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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

Showing 25 - 48 of 4232 results
Feb 26, 2026 9:30 AM — Mortgage Rates
Mortgage rates fall below 6% for the first time in years
NPR
U.S. mortgage rates have dropped below 6% for the first time since September 2022, creating a psychologically significant milestone for homeowners and potential buyers. The decline in rates is attributed to the Federal Reserve cutting its benchmark interest rate and the increased demand for loans on the secondary market. Despite the positive trend, housing prices remain high due to a housing short... more
Feb 26, 2026 9:30 AM — Bond Markets
Mortgage rates fall below 6% for the first time in more than 3 years
CNN
The Fear & Greed Index is a tool used to gauge market sentiment by measuring the levels of fear and greed in the market. This index can help investors make decisions based on the emotions driving market movements.
Feb 26, 2026 8:31 AM — Mortgage Finance
Oregon-Based Bank to Stop Offering Mortgages
The article discusses the latest trends and updates in the mortgage market for the year 2026.
Feb 26, 2026 8:30 AM — Housing Market
Homebuyers refuse to back down as mortgage rates continue hovering stubbornly near 6% mark
Mortgage rates have fallen to their lowest level since February 2023, yet American homebuyers are still active. New home sales remain higher than the previous year, and there is a surge in refinancing activities. The market remains resilient despite a slight dip in new home sales in December. While buyers hope for lower rates, they are realizing that the rates may not return to pre-pandemic levels... more
Feb 26, 2026 7:31 AM — Home Equity Loans
How Much Can You Borrow With a Home Equity Loan?
The article discusses how borrowing against your home equity works, including factors that affect your borrowing limit such as credit score, income, and lender policies. It also explains the calculations involved in determining your borrowing power, as well as strategies to maximize it. The text emphasizes the importance of maintaining equity in your home, understanding various types of home equit... more
Feb 26, 2026 5:32 AM — Housing Market
MLS exposure vs private listings, why full disclosure matters
Gary Keller, an executive chairman in the real estate industry, argues for standardized disclosures in the real estate market to help buyers and sellers navigate the tradeoffs between privacy and pricing. He emphasizes the importance of full disclosure to ensure transparency and fair competition in the industry.
Feb 26, 2026 4:32 AM — Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates have decreased to their lowest level since 2022, leading to an increase in refinancing activity.
Feb 26, 2026 3:57 AM — Mortgage Rates
30-year mortgage rates fall - How often do rates change? | Today's mortgage and refinance rates, February 26, 2026
Mortgage rates have decreased compared to last week for 30-year fixed, 15-year fixed, and 5/1 ARM loans. The U.S. Supreme Court ruling on President Trump's tariffs affected the stock market, causing Treasury yields to rise, potentially leading to an increase in mortgage rates. Despite low rates, people are hesitant to buy homes due to high prices, a stagnant job market, and economic uncertainty. T... more
Feb 25, 2026 8:32 PM — Mortgage Rates
U.S. Mortgage Rates Reach Lowest Since 2022, Spurs Refinancing
U.S. mortgage rates decreased to the lowest level since 2022, leading to an increase in refinancing activity.
Feb 25, 2026 5:32 PM — Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased slightly, with the Refinance Index up 4% and the Purchase Index down 5% from the previous week. Mortgage rates decreased to their lowest level since September 2022, leading to increased refinance applications and higher demand for purchase loans compared to the previous year. The ARM share remained above 8%, attracting payment-sensitive borrowers with lower rates co... more
Feb 25, 2026 5:32 PM — Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased slightly, with refinances seeing a significant rise due to lower interest rates. Purchase applications were down for the week but still higher than a year ago. ARM share remained above 8%, attracting borrowers looking for larger loans or lower rates. The average interest rates for various types of mortgages decreased slightly, leading to an increase in refinance act... more
Feb 25, 2026 4:32 PM — Housing Market
Housing Market News and Commentary
The article discusses the decline in housing affordability, with Canadian homebuyers spending $6.2B on US real estate in 2024-2025. It mentions the varying housing prices in Texas metros, the surprise costs for buyers, and the impact of modest income increases failing to keep up with inflation. Mortgage rates rose 15 basis points, housing permits are declining, and homebuilders are hoping for lowe... more
Feb 25, 2026 3:32 PM — Housing Market
Rental vacancy data shows progress that can keep mortgage rates lower
Rental vacancy has risen to 7.2%, which may help lower inflation and keep mortgage rates steady. Homeowner vacancy is at 1.2%, indicating limited seller stress and solid financial shape for homeowners. The rise in housing inventory is contributing to improved homeowner vacancy data.
Feb 25, 2026 3:31 PM — Mortgage Lenders
Better taps crypto funding to target sub-5% rates
The mortgage industry is turning to crypto-linked capital to fund up to $500 million in mortgages, with the goal of doubling originations and lowering borrower rates below 5%. Various companies, including Bed Bath & Beyond, Newrez, Vertyx, Great Lakes Credit Union, and Titl, are making investments and agreements to enhance efficiency and borrower experience in the mortgage process.
Feb 25, 2026 2:55 PM — Housing Market
Housing leaders say Trump’s plan must go deeper than lower mortgage rates
Housing executives and trade groups were disappointed by the lack of a detailed affordability plan in Trump's State of the Union address. Trump briefly mentioned mortgage rates and defended tariffs on building materials. Many felt the address did not provide much new information on housing policies.
Feb 25, 2026 2:31 PM — Housing Market
Redfin joins the great debate on typical age of first-time homebuyers
Different organizations have provided varying estimates for the typical age of a first-time homebuyer in 2025, ranging from 32 to 40 years old. Redfin's analysis falls in the middle, indicating the typical age was 35. Various factors contribute to the differences in estimates, including methodology and data sources.
Feb 25, 2026 1:31 PM — Bond Markets
In-Range PM Weakness
The bond market experienced some volatility today with weaker opening levels leading to a mid-day rally, but ultimately ending with steady selling in the afternoon. Despite this, trading levels remained within the prevailing range and there were no clear reasons for the movements. Overnight, there was modest weakness in MBS and a slight increase in the 10-year treasury yield.
Feb 25, 2026 12:37 PM — Home Equity Line of Credit (HELOC)
HELOC for Debt Consolidation: Is It the Right Move in 2026?
The article discusses using a Home Equity Line of Credit (HELOC) to consolidate high-interest credit card debt. It explains the process, benefits, risks, and compares HELOCs to other debt consolidation options. It highlights the lower interest rates of HELOCs compared to credit cards, potential tax benefits, variable rates tied to the prime rate, and the importance of avoiding running up new credi... more
Feb 25, 2026 12:30 PM — Mortgage Rates
Mortgage Rates Mostly Holding Long-Term Lows
The mortgage rates remain stable at 6.00%, just 0.01% higher than the previous multi-year low. There have been no significant market movers or headlines causing volatility in the bond market and rates are expected to remain steady unless there is a shift in important economic reports.
Feb 25, 2026 12:15 PM — Mortgage Lending
Shift away from tri-merge credit reports could send mortgage rates higher, study finds
Recent research conducted by Andrew Davidson and Co. warns that replacing tri-merge credit score requirements with a single-bureau option could lead to higher mortgage costs and increased risks for borrowers. The study found that scores based on data from one credit bureau often varied significantly from the current tri-merge standard, impacting loan pricing in meaningful ways. Shifting away from ... more
Feb 25, 2026 10:44 AM — Mortgage Lenders
Chase Lending Opens Mortgage Rate Sale Until March 8
Chase Home Lending is offering a limited time 'rate sale' where borrowers can receive up to a quarter point off their interest rate if they lock in a rate by March 8. The discount can be combined with other offers and borrowers can lock in the discounted rate for up to 90 days. The promotion aims to make homeownership more affordable for customers.
Feb 25, 2026 10:32 AM — Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 0.4% compared to the previous week, with the Refinance Index increasing by 4%. Purchase applications decreased by 5% but were higher compared to the same period last year. Mortgage rates fell, driving the increase in refinance applications and VA refinances. The refinance share of mortgage activity increased, while the FHA share decreased and the VA share increas... more
Feb 25, 2026 9:30 AM — Bond Markets
Re-Settling Into Same Narrow Range Amid Lack of Data
Analysts are discussing trading ranges, technicals, asset allocation trade, and Treasury auction ahead of 10yr yields not pushing below 4.0% and slow stock market recovery possibly pulling yields higher.
Feb 25, 2026 9:30 AM — Mortgage Rates
FHFA chief says Trump deployed $200B to slash mortgage rates, impact was immediate
Federal Housing Finance Agency Director William J. Pulte discusses President Donald Trump's aggressive efforts to lower borrowing costs in the housing market by using $200 billion from Fannie Mae and Freddie Mac to purchase mortgage bonds, resulting in lower rates. This has led to a significant decrease in mortgage rates, with rates now at their lowest level since 2023. The administration's focus ... more
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