Mortgage News
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News for: Mortgage Daily News
Showing 1 - 15 of 15 results
Oct 30, 2025 7:07 AM
— Interest Rates
Enthusiasm Curbed. Back to Waiting
The market's expectations for 3 Fed rate cuts in 2025 were too high, with the market being nearly certain of another cut in December. However, Fed Chair Powell indicated uncertainty about this, leading to a mild re-set in yields. The market is now waiting for economic data to sway expectations one way or the other.
Oct 29, 2025 1:08 PM
— Interest Rates
Another Hawkish Powell Press Conference Harshes Bonds' Mellow
The Federal Reserve cut rates and ended Quantitative Tightening (QT), which was expected by the markets and had no impact. However, the press conference was hawkish as Powell hinted that a December rate cut was not guaranteed, contrary to market expectations of an imminent cut. As a result, Fed Funds Futures dropped and yields increased. MBS and yields experienced losses overnight.
Oct 29, 2025 1:07 PM
— Interest Rates
Yet Again, Mortgage Rates Surge Higher After Fed Rate Cut
Today's mortgage rates increased despite a Fed rate cut, going against the common belief that mortgage rates benefit from such cuts. The rapid increase in rates can be attributed to Fed Chair Powell's comments during the press conference, indicating that another rate cut in December was not guaranteed. This caused market expectations to shift, leading to a quick adjustment in mortgage rates to ref... more
Oct 29, 2025 9:08 AM
— Mortgage Lenders
Hedging, HELOC, Servicing Oversight, AI Assisted Branding; Fannie's 31st Consecutive Quarterly Profit
The U.S. Senate is considering a bill that would tax Botox, impacting the economy. The expiration of SNAP benefits is minimal on the overall economy. The average rate on a 30-year mortgage fell to 6.19 percent, leading lenders to focus on reducing costs per loan. Down Payment Resource provides software tools for lenders, and Credit unions are working to compete with larger lenders. Financial insti... more
Oct 29, 2025 9:08 AM
— Bond Markets
What Matters in Today's Fed Announcement
Bonds are slightly weaker in the morning but are expected to flatten out. The focus is on the upcoming Fed meeting where a rate cut is already priced in. Clients hope for an end to quantitative tightening, but it is not expected to have a significant impact on bond markets.
Oct 29, 2025 5:08 AM
— Bond Markets
MBS Continue to Outperform as Auctions Weigh on Treasuries
Bonds are performing well this morning, with 10yr yields slightly higher than yesterday's closing levels. MBS are stronger due to not having to digest new issuance like Treasuries. Auction results later today will determine post-supply relief for bonds or pre-Fed positioning trades.
Oct 28, 2025 3:06 PM
— Bond Markets
Modestly Stronger Ahead of Fed Day
Bonds found a bid on Tuesday despite the lack of market-moving economic data. Yields hit their lows before the open, saw a slight sell-off surrounding a weekly employment update, and then returned to the best levels mid-day. The 7yr auction was slightly weaker, but bonds didn't mind. With tomorrow's Fed cut certain, volatility depends on Powell's press conference and the possibility of ending quan... more
Oct 28, 2025 1:05 PM
— Mortgage Rates
Lowest Rates in a Year. Tomorrow's Fed Announcement Could Push Them in EITHER Direction
Mortgage rates have reached a new low, matching the lowest level seen in over 3 years. Today's decrease was not in response to any specific event but rather a continued improvement in bond markets. If bonds hold their current levels, rates could be even lower tomorrow. The upcoming Fed announcement to cut rates will not directly affect mortgage rates, but other information or changes in bond buyin... more
Oct 28, 2025 3:06 AM
— Treasury Rates
Pre-Fed Consolidation, Pre-Auction Concession
The ongoing shutdown has resulted in limited economic data, leading to smaller, more range-bound movements in Treasury yields. A recent CPI report was decent but not good enough, helping to establish the floor of the current yield range. The market is now focused on the impending Fed announcement and whether it will be dovish or hawkish. Additionally, underwriting the week's accelerated Treasury a... more
Oct 21, 2025 1:29 PM
— Mortgage Rates
Another Winning Day For Mortgage Rates
Mortgage bond rates were slightly stronger today after closing at the best levels in a year the previous day. Mortgage lenders had a cushion from yesterday's improvement, leading to a drop in the average 30yr fixed rate. Some lenders are now offering their lowest rates in over a year or even over 3 years, with the average lender being close to 3-year lows.
Oct 21, 2025 8:37 AM
— Mortgage Technology and Innovation
AI, Reverse, Commercial, Underwriting, AVM Tools; LOs and Technology; Non-QM and HELOCs
The article discusses various innovations and partnerships in the mortgage industry, such as a title company franchise, a strategic partnership between UWM and Bilt, as well as new technology-driven solutions for lenders and brokers, like Gateless Smart Underwrite® and Procision AVM. It also mentions opportunities for residential brokers in the booming commercial lending market and the importance ... more
Oct 20, 2025 2:24 PM
— Bond Markets
Strange Combo of Excitement and Boredom
It was a relatively uneventful day in the bond market with no significant data or news. Bonds gained some ground early but remained mostly sideways throughout the day, similar to other days during the government shutdown. However, bond yields closed at their second-best levels in over a year, indicating a positive outlook for rate cuts.
Oct 20, 2025 12:23 PM
— Mortgage Rates
Another Boring Day With Mortgage Rates Near 3-Year Lows
Mortgage rates ended last week at the lowest levels in just over a month, making it the 3rd best day in over a year. The rates are currently near 3 year lows with minimal volatility. The government shutdown would need to end for sharper, sustained momentum. This week is light on data except for the release of September's CPI inflation data on Friday, which could impact rates.
Oct 20, 2025 8:54 AM
— Mortgage Lending
Bank Statement, DSCR, LOS, CE, Compliance Tools; Conference Chatter About Credit and Agency News
The Mortgage Bankers Association announced that total single-family mortgage origination volume is expected to increase in 2026 compared to the previous year. Technology, operational efficiency, and management improvement have been key factors in the success of lenders since the boom years. Several companies and platforms are being introduced at the 'MBA Annual' event, focusing on the advancement ... more
Oct 20, 2025 8:01 AM
— Bond Markets
Better Buying at 8:20am Open; No Data
The bond market is currently being influenced by the government shutdown, preventing the most relevant economic data from making an impact. However, trading has been slightly bullish due to non-government data and trade tension concerns. The Conference Board's leading indicator index is not being published today due to the shutdown, despite not being a government agency.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.