Mortgage News
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News for: Mortgage Lending
Showing 289 - 312 of 675 results
Oct 7, 2026 7:01 AM
— Mortgage Lending
HousingWire Automation, Author at HousingWire - Page 37 of 77
The article discusses how automated systems like HousingWire Automation enhance the efficiency of converting company announcements and industry data into news content. It highlights the editorial review process that ensures quality before publication.
Oct 7, 2026 6:55 AM
— Mortgage Lending
Mortgage applications fall 4.2% as 30-year rate hits 7.49%
The Mortgage Bankers Association's weekly survey revealed a 4.2% decline in total mortgage applications due to rising borrowing costs. The refinance index fell by 8%, significantly lower than the previous year, while purchase applications saw a 2% decrease. The adjustable-rate mortgage (ARM) share remained consistent at 10.3%. Overall, year-over-year comparisons for both refinance and purchase app... more
Oct 7, 2026 6:40 AM
— Mortgage Lending
UWM drops minimum credit score overlay for agency loans
United Wholesale Mortgage (UWM) has announced the immediate removal of minimum credit score requirements for agency loans, allowing borrower eligibility to be determined by automated underwriting system (AUS) decisions. This applies to conventional loans backed by Fannie Mae and Freddie Mac, as well as FHA, VA, and USDA loans backed by Ginnie Mae. While credit scores will still affect pricing and ... more
Oct 7, 2026 6:00 AM
— Mortgage Lending
Why Seattle homebuyers are acting ‘very conservatively’
Seattle-area homebuyers are increasingly making larger down payments, averaging nearly 20% in August, up from 16% five years earlier. This trend reflects a willingness to mitigate the impact of rising mortgage rates, which averaged 6.9% in September and peaked at 7.3%. While home prices in the region have cooled slightly, a median home in King County still costs around $950,000. Many buyers are ei... more
Oct 7, 2026 5:05 AM
— Mortgage Lending
US Mortgage Rates Jump to 7.49%, Highest Since 2023
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Oct 7, 2026 3:02 AM
— Mortgage Lending
Integra Solutions, Donnell Systems partner to streamline mortgage servicer account oversight
Integra Solutions and Donnell Systems have integrated Donnell's OCIE platform with Integra RECON to automate mortgage servicing account reconciliations. This integration improves visibility into servicing cash at the loan level by allowing OCIE to extract and validate reports from servicers' core systems, which are then processed by RECON to reconcile custodial, clearing, and general ledger accoun... more
Oct 7, 2026 3:02 AM
— Mortgage Lending
The ongoing battle between Compass and the MLSs
In the latest episode, Editor in Chief Sarah Wheeler discusses real estate news with Senior Managing Editor Tracey Velt, focusing on the ongoing conflict between Compass and the MLSs. They also share advice from Keller Williams’ Jason Abrams on enhancing collaboration between lenders and real estate agents to boost business in the current market.
Oct 7, 2026 12:09 AM
— Mortgage Lending
Non-QM is a Fit, Not a Fallout for Self-employed Borrowers
The article discusses the challenges faced by brokers when handling non-QM (Qualified Mortgage) loans, particularly for self-employed borrowers. Many of these issues arise from starting the process with improper documentation, leading to stalled transactions as underwriters recalculate qualifying incomes based on legitimate deductions. This causes delays and pushes brokers to seek non-QM lenders a... more
Oct 7, 2026 12:02 AM
— Mortgage Lending
The return of the specialist: Why a more fragmented mortgage market favors active management
The mortgage investment landscape has become more fragmented, creating opportunities for specialized investors who can navigate different sectors such as RMBS, CMBS, and whole loans. The expertise of these specialists is crucial as they understand how cash flows operate within complex capital structures, particularly in non-agency RMBS, where variations in collateral and structure significantly im... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
ARM Demand Hits Nearly Four-Year High, ICE Reports
Adjustable-rate mortgages (ARMs) are gaining popularity as mortgage rates rise, reaching nearly 11% of rate locks, the highest in nearly four years. With the Conforming 30-year Fixed Rate Index exceeding 7% on Sept. 18, ARMs are seen as relief for borrowers facing higher fixed rates, though only 5.6% of active mortgages are ARMs. Most ARMs remain in their introductory periods, with only a third cu... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
What Is A Checking Account? Features, Benefits & More
A checking account is a central bank account for everyday spending, providing easy access to funds via debit cards, checks, and online transfers. It offers safety through federal deposit insurance and features like direct deposit and automatic bill pay. Overdraft protections are available, transferring funds automatically from savings if needed, and many accounts include no-fee options. While chec... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
Average Personal Loan Interest Rates in June 2026
The article discusses the current landscape of personal loan rates, highlighting that the average rate is at 12.54% for borrowers with a 700 FICO score. It emphasizes the importance of shopping around to secure competitive rates and points out how borrowers with excellent credit can access lower interest rates. The significance of credit scores is underscored, as they greatly affect loan rates, wi... more
Oct 6, 2026 8:09 PM
— Mortgage Lending
Multifamily Underwriting and Investment Analysis, Nov. 2-23
The Multifamily Underwriting & Investment Analysis course provides participants with a practical understanding of underwriting and evaluating multifamily real estate investments. It covers fundamental concepts such as property types, income analysis, valuation through income capitalization techniques, and the risks associated with multifamily lending. The course is structured to help participants ... more
Oct 6, 2026 8:06 PM
— Mortgage Lending
FHA Commissioner Nominee Jones Targets Cost Reductions
Matt Jones, the nominee for commissioner of the FHA under the Trump administration, aims to focus on reducing both mortgage and housing costs if he is confirmed in the role.
Oct 6, 2026 3:33 PM
— Mortgage Lending
Large lenders begin scaling VantageScore 4.0 deployment
Pennymac and United Wholesale Mortgage (UWM) have begun using the VantageScore 4.0 credit scoring model across their lending platforms, aiming to enhance credit score competition and accessibility for consumers. Pennymac's adoption is expected to influence smaller lenders to follow suit, while UWM will retrieve both VantageScore and FICO scores for each borrower automatically, defaulting to the be... more
Oct 6, 2026 3:18 PM
— Mortgage Lending
AI in Residential Servicing: Turning Insights into Better Borrower Experiences
The Mortgage Bankers Association (MBA) and MISMO are hosting a 12-part webinar series that focuses on the impact of artificial intelligence (AI) on the residential mortgage lifecycle. Each session aims to provide practical insights regarding AI implementation and its benefits for efficiency, borrower experience, risk management, and compliance. Industry experts will discuss strategies for AI adopt... more
Oct 6, 2026 3:04 PM
— Mortgage Lending
Vishal Garg lays out Better 2.0 plan during shareholder call
Vishal Garg, founder of Better Home & Finance Holding Co., announced plans to reduce quarterly operating expenses from $65 million to $50 million, while focusing on expanding its home equity line of credit (HELOC) and wholesale channels. He discussed a potential sale of Birmingham Bank that could generate $65 million in cash and introduced a stock repurchase program. Garg also mentioned that the c... more
Oct 6, 2026 2:41 PM
— Mortgage Lending
California fair lending, condo bills force lenders to adjust
California mortgage lenders are advised to modify their lending operations and compliance strategies following the enactment of multiple new bills. This legislative change may impact how lenders conduct business and adhere to state regulations.
Oct 6, 2026 2:32 PM
— Mortgage Lending
Serious credit card delinquencies for seniors spike in Q2
The New York Fed's Q2 2026 report indicates that serious credit card delinquencies among Americans aged 70 and older have surged to 6.3%, the highest rate since 2011. Total household debt has reached $18.8 trillion, and credit card balances have increased by $21 billion. Additionally, HELOC (Home Equity Line of Credit) balances have risen for the 17th consecutive quarter, prompting older homeowner... more
Oct 6, 2026 1:59 PM
— Mortgage Lending
Two Harbors wants UWM to return its $25 million termination fee
Two Harbors is demanding $25.4 million from United Wholesale Mortgage amid ongoing acquisition disputes. Meanwhile, a judge ruled that United Wholesale Mortgage did not violate any laws regarding a retirement plan that affected ex-workers financially. Additionally, there are significant changes in the real estate and mortgage landscape, with agency activity and non-qualified mortgage issuance decl... more
Oct 6, 2026 1:26 PM
— Mortgage Lending
Christopher Appel
Christopher Appel, director of banking policy at Better Markets, discusses insights from loan originators who successfully navigated the challenges of the previous year in the mortgage industry. These individuals share key strategies and approaches that allowed them to maintain a steady flow of deals despite market fluctuations.
Oct 6, 2026 12:31 PM
— Mortgage Lending
UWM to use FICO, VantageScore 4.0 on every file
United Wholesale Mortgage (UWM) will now obtain both a FICO score and VantageScore 4.0 for each borrower, automatically selecting the stronger score to potentially lower payments and fees. This change aims to simplify the decision-making process for brokers and could save borrowers thousands over the life of their loans.
Oct 6, 2026 11:01 AM
— Mortgage Lending
ARM resets to climb in 2027 but pose limited risk
New data reveals a moderate increase in adjustable-rate mortgage (ARM) resets expected through 2027, with ARMs currently totaling 3.1 million loans or 5.6% of active mortgages. While the number of ARMs expected to reset will rise, it is predicted to not pose a systemic threat to the mortgage market or the economy. Most newer ARMs are still in introductory periods, with only about a third having be... more
Oct 6, 2026 10:17 AM
— Mortgage Lending
MISMO Launches Workgroup to Standardize eNote Bailee Agreement
MISMO® has called for participation in a new Development Workgroup to create a standardized template for Tri-Party eNote Bailee Agreements. This initiative aims to streamline negotiations between mortgage lenders, warehouse lenders, and investors in eNote transactions by establishing common terms, reducing costs and time delays. The kickoff meeting for the workgroup will be held on October 22, 202... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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