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News for: Mortgage Delinquencies
Showing 1 - 8 of 8 results
Mar 30, 2026 12:33 PM — Mortgage Delinquencies
Americans are falling behind on mortgage and student loan payments. Here’s how you can stay ahead
While U.S. consumers are improving credit card and personal loan payment behaviors, mortgage and student loan delinquencies are rising to historically high levels. Mortgage delinquency rates in particular are on the rise, with severe student loan delinquencies increasing significantly. Refinancing options for mortgages and student loans are discussed, as well as the importance of credit scores in ... more
Feb 17, 2026 6:36 AM — Mortgage Delinquencies
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on residential properties increased in the fourth quarter of 2025, with the most significant increase seen in FHA loans. Factors contributing to the rise in delinquencies include the expiration of pandemic-era relief options and disparities in the labor market. Serious delinquencies vary by year of origin, with newer FHA originations showing better performan... more
Feb 13, 2026 9:51 AM — Mortgage Delinquencies
FHA delinquencies rise above 11%
Mortgage delinquency rates have increased in the recent quarter, especially in the lowest-income areas where the 90 or more day delinquency rates rose from 0.5% to nearly 3%. VA- and FHA-backed mortgages played a role in the rise in delinquency rates.
Feb 12, 2026 9:25 AM — Mortgage Delinquencies
MBA: Mortgage delinquency rate rises to 4.26% in Q4
The U.S. mortgage delinquency rate increased to 4.26% in Q4 2025, with FHA loans reaching 11.52%. Serious delinquencies and foreclosure rates also edged higher, according to the Mortgage Bankers Association.
Dec 5, 2025 4:31 PM — Mortgage Delinquencies
Ginnie Mae Loan Delinquencies Reached 9.2 Percent in September
The mortgage delinquency rate for Ginnie Mae loans reached 9.2% as of September 30, which is higher than historical averages but lower than the Great Recession and COVID periods. Lower FICO 'buckets' are approaching COVID-era delinquency levels, indicating potential financial strain for middle credit borrowers. The report suggests that with higher borrowing costs and cost of living, borrowers may ... more
Nov 18, 2025 3:31 PM — Mortgage Delinquencies
MBA: Mortgage Delinquency Rate Increased in Q3, 'Led by Worsening FHA Loan Performance'
The national delinquency rate for mortgage loans increased to 3.99% at the end of the third quarter, with FHA loan performance worsening. Factors contributing to the increase include a softer labor market, personal debt obligations, and rising taxes and fees. States like Arizona, Louisiana, Indiana, Iowa, and Texas saw the largest quarterly increases in delinquency rates.
Nov 15, 2025 11:31 AM — Mortgage Delinquencies
Mortgage delinquency levels rise on softer FHA performance
Mortgage delinquencies increased in the second quarter, with Federal Housing Administration-insurance loans performing poorly. FHA loans were responsible for half of the rise in foreclosure starts and 80% of the increase in active foreclosures in September.
Nov 12, 2025 11:32 AM — Mortgage Delinquencies
FHA loans drive mortgage delinquency increase in Q3 2025
Mortgage delinquencies increased to 3.99% in the third quarter of 2025, with FHA loans playing a significant role. Economic stressors like a weaker labor market and higher homeownership costs are affecting homeowners' ability to make monthly payments.
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