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News for: First American Blog
Showing 1 - 8 of 8 results
Apr 10, 2026 6:34 AM
— Housing Market
It’s Gut Check Time for the Spring Housing Market
Despite a modest increase in existing-home sales in February, the housing market remains near cycle lows. Consumer sentiment declined in March, reflecting uncertainty in the economic environment, which affects housing-related decisions. Mortgage rates have increased, putting pressure on affordability and house-buying power, although it remains higher than a year ago. Demand for housing is delayed,... more
Mar 30, 2026 12:39 PM
— Housing Market
Affordability Reached Best Level Since 2022 in January
Affordability in the housing market began 2026 strong, with improvements seen in all 50 states and 99 of the top 100 markets. The key factors contributing to the improved affordability include lower mortgage rates, slower house price growth, and increasing household incomes. Markets with the largest affordability gains are those with declining nominal house prices, while places like McAllen, Texas... more
Mar 9, 2026 8:32 AM
— Housing Market
Spring Home-Buying Activity May Hinge on One Factor
Existing-home sales dropped to the lowest level in over a year in January, potentially due to weather conditions. However, there are positive signs for the spring home-buying season, such as increased inventory levels and house-buying power. The housing market is expected to improve with pent-up demand meeting improving supply.
Mar 2, 2026 5:57 AM
— Housing Market
Why the Spring Home-Buying Season Slump May Break in 2026
House-buying power has surpassed the national median list price, potentially leading to a more active spring home-buying season. Changes in mortgage rates and household income impact house-buying power, while list prices adjust more slowly. The surplus of house-buying power over list prices shifted to a deficit in 2022 but has since returned to surplus. The spring home-buying season may see improv... more
Jan 27, 2026 6:33 AM
— Housing Market
House-Buying Power Jumps Nearly 10 Percent Annually
Housing affordability has improved for the ninth consecutive month in November 2025, reaching its strongest level since 2022. Factors contributing to this improvement include increased household incomes, lower mortgage rates, and minimal house price growth. Affordability is broad-based across major metro areas. The outlook for affordability depends on factors like wage growth, mortgage rates, and ... more
Jan 12, 2026 6:32 AM
— Housing Market
More ‘For Sale’ Signs Sparks Cautious Optimism for Existing-Home Sales in 2026
The article discusses the current state of the housing market, highlighting factors both positively and negatively impacting sales activity. It mentions that affordability is improving, inventory is on the rise, and demographic trends are driving demand. However, the lock-in effect of low mortgage rates and uncertainty around the economy are constraints. It concludes that a gradual thaw in the mar... more
Dec 18, 2025 4:35 AM
— Housing Market
The Housing Market’s Holiday Gift: A Loosening Lock-In Effect
The article discusses how the loosening of the mortgage rate lock-in is helping to improve housing market activity, although it remains below pre-pandemic levels. It explains how homeowners being locked into low mortgage rates has been a significant factor slowing down home sales, but the grip is gradually loosening. The article also highlights how this thaw varies across states, with some states ... more
Dec 1, 2025 8:32 AM
— Housing Market
Will Housing Affordability Improve in 2026?
Housing affordability improved year over year for the seventh consecutive month in September 2025. The factors that eroded affordability after the pandemic, such as strong price appreciation and surging mortgage rates, have stabilized. The Real House Price Index shows that house-buying power has improved with mortgage rates decreasing and income rising. Mortgage rates are expected to ease but rema... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.