Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2857 - 2880 of 4283 results
Aug 20, 2025 6:23 AM
— Interest Rates
Trump hits Federal Reserve Chair Powell over housing industry in latest attack, blasting mortgage rates
President Trump criticized Federal Reserve Chair Jerome Powell for not cutting interest rates, claiming it was hurting the housing industry. He also attacked Federal Reserve Governor Lisa Cook over alleged mortgage fraud. Meanwhile, inflation increased in July, potentially impacting the Federal Reserve's decision-making process regarding interest rates. The Bureau of Labor Statistics reported an i... more
Aug 20, 2025 4:23 AM
— Mortgage Rates
Weekly mortgage demand stalls again with just miniscule increase in interest rates
After a surge in refinance demand the previous week due to a drop in mortgage rates, both refinance and homebuyer mortgage application volume stalled the following week. Mortgage rates increased slightly, leading to a 1.4% drop in total application volume. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased slightly. Refinance applications fe... more
Aug 20, 2025 3:24 AM
— Personal Finance Management
Survey: Nearly 3 In 4 Americans Have A Financial Regret
Americans are navigating economic hurdles, with 74% having a financial regret, down from 77% in 2024. Top regrets include not saving for retirement early enough and taking on too much credit card debt. Gen Zers struggle with budgeting and emergency savings. Women more likely to regret not saving for emergencies. Job opportunities, job security, lower rent, and cheaper essentials are factors that c... more
Aug 20, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 20, 2025: A minor move higher
The article provides current mortgage rates, explanations of fixed-rate and adjustable-rate mortgages, as well as tips for securing a low mortgage refinance rate.
Aug 20, 2025 1:23 AM
— Mortgage Lenders
Mortgage rate 'buydowns' kept home prices high and are coming back to bite buyers
The article discusses a special introductory offer for a subscription service that provides unlimited access to various features. The subscription renews every 4 weeks at $12.95 or annually at $149, with subscribers getting access to ad-free content.
Aug 19, 2025 2:25 PM
— Bond Markets
Slow, Steady, Modest Improvement
Bonds are experiencing low activity and minimal movement, with prices and yields drifting sideways. However, there was some improvement in yields and MBS, and motivations for trading remain low. The upcoming Fed Minutes and Powell's speech at Jackson Hole are not expected to have a significant impact.
Aug 19, 2025 12:24 PM
— Housing Market
Incentives Rise as Builder Confidence Matches 2022 Low
Builder sentiment remains low with the NAHB/Wells Fargo HMI dipping to 32 in August, marking the 16th consecutive month below 50. High mortgage rates, elevated new-home prices, and affordability issues are major factors. Builders are offering price cuts and sales incentives to attract buyers, especially in high-cost markets like the West.
Aug 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Little Changed From Monday
Mortgage rates have been relatively stable recently, staying within a narrow range following the August 1st jobs report. The 10yr Treasury yields have risen back up to 4.30%, while mortgage rates are at 6.59%. There have been no significant changes in rates this week so far, with no major economic events scheduled to influence movement until Friday.
Aug 19, 2025 11:23 AM
— Mortgage Lenders
'Upside down economically': Here's why the housing market probably won't get more affordable if the Fed cuts rates
The article discusses a special introductory offer for a subscription service that provides unlimited access to content. The offer includes a 14-day free trial and then renews every 4 weeks at $12.95. There is also an annual subscription option at $49, which renews annually at $149. Subscribers get unlimited access to content and the option to go ad-free.
Aug 19, 2025 9:24 AM
— Bond Markets
Incidental Resilience
After experiencing weakness the day before, bond yields and MBS prices are now back in line with Friday's levels, moving lower in early trading. The market is quiet overall, with the upcoming Jackson Hole speech by Fed Chair Powell being one of the few potential volatility events. Investors are waiting for the next jobs report in almost 2 weeks, and movements within a 10-year yield range of 4.2 - ... more
Aug 19, 2025 8:24 AM
— Mortgage Finance
Short Takes: New Details on The Great American Mortgage Corp. / Mortgage Applications for New Homes Up / Annaly’s Expanded-Credit MBS Issuance Humming
The article discusses the latest trends and updates in the mortgage industry, including changes in mortgage rates, housing market conditions, and mortgage lender activities.
Aug 19, 2025 8:23 AM
— Mortgage Lending
AI, SOC, Credit Union, Home Equity Tools; LOs and The HELPER Act; STRATMOR and Verification Trends
ARM applications increased 25 percent due to the attractiveness of ARM rates compared to fixed rate loans. Chase's pipeline last month consisted of 70 percent adjustable-rate mortgages, totaling about a trillion in its residential servicing portfolio. Servicing is a touchpoint for regulators, and a Mortgage Law Today podcast will discuss regulatory and legislative developments in the industry. Var... more
Aug 19, 2025 3:25 AM
— Housing Market
Fannie, Freddie's stress test losses ease from 2024
Fannie Mae and Freddie Mac are predicted to hold up well in a severe downturn due to expense cuts and revenue gains. Economists predict fewer home sales and less mortgage origination volume in the near future. A potential plan could value the mortgage giants at $500 billion, involving selling 5-15% of their stock. Bill Ackman and President Trump are discussing a public offering for a single mortga... more
Aug 19, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 19, 2025: A notch higher and a notch lower
The article discusses current mortgage rates provided by Zillow for various types of mortgages such as fixed-rate, ARM, and VA loans. It also explains the differences between 15-year and 30-year mortgages, the benefits of each, as well as the impact of making extra mortgage payments. Additionally, it touches on the differences between fixed-rate and adjustable-rate mortgages, along with the expect... more
Aug 18, 2025 4:23 PM
— Housing Market
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest level in nearly a year, with the average rate for a 30-year fixed mortgage just above 6.5%. M & M Mortgage in Roseville advises clients to buy now before rates potentially drop further, leading to increased prices and competition for homes. Despite falling interest rates benefiting buyers, home prices nationwide have continued to rise, with the national... more
Aug 18, 2025 3:23 PM
— Interest Rates
You can earn up to 5.00% APY in a high-yield savings account on Aug. 18, 2025
The article discusses high-yield savings accounts offering APYs well above average rates, with some banks still offering around 5.00%. It explains how the Fed's decisions on interest rates impact savings rates, with banks tending to follow the lead of the federal funds rate. The article also highlights the benefits of high-yield savings accounts, which typically have higher rates, no minimum balan... more
Aug 18, 2025 2:24 PM
— Bond Markets
Incidental Weakness or a New Trend?
Trading levels in the bond market today broke to slightly worse levels than last week, potentially indicating a trend toward progressively weaker levels. However, other factors like volume, time of year, and the economic calendar suggest it could just be incidental movement within a narrow range. August's trading remains within the range set by a post-jobs report rally.
Aug 18, 2025 1:23 PM
— Mortgage Rates
Mortgage rate predictions for the next 5 years
The article discusses the correlation between 10-year Treasury yields and mortgage rates, predicting that 10-year Treasury yields will slowly decline over the next five years. The spread between Treasury yields and mortgage rates is also examined to forecast future mortgage rates. The estimates suggest that mortgage rates will not see a significant drop in the next five years, although unexpected ... more
Aug 18, 2025 12:24 PM
— Mortgage Rates
Rates Trickle to Another Higher Low
Mortgage rates are currently higher compared to most days this month, but still lower than the past 10 months. There has been a slight upward drift in rates over the past few days, but overall rates have been holding near 10 month lows in August. The upcoming week is expected to be light in terms of potential volatility in the market.
Aug 18, 2025 12:23 PM
— Interest Rates
Best High-Yield Savings Rates Today | Leading APYs Still Surpass 4%
The Federal Reserve has maintained its benchmark rate in a target range of 4.25-4.5 percent this year, resulting in high-yield savings account rates above 4 percent APY. Traders predict a rate cut in September, potentially lowering rates. Banks often adjust their rates in response to Fed changes. While CD rates remain high, there are early withdrawal penalties. It is recommended to have a healthy ... more
Aug 18, 2025 7:24 AM
— Bond Markets
Light Calendar; Early Selling
Summertime trading conditions have led to distinct phases of selling pressure in the bond market despite moderate overnight strength. The movement today is not being driven by economic data, as the only offering on the calendar is NAHB builder confidence.
Aug 18, 2025 7:24 AM
— Mortgage Lending
PPE, Credit, Compliance, QC Tools; Events, Webinars, and Training; ARMs Rising in Popularity?
The article discusses the current trends in non-agency lending, the impact of rates on adjustable-rate products, and the decreased volume in refinances and purchase applications. It also includes information about mortgage quality control, conventional lending offerings, pre-approval letter risks, and upcoming mortgage-related conferences and events.
Aug 18, 2025 5:26 AM
— Interest Rates
Federal Funds Rate History: 1980 Through The Present
Bankrate points out that the current U.S. central bank's key borrowing benchmark is in a target range of 4.25-4.5 percent, lower than during the pandemic but still high. Fed's historical rate moves and policies, including manufacturing a recession in the 1980s to combat inflation and Greenspan's management through the dot-com and housing bubbles, are discussed. Quantitative easing was introduced d... more
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 18, 2025: The 30-year rate stays in the 6.5% range
Current mortgage interest rates have seen slight changes, with experts predicting rates to stay above 6% through the next few quarters. It could be a good time to lock in a mortgage rate and look into rate float-down options. Mortgage refinance rates tend to be slightly higher than purchase rates, and adjustable-rate mortgages offer lower initial rates but come with the risk of increasing later on... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.