News for: Business Insider
Showing 1 - 24 of 37 results
Apr 15, 2026 1:30 AM
— Housing Market
If you bought a home recently, you had some of the worst timing in decades
Aaron Solomon and his wife delayed purchasing a home due to high prices in 2022 and resumed their search in 2024 despite rising mortgage rates. They eventually bought a $1 million home in New Jersey, increasing their monthly payments significantly. New homeowners across the US are spending more of their income on housing compared to previous homeowners due to high prices, interest rates, and other... more
Apr 3, 2026 6:30 AM
— Interest Rates
We bought a house with a 2.5% mortgage rate a few years ago. Our family's much bigger now, but moving is not an option.
The article discusses a family who purchased a bigger home with a 2.5% interest rate on a 30-year mortgage in 2019 but later felt stuck as they outgrew the house and interest rates rose. They have considered moving to a bigger space with lower interest rates but found the cost increase too high to justify. Instead, they have made various modifications and additions to their current home to make it... more
Feb 24, 2026 7:30 AM
— Interest Rates
Mortgage Rates Just Fell Below 6%, but Not for the Reasons Trump Wants
Mortgage rates in the US have dropped to 5.99%, the lowest since 2022, due to a decline in Treasury yields. However, this drop is not due to expected long-term lower rates as President Trump desires, but because investors are worried about the trade war. Investors are seeking safety through lower-yield investments like bonds and gold.
Feb 3, 2026 5:31 AM
— Interest Rates
We bought a house in the city with a 2.75% mortgage rate. After a few years, we feel trapped and want out.
The author and her husband bought their dream home in 2020 with a low mortgage rate of 2.75%, but now feel trapped due to the multiple challenges the property poses, such as many stairs, parking issues, and maintenance problems. Despite wanting to move to a quieter home with fewer obstacles, they struggle with the idea of leaving their current home with a low mortgage rate, given the high current ... more
Jan 28, 2026 9:30 AM
— Mortgage Lenders
It will (finally) be easier to buy a home this year
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Jan 21, 2026 7:30 AM
— Housing Market
Trump lays out his plans to make housing cheaper in Davos speech
President Trump discussed his plans to address the high cost of housing in the US during the World Economic Forum in Davos, proposing banning large investors from buying single-family homes, purchasing $200 billion of mortgage debt to reduce interest rates, introducing 50-year mortgages and portable home loans, and allowing homebuyers to use their 401(k)s for down payments. Industry watchers point... more
Dec 14, 2025 4:30 AM
— Seller Financing
Wealthy home sellers are acting as the bank for their buyer
Carson Austin was struggling to sell his home due to high mortgage rates until he offered seller financing with a below-market interest rate, which quickly attracted a buyer. Seller financing has regained popularity due to high mortgage rates, providing benefits for both buyers and sellers, especially in higher-end home sales. However, the practice can be risky without proper protection and remain... more
Dec 10, 2025 11:30 AM
— Interest Rates
What the Fed's rate cut means for your money in 2026
The Federal Reserve cut interest rates for the third time in 2025, setting the tone for the new year. This decision will have ripple effects on consumer prices, the job market, and Corporate America. Mortgage rates have cooled in anticipation of rate reductions, and lower rates could make home equity lines and small business loans more accessible. The rate cut could potentially benefit job seekers... more
Dec 2, 2025 11:30 AM
— Housing Market
These 6 things will shape the US housing market in 2026
Redfin economists predict a new chapter for the US housing market in 2026, with a 'Great Housing Reset' characterized by improved affordability, marginal decreases in borrowing costs, a surge in refinancing activity, slower home price growth, slightly increased home sales, and household makeup shifts. They expect mortgage rates to average around 6.3% with occasional minor dips below 6%, and they f... more
Nov 23, 2025 1:30 AM
— Mortgage Lending
Trump is floating a few risky ways to make your mortgage cheaper
President Donald Trump and his administration are considering implementing 50-year mortgages and ways for buyers to lock in low interest rates. However, these creative financing options, including longer-term loans, assumable and portable mortgages, and rate buydowns, come with their own set of risks and drawbacks. The focus on affordable mortgages does not address the underlying issue of a housin... more
Nov 11, 2025 4:31 AM
— Housing Market
Why Trump's push for a 50-year mortgage could backfire
President Trump has suggested a 50-year fixed-rate mortgage to boost the US housing market, aiming to make home ownership more accessible by spreading out payment periods and reducing monthly installments. However, economists are skeptical, stating that longer mortgages are riskier and may lead to a potential increase in home prices, ultimately affecting wealth accumulation for homeowners. They ar... more
Nov 4, 2025 10:31 AM
— Interest Rates
Housing turnover at a 30-year low shows the US real estate market is still in a deep freeze
The US housing market has seen a significant decline in turnover rates, with the lowest rate in at least 30 years. This slowdown is due to poor affordability for buyers, concerns about tariffs and the job market, and sellers holding back as they don't want to finance at current interest rates. Forecasters do not expect mortgage rates to fall significantly anytime soon.
Oct 9, 2025 10:24 AM
— Housing Market
House foreclosures just spiked 17% last quarter as borrower distress rises
Foreclosure activity in the US housing market has spiked, with 101,513 foreclosure filings in the third quarter. This represents a slight increase from the last quarter and a 17% jump from the same quarter last year.
Sep 24, 2025 7:23 AM
— Mortgage Lenders
Fannie Mae sees home sales surging as rates tumble in 2026
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Sep 16, 2025 7:25 AM
— Housing Market
The housing market could be turning around for buyers, NAHB says
The largest group of homebuilders in America is optimistic about the direction of the housing market.
Sep 14, 2025 5:24 AM
— Mortgage Lenders
Desperate sellers are slashing prices and offering perks. Here are 4 deals home buyers can ask for.
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Sep 10, 2025 7:23 AM
— Mortgage Lenders
The housing market just flashed a key signal that it's finally thawing
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Sep 3, 2025 1:25 PM
— Housing Market
Seller beware: Homebuyers are canceling more real estate deals than ever
Due to rising mortgage rates, higher costs of ownership, and increased inventory in the housing market, homebuyers are hesitating and backing out of deals more frequently. Buyers are taking advantage of the current market conditions by being more selective, negotiating lower prices, and requesting concessions. The trend of canceled home purchase agreements is expected to continue into the rest of ... more
Sep 1, 2025 4:23 PM
— Mortgage Lending
There's a Worrying Glut of New Homes Languishing on the Market
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Aug 20, 2025 1:23 AM
— Mortgage Lenders
Mortgage rate 'buydowns' kept home prices high and are coming back to bite buyers
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Aug 19, 2025 11:23 AM
— Mortgage Lenders
'Upside down economically': Here's why the housing market probably won't get more affordable if the Fed cuts rates
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Jul 30, 2025 11:23 AM
— Interest Rates
4 ways the Fed's decision to hold interest rates steady will impact your wallet
The Federal Reserve decided to keep rates steady, impacting consumer borrowing costs. Mortgage rates are expected to remain stable in the short term, while auto loan and credit card rates will likely follow the federal funds rate pattern. Investors are looking towards the September meeting for a potential rate cut, which is expected to unlock more demand for stocks and boost earnings.
Jul 22, 2025 3:00 AM
— Mortgage Lenders
Rate buydowns, negotiations, and nepo money: Here's how people are affording homes in today's market
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Jul 16, 2025 2:00 AM
— Mortgage Lending
I got a 3% mortgage rate when most people were getting 6%. Assumable mortgages aren't perfect, but it's still a great deal.
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DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.