Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2761 - 2784 of 4284 results
Aug 29, 2025 3:27 AM
— Government Programs
Tools for Lenders and Brokers; Homebuyer Survey Interview; Government Programs; CFPB Rulemaking
The article discusses various legal issues related to mortgage fraud, occupancy fraud, and internal disputes within sports teams. It also includes promotions for mortgage lending technologies, AI adoption in the mortgage industry, and correspondent lending strategies. Additionally, it provides updates on government programs such as Ginnie Mae's MBS portfolio, eligibility criteria for existing manu... more
Aug 29, 2025 3:27 AM
— Bond Markets
Generally Exciting, But Specifically Boring
This week in the bond market has been relatively uneventful with low volatility. However, there has been a consistent downward trend in yields, with 10yr yields hitting their lowest point in a while. Mortgage rates have reflected this improvement.
Aug 29, 2025 3:26 AM
— Mortgage Rates
30yr Fixed Rates Officially Back to 6.50%
There is no singular official primary source for mortgage rate levels, so we rely on surveys and data aggregations. The Freddie Mac survey showed rates at 6.56%, but other sources like MND are tracking lower rates. The current index level is at 6.50%, the lowest since October 3rd, and it represents a best-case-scenario rate for borrowers with excellent credit and a large down payment.
Aug 29, 2025 3:26 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage dropped to its lowest level in 10 months, but remains close to recent weeks. The rate eased to 6.56% from 6.58% last week, with 15-year fixed-rate mortgages staying unchanged at 5.69%. Elevated mortgage rates have contributed to a slowdown in the U.S. housing market that started in early 2022.
Aug 29, 2025 3:25 AM
— Interest Rates
What happens if the Fed slashes rates to 1% like Trump wants?
President Trump desires lower interest rates and wants the Federal Reserve to cut the federal funds rate to 1%. If this were to happen, government bond yields would drop, leading to lower interest rates across various types of credit such as auto loans and business loans. However, this could also result in higher inflation and ultimately cause mortgage rates to go up, making it more expensive for ... more
Aug 29, 2025 3:25 AM
— Mortgage Rates
Average rate on a 30-year mortgage slips to 10-month low
The average rate on a 30-year U.S. mortgage has decreased to its lowest level in 10 months, but remains relatively high. Mortgage rates are influenced by various factors, with the 10-year Treasury yield being a key indicator. Despite the recent decrease in rates, home sales continue to be sluggish, with economists predicting rates to remain near the mid-6% range for the year.
Aug 29, 2025 3:24 AM
— Housing Market
How did monthly mortgage payments shrink this summer?
The article discusses how the softening housing market is resulting in slightly smaller mortgage payments. It also highlights the strategies used by loan originators to maintain deal flow during this time.
Aug 29, 2025 3:23 AM
— Mortgage Rates
Mortgage rates fall to 10-month low
Mortgage rates have fallen to a 10-month low, with the average rate on a 30-year fixed mortgage dropping to 6.56%. However, only 28% of homes in the U.S. housing market are now affordable for the average household due to higher interest rates, reducing homebuying activity to its lowest level since the mid-1990s.
Aug 28, 2025 12:14 PM
— Mortgage Rates
Mortgage Rates Hit Another 2025 Low
Average mortgage rates continue to see very small day-to-day changes, with today hitting a technical 'record low' for 2025. The current average rate is 6.51%, the lowest since October 3rd, 2024. The recent rate improvement has been following the August 1st jobs report, with rates remaining in a narrow range since August 4th. Today's improvement was simply a random drift in rates favoring borrowers... more
Aug 28, 2025 3:31 AM
— Mortgage Rates
Higher mortgage rates slow refi application volume
Mortgage application volume declined for the second week in a row due to a small rise in rates affecting refinance activity. Real estate investor sentiment has improved, but concerns over tariffs and interest rates linger. The Mortgage Bankers Association downgraded its yearly origination forecast, and there is hope for lower mortgage rates following talk of a Fed rate cut.
Aug 28, 2025 3:30 AM
— Mortgage Finance
Short Takes: Home Equity Used to Pay Student Loans
The article discusses the current trends in the housing market, noting a decrease in mortgage rates which has led to an increase in homebuying activity. Industry experts predict continued growth in the market as long as interest rates remain low.
Aug 28, 2025 3:27 AM
— Housing Market
Home Prices Still Growing, But at The Slowest Pace Since 2012
Both the FHFA and Case-Shiller indices show that home prices are rising year-over-year, but at a slower rate. FHFA data indicates positive year-over-year gains in all nine census divisions, while Case-Shiller shows a slight decline in the 20-City Composite index. Both indices suggest a trend of decelerating price gains.
Aug 28, 2025 3:27 AM
— Housing Market
New Home Market Remains Stuck in Neutral
The July New Home Sales report showed a slight decrease in sales compared to June, with the seasonally-adjusted annual sales rate being 652,000. Sales are down 8.2% compared to July 2024. The market remains stable with little change in sales over the past 2+ years, indicating steady demand but not acceleration. Inventory levels are high, leading to elevated housing costs that limit the benefits to... more
Aug 28, 2025 3:27 AM
— Mortgage Rates
Mixed Mortgage Demand, But Lower Rates Should Help Next Week's Refi Numbers
Mortgage application activity remained relatively stable, with a slight decrease in overall volume. Refinance applications decreased due to a slight increase in mortgage rates, while purchase applications increased. The average loan size also saw an increase. Refinance applications are still higher compared to the same time last year. Mortgage rates hit new lows for the year, which may stimulate r... more
Aug 28, 2025 3:24 AM
— Housing Market
Waiting for Mortgage Rates to Fall Before You Buy? Don’t Bother.
Even if mortgage rates dropped to zero, homes would still be unaffordable for median earners in some major metro areas.
Aug 28, 2025 3:24 AM
— Housing Market
Rates or prices? Which need to drop to make buying a house more affordable?
The article discusses the current state of the housing market with a focus on affordability for potential homebuyers. It highlights the impact of mortgage rates and home prices on monthly payments, as well as the predictions for future rate drops. It also touches on factors influencing housing affordability, such as supply and demand, income levels, and budget considerations.
Aug 28, 2025 3:24 AM
— Student Loan Forgiveness
Changing repayment options and infinite backlogs: What recent student loan litigation means for you
Recent court decisions have blocked the SAVE repayment plan for federal student loans, impacting nearly 8 million borrowers. Borrowers were placed in interest-free forbearance during litigation, but interest began accruing again in August 2025. Processing delays in income-driven repayment plan requests have created a backlog, delaying loan forgiveness for many borrowers. The U.S. Department of Edu... more
Aug 27, 2025 12:13 PM
— Mortgage Rates
Even A Small Drop in Mortgage Rates Could Mean Relief for Homeowners, Report Says
A recent report suggests that even a modest drop in mortgage rates could provide relief for homeowners. The report predicts that the average 30-year fixed mortgage rate could fall to 6.3% by January 2026, potentially allowing millions of homeowners to refinance their homes and reduce their monthly mortgage payments. Many younger homeowners are especially counting on refinancing in the future.
Aug 27, 2025 3:30 AM
— Mortgage Rates
Mortgage-Treasury spread at narrowest point in three years
Mortgage spreads reached a three-year low on August 22 but were still wider than the historic average. The 30-year fixed rate mortgage fluctuated throughout July, influenced by Treasury yields and job reports. Real estate investor sentiment improved but concerns about tariffs and interest rates remained.
Aug 27, 2025 3:28 AM
— Tax Deductions for Auto Loans
Who Qualifies For The New Auto Loan Interest Deduction?
The article discusses a new federal tax law that allows taxpayers to deduct car loan interest, but the savings may not be as significant as some drivers hope. The deduction is part of the Trump administration's effort to promote American-made goods. To qualify for the deduction, the vehicle must be purchased between 2025 and 2028, be under 14,000 pounds, and have final assembly in the United State... more
Aug 27, 2025 3:26 AM
— Mortgage Rates
Mortgage Rates Back in Line With Long-Term Lows
Mortgage rates have been relatively stable recently, with the most significant recent changes occurring after the August 1st jobs report and Fed Chair Powell's speech at Jackson Hole. This week's movements have been minimal and could be classified as incidental random drift. The next major event that could impact rates is the upcoming jobs report.
Aug 27, 2025 3:24 AM
— Interest Rates
Are You Losing Money In Your High-Yield Savings Account?
Many savers are finding that the yields on their high-yield savings accounts have decreased significantly over the past few years, impacting their earnings. This is due to banks adjusting their rates based on the federal funds rate. Savers are advised to regularly check their rates and consider alternatives like CDs, T-bills, or brokerage-linked accounts to maximize returns. It is recommended to m... more
Aug 26, 2025 1:24 PM
— Mortgage Finance
Evidence of Discrimination in HECM Lending
The article discusses various aspects of the mortgage market, including trends in interest rates, housing market conditions, and the role of mortgage lenders. It highlights the importance of staying informed about market changes to make informed decisions when obtaining a mortgage.
Aug 26, 2025 10:27 AM
— Mortgage Refinancing
Why the next rate drop could unlock a $300B+ refi wave
The latest mortgage interest rate drop did not impact refinancing incentives in the conventional securitized market, but future declines could have an effect. Homeowners are increasingly turning to cash-out refinances for quick cash access. Private mortgage insurance still has a larger share of business than the Federal Housing Administration, but the gap is expected to narrow by 2027. Borrowers a... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.