Modestly Higher on Thursday. Friday's Risks Are Bigger
Mortgage rates increased slightly on Thursday due to a stronger weekly Jobless Claims report and global bond market weakness. The upcoming Employment Situation report released by the Bureau of Labor Statistics will have a significant impact on mortgage rates depending on the data.
Jan 8, 2026 1:30 PM — Mortgage Rates
Trump says he wants government to buy $200B in mortgage bonds in a push to bring down mortgage rates
President Trump announced plans for the federal government to buy $200 billion in mortgage bonds in an effort to reduce mortgage rates and make home ownership more affordable for Americans. The move comes as rising home prices outpace incomes, creating challenges for renters and existing homeowners. While the purchase of mortgage bonds may lower rates slightly, it may not be enough to address deep... more
Jan 8, 2026 12:45 PM — Mortgage Rates
Freddie Mac data shows 30-year mortgage rate hovering near 6% to start 2026
The 30-year fixed-rate mortgage averaged 6.16% for the week ending Jan. 8, remaining flat to start the year. Mortgage rates are hovering close to the 6% mark, leading to improving residential demand. Despite a decrease in mortgage applications during the holiday season, refinance activity increased due to lower rates.
Jan 8, 2026 11:30 AM — Mortgage Rates
Average US long-term mortgage rate edges higher but remains near 2025 low
The average rate on a 30-year U.S. mortgage edged higher to just above its 2025 low, reaching 6.16%. Borrowing costs on 15-year fixed-rate mortgages also rose slightly. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions, bond market expectations, and the 10-year Treasury yield.
Jan 8, 2026 10:30 AM — Mortgage Rates
Mortgage rates tick up, Alphabet's market cap overtakes Apple
The article discusses the increase in 30-year fixed rate mortgages to 6.16%, downgrades for homebuilder stocks due to President Trump's policy proposals, and Alphabet surpassing Apple to become the second most valuable company in the world.
Jan 8, 2026 10:10 AM — Mortgage Rates
Conforming mortgage rates should be around 6% for 2026
Mortgage rates are anticipated to start off slightly higher in 2026 with expectations of potentially dropping below the 6% barrier. Despite the 30-year average staying consistent for weeks, the past year showed promising trends that could improve affordability in 2026. The 30-year fixed rate mortgage recently hit its lowest level since October, dropping 3 basis points. Even though mortgage rates d... more
Jan 8, 2026 9:30 AM — Mortgage Rates
Average US long-term mortgage rate edges higher but remains near 2025 low
The average rate on a 30-year U.S. mortgage increased slightly this week to 6.16%, still just above its 2025 low. Mortgage rates have been influenced by factors such as the Federal Reserve's interest rate policy decisions and expectations for the economy and inflation. The recent pullback in mortgage rates has been helpful for home shoppers, with the median U.S. monthly housing payment falling by ... more
Jan 8, 2026 9:01 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 8, 2026: A nudge higher for the week
The article discusses the current mortgage rates, including the averages and national rates for both purchases and refinances. It also provides information on different types of mortgage rates, how the economy impacts rates, and strategies for securing the lowest mortgage rate possible. Additionally, it explains the differences between fixed-rate and adjustable-rate mortgages, as well as the benef... more
Jan 8, 2026 7:57 AM — Mortgage Rates
Mortgage Rates Down Again | Today, January 8, 2026
Mortgage rates have continued to decrease, with the average 30-year fixed mortgage rate at 6.16%. Borrowers are advised to consider refinancing or tapping into home equity. Negotiating for lower rates and exploring financial assistance programs can also help prospective buyers. The article also discusses the relative advantages of 15-year fixed mortgages and 5/1 adjustable rate mortgages. Economic... more
Jan 8, 2026 5:31 AM — Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, January 8, 2026
National mortgage rates showed mixed movement with some loan products increasing while others decreased. The average rate for the benchmark 30-year fixed mortgage is 6.16 percent, up slightly from the previous week. Rates for a 15-year fixed mortgage remained unchanged. Tips for getting the best mortgage rate are also provided.
Jan 7, 2026 2:30 PM — Mortgage Rates
Mortgage rates dip but demand drops nearly 10%
Mortgage rates decreased at the end of 2025 to start 2026 but had no significant impact on the number of Americans applying for mortgages. Affordability remains a challenge in the housing market, along with economic uncertainty and a stagnant job market, sidelining potential buyers. Expectations are that rates will move below 6% for the first time since 2022, but there are concerns about inflation... more
Jan 7, 2026 1:35 PM — Mortgage Rates
Mortgage Rates Dip To 15-Month Low
The article discusses the current state of mortgage rates and the housing market, with insights into the average 30-year fixed mortgage rate, the national median family income, and the median price of existing homes. It also mentions the predicted trend of mortgage rates in 2026, with some experts expecting rates to dip below 6% while others anticipate rates to hold at 6.4% for the entire year.
Jan 7, 2026 1:30 PM — Mortgage Rates
Another 2-Month Low For Mortgage Rates After Modest Drop
Wednesday saw minimal movement in mortgage rates due to mixed economic data reports. The average 30yr fixed rate saw a slight drop, bringing it back to 2-month lows. Overall, the day was uneventful. The upcoming Friday jobs report has the potential to cause volatility in rates.
Jan 7, 2026 8:30 AM — Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, January 7, 2026
Mortgage rates were mostly lower compared to a week ago, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing. The average jumbo mortgage rate also decreased. The current average rate for a 30-year fixed mortgage is 6.16 percent. Rates are expected to remain little changed, with a possibility of fluctuation based on economic data and the next Fed meeting. Tips for getting the best p... more
Jan 7, 2026 8:05 AM — Mortgage Rates
Mortgage Rates Tumble to 15-Month Low | Today, January 7, 2026
Mortgage rates have dropped to their lowest point since October 2024, with the average 30-year fixed rate at a 15-month low. Rates may continue to decline slightly due to diminishing Treasury yields. Refinancing or tapping into home equity may be beneficial, while negotiating for lower rates and exploring financial assistance programs can help hopeful buyers. The average 15-year fixed rate mortgag... more
Jan 7, 2026 4:30 AM — Mortgage Rates
Current mortgage rates report for Jan. 7, 2026
The article discusses how mortgage rates have been trending upwards, reaching over 7% for a 30-year fixed-rate mortgage by January 2025. It explains the factors influencing mortgage rates, such as economic conditions, government policies, national debt, demand for home loans, and Federal Reserve decisions. The article also provides tips for homebuyers to navigate high mortgage rates, including exp... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.

The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.

All logos, trademarks, and brand names appearing on this website are the property of their respective owners.

We use cookies and similar technologies to improve your experience, analyze site usage, and deliver personalized content. By clicking "Accept", you agree to the storing of cookies on your device in accordance with our Privacy Policy. You can manage your cookie preferences at any time.