Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: The Mortgage Reports
Showing 1 - 24 of 210 results
Apr 13, 2026 8:34 PM
— Interest Rates
Mortgage Rates Flat, Oil Prices Surge | Today, April 13, 2026
Mortgage rates have remained stable with some upward pressure expected due to economic indicators. Refinancing or tapping into home equity may still be beneficial for homeowners. The average 30-year fixed mortgage rate is at 6.404%. The 15-year fixed rate is at 5.775%, and the 5/1 adjustable rate mortgage is at 5.652%. Various economic reports and events, such as inflation measurements and speeche... more
Apr 12, 2026 12:33 PM
— Mortgage Rates
Mortgage Rates Ease Amid Calmer Market Conditions | Today, April 12, 2026
Mortgage rates are currently moving lower, with rates falling further since last weekend as the 10-year Treasury yield decreases. It is uncertain where mortgage rates will go in the future.
Apr 12, 2026 8:33 AM
— Mortgage Rates
Mortgage Rates Hold Steady | Today, April 11, 2026
Mortgage rates are decreasing, with both mortgage and refinance rates falling since last weekend as the 10-year Treasury yield has also dropped. The uncertainty of future mortgage rates prompts the need for informed decision making.
Apr 12, 2026 8:33 AM
— Mortgage Rates
Mortgage Rates Ease Amid Calmer Market Conditions | Today, April 12, 2026
Mortgage rates are decreasing as the 10-year Treasury yield also dropped. It is uncertain where mortgage rates will go in the future, but it is important to stay informed to make the best choice.
Apr 12, 2026 8:33 AM
— Mortgage Lending
Edward, editor - The Mortgage Reports
The article discusses how to determine how much you can afford for a home by looking at factors such as home price, monthly payment, and income. It also mentions reduced costs and rates for former or current military members, zero-down loans for homes outside major metros provided by the USDA, down payment requirements for popular loan programs, and eligibility for a zero-down home loan based on i... more
Apr 9, 2026 8:33 AM
— Mortgage Rates
Mortgage Rates Dip Slightly | Today, April 9, 2026
Mortgage rates have slightly decreased, but economic indicators suggest upward pressure in the short term. The average 30-year fixed mortgage rate is at 6.441%, and the 15-year fixed rate is at 5.805%. Adjustable-rate mortgages have lower initial rates but may adjust after an initial period. Various economic reports can impact mortgage rates, and experts predict some fluctuations in the near futur... more
Apr 7, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Hold Steady | Today, April 7, 2026
Mortgage rates have remained steady following the President's threat to escalate the war on Iran. Rates have increased from February lows but it still may be a good time to refinance or tap into home equity. Different types of mortgage rates are discussed with their respective average rates. There are also predictions for how rates might fluctuate in the coming months based on various economic ind... more
Apr 7, 2026 4:32 AM
— Mortgage Rates
Mortgage Rates Flat Over Weekend | Today, April 6, 2026
Mortgage rates have remained steady through the weekend, offering relief to borrowers. Economic indicators suggest growth may lead to increased interest rates. Refinancing or tapping into home equity could still be beneficial. The average 30-year fixed mortgage rate is at 6.453%. The 15-year fixed mortgage rate is at 5.828%. ARMs provide lower initial rates but adjust based on market conditions. F... more
Apr 7, 2026 3:32 AM
— Mortgage Lenders
Home Equity Loan for HVAC: What You Need to Know
A failing HVAC system can lead to unexpected expenses that can be covered by a home equity loan, which allows you to borrow against the equity in your home. This loan offers lower interest rates, fixed monthly payments, and the ability to borrow up to 80-85% of your home's value, minus your existing mortgage balance. Lenders look at factors like equity, credit score, and debt-to-income ratio when ... more
Apr 3, 2026 8:32 PM
— Mortgage Lenders
No-Appraisal Home Equity Loans: Where to Find Them 2026
Some lenders are now offering no-appraisal home equity loans, which allow borrowers to access their equity faster and with fewer upfront costs. These loans use automated tools to estimate the home's value instead of a traditional appraisal. Borrowers may face stricter requirements such as a higher credit score or minimum home equity. Different lenders offer this option, including credit unions, on... more
Apr 3, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Come Down | Today, April 3, 2026
Mortgage rates saw a slight decrease towards the end of the week, even though there are conflicting economic indicators suggesting rates might remain stable in the short term. Despite increasing rates from earlier in the year, it may still be a good time to consider refinancing or taking advantage of home equity. The article provides insights into 30-year fixed mortgage rates, 15-year fixed rates,... more
Apr 2, 2026 6:34 AM
— Mortgage Rates
Mortgage Rates Hold | Today, April 2, 2026
Mortgage rates have experienced ups and downs recently, with the average 30-year fixed mortgage rate reaching 6.57%. Rates have fluctuated over time, with record lows and highs in the past. The article discusses various mortgage options, such as the 15-year FRM and adjustable-rate mortgages, and mentions the importance of monitoring market data to make informed decisions. Economic reports and geop... more
Apr 2, 2026 4:11 AM
— Home Equity Loan Rates
Best Home Equity Rates for 2026: How to Find Low Rates
Home equity loan rates have risen significantly in recent years, with rates starting around 6.50% to 6.75% for borrowers with excellent credit. The best rates are usually offered to borrowers with credit scores of 740 or higher, CLTVs of 80% or less, and DTIs of 43% or lower. Different lenders can offer rates that vary by 0.5% to 1% for the same borrower, so it's important to shop around, compare ... more
Apr 1, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Decline | Today, April 1, 2026
Mortgage rates fell slightly on April Fool's Day after a recent increase, but they are still more elevated compared to February lows. Despite this, it could still be a good time to refinance or tap into home equity. The article provides information about the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable-rate mortgages. It also mentions that interest... more
Apr 1, 2026 8:32 AM
— Home Equity Investment (HEI)
HEI for Retirement Income: Complete 2026 Guide
The article discusses how a home equity investment (HEI) offers retirees a way to access cash without monthly payments. The HEI structure allows individuals to sell a portion of their home's future appreciation in exchange for upfront cash. Unlike traditional loans such as HELOCs or cash-out refinances, HEIs do not require regular payments, making them an attractive option for retirees with limite... more
Mar 31, 2026 4:34 PM
— Home Equity Loans vs Home Equity Investment Loans
Home Equity Loan vs HEI: A Complete Comparison
The article discusses the differences between traditional home equity loans and home equity investment loans (HEIs). HEIs provide cash today in exchange for a share of the home's future value, while home equity loans allow borrowers to borrow against their home's value through a second mortgage with fixed interest rates and regular monthly payments. The qualification process, costs, and risks asso... more
Mar 31, 2026 8:32 AM
— Mortgage Rates
Mortgage Rates Climb | Today, March 31, 2026
Mortgage rates have reached seven-month highs, with the average 30-year fixed mortgage rate at 6.57%. Despite the increase, it may still be a good time to refinance or explore home equity options. The article also discusses the varying rates for different mortgage terms like 15-year fixed mortgages and 5/1 adjustable rate mortgages. It provides insights into the factors affecting mortgage rates an... more
Mar 31, 2026 4:38 AM
— Home Equity Loans and HELOCs
No-Doc HELOC and Home Equity Loans | 2026 Requirements
The article discusses how self-employed borrowers, retirees, and others who do not fit into traditional income verification methods can qualify for home equity loans and HELOCs without providing tax returns or pay stubs. Instead, lenders look at credit score, home equity, and alternative documentation such as bank statements. The article explains the difference between true no-doc loans, which hav... more
Mar 30, 2026 12:38 PM
— Mortgage Lending
HELOC for Kitchen Remodel: Pros, Cons, and How It Works
The article discusses how a home equity line of credit (HELOC) can be a flexible and useful way to finance a kitchen renovation project, allowing borrowers to draw funds as needed during a draw period and potentially take advantage of lower interest rates compared to other financing options. It explains the basic mechanics of a HELOC, the advantages, risks, and how it compares to home equity loans... more
Mar 30, 2026 12:37 PM
— Home Equity Line of Credit (HELOC)
HELOC for Small Business Capital: Is It Worth the Risk?
This article discusses how a Home Equity Line of Credit (HELOC) can be used to fund a small business by borrowing against the equity in one's home. It explains the benefits and risks of using a HELOC for business purposes, the accessibility and flexibility of HELOC funds, the various factors to consider before applying for a HELOC, and alternatives to HELOC financing. It emphasizes the importance ... more
Mar 30, 2026 12:36 PM
— Mortgage Rates
Mortgage Rates Take Step Up | Today, March 30, 2026
Mortgage rates have been increasing slightly with some upward pressure due to economic indicators. The average 30-year fixed mortgage rate is at 6.607% currently. There are options to refinance or tap into home equity. The article also mentions the average 15-year fixed mortgage rate and a 5/1 adjustable rate mortgage. The Federal Reserve's commentary and upcoming economic data releases can influe... more
Mar 27, 2026 8:31 PM
— Reverse Mortgages
Retiring Before 65? How a HECM Can Help Pay for Medicare
The article discusses how early retirees may face a healthcare gap between retirement and Medicare eligibility, and explores the option of using a Home Equity Conversion Mortgage (HECM) to cover medical costs. It explains the benefits and considerations of using an HECM for healthcare coverage before turning 65, as well as alternative options for covering healthcare costs during early retirement.
Mar 27, 2026 12:37 PM
— Mortgage Rates
Mortgage Rates End Week on High Note | Today, March 27, 2026
Mortgage rates continue to rise due to uncertainty from the war and increased energy prices. The average 30-year fixed mortgage rate is at 6.607%, while the 15-year fixed rate is at 5.914%. The ongoing conflict in the Middle East is also causing inflationary worries and could impact transportation costs. The Federal Reserve decision to hold its benchmark rate steady adds to the upward pressure on ... more
Mar 27, 2026 12:36 PM
— Mortgage Lending
Trump Issues Orders on Mortgage Credit and Construction
President Trump signed executive orders to address obstacles in the housing market, aiming to increase consumer access to home lending and reduce building costs. The first order focuses on expanding 'quality mortgages' and potentially revamping the TRID rule, while the second order loosens environmental and permitting regulations around construction. The orders aim to increase community bank mortg... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.