News for: Mortgage Lending
Showing 1 - 24 of 675 results
Oct 16, 2026 2:15 PM
— Mortgage Lending
Investment property hotspots may present DSCR opportunity
The article highlights that successful loan originators kept mortgage deals moving despite market challenges, sharing the strategies behind their performance.
Oct 16, 2026 1:59 PM
— Mortgage Lending
GSE shareholders closer to big payout after petition denial
The article roundup covers developments involving Fannie Mae and Freddie Mac, including potential changes to their structure, privatization prospects, cost-saving initiatives, mortgage servicing policy, and increased mortgage-backed securities purchases. It also mentions a lender’s expansion into direct lending and strategies used by successful loan originators.
Oct 16, 2026 1:34 PM
— Mortgage Lending
Charles Schwab CEO: AI agents trading on your behalf need 'rules of the road'
Charles Schwab CEO Rick Wurster says AI trading agents should operate only under clear client-defined rules and oversight, warning against handing them unrestricted control. Schwab’s upcoming AI assistant, Charley, will initially handle administrative tasks rather than trades. The company reported strong quarterly earnings, record asset inflows, and higher interest income, though softer guidance a... more
Oct 16, 2026 12:48 PM
— Mortgage Lending
MBA Advocacy Update: MBA, FirstHome IQ Launches Homebase to Support Loan Officer Development and Engagement
The Mortgage Bankers Association announced initiatives and leadership updates at its annual conference. MBA and FirstHome IQ launched Homebase, a professional-development and industry-engagement platform for mortgage loan officers. MBA also issued a policy roadmap proposing regulatory and administrative steps to reduce homeownership and rental costs, expand responsible credit access, and support h... more
Oct 16, 2026 12:01 PM
— Mortgage Lending
The Score That Keeps Mortgages Moving (sponsored by FICO)
FICO argues that accurate, consistent credit scoring is essential across the mortgage lifecycle and supports modernizing FHA underwriting with newer models and data, including trended credit and rental payment history. It says independent Milliman analyses found FICO Score 10T more predictive than VantageScore 4.0, especially for first-time FHA buyers and during periods of higher defaults. The art... more
Oct 16, 2026 11:53 AM
— Mortgage Lending
Servicers must watch non QM as negative outcomes grow
The article highlights several mortgage-industry developments: ICE dropped a planned SDK access fee as migration lags; homeowners allege Roundpoint charged improper fees; Pentiv is developing AI tools for recruiting and mortgage renewals; California regulators seek to suspend Wallick & Volk’s license over escrow-fund handling; a Figure unit postponed a $346 million residential mortgage-backed secu... more
Oct 16, 2026 11:44 AM
— Mortgage Lending
First Horizon’s $4.5 billion mortgage sale to lift capital
First Horizon Bank agreed to sell about $4.5 billion in residential mortgages at an approximately 10% discount. The low-yield loans have a weighted average coupon of 3.85% and only about $200 million in associated deposits. The sale supports the bank’s strategy of focusing on mortgage lending tied to core relationship clients and is expected to close early in the fourth quarter.
Oct 16, 2026 10:58 AM
— Mortgage Lending
Canadian fintech's broker AI may extend to United States
The article’s overview highlights recent mortgage-industry developments, including leadership changes and growth at Better, efforts to control AI spending, new AI funding and tools, vendor-transition challenges, renovation-financing partnerships, and loan originators’ strategies for keeping deals moving.
Oct 16, 2026 10:15 AM
— Mortgage Lending
Escrow violation shows why lenders must prioritize bookkeeping
The article’s overview highlights recent mortgage-industry developments, including an alleged data breach at NFM Lending, ICE’s decision to drop a planned SDK access fee, leadership and board appointments, legal disputes involving Zillow and Unlock Technologies, increased FHFA suspensions, and insights from successful loan originators.
Oct 16, 2026 10:01 AM
— Mortgage Lending
Consumers put another servicer on watch with lawsuit over fees
Mortgage-industry updates cover ICE postponing an SDK access fee as clients lag in migrating, new AI tools for recruitment and identifying at-risk mortgage renewals, a California license suspension risk tied to escrow-fund commingling, a postponed $346 million residential mortgage-backed securities offering, AI-driven workflow automation, debate over including speculative recapture estimates in mo... more
Oct 16, 2026 9:06 AM
— Mortgage Lending
Fannie Mae cuts 2027 origination outlook 18% on weaker refi volume
Fannie Mae’s Economic and Strategic Research Group lowered its 2027 single-family mortgage origination forecast by 18%, to $1.86 trillion from $2.27 trillion. The downgrade reflects higher rate assumptions, including an expected average 30-year mortgage rate of 7.5% in 2026, and points to continued weakness in refinancing. The group still expects about $2 trillion in originations this year.
Oct 16, 2026 8:28 AM
— Mortgage Lending
AI Document, Broker, U/W, QC Tools; Lender/Investor Earnings; Credit News; LO Retention Examined
With mortgage production expected to decline in 2027, lenders are reassessing staffing and costs. Independent mortgage banks have lost loan officers and production, while broker, wholesale, and non-delegated channels have gained both, aided by technology and more efficient operating models. The article also highlights lender partnerships, automation, underwriting and verification tools, and other ... more
Oct 16, 2026 7:06 AM
— Mortgage Lending
Home equity deal shows VantageScore viable for RMBS ratings
The article says a company has selected UBS Group and Cantor Fitzgerald to arrange an offering intended to raise up to $500 million. The discussions are private, according to sources familiar with the matter.
Oct 16, 2026 5:36 AM
— Mortgage Lending
Accounting and Financial Management Conference
Tax experts discuss changing legislative and regulatory rules affecting single-family and commercial real estate finance companies, with a focus on mortgage banking tax compliance, planning, year-end strategies, and opportunities to improve business performance.
Oct 16, 2026 4:17 AM
— Mortgage Lending
Tesla Roadster probably won't drive an earnings beat, but the big reveal did achieve 2 things
Tesla unveiled a redesigned Roadster at a SpaceX site, showcasing dramatic stunts using technology inspired by SpaceX. The vehicle is expected to enter production in 2028, with deposits of $50,000 for the Performance version and $250,000 for the Thrust version. The reveal drew attention to the close relationship between Tesla and SpaceX and coincided with gains in both companies’ stocks.
Oct 16, 2026 3:41 AM
— Mortgage Lending
Basel may encourage more nonbank mortgage lenders to go bank
Proposed changes to bank capital rules may unintentionally encourage independent mortgage bankers (IMBs), or nonbank mortgage companies, to acquire banks or bank charters.
Oct 16, 2026 3:40 AM
— Mortgage Lending
Sens. Warren, Booker ask FTC to probe online real estate practices
Senators Elizabeth Warren and Cory Booker urged the FTC to investigate whether online real estate platforms and large brokerages use practices such as agent lead routing, mortgage steering, and office-exclusive listings to raise costs and reduce transparency for homebuyers.
Oct 16, 2026 3:09 AM
— Mortgage Lending
National Advocacy Conference
The Mortgage Bankers Association outlines event registration pricing and discounts, cancellation and refund terms, registration substitutions, accessibility accommodations, and sponsorship inquiries.
Oct 15, 2026 11:06 PM
— Mortgage Lending
2026 Woman of Influence: Carolyn Gorman
Huntington Bank mortgage director Carolyn Gorman has helped grow the bank’s mortgage business, including a 10% increase in purchase volume, while integrating operations after bank expansions. She also leads affordable lending initiatives, including Home for Good, which uses flexible underwriting and closing-cost assistance to widen access to homeownership. Her work has earned industry recognition ... more
Oct 15, 2026 11:00 PM
— Mortgage Lending
Fixed-rate 30-year mortgage still 7.40%
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Oct 15, 2026 10:15 PM
— Mortgage Lending
Operationalizing AI in Mortgage Lending: Moving beyond fragmented automation to workflow-native intelligence
A HousingWire and MeridianLink white paper examines why mortgage lenders often fail to turn AI experiments into measurable improvements. Fragmented systems, manual document processing, and inconsistent workflows limit automation. It recommends embedding AI directly into the systems, data, and processes used to execute loans.
Oct 15, 2026 6:26 PM
— Mortgage Lending
Guide To First-Time Homebuyer Grants
First-time homebuyer assistance can provide cash for down payments or closing costs, but programs marketed as grants may actually be repayable or conditionally forgivable loans, or lender credits tied to a specific mortgage. Buyers should check eligibility and repayment terms, compare loan rates from multiple lenders, and weigh the one-time grant against the long-term cost of a potentially higher ... more
Oct 15, 2026 5:01 PM
— Mortgage Lending
Mortgage AI adoption & Document Intelligence at Consolidated Analytics
Consolidated Analytics COO Rudy Zabran discussed how his decades of football coaching have shaped his leadership approach, emphasizing clear standards, preparation and consistent execution. He also described the company’s use of LoanDNA and document intelligence to improve mortgage data processing, operational efficiency and lenders’ ability to scale.
Oct 15, 2026 4:43 PM
— Mortgage Lending
Non-QM’s growth story is just getting started, industry pros say
Union Home Mortgage executive Chad Schoep urged mortgage originators to offer non-qualified mortgage loans, warning that borrowers may choose lenders with a simpler path. Non-QM loans typically allow more flexible underwriting than qualified mortgages, and originators can benefit by educating their sales teams about the products.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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