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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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Showing 1249 - 1272 of 4273 results
Dec 18, 2025 6:30 AM — Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Tick Down to 6.21% After Weak Jobs Report
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Dec 18, 2025 6:25 AM — Interest Rates
Bank of England cuts interest rates to 3.75% - live updates
BBC
The Bank of England has cut interest rates from 4% to 3.75%, the lowest since February 2023. The cut will make mortgages cheaper but may result in lower interest on savings. The decision was made by a close vote of 5-4 by the Monetary Policy Committee. The Bank expects no economic growth at the end of the year and predicts inflation will fall closer to the 2% target sooner than expected. This rate... more
Dec 18, 2025 5:30 AM — Bond Markets
Big Drop in Annual CPI, But Only a Cautious Rally So Far
Core annual inflation came in lower than expected at 2.6%, leading to a moderate rally in the bond market. This reading is the lowest of the cycle and could potentially signal a break from the stagnant elevated levels seen previously.
Dec 18, 2025 5:30 AM — Privacy Policies and Data Collection
Find out the latest mortgage rates and deals from HSBC, NatWest, Santander, Barclays and more
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Dec 18, 2025 4:35 AM — Housing Market
The Housing Market’s Holiday Gift: A Loosening Lock-In Effect
The article discusses how the loosening of the mortgage rate lock-in is helping to improve housing market activity, although it remains below pre-pandemic levels. It explains how homeowners being locked into low mortgage rates has been a significant factor slowing down home sales, but the grip is gradually loosening. The article also highlights how this thaw varies across states, with some states ... more
Dec 18, 2025 4:34 AM — Identity Verification
UWM to acquire Two Harbors, nearly doubling servicing portfolio
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Dec 18, 2025 4:34 AM — Mortgage Lending
New York outlaws right-to-list agreements
New York has banned right-to-list agreements, making them unenforceable and penalizing their recording to protect homeowners from restrictive contracts. The law also aims to shift mortgage marketing tactics towards relationship-driven branding, human guidance, and trust-centered borrower experiences.
Dec 18, 2025 4:34 AM — Mortgage Security
Patrick Ferry joins Keller Williams MAPS Coaching
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Dec 18, 2025 4:34 AM — Mortgage Applications
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 5% from the previous week, with both the Market Composite Index and the Refinance Index also experiencing declines. Purchase application volume was higher compared to the previous year. Interest rates varied for different types of mortgages during the week.
Dec 18, 2025 4:32 AM — Interest Rates
HELOCs approach three-year lows, home equity loan rates hold the line
HELOC rates have dropped to their lowest level in almost three years following the Federal Reserve's recent rate cut. Home equity loan rates have also declined substantially from their 2024 highs. Rates are influenced by Federal Reserve policy and long-term inflation expectations. HELOC rates are expected to move lower alongside the federal funds rate, while home equity loan rates will track the 1... more
Dec 18, 2025 4:31 AM — Treasury Rates
Quiet Calendar Ahead of Thursday's CPI
Wednesday is seen as a placeholder day for traders as 2025's relevant trading days diminish. Thursday's CPI report is highlighted as an important economic data point and could impact the Fed's upcoming rate cut decisions in January. The trading day's significance is dependent on Treasury yields staying between 4.10 and 4.20, with a slight morning recovery bringing yields to 4.10.
Dec 17, 2025 7:56 PM — Mortgage Rates
Purchase Applications Fell Last Week in Keeping With Seasonal Patterns
Total mortgage application volume fell 3.8% last week as rates increased, with applications for refinances decreasing by 4% compared to the previous week but up 86% compared to the same week last year. Purchase applications also decreased by 3% compared to the previous week, but were up by 13% compared to the same week last year. This drop in purchase applications is in line with seasonal patterns... more
Dec 17, 2025 7:32 PM — Housing Market
MBA: November New Home Purchase Mortgage Applications Increased 3.1%
The Mortgage Bankers Association's Builder Application Survey data for November 2025 shows a 3.1% increase in mortgage applications for new home purchases compared to a year ago. However, applications decreased by 7% from October 2025. The data also reveals that new homebuyers are looking for ways to extend their purchasing power or lower monthly payments, with a significant percentage opting for ... more
Dec 17, 2025 4:31 PM — Interest Rates
Christopher Waller makes his final play for Fed chair
Federal Reserve Governor Christopher Waller predicted multiple interest rate cuts in 2026. He spoke to business executives at a summit hosted by Yale University, addressing concerns about job growth, home buying, and AI's impact on the labor market. Waller emphasized the importance of central bank independence in an interview with President Trump. He has been bullish on rate cuts since July and is... more
Dec 17, 2025 3:30 PM — Mortgage Rates
November CPI, Nike earnings, mortgage rates: What to Watch
The article previews upcoming events on Thursday, December 18, including the release of November's Consumer Price Index (CPI) report, the latest reading on mortgage rates, and earnings results from companies like Nike, FedEx, and Darden Restaurants.
Dec 17, 2025 1:30 PM — Bond Markets
Slightly More Focus Than Normal on Thursday's CPI
The article discusses how Wednesday was an uneventful trading day with bonds staying within the recent range. Thursday may be different due to the release of the Consumer Price Index (CPI), which could impact the market. Recent Fed speeches have reintroduced inflation concerns as a reason for caution with rate cuts. Overall, the article mentions that the CPI data will be the last potential source ... more
Dec 17, 2025 1:30 PM — Housing Market
These 10 markets may see the biggest homebuying surge as mortgage rates fall
The National Association of Realtors identified 10 U.S. markets that could see a major boost in home sales as mortgage rates are expected to drift towards 6% in the coming year. The top hot spots for home buying include Charleston, Charlotte, Columbus, Indianapolis, Jacksonville, Minneapolis, Raleigh, Richmond, Salt Lake City, and Spokane.
Dec 17, 2025 12:30 PM — Mortgage Rates
Mortgage rates dip back down following Fed cut
The article discusses the current mortgage rates, the average national family income, the median price of homes, the recent Federal Reserve rate cut, and the forecast for mortgage rates to stay above 6%. It also touches on the impact of President Trump's tariff policies on inflation and the 10-year Treasury yield.
Dec 17, 2025 12:30 PM — Interest Rates
Mortgage Rates Unchanged Ahead of Important Inflation Data
Mortgage rates remained unchanged compared to yesterday due to the absence of high stakes economic data. The bond market is primarily driven by the economy, with the jobs report and Consumer Price Index (CPI) being key factors. Recent Fed speeches have shown concern over inflation's impact on rate outlook, making the upcoming CPI report significant.
Dec 17, 2025 11:11 AM — Mortgage Rates
Mortgage rate locks in ‘holding pattern’ ahead of crucial jobs data
Mortgage-rate lock volumes declined in November, following seasonal patterns, with a 4% decrease from October. Year-over-year, lock volumes were 32% higher, with rate-and-term refinances leading at 403% higher than a year ago. The future outlook for the mortgage market will depend on investors' reactions to upcoming employment reports.
Dec 17, 2025 10:24 AM — Interest Rates
Mortgage applications slide as rates tick up following Fed meeting
Mortgage loan application volumes in the U.S. decreased due to rising interest rates, impacting both refinancing and home purchases. The Refinance Index decreased 4%, while the Purchase Index dropped 7%. The Fed's recent rate cut and seasonal factors influenced the data, causing the refinance share of mortgage activity to increase to 59%.
Dec 17, 2025 9:31 AM — Mortgage Rates
Mortgage apps dip as rate stability stalls momentum
Mortgage applications have been fluctuating over the past two months as rates have stabilized. Fannie Mae and Freddie Mac have increased mortgage-backed securities and home loans on their balance sheets. A recent lawsuit is scrutinizing personnel moves within these companies. Consecutive weeks of mortgage rate increases led to a decrease in loan application volume. The Department of Housing and Ur... more
Dec 17, 2025 8:31 AM — Mortgage Rates
Foreclosures starts, re-defaults inch up at banks: OCC
Newly initiated foreclosure actions at banks have increased, but overall financial institutions' home loans have remained resilient. The number of qualified refinance candidates has risen, the national mortgage delinquency rate has also increased, and promising trends are expected to ease affordability in 2026. The prepayment rate grew as mortgage rates fell, leading to higher refinancing volumes,... more
Dec 17, 2025 8:31 AM — Mortgage Lenders
Bob Hart replaces Tim Bowler at ICE Mortgage Technology
Bob Hart is set to become president of ICE Mortgage Technology, with Tim Bowler being moved to another unit at Intercontinental Exchange. The House Financial Services Committee passed a markup of the Housing for the 21st Century Act by a significant margin. United Wholesale Mortgage's servicing portfolio is set to grow significantly through a new deal, while delinquencies are on the rise, especial... more
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