Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1441 - 1464 of 4282 results
Dec 10, 2025 8:30 AM
— Mortgage Rates
Mortgage rate projections for the next 5 years
Mortgage rates have dropped by half a point over the last year, but forecasts predict that 10-year Treasury yields will remain above 4.1% through 2030. The spread between 10-year Treasury yields and 30-year fixed mortgage rates have seen fluctuations and a recent example showed a spread of 2.08 percentage points. Long-term estimates suggest that mortgage rates will be around 6.28% to 6.48% in 2027... more
Dec 10, 2025 7:33 AM
— Mortgage Security
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying a person's identity to prevent fraud and scams in various online transactions. It emphasizes the use of CAPTCHA tests to ensure that a real person is accessing the website or service.
Dec 10, 2025 7:30 AM
— Bond Markets
What to Watch in Today's Dot Plot
Bonds were initially weaker but have regained strength after morning economic indicators. The focus is on the Fed's announcement, with the expectation of a rate cut. Concerns arise from a possible pause in rate cuts due to more hawkish sentiments, leading to bond market weakness.
Dec 10, 2025 7:30 AM
— Mortgage Lenders
Mortgage lenders go head-to-head: See who has the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the best rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union. Shopping around for the lowest mortgage rate is crucial, as it can save borrowers significant amounts of money over the life of a loan. APR, which includes both interest rates and lender fees, is the most accurate measure of borrowing costs.
Dec 10, 2025 6:33 AM
— Mortgage Lenders
Dec. 9: Home equity, borrower mining, Buy before you sell, flood tools; Milliman/MorVest deal; credit cost news; prepayments slowing
The article discusses various topics related to the mortgage industry, such as combatting fraud, the impact of AI in the mortgage industry, tools to streamline compliance, strategies for retaining customers, and data intelligence for identifying potential borrowers. It also mentions partnerships with Cenlar for HELOC purchases, investment in industry leaders at FirstClose, and a webinar by Flyhome... more
Dec 10, 2025 6:31 AM
— Mortgage Lenders
Mortgage Applications Today: Demand for New Home Loans and Refinancing Climbs as Rates Decrease
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Dec 10, 2025 6:30 AM
— Interest Rates
What are today's mortgage interest rates: December 10, 2025?
The article discusses how the average mortgage interest rates have decreased in 2025, presenting opportunities for homebuyers and homeowners looking to refinance. It emphasizes the importance of monitoring interest rates closely and potentially taking advantage of the current low rates despite the risks involved in waiting for further declines. The article also highlights the benefits of shopping ... more
Dec 10, 2025 6:03 AM
— Interest Rates
Fed meeting live coverage: Federal Reserve set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to announce a 0.25% rate cut, according to investors. They will also release their economic projections for 2025. The bond yields have been rising despite rate cuts, impacting mortgage rates. Analysts predict that mortgage rates will remain around 6% through 2026. Investors await Fed Chair Jerome Powell's remarks on the labor market during the press conference.
Dec 10, 2025 4:34 AM
— Mortgage Security
Blue Owl funds commit $2.5B to Point for home equity investments
The article discusses the importance of verifying one's identity as a human through CAPTCHA systems to prevent automated software from taking advantage of online services. The article emphasizes the various types of CAPTCHA challenges that users may encounter and the purpose behind them.
Dec 10, 2025 4:34 AM
— Mortgage Fraud Prevention
As rural housing costs soar, financing affordable housing remains a hurdle
The article discusses the importance of verifying human identity in online transactions to prevent fraud. It mentions various methods such as CAPTCHA, biometrics, and behavioral analysis to confirm a user's identity.
Dec 10, 2025 4:33 AM
— Housing Market
Buyers and sellers fear housing market crash in 2026
A new consumer survey shows that many Americans in the housing market fear a real estate downturn in the new year and anticipate challenges. However, 88% of respondents are likely to purchase a home next year. Various reports from organizations like Remax, Redfin, and First American offer different perspectives on the housing market and affordability, with builders reporting record cuts in prices ... more
Dec 10, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 10, 2025: A bump higher before the Fed
Mortgage rates have slightly increased with the 30-year fixed rate at 6.14% and 15-year fixed rate at 5.53%. Refinance rates are higher, with the 30-year fixed rate at 6.22%. There are advantages and disadvantages to both 30-year and 15-year fixed mortgages, as well as adjustable-rate mortgages (ARMs). Rates are expected to remain stable, and refinancing is similar to the initial home buying proce... more
Dec 10, 2025 2:30 AM
— Bond Markets
There's no guarantee the Fed's rate cuts will lower the rates that matter
Bond yields are rising as the Fed cuts rates, which is a puzzling inconsistency. Factors such as shifts in trade policy and the prospects of an ever-widening national debt are keeping yields from dropping further. Higher yields set the cost of borrowing, impacting mortgage rates and economic activity.
Dec 9, 2025 4:33 PM
— Interest Rates
Wednesday: FOMC Announcement
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the Federal Open Market Committee (FOMC) is expected to cut rates by 25 basis points at their meeting, which will also include forecasts and a press briefing by Fed Chair Jerome Powell.
Dec 9, 2025 4:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to cut rates by 0.25% at its final meeting of the year. Investors are closely watching the Fed's monetary policy decision, economic projections, and Fed officials' forecasts for future interest rates. The rate cut is expected to impact consumer accounts, credit cards, investments, and stock prices. President Trump signaled that reducing interest rates quickly would ... more
Dec 9, 2025 3:32 PM
— Mortgage Lenders
Mortgage Credit Availability Increased 0.7 Percent in November
In November, mortgage credit availability increased by 0.7% compared to October, reaching a score of 107.5 on the Mortgage Bankers Association's index. The increase was driven by a growing supply of ARM and cash-out refinance loan programs, with most programs requiring lower LTV and higher credit scores to qualify. Conventional loan credit increased by 1.1%, jumbo loans by 1.6%, and conforming loa... more
Dec 9, 2025 2:30 PM
— Bond Markets
Wednesday is All About Dot Plot and Powell
Bonds lost ground due to JOLTS data, with focus shifting to the upcoming Fed meeting. Fed Funds Futures indicate a high probability of a rate cut announcement, but attention is on the release of the dot plot and Powell's press conference. Rates have been bearish recently, indicating uncertainty in the market.
Dec 9, 2025 1:30 PM
— Housing Market
President Trump Delivers Progress on Lowering Costs — With Much More Relief on the Way
President Trump has made progress in reversing the inflation and cost-of-living disaster inherited from the Biden Administration. Inflation has been cut by more than half, gas prices have fallen, real wages are growing, household expenses are heading in the right direction, and housing affordability is improving. The Trump Administration is committed to driving prices down further, boosting take-h... more
Dec 9, 2025 12:32 PM
— Legal
CrossCountry challenges court order in Gallo mortgage fraud case
CrossCountry Mortgage is trying to intervene in Christopher Gallo's criminal case to vacate a court order blocking its arbitration claim for a $2.1 million sign-on bonus. They argue that the dispute is separate from Gallo's criminal charges and aim to move forward with arbitration.
Dec 9, 2025 12:32 PM
— Interest Rates
Falling interest rates spark surge in mortgage refinance retention
U.S. mortgage servicers are experiencing a high rate of retaining refinancing borrowers due to a recent decrease in interest rates, with non-bank servicers outperforming traditional banks. The market is currently seeing a surge in rate-and-term refinances, allowing borrowers to reduce their rates and save money, while second-lien home equity withdrawals have also increased. Home affordability has ... more
Dec 9, 2025 12:30 PM
— Mortgage Rates
Can The Fed Pull Mortgage Rates Off The Ceiling?
Mortgage rates remained steady despite a weaker bond market on Tuesday. Bond market movement happened after the 10am release of Job Openings data, which is why rates stayed the same. The upcoming Fed announcement is not expected to result in a mortgage rate cut, as recent cuts have actually led to higher rates. The most significant market movements will likely come from the release of the Fed's ec... more
Dec 9, 2025 9:32 AM
— Mortgage Rates
Fed rate cut unlikely to drive mortgage rates lower
Mortgage rates are holding steady near three-month highs despite the Federal Reserve signaling another interest rate cut. Spreads have narrowed but remain wide, with homebuyer affordability seeing modest gains. Rates for different types of loans vary, with some decreasing slightly and others increasing.
Dec 9, 2025 9:30 AM
— Bond Markets
Job Openings Data Causing Weakness in Bonds
Despite a fairly straightforward session in the bond market on Tuesday, there was a sell-off due to higher job openings data. However, the 'quits' rate falling to its lowest levels helped to cushion the impact on rates.
Dec 9, 2025 9:30 AM
— Mortgage Rates
Mortgage Rates Hit Lowest Level in Over a Year
In November, the average mortgage rates trended lower, with the 30-year fixed-rate mortgage averaging 6.24% and the 15-year rate at 5.51%. Both rates were lower compared to a year ago. Falling mortgage rates have led to increased mortgage application activity and existing home sales rising to an eight-month high in October.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.