News for: Interest Rates
Showing 1 - 24 of 464 results
Apr 13, 2026 8:34 PM
— Interest Rates
Mortgage Rates Flat, Oil Prices Surge | Today, April 13, 2026
Mortgage rates have remained stable with some upward pressure expected due to economic indicators. Refinancing or tapping into home equity may still be beneficial for homeowners. The average 30-year fixed mortgage rate is at 6.404%. The 15-year fixed rate is at 5.775%, and the 5/1 adjustable rate mortgage is at 5.652%. Various economic reports and events, such as inflation measurements and speeche... more
Apr 10, 2026 9:32 AM
— Interest Rates
War, oil and inflation: What it means for rates
Inflation related to the Iran conflict has caused a panel of economists to moderate their views on growth and rate cuts. The increase in 10-year yields has stopped the decline in US mortgage rates for lenders. Better Mortgage completed warehouse renewals. MBS buying has become a focus, and some Wall Street bond-fund managers warn of underestimating the risk of a slowdown due to the US war in Iran.... more
Apr 10, 2026 8:35 AM
— Interest Rates
One-Third of Homeowners With Low Mortgages Won’t Give Them Up, Survey Finds
A survey found that many current homeowners with low mortgage rates are reluctant to give them up for any reason, with even higher resistance among those with rates under 3%. Some homeowners feel stressed by their mortgage payments and are making sacrifices to afford them. Many borrowers with high rates feel trapped and unaffordable. Overall, more than half of borrowers have regrets about their mo... more
Apr 9, 2026 9:32 AM
— Interest Rates
Mortgage credit hits three-year high entering spring market
Mortgage credit availability is at a three-year high, including an increase in government-sponsored loan products. Nonagency underwriting is expanding, but recent performance issues have affected the public sector. Interest rates for the 30-year fixed mortgage have increased while the 15-year fixed rate has decreased. The conflict in the oil market has impacted bond investors and Treasury yields. ... more
Apr 6, 2026 12:31 PM
— Interest Rates
Mortgage Rates Steady to Slightly Lower
Mortgage rates remained stable with minimal changes from the previous day. The bond market, which influences rate movement, was quiet due to overseas markets being closed for holidays. Financial markets are closely monitoring developments in the Iran war, particularly Trump's deadline for Iran to reopen The Strait of Hormuz.
Apr 3, 2026 6:30 AM
— Interest Rates
We bought a house with a 2.5% mortgage rate a few years ago. Our family's much bigger now, but moving is not an option.
The article discusses a family who purchased a bigger home with a 2.5% interest rate on a 30-year mortgage in 2019 but later felt stuck as they outgrew the house and interest rates rose. They have considered moving to a bigger space with lower interest rates but found the cost increase too high to justify. Instead, they have made various modifications and additions to their current home to make it... more
Mar 31, 2026 8:32 AM
— Interest Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 10.4% from the previous week, with the Refinance Index dropping 17% and the Purchase Index decreasing by 3%. The 30-year mortgage rate increased to 6.57%, the highest level since last August. Purchase applications for FHA and VA loans held up better than those for conventional buyers, likely due to the buyer's market in many parts of the country.
Mar 30, 2026 12:31 PM
— Interest Rates
What are today's mortgage interest rates: March 30, 2026?
Mortgage interest rates increased by approximately half a percentage point this month, despite the Federal Reserve not raising rates. The increase was due to rising geopolitical tensions, overseas conflicts, a rise in the unemployment rate, and stagnant inflation. However, rates are still lower than they were in 2025, and there is potential for movement in April to push rates back down. As of Marc... more
Mar 27, 2026 8:34 AM
— Interest Rates
Mortgage Application Payments Decreased in February, MBA Reports
In February, homebuyer affordability improved as the national median mortgage payment decreased slightly to $2,061. The Mortgage Bankers Association's Purchase Applications Payment Index measures this affordability, which declined over the month and is almost 10% lower than the previous year. Affordability conditions remain challenging in many markets, but there were incremental gains felt across ... more
Mar 26, 2026 12:31 PM
— Interest Rates
Rates Leap to Another Multi-Month High
Mortgage rates have increased to their highest levels in 7-8 months due to global financial markets reacting to the Iran war, resulting in volatility in interest rates.
Mar 26, 2026 9:30 AM
— Interest Rates
War with Iran drives US mortgage rates higher for fourth-straight week
The Fear & Greed Index is a tool that measures the level of fear and greed in the market. It takes into account various factors like stock price momentum, put and call options, and market volatility to gauge investor sentiment.
Mar 25, 2026 12:42 PM
— Interest Rates
Federal Reserve Holds Rate Steady; MBA Economist Mike Fratantoni Weighs In
The Federal Reserve decided to hold interest rates steady in light of ongoing turmoil in the Middle East which has increased uncertainty regarding the economy. Mortgage rates have increased due to longer-term interest rates accounting for the rise in inflation and the reduced likelihood of further Fed cuts. The FOMC projects higher inflation in 2026 with little change in the economic growth outloo... more
Mar 25, 2026 10:33 AM
— Interest Rates
Mortgage applications tumble 10.5% as 30-year rate hits highest level since October
U.S. mortgage application activity dropped significantly in late March due to climbing interest rates, leading to decreased demand for both homebuying and refinancing. The average contract interest rate for a 30-year fixed-rate mortgage increased to its highest level since October 2025, causing borrowers to shift towards adjustable-rate mortgages for payment relief.
Mar 24, 2026 11:30 AM
— Interest Rates
Chances of Fed cutting interest rates fade as inflation worsens
The war in Iran has led to a jump in gas prices which has resulted in higher interest rates for mortgages, auto loans, and business borrowing. The Federal Reserve is no longer expected to cut rates this year, with the possibility of a rate hike looming. The uncertainty created by the war has made it difficult for the Fed to determine its key interest rate, and economists are more concerned about i... more
Mar 24, 2026 7:30 AM
— Interest Rates
Why did mortgage rates go up again?
Mortgage interest rates have fluctuated significantly since the pandemic, reaching their highest level in 2000 in 2023, then dropping to multi-year lows in 2024 and 2025. However, rates have recently risen due to mixed economic news, rising geopolitical tensions, and the Federal Reserve pausing rate cuts. This has caused concerns for homebuyers and owners looking to refinance, but locking in a rat... more
Mar 24, 2026 4:34 AM
— Interest Rates
Federal Reserve Holds Rate Steady; MBA Economist Mike Fratantoni Weighs In
The Federal Reserve decided to hold interest rates steady at their current range due to increased uncertainty in the economy caused by turmoil in the Middle East. The FOMC projections show expectations of higher inflation but little change in economic growth outlook. Mortgage rates have increased slightly, and it is forecasted to range between 6% and 6.5% for the year.
Mar 23, 2026 5:30 AM
— Interest Rates
Mortgage rates today, March 23, 2026
The article discusses the current average interest rates for various types of mortgage loans, including 30-year and 15-year fixed-rate conforming loans, jumbo loans, FHA loans, VA loans, and USDA loans. It also mentions the recent increase in mortgage rates and provides information on how different government-backed mortgage applications have changed. The article emphasizes the importance of compa... more
Mar 23, 2026 3:33 AM
— Interest Rates
UK mortgage interest rates expected to rise despite Trump’s Iran pause
Investors believe that the Bank of England will make two quarter-point increases in interest rates to combat rising inflation. As a result, mortgage rates are expected to rise, with hundreds of mortgage products already being pulled from the market. Financial markets reacted positively to Donald Trump's pause on attacking Iran, but the UK remains vulnerable to inflation. Despite some analysts doub... more
Mar 20, 2026 1:31 PM
— Interest Rates
ARMs offer buyers largest discount in nearly 4 years
Adjustable-rate mortgages are currently offering homebuyers a significant discount, the 30-year fixed-rate mortgage recently dipped below 6%. The housing market is predicted to experience mortgage growth, but the industry has not fully adapted to the disruptions of this decade. Loan officers have been accused of photographing confidential data to avoid detection.
Mar 20, 2026 12:33 PM
— Interest Rates
Mortgage rates are breaking higher — and things can get worse with Iran conflict
The Iran conflict has pushed the 10-year yield to 4.38%, increasing the risk of higher mortgage rates during the spring season. Some doves at the Federal Reserve have turned hawkish, and the bond market is pricing a 50% chance of a rate hike in October. The shifting Fed tone and the ongoing conflict are influencing mortgage rates.
Mar 20, 2026 11:30 AM
— Interest Rates
Mortgage Rates Move Back Above 6.5%
Top tier 30yr fixed mortgage rates have risen back over 6.5%, the highest since September 3rd, 2025, due to the Iran war causing surging fuel costs and central banks reevaluating inflation expectations. Expectations of rate hikes/cuts by global banks are causing rapid changes in mortgage rates in the same direction, leading to increased volatility in the market.
Mar 19, 2026 12:17 PM
— Interest Rates
Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026
Mike Vough from Optimal Blue highlights how borrowers are still anchored to pandemic-era low mortgage rates, influencing both purchase and refinance trends. He discusses the impact of rate sensitivity on borrower behavior and key trends shaping the 2026 mortgage environment.
Mar 19, 2026 4:36 AM
— Interest Rates
Federal Reserve Holds Rate Steady; MBA Economist Mike Fratantoni Weighs In
The Federal Reserve decided to keep interest rates steady amidst uncertainty caused by the recent turmoil in the Middle East. Inflation is expected to increase, leading to a more negative inflation outlook. Mortgage rates have risen due to increased inflation, with forecasts indicating rates will range between 6% and 6.5% this year.
Mar 19, 2026 3:30 AM
— Interest Rates
Interest rates expected to be held due to Iran war
The article discusses how the war in Iran is expected to lead the Bank of England to hold interest rates at 3.75%. The conflict has caused uncertainty in the markets and a surge in oil prices, leading to increased costs in energy, petrol, and heating oil. The Bank is expected to assess the duration and severity of the economic impacts before making any changes to the interest rate. Market uncertai... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.