Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1153 - 1176 of 4272 results
Dec 23, 2025 4:32 PM
— Mortgage Lenders
Wednesday: Unemployment Claims
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the initial weekly unemployment claims report will be released with a consensus for 225,000 initial claims, up from 224,000 last week. The NYSE and NASDAQ will close early at 1:00 PM ET.
Dec 23, 2025 4:32 PM
— Property Tax Benefits
Texas proposes property tax cuts for homeowners 55+
Texas Lt. Gov. Dan Patrick's 'Operation Double Nickel' proposes lowering the age for senior property tax benefits from 65 to 55 and expanding homestead tax exemptions, potentially saving eligible Texans up to $10,000 between ages 55 and 65.
Dec 23, 2025 1:36 PM
— Housing Market
November sees sharp rise in U.S. mortgage delinquencies
U.S. mortgage delinquencies surged in November, reaching the highest level in over four years with the national delinquency rate rising to 3.85%. December data will be crucial to assess recovery.
Dec 23, 2025 1:33 PM
— Housing Market
MBA Sees Mortgage Rates Stuck Above 6% as Inventory Finally Loosens
According to the Mortgage Bankers Association's latest forecast, the housing market is expected to continue to normalize rather than experience a sudden rebound. Mortgage rates are anticipated to remain above 6% and home prices are projected to flatten on a national level.
Dec 23, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Ultimately Unchanged After Starting Higher
Mortgage rates have remained stable in a narrow range for the past 4 months, including during December. Today, rates ended unchanged despite initially rising due to stronger GDP numbers for Q3. However, this increase was short-lived and attributed to holiday week trading with lower participation leading to increased volatility. Tomorrow's rates are expected to be heavily influenced by holiday trad... more
Dec 23, 2025 12:30 PM
— Bond Markets
Range-Bound Cruise Control, PM Edition
Bonds started the day slightly weaker and remained mostly flat throughout the day with no significant market movers. Trading volume was at its lowest non-holiday level of the year. Overnight, bonds were modestly weaker and holding steady. Mortgage-backed securities (MBS) were down slightly while 10-year bond yields were slightly up.
Dec 23, 2025 11:32 AM
— Mortgage Rates
Mortgage rates dip, experts see steady 2026 ahead
Mortgage rates decreased in 2025 and are expected to remain steady into 2026. Lenders attribute this to Fed policy and market competition. Rates for 30-year conventional fixed loans averaged 6.24% and 6.37% across different sources. Industry experts are optimistic about growth in 2026 despite market trends impacting application volumes.
Dec 23, 2025 11:07 AM
— Mortgage Rates
Has the 30-year mortgage run its course?
The U.S. housing finance system's use of 30-year, fixed-rate mortgages sets it apart from other countries where shorter-term, adjustable-rate products are more common. The stability of the 30-year loan has led to long-term homeownership and wealth accumulation for many households, but it can also limit mobility during economic downturns. Despite the low mortgage rates brought by the pandemic, home... more
Dec 23, 2025 10:31 AM
— Housing Market
The Mortgage Reports Year in Review: 2025 Home Buying
The article reflects on the housing market trends in 2025, including interest rates, mortgage volume, underwriting standards, home prices, home sales, inventory, and affordability. Interest rates gradually decreased in 2025, leading to increased mortgage volume. Home prices showed a slowdown in growth, and home sales increased driven by lower mortgage rates. Inventory of for-sale homes increased, ... more
Dec 23, 2025 9:35 AM
— Housing Market
Delinquencies jump to 4-year high
Mortgage delinquency rates rose sharply to a four-year high but are still in line with historical trends. AI tools are reshaping mortgage marketing, causing lenders to rethink SEO and brand authority. A judge dismissed 13 claims against United Wholesale Mortgage. Properties sold for 1.6% below asking prices leading to inventory slowdown. A Massachusetts Democrat requested records related to second... more
Dec 23, 2025 8:43 AM
— Mortgage Finance
Mortgage Market Indicators, August 20, 2021 (PDF)
The article provides market indicator statistics.
Dec 23, 2025 7:38 AM
— Mortgage Rates
Mortgage Rates Rise, GDP Higher-Than-Expected | Today, December 23, 2025
Mortgage rates increased for the second day in a row due to higher Treasury yields. Despite this, it may still be a good time to refinance or buy a home by negotiating rates or seeking financial assistance programs. The average 30-year fixed mortgage rate was at 6.30%, and the 15-year fixed rate was at 5.67%. ARM rates were at 5.65%. Economic reports showed a growth in GDP and a decline in consume... more
Dec 23, 2025 7:32 AM
— Mortgage Rates
Dec. 23: IMBs wanted; HELOC (poem), AI POS, cap mkts tools; delinquencies increasing; loanDepot case ethics motion; Bill Dawley interview
The article discusses how recent actions by Freddie, Fannie, and GSEs in purchasing mortgage-backed securities have not significantly impacted mortgage rates. It questions whether these purchases truly lead to lower borrowing costs and suggests that market-driven factors have a stronger influence on rates. The article also mentions a company seeking IMB partners for succession planning in the mort... more
Dec 23, 2025 6:30 AM
— Bond Markets
GDP Reaction a Prime Example of Holiday Distortion
Despite GDP coming in higher than expected, bonds are selling off sharply. The movement in bonds is larger than expected, but the trading volume is low due to the holiday doldrums, resulting in increased volatility.
Dec 23, 2025 5:45 AM
— Housing Market
ICE: Mortgage Delinquencies Surged 15 Percent in November
In November, the U.S. mortgage delinquency rate increased to 3.85%, with over 2.1 million properties past due but not in foreclosure. Seasonal factors contributed to the rise in delinquencies, with more late payments in November, December, and January due to holiday spending. Serious delinquencies and new delinquency borrowers also increased, while foreclosure starts decreased. Prepayment activity... more
Dec 23, 2025 5:30 AM
— Mortgage Rates
Current refi mortgage rates report for Dec. 23, 2025
The average refinance rate for a 30-year, fixed-rate home loan is 6.20%. Despite hopes for decrease, rates remained near 7% following the Federal Reserve's cuts. Refinancing can allow homeowners to tap into home equity, change loan types, or switch loan terms. Costs for refinancing typically range from 2% to 6% of the loan amount.
Dec 23, 2025 5:13 AM
— Reverse Mortgages
HECM’s “Due and Payable” Triggers (and How to Avoid Them)
A Home Equity Conversion Mortgage (HECM) allows homeowners age 62 and older to convert home equity into cash without making monthly mortgage payments. However, there are specific conditions that can cause the loan to become 'due and payable,' requiring repayment through the sale of the home, a refinance, or repayment by heirs. Events like moving out of the home permanently, falling behind on prope... more
Dec 23, 2025 4:36 AM
— Mortgage Applications
Mortgage Applications Decrease in Latest MBA Weekly Survey
The Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ending December 19, 2025, reported that mortgage applications decreased by 5.0% from the previous week. Despite a slight decline in mortgage rates, overall mortgage application volume fell. Purchase application volume was higher compared to the previous year. Refinance activity increased and the average contract in... more
Dec 23, 2025 4:30 AM
— Mortgage Lenders
Transitions; Broker, HELOC Products; loanDepot LO Comp Case Ethics Question; Dive Into Data
The article discusses various updates and announcements in the mortgage industry, including new sessions at ICE Experience 2026, the launch of a new product by Rhyze, a program by Asset Based Lending for mortgage brokers, and a bank statement analysis tool by Newfi Wholesale. There is also mention of a legal case involving loanDepot and the confirmation of new leadership for financial regulators.
Dec 23, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 23, 2025: Substantially unchanged
The article discusses the current mortgage rates for purchase and refinance, provides examples of different mortgage amounts and terms, explains the difference between fixed-rate and adjustable-rate mortgages, and gives insights on how economists expect mortgage rates to change in the coming years.
Dec 23, 2025 2:30 AM
— Mortgage Lending
Owners of Newly Built Homes May Struggle To Break Even on a Quick Resale
The article states that the request could not be processed and provides a reference ID for contacting the appropriate support team. It suggests reaching out to unblockrequest@realtor.com for further assistance.
Dec 22, 2025 4:32 PM
— Mortgage Rates
Tuesday: GDP, Durable Goods, Industrial Production, Richmond Fed Mfg
Mortgage rates remained unchanged at the beginning of the holiday-shortened week.
Dec 22, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Hold Steady to Start Holiday-Shortened Week
Mortgage rates remained unchanged today as bonds were close to previous levels. Rates have stayed within a narrow range for the past 4 months. It is expected that significant changes in rates may be hard to come by over the next 2 weeks due to reduced bond market activity. However, more meaningful movement is anticipated once major economic data starts being released in January, especially with th... more
Dec 22, 2025 12:30 PM
— Housing Market
Housing affordability could make small improvements in 2026
The housing market is expected to see lower interest rates in 2026, making it more affordable for potential buyers. Mortgage rates are predicted to settle in the low-6% range. Home prices are expected to continue climbing at a slower rate, and new home construction faces challenges due to increased costs and reduced demand. Government policy changes may also impact the housing market.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.