Mortgage News
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News for: Mortgage Lending
Showing 1 - 24 of 291 results
Apr 14, 2026 11:35 AM
— Mortgage Lending
Chase, Wells mortgage slump: what it means for non-banks
Quarter-to-quarter mortgage production at JPMorgan Chase and Wells Fargo declined significantly more than predicted by the Mortgage Bankers Association. Accounting rules on loan lock timing impacted nonbank mortgage profits. The 30-year fixed-rate mortgage dropped below 6%, leading to an increase in purchase borrowers. Adjustable rate mortgages saw a rise in market share in March.
Apr 13, 2026 9:52 AM
— Mortgage Lending
Apr. 13: AI, LOS, subservicing, MERS review, fraud prevention tools; webinars; wholesale & correspondent news
The article discusses the differences between mortgages and liens, highlighting that a mortgage is a loan taken out to buy property, while a lien grants the lender the right to hold and sell the property if the borrower defaults. It also explains the distinctions between mortgages and other types of liens, emphasizing the purpose of mortgages as secured loans against real property.
Apr 12, 2026 4:36 PM
— Mortgage Lending
Capital Markets Director in Nashville, Tennessee (Hybrid)
The Tennessee Housing Development Agency is looking for a Capital Markets Director to oversee their MBS program and drive mortgage rate setting strategies. The successful candidate must have a finance-related degree, supervisory experience, and experience in capital markets or mortgage loan management.
Apr 12, 2026 8:33 AM
— Mortgage Lending
Edward, editor - The Mortgage Reports
The article discusses how to determine how much you can afford for a home by looking at factors such as home price, monthly payment, and income. It also mentions reduced costs and rates for former or current military members, zero-down loans for homes outside major metros provided by the USDA, down payment requirements for popular loan programs, and eligibility for a zero-down home loan based on i... more
Apr 11, 2026 8:30 AM
— Mortgage Lending
Mortgage Rates Drop Nearly a Third of a Point as Iran Tensions Ease
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Apr 8, 2026 6:30 AM
— Mortgage Lending
Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.
Buyers are opting for adjustable-rate mortgages (ARMs) to make home-buying more affordable in the short term. ARMs have a fixed rate for a few years then can change periodically based on market rates. They offer upfront savings compared to fixed-rate mortgages. The share of buyers choosing ARMs has increased recently, but they may not be right for everyone. It depends on individual situations and ... more
Apr 1, 2026 12:31 PM
— Mortgage Lending
Meet Scotsman Guide’s 2026 Top Originators
Rate's Shant Banosian topped the list of Scotsman Guide Top Originators by closing more than $1 billion in loan volume last year. Mark Cohen was the runner-up with $933.7 million closed. The top 150 originators closed a total of $36.3 billion in loans in 2025, with an average of 66% purchases, 29% refinances, and 4% second mortgages. Scotsman Guide also recognized the Top Private Originators, with... more
Apr 1, 2026 4:30 AM
— Mortgage Lending
US Mortgage Rates March Higher to Seven-Month High of 6.57%
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Mar 31, 2026 12:00 PM
— Mortgage Lending
Opendoor adds Doma title tech assets in new acquisition
Opendoor Technologies acquires assets from title fintech Doma shortly after re-entering mortgage lending. Fannie Mae and Freddie Mac are purchasing mortgage-backed securities amidst market volatility. President Trump's executive order aims to ease the path for eNotes and digital mortgages. Interest rates on 30-year fixed-rate mortgages have fallen below 6% for the first time since 2022.
Mar 30, 2026 12:38 PM
— Mortgage Lending
HELOC for Kitchen Remodel: Pros, Cons, and How It Works
The article discusses how a home equity line of credit (HELOC) can be a flexible and useful way to finance a kitchen renovation project, allowing borrowers to draw funds as needed during a draw period and potentially take advantage of lower interest rates compared to other financing options. It explains the basic mechanics of a HELOC, the advantages, risks, and how it compares to home equity loans... more
Mar 27, 2026 12:36 PM
— Mortgage Lending
Trump Issues Orders on Mortgage Credit and Construction
President Trump signed executive orders to address obstacles in the housing market, aiming to increase consumer access to home lending and reduce building costs. The first order focuses on expanding 'quality mortgages' and potentially revamping the TRID rule, while the second order loosens environmental and permitting regulations around construction. The orders aim to increase community bank mortg... more
Mar 26, 2026 7:35 PM
— Mortgage Lending
Mortgage experts weigh in on GSE condo updates
Fannie Mae and Freddie Mac have updated condominium insurance rules to provide more flexibility on replacement costs and deductibles, aiming to lower costs for homeowners. These changes are expected to ease insurance costs that have been a constraint on condo financing.
Mar 24, 2026 8:35 PM
— Mortgage Lending
The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure
The mortgage industry has historically focused on sales infrastructure, with complex compensation structures that may not be transparent to borrowers or professionals. As technology automates more of the lending process, there is a need to build a navigation infrastructure to help borrowers understand the financial decisions they are making. This new infrastructure would focus on helping borrowers... more
Mar 24, 2026 8:30 PM
— Mortgage Lending
Fannie and Freddie Place Large Orders for Mortgage-Backed Securities
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Mar 20, 2026 2:06 PM
— Mortgage Lending
Choosing a Personal Loan Over a Home Equity Loan
The article discusses the differences between home equity loans and personal loans when it comes to solving cash-flow problems. Personal loans are faster to get, have lower set-up costs and shorter terms, making them ideal for emergencies. Home equity loans have longer terms but result in paying more interest overall. Lenders will check creditworthiness for both types of loans.
Mar 19, 2026 3:30 PM
— Mortgage Lending
Mortgage rates keep heading up, hit highest level since December
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Mar 19, 2026 12:34 AM
— Mortgage Lending
President Donald Trump: I have an idea to help first-time homebuyers
Former President Donald Trump has proposed ideas such as 50-year mortgages and other financing tools to help Americans struggling with high mortgage rates and rising housing costs. An alternative idea is for the federal government to use some of the money collected from tariffs to support first-time homebuyers by contributing up to 6 percent towards closing costs or interest rate buydowns for thos... more
Mar 18, 2026 12:32 PM
— Mortgage Lending
Trump mortgage credit order draws praise from lenders
President Trump signed an executive order aimed at promoting access to mortgage credit by lowering lender compliance costs for community banks. The order addresses concerns raised by banks and nonbanks, welcomed by industry groups but facing pushback from consumer advocates. Changes may require Congress and could take until late 2026 or 2027 to fully implement.
Mar 17, 2026 11:37 AM
— Mortgage Lending
Finance of America expands HomeSafe Second reverse mortgage to three more states
Finance of America Reverse has expanded its HomeSafe Second second-lien reverse mortgage into Indiana, Ohio and Michigan, targeting homeowners 55+ who want to tap equity without refinancing low-rate first mortgages. This move comes as home values have surged and retirement costs are rising.
Mar 17, 2026 5:32 AM
— Mortgage Lending
Home Equity Loan Term Comparison: 10 vs 15 vs 20-Year Costs
The length of a home equity loan term significantly impacts both monthly payments and total borrowing costs. A 20-year term can decrease monthly payments but result in paying over $27,000 more in interest compared to a 10-year term. The trade-off between monthly payments and total interest costs should be carefully considered when choosing a home equity loan term.
Mar 16, 2026 1:30 PM
— Mortgage Lending
Nvidia launches Groq 3 AI chip and CPU server aimed at Intel during GTC 2026
Nvidia debuted several chips and platforms at its GTC event, including the Nvidia Groq 3 language processing unit for AI inferencing. The company is also launching the Groq 3 LPX platform for high efficiency and performance in AI data centers. Nvidia's Vera CPU rack, consisting of a CPU and two GPUs, is being separated into a standalone chip for dedicated server racks.
Mar 16, 2026 5:48 AM
— Mortgage Lending
DTI Too High for a Mortgage? Can a Personal Loan Help?
The article discusses how a personal loan can help lower your debt-to-income ratio (DTI) for a mortgage if it reduces total required monthly debt payments. It advises borrowers to calculate their DTI gap and compare current debt payments to potential loan payments before applying. The key is to reduce the required payment, not just total debt, with consolidation. Timing and credit activity are als... more
Mar 14, 2026 4:30 AM
— Mortgage Lending
PROMOTING ACCESS TO MORTGAGE CREDIT
The article discusses an order issued by the President of the United States to reduce regulatory burdens in the mortgage market, improve access to mortgage credit, and strengthen housing-finance liquidity. It outlines various reforms and considerations for smaller banks, mortgage origination and servicing rules, capital and liquidity alignment, data collection, construction and housing supply, and... more
Mar 12, 2026 9:39 AM
— Mortgage Lending
Mortgage Interest Rates Today: Rates Rise to 6.11% as Iran War Sparks Oil Shock
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.