Mortgage News
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Showing 841 - 864 of 4269 results
Jan 9, 2026 4:28 PM
— Mortgage Lending
CFPB hikes HMDA exemption threshold for 2026
The Consumer Financial Protection Bureau (CFPB) has raised the exemption threshold for financial institutions required to report mortgage loan-level information under the Home Mortgage Disclosure Act. Banks, savings associations, and credit unions with assets of $59 million or less are exempt from collecting loan-level data in 2026. The threshold for establishing an escrow account for higher-price... more
Jan 9, 2026 3:33 PM
— Mortgage Rates
Conforming Mortgage Rates Should Remain Around 6% in 2026
Mortgage rates have increased slightly at the beginning of 2026, as reported by Freddie Mac. There is anticipation that rates may reach or even drop below the 6% mark.
Jan 9, 2026 3:32 PM
— Mortgage Rates
Mortgage rates dip, sparking potential refinance surge
Mortgage rates briefly dropped below 6% for the first time in nearly three years, driven by a proposed $200 billion push in the secondary market. This decline is expected to boost refinancing volumes by up to 25%, as historically a 22-basis-point drop in the 30-year fixed mortgage rate leads to a 15% to 25% increase in refinance activity.
Jan 9, 2026 2:30 PM
— Bond Markets
Wild Ride For MBS as Traders Digest New Developments
The article discusses the impact of Trump's $200 billion MBS buying announcement on Treasuries and MBS. Initially, Treasuries lost ground after the jobs report while MBS experienced a significant rally. However, there was a period of distribution before prices bounced back. Higher coupons did not receive much attention due to assumptions about the new buying trends. Overall, there was massive MBS ... more
Jan 9, 2026 2:06 PM
— Mortgage Rates
Mortgage rate locks drop sharply on protracted uncertainty
Rate-lock volumes slowed in December, declining by nearly 19% overall due to borrowers navigating lingering uncertainty from the government shutdown and a mortgage-rate environment that has yet to improve. Annual lock volumes remained higher than last December, with total locks up nearly 30%. Mortgage rates have settled into the low sixes, with expectations indicating easing in the second quarter ... more
Jan 9, 2026 1:35 PM
— Mortgage Rates
Will Trump’s $200B Bond Bet Actually Lower Your Mortgage Rate?
President Trump ordered a $200 billion purchase of mortgage bonds to potentially lower mortgage rates, aiming to ease affordability for first-time buyers. However, economists caution that the effects may be limited and temporary, as rates are influenced by various factors like inflation, Treasury yields, and global economic conditions. Experts advise buyers to focus on factors they can control, su... more
Jan 9, 2026 1:32 PM
— Housing Market
WSJ: DOJ leadership halted antitrust review of Compass–Anywhere deal
DOJ senior officials allowed the Compass-Anywhere merger to close despite antitrust staff wanting further investigation, leading to warnings of market concentration. Many were surprised by the quick closure of the merger, with news outlets reporting that antitrust regulators were blocked from a deeper investigation by higher-ups in the Justice Department.
Jan 9, 2026 12:31 PM
— Mortgage Finance
Trump Orders GSEs to Boost MBS Investments
The article discusses various aspects of mortgage finance publications, including design, content management systems, hosting, and web development. It emphasizes the importance of these components in creating and maintaining effective mortgage-related publications.
Jan 9, 2026 12:30 PM
— Housing Market
PHH Webinar Series; Agencies to Buy One Month's Worth of Production - Similar to 2020; In-Person Events for 2026
The article discusses how the affordability issue in the housing market is affected by insurance costs and mentions Trump's order to buy $200 billion in mortgage bonds to lower housing costs. It also touches on upcoming mortgage-related events such as conferences and webinars.
Jan 9, 2026 11:32 AM
— Mortgage Rates
Mortgage rates drop below 6% after Trump's MBS announcement
Mortgage rates dropped below 6% on Friday due to improved spreads, aided by Trump's MBS announcement and steady 10-year yields.
Jan 9, 2026 11:30 AM
— Mortgage Lending
These Stocks Rally As Trump Targets Lower Mortgage Rates
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Jan 9, 2026 11:30 AM
— Mortgage Lenders
Trump’s $200 Billion MBS Order Asserts New Power Over Markets
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Jan 9, 2026 11:30 AM
— Mortgage Rates
When will mortgage rates go down? The trend into 2026, with one big wild card.
Mortgage rates have been slightly falling in the latter part of 2025 but remain just above 6%. President Trump has proposed unfreezing mortgage rates and the Federal Reserve plans to cut rates once in 2026 which may not impact mortgage rates too drastically. While mortgage rates generally follow the 10-year Treasury yield, affordability when buying a home is also affected by home prices, which rem... more
Jan 9, 2026 11:30 AM
— Interest Rates
What's a good mortgage interest rate in 2026?
Mortgage interest rates have fluctuated over the past few years, with rates reaching record lows in 2020 and 2021, rising in response to inflation in 2022, and declining significantly in 2025. At the start of 2026, the average mortgage purchase rate for a 30-year term is around 5.87%, while for 15-year options it's approximately 5.25%. Buyers are advised to shop around for rates and consider facto... more
Jan 9, 2026 11:22 AM
— Housing Market
Monthly housing payments hit two-year low as mortgage rates slide
U.S. housing payments have dropped to their lowest level in two years due to a decline in mortgage rates, but this hasn't led to a significant increase in homebuyer activity. Pending home sales have decreased, possibly affected by a holiday lull and winter weather. Despite lower mortgage rates, new listings are down, keeping supply tight. However, real estate professionals are seeing early signs o... more
Jan 9, 2026 10:31 AM
— Mortgage Rates
Latest jobs report quashes rate cut expectations
The article discusses a mostly flat December jobs report that suggests a similar trend for housing and mortgage markets. Mortgage activity fell, with a 4% drop in refinance applications, while new-home purchase activity rose year over year but dropped from October. Despite an increase in inflation concerns, mortgage rates dropped to their lowest level since October.
Jan 9, 2026 10:30 AM
— Mortgage Rates
Rates Plummet to 3 Year Lows, But There Are Caveats
The MBS market experienced significant volatility after a surprise announcement of $200bln in GSE MBS buying, resulting in the lowest mortgage rates since September 2022. While some lenders have already increased rates, overall rates are expected to remain lower, with uncertainty about how much lower they could go once the initial volatility settles down.
Jan 9, 2026 10:30 AM
— Mortgage Rates
Mortgage rates just fell below 6% for the first time in years
Mortgage rates fell below 6% for the first time in years after President Trump ordered the purchase of $200 billion in mortgage bonds. This led to a drop in interest rates for 30-year fixed and 15-year fixed mortgages. The move was an attempt to make homeownership more affordable for Americans.
Jan 9, 2026 9:32 AM
— Housing Market
Why the fix-and-flip sector is poised for a breakout in 2026
The fix-and-flip sector, where investors rehabilitate residential properties, is expected to see growth in 2026 due to factors like improving capital availability, interest rate easing, potential inventory growth, and cost efficiencies. The industry is becoming more mainstream, with more accessible capital drawing new participants and housing inventory beginning to loosen. Renovation projects are ... more
Jan 9, 2026 9:15 AM
— Mortgage Rates
Mortgage Rates Flat, Jobs Report Weaker Than Expected | Today, January 9, 2026
Mortgage rates have remained stable, with the 30-year fixed rate at 6.16%. Various economic indicators could put pressure on interest rates, while experts offer advice for refinancing or home buying in 2026. ARMs typically have lower initial rates compared to fixed loans, with predictions for stable rates in the near and medium term. Economic reports and Fed speeches are discussed, with slight inc... more
Jan 9, 2026 8:31 AM
— Mortgage Finance
AI Use in Mortgage Activity Expected to Grow in 2026
The article discusses copyright information for Inside Mortgage Finance Publications in 2026, including design, CMS, hosting, and web development.
Jan 9, 2026 8:30 AM
— Mortgage Rates
What's Up With The New MBS Buying Announcement and The Massive Reaction in The Market?
President Trump announced a plan to direct representatives to buy $200 billion in mortgage-backed securities, which immediately impacted the MBS market. The FHFA director confirmed the authority for this action, stating that the GSEs have enough cash equivalents to handle it. This move is expected to tighten mortgage rates by up to 50 basis points, potentially bringing rates from 6.125% to 5.625%,... more
Jan 9, 2026 8:30 AM
— Mortgage Rates
Trump orders mortgage bond purchases to lower rates. These stocks are jumping in response
President Trump instructed representatives to purchase $200 billion of mortgage bonds in order to lower rates for homebuyers, which caused shares in mortgage lenders to jump. Analysts are divided on the potential impact of this action, with some expecting lower mortgage rates and others viewing the impact as fairly modest. Lower rates could provide relief to house buyers grappling with high rates,... more
Jan 9, 2026 8:30 AM
— Mortgage Rates
Here’s what’s happening now with mortgage rates after Trump's latest push on housing affordability
Mortgage rates dropped after President Trump announced instructing Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. This move is expected to lower mortgage rates, making home ownership more affordable. Analysts predict mortgage rates to drop by 25-50 basis points or even lower. The drop in rates could benefit homebuyers and current homeowners looking to refinance. The news also ha... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.