Mortgage News

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News for: The Mortgage Reports
Showing 1 - 24 of 219 results
May 16, 2026 5:01 AM — Mortgage Rates
Mortgage Rates Sit at 6.36% as the Fed Prepares to Meet — Will That Change?
The Mortgage Reports
Today's mortgage rates have reached a one-month high due to an increase in the 10-year Treasury yield, which has climbed to 4.62%, influenced by rising oil prices. Although mortgage rates slightly decreased to 6.36% this week, they remain under upward pressure as the bond market dynamics continue to play a significant role.
May 15, 2026 4:37 PM — Mortgage Rates
Fed Keeps Rates Unchanged, But Mortgage Rates Stay Stubbornly High
The Mortgage Reports
Mortgage rates have surged to their highest level since last summer, influenced by the rising 10-year Treasury yield which reached 4.645%. This increase in rates reflects a broader trend with thirty-year mortgage rates hitting a one-month high, largely impacted by rising oil prices exceeding $108 a barrel. Current pressures suggest continued upward movement in borrowing costs as the 10-year Treasu... more
Apr 22, 2026 10:33 AM — Mortgage Rates
Mortgage Rates Hold Steady Amid Market Reactions | Today, April 22, 2026
The Mortgage Reports
Mortgage rates today remain steady, with the Freddie Mac 30-year PMMS at 6.3%. A drop in WTI crude oil prices and a decrease in the 10-year Treasury yield could impact future monetary policy decisions. Attention is turning to economic events like Retail Sales data and MBA Mortgage Applications. The average 30-year fixed mortgage rate is 6.295%. Mortgage rates are being influenced by oil prices, Tr... more
Apr 20, 2026 10:32 AM — Mortgage Rates
Mortgage Rates Decline Modestly | Today, April 20, 2026
The Mortgage Reports
Mortgage rates fell for the sixth consecutive day, with some lenders approaching a 6% rate due to a drop in the 10-year Treasury yield. This decline in yields has allowed for easier mortgage pricing. Borrowers are advised to see if refinancing or tapping into home equity makes sense. Additionally, potential home buyers are encouraged to explore financial assistance programs and flexible loan optio... more
Apr 19, 2026 2:33 PM — Mortgage Rates
Mortgage Rates Dip Amid Falling Treasury Yields | Today, April 19, 2026
The Mortgage Reports
Mortgage and refinance rates are lower due to a decrease in the 10-year Treasury yield, with average rates cited as 6.02%, 6.3%, and 5.729%. Borrowers are advised to consider refinancing or tapping into home equity. The 10-year Treasury yield fell to 4.248%, with markets showing signs of risk appetite. Forecasters predict mortgage rates may hover around low-to-mid 6% range. Policy-watch chatter an... more
Apr 19, 2026 4:33 AM — Mortgage Rates
Mortgage Rates Fall Modestly | Today, April 18, 2026
The Mortgage Reports
Mortgage rates remained near recent lows as the 10-year Treasury yield fell, making borrowing costs cheaper. Rates have slightly increased, so it's advisable to consider refinancing or tapping into home equity. The 30-year fixed mortgage rate is at 6.325%, while the 15-year fixed rate is at 5.729%. Adjustable-rate mortgages (ARMs) might be a more attractive option for some borrowers. Experts expec... more
Apr 17, 2026 11:33 AM — Mortgage Rates
Mortgage Rates Ease Amid Falling Treasury Yields | Today, April 17, 2026
The Mortgage Reports
The article discusses how changes in Treasury bond yields, oil prices, stocks, gold prices, and other market factors are impacting mortgage rates. It also provides insight into mortgage rate forecasts and different types of mortgage rates, such as fixed-rate mortgages, adjustable-rate mortgages, and 30-year vs 15-year mortgages.
Apr 15, 2026 12:33 PM — Mortgage Rates
Mortgage Rates Decline | Today, April 15, 2026
The Mortgage Reports
The article discusses how mortgage rates have dipped slightly, providing relief for borrowers, and mentions that rates have increased since February. It advises both refinancing and tapping home equity could still be beneficial for borrowers. The article also provides information on 30-year fixed mortgage rates, 15-year fixed mortgage rates, and 5/1 adjustable rate mortgages along with expert opin... more
Apr 13, 2026 8:34 PM — Interest Rates
Mortgage Rates Flat, Oil Prices Surge | Today, April 13, 2026
The Mortgage Reports
Mortgage rates have remained stable with some upward pressure expected due to economic indicators. Refinancing or tapping into home equity may still be beneficial for homeowners. The average 30-year fixed mortgage rate is at 6.404%. The 15-year fixed rate is at 5.775%, and the 5/1 adjustable rate mortgage is at 5.652%. Various economic reports and events, such as inflation measurements and speeche... more
Apr 12, 2026 8:33 PM — Mortgage Rates
Mortgage Rates Ease Amid Calmer Market Conditions | Today, April 12, 2026
The Mortgage Reports
Mortgage rates and refinance rates are falling, influenced by the decrease in the 10-year Treasury yield and the drop in oil prices. The market is showing mixed tones, with gold rising and stock markets experiencing some volatility. Various reports, speeches, and Fed activity could impact rate sentiment, making today a good opportunity for borrowers. Bond markets are assisting mortgage borrowers t... more
Apr 12, 2026 12:33 PM — Mortgage Rates
Mortgage Rates Ease Amid Calmer Market Conditions | Today, April 12, 2026
The Mortgage Reports
Mortgage rates are currently moving lower, with rates falling further since last weekend as the 10-year Treasury yield decreases. It is uncertain where mortgage rates will go in the future.
Apr 12, 2026 8:33 AM — Mortgage Rates
Mortgage Rates Hold Steady | Today, April 11, 2026
The Mortgage Reports
Mortgage rates are decreasing, with both mortgage and refinance rates falling since last weekend as the 10-year Treasury yield has also dropped. The uncertainty of future mortgage rates prompts the need for informed decision making.
Apr 12, 2026 8:33 AM — Mortgage Rates
Mortgage Rates Ease Amid Calmer Market Conditions | Today, April 12, 2026
The Mortgage Reports
Mortgage rates are decreasing as the 10-year Treasury yield also dropped. It is uncertain where mortgage rates will go in the future, but it is important to stay informed to make the best choice.
Apr 12, 2026 8:33 AM — Mortgage Lending
Edward, editor - The Mortgage Reports
The Mortgage Reports
The article discusses how to determine how much you can afford for a home by looking at factors such as home price, monthly payment, and income. It also mentions reduced costs and rates for former or current military members, zero-down loans for homes outside major metros provided by the USDA, down payment requirements for popular loan programs, and eligibility for a zero-down home loan based on i... more
Apr 9, 2026 8:33 AM — Mortgage Rates
Mortgage Rates Dip Slightly | Today, April 9, 2026
The Mortgage Reports
Mortgage rates have slightly decreased, but economic indicators suggest upward pressure in the short term. The average 30-year fixed mortgage rate is at 6.441%, and the 15-year fixed rate is at 5.805%. Adjustable-rate mortgages have lower initial rates but may adjust after an initial period. Various economic reports can impact mortgage rates, and experts predict some fluctuations in the near futur... more
Apr 7, 2026 8:32 AM — Mortgage Rates
Mortgage Rates Hold Steady | Today, April 7, 2026
The Mortgage Reports
Mortgage rates have remained steady following the President's threat to escalate the war on Iran. Rates have increased from February lows but it still may be a good time to refinance or tap into home equity. Different types of mortgage rates are discussed with their respective average rates. There are also predictions for how rates might fluctuate in the coming months based on various economic ind... more
Apr 7, 2026 4:32 AM — Mortgage Rates
Mortgage Rates Flat Over Weekend | Today, April 6, 2026
The Mortgage Reports
Mortgage rates have remained steady through the weekend, offering relief to borrowers. Economic indicators suggest growth may lead to increased interest rates. Refinancing or tapping into home equity could still be beneficial. The average 30-year fixed mortgage rate is at 6.453%. The 15-year fixed mortgage rate is at 5.828%. ARMs provide lower initial rates but adjust based on market conditions. F... more
Apr 7, 2026 3:32 AM — Mortgage Lenders
Home Equity Loan for HVAC: What You Need to Know
The Mortgage Reports
A failing HVAC system can lead to unexpected expenses that can be covered by a home equity loan, which allows you to borrow against the equity in your home. This loan offers lower interest rates, fixed monthly payments, and the ability to borrow up to 80-85% of your home's value, minus your existing mortgage balance. Lenders look at factors like equity, credit score, and debt-to-income ratio when ... more
Apr 3, 2026 8:32 PM — Mortgage Lenders
No-Appraisal Home Equity Loans: Where to Find Them 2026
The Mortgage Reports
Some lenders are now offering no-appraisal home equity loans, which allow borrowers to access their equity faster and with fewer upfront costs. These loans use automated tools to estimate the home's value instead of a traditional appraisal. Borrowers may face stricter requirements such as a higher credit score or minimum home equity. Different lenders offer this option, including credit unions, on... more
Apr 3, 2026 8:32 AM — Mortgage Rates
Mortgage Rates Come Down | Today, April 3, 2026
The Mortgage Reports
Mortgage rates saw a slight decrease towards the end of the week, even though there are conflicting economic indicators suggesting rates might remain stable in the short term. Despite increasing rates from earlier in the year, it may still be a good time to consider refinancing or taking advantage of home equity. The article provides insights into 30-year fixed mortgage rates, 15-year fixed rates,... more
Apr 2, 2026 6:34 AM — Mortgage Rates
Mortgage Rates Hold | Today, April 2, 2026
The Mortgage Reports
Mortgage rates have experienced ups and downs recently, with the average 30-year fixed mortgage rate reaching 6.57%. Rates have fluctuated over time, with record lows and highs in the past. The article discusses various mortgage options, such as the 15-year FRM and adjustable-rate mortgages, and mentions the importance of monitoring market data to make informed decisions. Economic reports and geop... more
Apr 2, 2026 4:11 AM — Home Equity Loan Rates
Best Home Equity Rates for 2026: How to Find Low Rates
The Mortgage Reports
Home equity loan rates have risen significantly in recent years, with rates starting around 6.50% to 6.75% for borrowers with excellent credit. The best rates are usually offered to borrowers with credit scores of 740 or higher, CLTVs of 80% or less, and DTIs of 43% or lower. Different lenders can offer rates that vary by 0.5% to 1% for the same borrower, so it's important to shop around, compare ... more
Apr 1, 2026 8:32 AM — Mortgage Rates
Mortgage Rates Decline | Today, April 1, 2026
The Mortgage Reports
Mortgage rates fell slightly on April Fool's Day after a recent increase, but they are still more elevated compared to February lows. Despite this, it could still be a good time to refinance or tap into home equity. The article provides information about the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable-rate mortgages. It also mentions that interest... more
Apr 1, 2026 8:32 AM — Home Equity Investment (HEI)
HEI for Retirement Income: Complete 2026 Guide
The Mortgage Reports
The article discusses how a home equity investment (HEI) offers retirees a way to access cash without monthly payments. The HEI structure allows individuals to sell a portion of their home's future appreciation in exchange for upfront cash. Unlike traditional loans such as HELOCs or cash-out refinances, HEIs do not require regular payments, making them an attractive option for retirees with limite... more
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