News for: Housing Market
Showing 241 - 264 of 605 results
Dec 29, 2025 11:31 AM
— Housing Market
MBA, Fannie Mae see 2027 housing market very differently
The Mortgage Bankers Association and Fannie Mae have differing projections for the U.S. housing market in 2026 and 2027. While both forecast an increase in purchase volumes and average 30-year fixed-mortgage rates around 6%, they diverge on the extent of growth. Fannie Mae expects more sustained sales momentum and higher purchase volumes compared to MBA's projections, with differences also seen in... more
Dec 29, 2025 8:02 AM
— Housing Market
Pending home sales rise in November as lower rates spur buyers
Pending home sales increased 3.3% in November as lower mortgage rates and improved affordability drove more buyers to act, according to the National Association of Realtors. Existing home sales also rose in November while inventory fell and prices climbed year over year.
Dec 29, 2025 7:38 AM
— Housing Market
Pending Home Sales Increased in November as Affordability Improved
Pending home sales increased in November compared to October and the previous year. Lawrence Yun of NAR attributes this growth to improving housing affordability, lower mortgage rates, and more inventory choices. Buyer and seller traffic expectations among NAR members for the next three months are also positive.
Dec 29, 2025 7:02 AM
— Housing Market
'Homebuyer momentum is building': Pending home sales jump by most since February 2023 in November
Pending home sales increased by 3.3% in November due to lower mortgage rates and slowing price growth. All regions of the country saw an uptick in homes going under contract, with the West showing the biggest gain. The housing market has been showing signs of improvement after being in a freeze due to rapidly rising mortgage rates and high home prices. Economists expect the market to gradually nor... more
Dec 29, 2025 6:38 AM
— Housing Market
NAR Pending Home Sales Report Shows 3.3% Increase in November
Pending home sales in November increased by 3.3% from the previous month and 2.6% year over year. The Northeast, Midwest, South, and West all saw month-over-month and year-over-year rises in pending home sales. The increase in buyer traffic is expected to continue over the next three months, while improvements in housing affordability, driven by lower mortgage rates, are attracting more buyers to ... more
Dec 28, 2025 10:30 AM
— Housing Market
Why 2025’s strong purchase application data didn't boost home sales
Despite double-digit growth in purchase application in 2025, home sales did not see a major rebound. Lower rates helped, but sales remained close to 2024 levels. Homebuyers now need seven years to save for a down payment, down from 12 years in 2022.
Dec 27, 2025 11:33 AM
— Housing Market
Dec. 27: AI & workflows; California & per diem interest and other states on other compliance matters; Saturday Spotlight: RatePlug
The mortgage industry in 2025 showed stability with a rise in refinance applications and a steady increase in purchase originations. Brokers held around 20% of residential mortgage originations, signaling a stable market. The year was not dominated by refinancing but saw a return to a normal environment with consumers shifting towards refinancing again.
Dec 27, 2025 4:32 AM
— Housing Market
The U.S. housing market in 2025: A year of normalization
The article discusses how rising housing market inventory in 2025 reshaped the market, leading to a more balanced and sustainable environment with slowed price growth and longer days on the market. Despite the cooling trend, certain metro and state markets continued to show high demand. Success in this market depends more on pricing accuracy and local expertise rather than market momentum.
Dec 25, 2025 8:30 AM
— Housing Market
Will Your Home's Value Rise in 2026? Experts Weigh In on Market Trends
Economists predict that home values will likely increase in 2026, with varying projections from different sources such as the National Association of Realtors, Fannie Mae, and Zillow. Housing price growth is expected to slow down due to an increase in housing supply and mortgage rates expected to remain around 6% in 2026. Different locations are experiencing different housing market trends, with s... more
Dec 24, 2025 8:32 AM
— Housing Market
MBA: Homebuyer Affordability Improved in November
The Mortgage Bankers Association's Purchase Applications Payment Index (PAPI) shows that homebuyer affordability improved slightly in November, with the average monthly mortgage payment decreasing. Affordability conditions have been improving for the past six months due to lower mortgage rates and strong household earnings growth. States with the least affordable homes included Idaho, Nevada, Ariz... more
Dec 23, 2025 1:36 PM
— Housing Market
November sees sharp rise in U.S. mortgage delinquencies
U.S. mortgage delinquencies surged in November, reaching the highest level in over four years with the national delinquency rate rising to 3.85%. December data will be crucial to assess recovery.
Dec 23, 2025 1:33 PM
— Housing Market
MBA Sees Mortgage Rates Stuck Above 6% as Inventory Finally Loosens
According to the Mortgage Bankers Association's latest forecast, the housing market is expected to continue to normalize rather than experience a sudden rebound. Mortgage rates are anticipated to remain above 6% and home prices are projected to flatten on a national level.
Dec 23, 2025 10:31 AM
— Housing Market
The Mortgage Reports Year in Review: 2025 Home Buying
The article reflects on the housing market trends in 2025, including interest rates, mortgage volume, underwriting standards, home prices, home sales, inventory, and affordability. Interest rates gradually decreased in 2025, leading to increased mortgage volume. Home prices showed a slowdown in growth, and home sales increased driven by lower mortgage rates. Inventory of for-sale homes increased, ... more
Dec 23, 2025 9:35 AM
— Housing Market
Delinquencies jump to 4-year high
Mortgage delinquency rates rose sharply to a four-year high but are still in line with historical trends. AI tools are reshaping mortgage marketing, causing lenders to rethink SEO and brand authority. A judge dismissed 13 claims against United Wholesale Mortgage. Properties sold for 1.6% below asking prices leading to inventory slowdown. A Massachusetts Democrat requested records related to second... more
Dec 23, 2025 5:45 AM
— Housing Market
ICE: Mortgage Delinquencies Surged 15 Percent in November
In November, the U.S. mortgage delinquency rate increased to 3.85%, with over 2.1 million properties past due but not in foreclosure. Seasonal factors contributed to the rise in delinquencies, with more late payments in November, December, and January due to holiday spending. Serious delinquencies and new delinquency borrowers also increased, while foreclosure starts decreased. Prepayment activity... more
Dec 22, 2025 12:30 PM
— Housing Market
Housing affordability could make small improvements in 2026
The housing market is expected to see lower interest rates in 2026, making it more affordable for potential buyers. Mortgage rates are predicted to settle in the low-6% range. Home prices are expected to continue climbing at a slower rate, and new home construction faces challenges due to increased costs and reduced demand. Government policy changes may also impact the housing market.
Dec 22, 2025 7:30 AM
— Housing Market
When is a good time to buy a house? How to know if now is the right time.
The U.S. housing market is going through changes with mortgage rates lower than last year and sellers reducing prices. More homes are on the market but sellers are delisting as they can't afford current pricing. Houses are staying on the market for longer, and buyers have more options. Mortgage rates are hovering in the low-to-mid 6% range, and the Federal Reserve's rate cut may not affect home lo... more
Dec 22, 2025 4:30 AM
— Housing Market
Philly’s housing market pains are expected to continue in 2026: ‘Everyone is kind of stuck’
Philadelphia's housing market is expected to continue straining renters and homeowners in 2026 due to high home prices, elevated mortgage rates, and a lack of mobility. Renters can't afford down payments or mortgages, while homeowners are unable to move to new places with higher monthly payments. Real estate developers are focusing on building high-end homes, leading to affordability issues for fi... more
Dec 20, 2025 8:37 AM
— Housing Market
Mortgage brokers optimistic about housing market in 2026
Mortgage brokers are optimistic about the year ahead, with many expecting more business. Housing affordability is projected to improve by 3% next year. Confidence among US homebuilders increased in December. Investors have already adjusted mortgage rates to include a recent reduction announced by the FOMC. A survey found that 88% of respondents are likely to purchase a home next year. Different ag... more
Dec 20, 2025 7:34 AM
— Housing Market
Highest Existing Home Sales in 8 Months But Don't Get Excited
Existing-home sales increased by 0.5% in November to a seasonally adjusted annual rate of 4.13 million, marking the 3rd consecutive month of growth. However, sales have been stuck at low levels for a while. Lower mortgage rates have contributed to the recent increase, but inventory growth is slowing down.
Dec 19, 2025 5:43 PM
— Housing Market
NAR: Existing-Home Sales Up Slightly November
Existing-home sales increased slightly in November compared to October but were down compared to November 2024. Sales varied by region and showed no change or decreases year-over-year. Lower mortgage rates contributed to the increase in sales. Inventory growth is slowing down, impacting affordability. Single-family home sales outperformed condominium sales, with condos typically priced lower but f... more
Dec 19, 2025 12:30 PM
— Housing Market
Maine’s roller coaster home prices drop one month after record high
Maine's home sales have been unpredictable this year with prices fluctuating and setting new records, making it difficult for buyers and sellers to determine the right time to act.
Dec 19, 2025 10:32 AM
— Housing Market
Rising Mortgage Rates Erode Profit Margins for Home Flippers in 2025
Investors in major metro areas are no longer seeing the reliable premiums they used to for renovated properties due to hesitant buyers and increasing costs.
Dec 19, 2025 10:32 AM
— Housing Market
Rising Mortgage Rates Erode Profit Margins for Home Flippers in 2025
Investors in major metro areas are no longer seeing the reliable premiums for renovated properties due to hesitant buyers and increasing costs.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.