Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2521 - 2544 of 4284 results
Sep 18, 2025 3:24 AM
— Home Equity Loan Rates
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
The Federal Reserve cut interest rates, affecting home equity rates. HELOC rates fell, while rates for 5-year home equity loans increased. Rates are influenced by lender competition and the Federal Reserve's actions. Home equity products offer lower rates compared to credit cards or personal loans, but are still considered high-cost debt. Lenders expect home equity debt to increase in the coming y... more
Sep 18, 2025 1:23 AM
— Mortgage Rates
How the Fed’s rate cut impacts mortgage rates
The Federal Reserve has cut rates, but this doesn't guarantee a continuous drop in mortgage rates. Mortgage rates are influenced by multiple factors, with the trajectory of the 10-year Treasury yield being a significant one. The housing market has been in a slump, and while lower rates help, they might not be enough to make homes more affordable. Predicting mortgage rate changes is challenging due... more
Sep 17, 2025 6:24 PM
— Interest Rates
What the Fed rate cut means for your home, car and credit card loans
The article discusses a Federal Reserve rate cut and its potential impact on mortgage and car loans.
Sep 17, 2025 4:23 PM
— Mortgage Rates
Could the Federal Reserve interest rate cut boost the US housing market?
Aileen Barrameda is planning to buy a house in Los Angeles despite high mortgage rates. The average rate on the 30-year mortgage fell to 6.35% last week, but may not come down much more. Fed's interest rate decisions influence mortgage rates indirectly, but banks had already cut rates in anticipation of the Fed rate cut. The risk of rising inflation could push mortgage rates up. Many homeowners wi... more
Sep 17, 2025 3:24 PM
— Mortgage Rates
Fed cuts, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have dropped to their lowest level in nearly a year following expectations that the Federal Reserve would cut interest rates. However, experts believe that further drops in mortgage rates and slower home price growth are needed to improve affordability in the housing market.
Sep 17, 2025 2:27 PM
— Mortgage Rates
Fed cuts but only some mortgage rates are moving lower
The Federal Open Market Committee's decision to cut rates by 25 basis points may not have the expected impact on home loan rates. Housing finance firms were expecting the cut, and other factors beyond this decision may have a greater impact on mortgage rates.
Sep 17, 2025 2:25 PM
— Interest Rates
Fed Day Selling Spree as Press Conference Trumps The Dots
In response to today's Fed announcements, the bond market initially rallied, but later reversed course after Fed Chair Powell's press conference. Powell's comments about the dot plot not indicating two future rate cuts in 2024 led to concerns about the economy, causing yields to rise. Despite the short-term reversal, yields closed around the same levels as two days earlier.
Sep 17, 2025 2:24 PM
— Mortgage Lending
Fed Cuts Interest Rate: What Happens to Mortgage Rates Now as Markets React
The article is about a processing issue preventing a request from being completed on a realtor website. It provides a reference ID for further inquiries.
Sep 17, 2025 1:25 PM
— Interest Rates
Mortgage Rates HIGHER (Not Lower) After Fed Rate Cut
On Fed Day, the rate cut announcement is typically the least important aspect for mortgage rates. The dots released by the Fed showing rate forecasts and the press conference with the Fed Chair have a bigger impact on bonds that determine mortgage rates. Today, the dots signaled better odds for two additional cuts in 2025, leading to back and forth volatility in the bond market. Mortgage rates are... more
Sep 17, 2025 1:24 PM
— Mortgage Lenders
Union Home Mortgage to acquire Sierra Pacific assets
Union Home Mortgage is acquiring the origination assets of Sierra Pacific Mortgage, including the retail and wholesale production channels. Optimal Blue has rebranded after being sold by Black Knight to Constellation Software. Finance of America and Hilltop Holdings are also joining an exchange that has been relocated by Intercontinental Exchange. Anniemac, a company based in New Jersey, is expand... more
Sep 17, 2025 12:27 PM
— Mortgage Finance
Mortgage Applications Spike, Strong Demand for Refis
The article discusses the latest trends in the mortgage market, highlighting key factors such as interest rates, housing market conditions, and mortgage lender activity.
Sep 17, 2025 11:29 AM
— Mortgage Rates
30-year mortgage rates decrease as Fed decision nears | Today's mortgage and refinance rates, September 17, 2025
National mortgage rates have mostly decreased compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM seeing declines. The decrease in rates is attributed to the anticipation of a Federal Reserve rate cut and a weaker August jobs report. Mortgage rates are primarily influenced by the 10-year Treasury yield, which has been decreasing since January. Current rates are ... more
Sep 17, 2025 11:26 AM
— Interest Rates
The Fed just cut rates, but don’t expect it to help much. Try these 6 moves instead.
The Federal Reserve recently cut interest rates for the first time in nine months, but it may not have a significant impact on the borrowing costs for Americans. The rate cut only takes borrowing costs back to levels previously seen in 2022, which were high. Additional rate cuts are expected, but there are concerns of inflation increasing and unemployment rising. Experts recommend building an emer... more
Sep 17, 2025 11:24 AM
— Interest Rates
Fed rate cut: Here’s what it means for your mortgage rate, credit cards, savings accounts and more
The Federal Reserve announced a quarter point rate cut, impacting borrowing costs for consumers. Credit card rates may ease off, but APRs still high. Mortgage rates are lower than earlier in the year but won't see a significant impact from the rate cut. Auto loan rates are fixed, but new borrowers may benefit. Federal student loan rates reset annually, while private loans could see lower rates. Sa... more
Sep 17, 2025 9:25 AM
— Interest Rates
What to Expect From The Fed Today
The bond market has fully priced in a 25bp rate cut by the Fed, with the possibility of a 50bp cut not realistically considered. The volatility at 2pm ET will be driven by the release of the dot plot showing Fed member rate expectations, particularly focusing on the 2025 year-end level. The question is whether the median 2025 dot will be 3.875 or 3.625, impacting market expectations. Fed Chair Pow... more
Sep 17, 2025 9:24 AM
— Mortgage Rates
ICYMI: Mortgage Rates Fall to Three-Year Low
Mortgage rates have decreased to a three-year low, marking the third consecutive week of declines. The average rate on a 30-year fixed mortgage has dropped to 6.13%, the lowest level since late 2022.
Sep 17, 2025 9:24 AM
— Interest Rates
What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
The article discusses how the central bank's interest rate stance impacts various financial products including car loans, credit cards, mortgages, savings, and student loans.
Sep 17, 2025 9:24 AM
— Mortgage Rates
Mortgage interest rates just fell to a 3-year low. Here's why (and what to do now).
Mortgage interest rates have dropped to an average of 6.13%, the lowest level in three years, sparking increased activity in both mortgage loan applications and refinancing. The drop is attributed to the Federal Reserve's rate cut and the bond market's reaction, pulling mortgage costs down. Borrowers are advised to shop around for the best rates, improve credit scores, get preapproved for loans, c... more
Sep 17, 2025 8:26 AM
— Mortgage Lenders
TBA, DPA Tools; HELOC, 2nd, Jumbo, Non-QM News; Union Home/Sierra Pacific Deal
The article discusses how artificial intelligence is becoming more prevalent in the mortgage industry, with new hires relying on AI for various tasks. It also covers various mortgage-related services, software, and tools for lenders and brokers, as well as an acquisition announcement between Union Home Mortgage and Sierra Pacific Mortgage Corporation.
Sep 17, 2025 5:25 AM
— Mortgage Rates
Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply
Mortgage rates dropped to the lowest level since October of last year, leading to a surge in refinances as consumers seek savings in an uncertain economy. Refinance applications jumped 58% compared to the previous week, with the average contract interest rate for 30-year fixed-rate mortgages decreasing to 6.39%. Homebuyers were not as motivated by the drop in rates, with applications for purchasin... more
Sep 16, 2025 3:23 PM
— Interest Rates
WATCH LIVE: Powell holds news conference after Fed’s highly anticipated interest rate decision
The Federal Reserve began a meeting on interest rate policy with a new Trump administration appointee and an official targeted for removal. This meeting is expected to result in a quarter-point reduction in the key rate, which could lead to further declines in borrowing costs for mortgages, car loans, and credit cards.
Sep 16, 2025 2:51 PM
— Mortgage Industry Trends
Why mortgage lenders haven't waited for the Fed to cut rates
Home lenders are anticipating a 25 basis-point cut by the Federal Open Market Committee. Mortgage industry leaders predict changes like the elimination of mundane tasks and more specialized training for AI. Companies are innovating to meet market needs and running promotions to stimulate sectors. Certain cities are highlighted as great options for first-time homebuyers.
Sep 16, 2025 2:23 PM
— Mortgage Rates
Big Shift Toward 5.0 Coupons Continues
Mortgage rates have rapidly decreased in September, with 5.0 UMBS outperforming 5.5 UMBS. The spread between the two coupons is now at the tightest levels since early October 2024, leading to a decrease in rates. Near-term volatility risks are present surrounding the Fed dot plot and upcoming jobs report.
Sep 16, 2025 1:23 PM
— Mortgage Rates
Mortgage rates drop to 3-year low ahead of Fed meeting
Mortgage rates dropped sharply ahead of an expected rate cut by the Federal Reserve. The average rate on the 30-year fixed mortgage reached its lowest level since late 2022. Historical trends suggest that Fed rate cuts in a recessionary environment pull down long-term rates, while cuts in a non-recession environment have less impact on long-term rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.