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News for: Interest Rates
Showing 241 - 264 of 464 results
Oct 12, 2025 5:23 AM
— Interest Rates
Trump says inflation is 'defeated' and the Fed has cut rates, yet prices remain too high for many
Inflation has risen in three of the last four months, presenting risks for the White House and the Federal Reserve. The Fed has cut interest rates on the assumption that tariffs will only cause a temporary uptick in inflation. But concerns remain that ongoing tariffs could lead to more than just a temporary increase in inflation, especially as some companies are still raising prices to offset tari... more
Oct 11, 2025 10:31 AM
— Interest Rates
What's a good mortgage refinance interest rate this October?
After an interest rate cut issued by the Federal Reserve in September, many current homeowners who purchased a home after 2022 have experienced relief from their elevated mortgage interest rates. Mortgage refinancing demand has surged as a result, allowing homeowners with high rates to potentially secure lower rates. The definition of a good mortgage refinance rate varies depending on the homeowne... more
Oct 8, 2025 4:23 AM
— Interest Rates
Borrowers head back to riskier mortgages, looking for any potential savings
Mortgage demand weakened overall last week, with applications dropping 4.7%. Refinance applications fell 8%, while purchase applications decreased by 1%. Adjustable-rate mortgages are becoming more popular due to lower interest rates, with the ARM share increasing to 9.5% last week.
Oct 7, 2025 8:23 AM
— Interest Rates
Early Gains Erase Overnight Weakness
10-year yields rose towards 4.20% overnight but buying pressure at the CME open pushed bonds into positive territory. The buying was likely influenced by the NY Fed Survey of Consumer Expectations, which showed increased unemployment expectations and a weakening labor market.
Oct 6, 2025 1:28 PM
— Interest Rates
A Smarter Play on Fed Rate Cuts with Cherry Hill Mortgage – Initiation Report
Cherry Hill Mortgage Investment Corp. is recommended for investors looking to benefit from anticipated Fed rate cuts in 2026. The company's dual-sleeve strategy REIT combines mortgage servicing rights with agency residential mortgage-backed securities. They actively manage interest rate risks and anticipate core earnings growth. The business model is sensitive to changes in market interest rates, ... more
Oct 2, 2025 11:34 AM
— Interest Rates
How potential changes to the GSEs could affect mortgage rates
Some government-sponsored enterprise reform models could potentially increase monthly mortgage payments by three or four figures, while others may have a limited downward effect. Housing experts discussed government support for long-term fixed-rate mortgages at a Cato Institute event. The potential Fed rate cut is creating hopes for lower mortgage rates, which could impact the mortgage market sign... more
Sep 29, 2025 1:24 PM
— Interest Rates
Mortgage Rates Hold Flat to Start New Week
The bond market and interest rates remained stable as investors awaited clarity on a potential government shutdown this week. The absence of this Friday's jobs report, due to the shutdown, would impact the rate market significantly. Last month's jobs report helped push rates to the lowest levels in nearly a year, but other economic reports have since shifted direction. Future jobs reports will be ... more
Sep 25, 2025 11:25 AM
— Interest Rates
Mortgage Rates Slightly Higher After Upbeat Economic Reports
Thursday's economic reports included an upward revision of GDP data for Q2, lower weekly jobless claims, and stronger demand for big ticket manufactured goods. These reports led to the bond market moving to weaker levels resulting in slightly higher mortgage rates for the day.
Sep 24, 2025 6:23 AM
— Interest Rates
Federal Reserve cuts interest rates: What’s next for credit cards, auto loans, mortgages
The Federal Reserve cut short-term interest rates by a quarter-point, and there is speculation regarding more rate cuts in the future. The political influence on the Fed by President Trump, disagreements among Federal Reserve governors, and statements pointing to potential economic challenges were highlighted during the recent meeting. The potential impact on credit card rates is mentioned along w... more
Sep 24, 2025 4:23 AM
— Interest Rates
Mortgage demand stalls after mini refinance boom
After a significant increase in refinance demand the previous week, mortgage demand remained stagnant despite a further decrease in interest rates. Refinance demand only rose by 1% for the week but was considerably higher compared to the same period last year. Purchase application activity remained relatively strong. Demand for adjustable-rate mortgages, which had surged earlier, fell back last we... more
Sep 23, 2025 9:23 AM
— Interest Rates
What are the monthly payments on a $350,000 mortgage after the Fed's rate cut?
The Federal Reserve's decision to cut its benchmark rate by 25 basis points caused mortgage rates to drop, with the average 30-year fixed mortgage loan rate falling to 6.13%, the lowest in three years. This rate cut led to a surge in new mortgage loans and refinancing applications. Borrowers could save over $2,500 annually on a $350,000 loan compared to rates earlier in the year. Current homeowner... more
Sep 22, 2025 9:23 AM
— Interest Rates
Deluge of Fed Speakers as Market Waits For Next Week's Jobs Report
Despite the release of PCE inflation data for August, which is important for assessing progress towards the 2% target, the current week is not considered to have high-consequence data due to various reasons. PCE inflation is not as impactful as CPI since it comes out later and has less surprise potential. The focus is currently on the evolving employment landscape in guiding the next steps for rat... more
Sep 21, 2025 3:23 AM
— Interest Rates
Mortgage and refinance interest rates today, September 21, 2025: Mixed following the Fed rate cut
The mortgage interest rates are mixed post-Fed rate cut, with the 30-year fixed rate slightly down at 6.32% and the 15-year rate slightly up at 5.70%. Fixed-rate mortgages lock in your rate for the life of the loan, while adjustable-rate mortgages have a fixed rate for a certain period then change annually. Mortgage rates are expected to remain stable with minor fluctuations.
Sep 19, 2025 2:24 PM
— Interest Rates
What the current Fed rate outlook means for servicing
The recent drop in long-term rates in anticipation of a 25 basis point cut by the Federal Open Market Committee has impacted servicing, but once the cut was confirmed, financing costs stabilized. Housing finance firms are more concerned with potential actions beyond the anticipated cut rather than the cut itself. Freddie Mac reported a 9 basis point drop in the 30-year fixed rate mortgage, with mu... more
Sep 18, 2025 2:24 PM
— Interest Rates
Will September Deja Vu Continue?
Rates rallied before the Fed rate cut in September 2024 and then increased afterwards due to positive economic data. Lenders are now feeling defensive as rates have risen about a quarter point. The spike is driven by recent developments and could change depending on upcoming economic data.
Sep 18, 2025 10:25 AM
— Interest Rates
Here are the 3 biggest ways the federal interest rate cut could impact your money
The Federal Reserve made the first rate cut since December, reducing its federal funds rate by a quarter point. This cut will affect various financial products, with home equity lines of credit and mortgage rates being among the most impacted. Consumers with a HELOC can expect to see a significant reduction in their interest rates, while mortgage rates are already declining. However, this rate cut... more
Sep 18, 2025 6:24 AM
— Interest Rates
Losing Ground After Stronger Econ Data
This morning's economic reports show jobless claims and Philly Fed results, with claims at low levels and Philly Fed stronger than expected. Bonds were slightly stronger before the data, but yields have started to rise since then. Fed Funds Futures had a surprisingly big reaction to the data.
Sep 18, 2025 5:27 AM
— Interest Rates
What the Fed’s first rate cut of the year means for your wallet
Peter Navarro praised President Trump's TikTok deal, called for deeper Fed cuts, and defended his imprisonment as political. The Fed's recent interest rate cut is expected to ease monthly payments on mortgages and credit card debt. The cut could save credit card users $1.92 billion in interest over the next year. Mortgage rates will continue to respond to economic data, potentially leading to more... more
Sep 17, 2025 6:24 PM
— Interest Rates
What the Fed rate cut means for your home, car and credit card loans
The article discusses a Federal Reserve rate cut and its potential impact on mortgage and car loans.
Sep 17, 2025 2:25 PM
— Interest Rates
Fed Day Selling Spree as Press Conference Trumps The Dots
In response to today's Fed announcements, the bond market initially rallied, but later reversed course after Fed Chair Powell's press conference. Powell's comments about the dot plot not indicating two future rate cuts in 2024 led to concerns about the economy, causing yields to rise. Despite the short-term reversal, yields closed around the same levels as two days earlier.
Sep 17, 2025 1:25 PM
— Interest Rates
Mortgage Rates HIGHER (Not Lower) After Fed Rate Cut
On Fed Day, the rate cut announcement is typically the least important aspect for mortgage rates. The dots released by the Fed showing rate forecasts and the press conference with the Fed Chair have a bigger impact on bonds that determine mortgage rates. Today, the dots signaled better odds for two additional cuts in 2025, leading to back and forth volatility in the bond market. Mortgage rates are... more
Sep 17, 2025 11:26 AM
— Interest Rates
The Fed just cut rates, but don’t expect it to help much. Try these 6 moves instead.
The Federal Reserve recently cut interest rates for the first time in nine months, but it may not have a significant impact on the borrowing costs for Americans. The rate cut only takes borrowing costs back to levels previously seen in 2022, which were high. Additional rate cuts are expected, but there are concerns of inflation increasing and unemployment rising. Experts recommend building an emer... more
Sep 17, 2025 11:24 AM
— Interest Rates
Fed rate cut: Here’s what it means for your mortgage rate, credit cards, savings accounts and more
The Federal Reserve announced a quarter point rate cut, impacting borrowing costs for consumers. Credit card rates may ease off, but APRs still high. Mortgage rates are lower than earlier in the year but won't see a significant impact from the rate cut. Auto loan rates are fixed, but new borrowers may benefit. Federal student loan rates reset annually, while private loans could see lower rates. Sa... more
Sep 17, 2025 9:25 AM
— Interest Rates
What to Expect From The Fed Today
The bond market has fully priced in a 25bp rate cut by the Fed, with the possibility of a 50bp cut not realistically considered. The volatility at 2pm ET will be driven by the release of the dot plot showing Fed member rate expectations, particularly focusing on the 2025 year-end level. The question is whether the median 2025 dot will be 3.875 or 3.625, impacting market expectations. Fed Chair Pow... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.