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News for: Refinance Activity
Showing 1 - 3 of 3 results
Mar 16, 2026 6:52 AM
— Refinance Activity
ICE Mortgage Monitor: Q4 Lending Climbs to 3.5-Year High; Servicer Retention Strengthens
Mortgage originations in the fourth quarter reached 1.44 million, the highest since Q3 2022, with a surge in refinance activity driving lending to its highest level in three and a half years. Servicer retention also climbed to an eight-year high, with refinances accounting for nearly 40% of Q4 lending. Refinance incentives increased while affordability remained at multi-year highs. Equity extracti... more
Mar 12, 2026 8:32 PM
— Refinance Activity
ICE Mortgage Monitor: Q4 Lending Climbs to 3.5-Year High; Servicer Retention Strengthens
Mortgage originations in the fourth quarter of the year reached a 3.5-year high, driven by a surge in refinance activity. Refinances accounted for nearly 40% of lending, with servicer retention also climbing to an eight-year high. The increase in refinance incentives and affordability improvement led to the largest pool of refinance-eligible borrowers since early 2022. Equity extraction remained s... more
Dec 8, 2025 8:32 PM
— Refinance Activity
ICE: Refi Retention Rates Reached 3.5-Year High in Q3
In the third quarter, refinance retention hit a 3.5-year high, with mortgage servicers retaining more than half of borrowers leaving 2024 vintage loans. Rate-and-term retention increased to 37%, while cash-out refinance retention was at 23%. Non-banks retained refinancing borrowers at a higher rate than banks. Rate-and-term refis made up 62% of all refi activity in October. Homeowners who refinanc... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.