Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 3817 - 3840 of 4239 results
May 28, 2025 3:00 PM
— Interest Rates
Tariff fears drive April auto, mortgage borrowing
Consumers are turning towards big-ticket items due to anticipated impact of tariffs, but overall borrowing levels show a more discerning attitude towards borrowing. The interest rate environment is leading to higher refinance mortgage volume than previously expected for 2025 and 2026. Trump announced that the US government will retain guarantees and oversight over Fannie Mae and Freddie Mac while ... more
May 28, 2025 1:01 PM
— Interest Rates
Mortgage Rates Hold Mostly Steady
Mortgage rates slightly decreased today after rising slightly at the start of the week. Top tier conventional 30yr fixed rates are just under 7% for the average lender. The rates spent 3 days above that mark last week. Today's fluctuation in rates was attributed to traders preparing for an auction of 5yr Treasuries, causing some minor headwinds in the rate market.
May 28, 2025 11:00 AM
— Mortgage Rates
Mortgage rates rose to the highest level since January, but demand from homebuyers still grew. Here's why.
Mortgage rates increased to the highest level since January, but homebuyers were still applying for loans. Purchase applications rose by 2%, while applications to refinance fell by 7% for the week. Mortgage rates slightly dropped at the start of the week after a report on consumer confidence.
May 28, 2025 10:02 AM
— Mortgage Fraud
Fannie Mae partners with Palantir to weed out fraud
Fannie Mae, an influential government-related mortgage investor, is partnering with Palantir, a company involved in artificial intelligence for financial services to fight against fraud. Despite interest rate volatility, prepayment rates have increased to levels last seen in October.
May 28, 2025 10:00 AM
— Bond Markets
Hesitation Ahead of Treasury Auction and Month-End
Bonds started the week positively but are now facing resistance, highlighting the need for a strong catalyst for sustained improvement. Possible factors include weak economic data, low inflation, or reduced Treasury issuance. Today, bonds are pausing ahead of a 5yr Treasury auction, with risk parity trading affecting both stocks and bonds.
May 28, 2025 9:00 AM
— Housing Market
MBS Pooling, CRM, Processing Tools; Second, HELOC, ITIN, Jumbo Product News; Builder CEO Survey
The mortgage industry continues to talk about the influence and market share of Freddie Mac and Fannie Mae moving towards non-QM investors. Market conditions are tough, but optimism remains for the new-home market. Various companies are introducing new products and services to streamline the lending process and provide more flexibility to borrowers.
May 28, 2025 9:00 AM
— Mortgage Finance
Short Takes: FHFA to Take Action on Credit Report Costs / Purchase-Mortgage Applications Increase Despite Headwinds / MISMO Model Backward Compatible / Prepayment Rates on Non-QMs Increase
The article discusses recent trends in the housing market, focusing on how low mortgage rates are driving a surge in home buying and refinancing. The author highlights the impact of these low rates on consumer behavior and the overall growth of the real estate market.
May 28, 2025 5:00 AM
— Mortgage Access
US Home-Refinancing Gauge Falls to Three-Month Low as Rates Near 7%
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May 28, 2025 5:00 AM
— Mortgage Lenders
European homeowners face rising mortgage costs until 2030
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May 28, 2025 4:00 AM
— Mortgage Rates
Mortgage rates rose to the highest level since January, but demand from homebuyers still grew. Here's why.
Mortgage rates rose for the third straight week to the highest level since January, with an increase in applications to purchase a home but a decrease in applications to refinance. The increase in purchase applications is attributed to increased housing inventory in many markets.
May 28, 2025 3:02 AM
— Housing Market
What it means to be house poor and how to avoid it
The article discusses the concept of being 'house poor,' which refers to spending too much of your income on housing costs, leaving little money for other expenses. It provides warning signs of being house poor and tips for avoiding or recovering from this situation, such as careful planning, conservative budgeting, avoiding unnecessary home expenses, and maintaining a healthy debt-to-income ratio... more
May 28, 2025 3:00 AM
— Mortgage Rates
Mortgage rates keep climbing, but so does homebuyer demand
Mortgage rates have risen over the Memorial Day weekend, prompting calls for benchmark rate cuts. Despite the increase, home purchase demand is stronger compared to a year ago.
May 28, 2025 3:00 AM
— Housing Market
Portland, Ore., Has Worst Housing Crisis Outlook — Here’s Why
The article discusses the housing crisis outlook in different U.S. metros, highlighting the challenges faced by prospective first-time homebuyers. The Pacific Northwest has some of the worst outlooks, while Southern metros are more favorable. Factors like vacancy rates, housing unit approvals, and home value-to-income ratios were analyzed to determine the outlook in various areas.
May 28, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 28, 2025: Moving lower among the most popular loan terms
Mortgage interest rates are currently lower across popular loan terms. The article discusses the average interest rates for different mortgage options such as 30-year fixed, 20-year fixed, 15-year fixed, and ARM loans. It also explains the pros and cons of different mortgage types like fixed-rate mortgages and adjustable-rate mortgages. Additionally, refinancing options are mentioned along with ti... more
May 28, 2025 2:30 AM
— Mortgage Finance
Denial Rates for Mortgages Decline in 2024 (IC)
In 2024, 9.02% of purchase-mortgage applications were denied, which is a slight improvement from the previous year's denial rate of 9.49% according to analysis of HMDA data.
May 28, 2025 2:00 AM
— Housing Market
‘We’re in a holding pattern’: Home sales and building slump in the face of uncertainty
The housing market in the US is facing sluggish home sales, plodding construction, high mortgage rates, and economic uncertainty. Home prices are soaring, and construction has slowed down. Builders are struggling with pricing uncertainties due to tariffs on Canadian lumber. Many buyers are unable to afford homes due to rising prices and high mortgage rates, resulting in pent-up demand. Despite thi... more
May 28, 2025 2:00 AM
— Mortgage Lending
Monetary policy transmission: from mortgage rates to consumption
Despite recent ECB rate cuts, the average interest rate on mortgages is expected to increase further due to lagged effects from the latest hiking cycle. The uneven distribution of fixed-rate mortgages (FRMs) and adjustable-rate mortgages (ARMs) in the euro area, as well as across income groups, will shape the path of interest payments until at least 2030. Lower-income households tend to have more ... more
May 27, 2025 4:00 PM
— Housing Market
Trump: I’m taking Fannie and Freddie ‘public’ with implicit guarantee
President Trump is considering releasing Fannie Mae and Freddie Mac from government conservatorship and taking them public. There are concerns about the complexity and potential costs of this decision. It is also noted that Fannie Mae will prioritize occupancy fraud detection for multifamily properties.
May 27, 2025 3:01 PM
— Bond Markets
Bonds Finally Seeing Some Support
Japanese bonds, weak labor market data, and re-positioning after a holiday weekend contributed to bonds hitting their best 3pm close in 2 weeks. The heavy selling in May and recovery from high yields suggests a short-term ceiling until further notice. The upcoming week's data will provide more information on momentum shifts.
May 27, 2025 2:01 PM
— Mortgage Rates
Mortgage Rates Move Back Under 7%
30yr fixed mortgage rates spent 3 consecutive days over 7% last week, marking the first time since February. Rates have been more volatile and elevated in the past 7 weeks compared to the narrow range in March. Today's improvement was influenced by bond market movements and a stronger than expected Consumer Confidence Index, which raised concerns over the labor market.
May 27, 2025 1:00 PM
— Interest Rates
US housing finance chief tells Powell to lower interest rates
FHFA Director William Pulte urged Federal Reserve Chair Jerome Powell to resume interest rate cuts to improve the housing market and combat inflation caused by trade wars and tariffs. The Fed paused rate cuts in response to post-pandemic inflation and economic uncertainty from trade policies, leading to consumer financing becoming more expensive, including mortgage rates remaining around 7 percent... more
May 27, 2025 9:02 AM
— Mortgage Finance
Denial Rates for Mortgages Decline in 2024
The article discusses the current trends in the housing market, including an increase in mortgage rates and a slowdown in home sales. It also mentions the impact of rising interest rates on affordability for potential home buyers.
May 27, 2025 9:00 AM
— Bond Markets
Japan? Something Else? Does it Matter?
Last week's headlines raised concerns about volatility in the Japanese bond market affecting US yields, but today's correction in Japanese yields has led to strength in Treasuries. The movement in Treasuries is not significant compared to recent trends. Overall, the larger movements in Japanese government bonds have shown no correlation with Treasuries. The impact of Japan on US yields should be t... more
May 27, 2025 8:00 AM
— Mortgage Lenders
Servicing, MERS Review, Broker Training; Disaster News; Bill Dallas Podcast Interview
The current Administration has been quick to terminate employees in various government departments, including the Agencies. The Supreme Court upheld the President's power to fire government agency members without good cause but spared the Federal Reserve. In other legal news, a Hawaiian woman pleaded guilty to defrauding her mortgage lender and the IRS.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.