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News for: Home Equity Lines of Credit (HELOCs)
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Mar 17, 2026 9:30 AM
— Home Equity Lines of Credit (HELOCs)
HELOCs are changing — and some homeowners may not like the new rules
Home equity lines of credit (HELOCs) have become less flexible in recent years as new lenders entering the market are requiring borrowers to withdraw a large portion of their credit line up front. This change eliminates the ability to pay interest only on what is needed and may lead to higher minimum draws, fees based on inactivity, and higher likelihood of delinquent payments. The study has shown... more
Jan 27, 2026 9:00 AM
— Home Equity Lines of Credit (HELOCs)
Is a Variable Rate HELOC Too Risky in Today’s Market?
The article discusses the risks and benefits of a variable-rate Home Equity Line of Credit (HELOC). It explains how HELOC rates change, factors to consider before getting a HELOC, potential risks of rate increases, and strategies to mitigate those risks, including paying down the principal, locking in a fixed rate, and using a home equity loan instead.
Oct 20, 2025 2:33 AM
— Home Equity Lines of Credit (HELOCs)
HELOC rates today, October 20, 2025: Rates have been falling since mid-September
The average HELOC interest rate is currently 7.75%, down from earlier in the year. Homeowners have significant equity in their homes. HELOC interest rates are different from primary mortgage rates, and lenders offer flexible pricing on second mortgage products. The best time to get a HELOC is when you have a low primary mortgage rate and equity in your home.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.