News for: National Mortgage News
Showing 1 - 24 of 402 results
Jun 25, 2026 9:43 AM
— Mortgage Rates
No mortgage rate cooldown for buyers this summer
Mortgage rates are currently in the mid-6% range with little indication of falling below 6% soon, as monetary policy discussions suggest a hawkish stance. Recent economic indicators, including the June jobs report and inflation data, are influencing forecasts for interest rates. Although mortgage applications have seen a slight rise, the 30-year fixed mortgage rate remains elevated compared to ear... more
Jun 17, 2026 1:43 PM
— Mortgage Rates
Mortgage applications dip down as rates hold steady
Mortgage activity decreased last week, with rates remaining steady in the mid 6% range, according to the Mortgage Bankers Association. The Market Composite Index showed a 1.7% increase in mortgage applications for the week ending May 8. While the 30-year fixed mortgage rate initially spiked, it later fell as geopolitical events influenced the 10-year Treasury yield. Overall, the mortgage rates hav... more
Jun 11, 2026 9:41 AM
— Mortgage Rates
Mortgage rates resume rise on jobs, inflation data
Mortgage rates in the U.S. increased by 4 basis points this week as economic indicators indicate growth in employment and inflation. The article also briefly mentions various topics related to mortgage lending, including the rise of DSCR loans and the potential risks associated with them, along with the incorporation of artificial intelligence in streamlining mortgage processes.
May 18, 2026 4:38 AM
— Mortgage Lending
MBA adjust forecasts for a 2027 federal rate hike
The Mortgage Bankers Association expresses concerns about the short-term effects of inflation, predicting potential growth setbacks and a federal rate hike in 2027. However, it anticipates that lenders will still experience an increase in loan volumes this year. The article also highlights successful loan originators sharing their strategies for maintaining deal flow in the previous year.
May 7, 2026 9:34 AM
— Mortgage Rates
Mortgage rates rise, but there are signs of moderation ahead
The 30-year fixed rate mortgage increased by 7 basis points this week according to Freddie Mac, though this week’s increase is set against a backdrop of broader market uncertainties, including inflation data and geopolitical tensions. Despite a recent decline of 7 basis points, the rate remains over 20 basis points higher than its lowest in February. Analysts suggest that investor sentiment about ... more
Apr 22, 2026 12:32 PM
— Housing Market
D.R. Horton, NVR, Taylor Morrison, M/I Homes earnings recap for mortgage lenders
Major U.S. homebuilders reported significant year-over-year declines in net income for the period ended March 31. The war in the Middle East is exacerbating challenges faced by the construction industry, such as elevated mortgage rates, labor constraints, and higher material prices. Despite a period of lower rates, the pace of applications and closings on new construction has fallen, with average ... more
Apr 21, 2026 12:31 PM
— Reverse Mortgages
Reverse mortgage clients face growing budget deficits
Seniors are increasingly turning to reverse mortgages due to the struggle of keeping up with the costs of living according to a new industry report.
Apr 21, 2026 8:31 AM
— Mortgage Rates
Home sales soared in March before rates climbed back up
Home sales surged last month due to mortgage rates hitting their lowest March level in years. Adjustable rate mortgages accounted for 12% of total home loan volume, reaching the highest share since October 2022.
Apr 17, 2026 4:32 PM
— Housing Market
HOA liens have surged amid rising owner costs
Homeowners associations filed a large number of liens in 2025, indicating growing consumer financial stress, particularly in certain regions. Developers like D.R. Horton Inc., Lennar Corp., and KB Home missed expectations due to conflict in the Middle East. Some borrowers applied for cash-out refis due to misleading bank marketing. Litigations are rising, with concentrates in Florida, California, ... more
Apr 17, 2026 11:44 AM
— Mortgage Lenders
Lock-in effect drives home renovation boom, Redfin says
Homeowners are choosing to renovate their homes instead of moving due to mortgage rates still being above 6%. In other news, various mortgage companies are making warehouse renewals, providing new digital access platforms, defending against claims and implementing AI tools for automation.
Apr 16, 2026 4:31 PM
— Mortgage Lending
Regulator: Bank misled veterans on VA loan refinances
Federal officials have ordered a community bank and national mortgage lender to investigate alleged misconduct targeting Department of Veterans Affairs borrowers. The mortgage lender claims an originator shared confidential company financials with competitors, leading to staff resignations and legal actions.
Apr 16, 2026 9:40 AM
— Mortgage Rates
Mortgage rates hit 4-week low on Iran conflict news
Mortgage rates have dropped to their lowest point in four weeks due to news that the conflict with Iran might be resolved. The 30-year fixed rate has increased by 11 basis points for two weeks in a row, influenced by oil price hikes from the conflict. Additionally, the conflict briefly pushed oil prices above $100 a barrel, impacting bond investors and the 10-year Treasury yield. Despite some fluc... more
Apr 16, 2026 7:31 AM
— Mortgage Technology and Artificial Intelligence
Dark Matter names AI-focused CEO, cuts staff
Dark Matter Technologies has promoted its chief technology officer Vikas Rao to CEO to better position itself in the artificial intelligence age. AI tools like Calyx Path's integration with Friday Harbor and Dark Matter's Ask Aiva are being used to improve efficiency in mortgage underwriting and loan origination. Despite the growing presence of AI in the housing market, many buyers still prefer wo... more
Apr 14, 2026 11:35 AM
— Mortgage Lending
Chase, Wells mortgage slump: what it means for non-banks
Quarter-to-quarter mortgage production at JPMorgan Chase and Wells Fargo declined significantly more than predicted by the Mortgage Bankers Association. Accounting rules on loan lock timing impacted nonbank mortgage profits. The 30-year fixed-rate mortgage dropped below 6%, leading to an increase in purchase borrowers. Adjustable rate mortgages saw a rise in market share in March.
Apr 14, 2026 2:34 AM
— Mortgage Rates
Spring purchase activity jumps despite climbing rates
Purchase activity increased at the beginning of the spring market despite rising rates. The mortgage rates fell below 6% for the first time since 2022, prompting more borrowers to enter the market. Some lenders experienced a significant reduction in mortgage originations, while others offered rate discounts for both refinance and purchase applications. Additionally, a significant percentage of Gen... more
Apr 13, 2026 9:32 AM
— Mortgage Lenders
Why remodelers aren't panicking about rising rates
Rising mortgage rates are impacting homebuyers and existing home sales, but remodelers are not too affected by it. Better Mortgage completed warehouse renewals and Wolters Kluwer introduced a new way to access its digital vault platform. Newly minted doctors face challenges in buying homes due to student debt and job history. Nonbank mortgage profits were affected by accounting rules on loan lock ... more
Apr 10, 2026 9:32 AM
— Interest Rates
War, oil and inflation: What it means for rates
Inflation related to the Iran conflict has caused a panel of economists to moderate their views on growth and rate cuts. The increase in 10-year yields has stopped the decline in US mortgage rates for lenders. Better Mortgage completed warehouse renewals. MBS buying has become a focus, and some Wall Street bond-fund managers warn of underestimating the risk of a slowdown due to the US war in Iran.... more
Apr 9, 2026 10:32 AM
— Mortgage Rates
Iran ceasefire brings brief reprieve for mortgage rates
Mortgage rates reached a 6.46% high this week, the highest since September, due to concerns over the Iran War. Applications fell by 10.4% and sellers now outnumber buyers by 46%. The conflict pushed oil prices above $100 a barrel which impacted bond investors and the 10-year Treasury yield. Mortgage rates have been fluctuating in response to the events.
Apr 9, 2026 9:32 AM
— Interest Rates
Mortgage credit hits three-year high entering spring market
Mortgage credit availability is at a three-year high, including an increase in government-sponsored loan products. Nonagency underwriting is expanding, but recent performance issues have affected the public sector. Interest rates for the 30-year fixed mortgage have increased while the 15-year fixed rate has decreased. The conflict in the oil market has impacted bond investors and Treasury yields. ... more
Apr 8, 2026 8:32 AM
— Mortgage Lenders
TCPA lawsuits hit nine more mortgage lenders
Consumers are filing lawsuits over spam calls and messages, newly minted doctors are struggling to buy homes due to student debt, job history, and underwriting criteria, with bills in Congress, capital rules, and GSE reform posing benefits and risks for Independent Community Banker of America members. Mortgage One is accused of using an artificial intelligence voice agent for outbound solicitation... more
Apr 8, 2026 7:42 AM
— Mortgage Rates
Rate lock-in: 1 in 3 owners won't budge at any price
Recent reports show that mortgage rates have been rising, causing many homeowners to hold onto their current rates. There have been lawsuits and investigations related to lending laws, with some courts expanding the statute of limitations. Companies like Newrez and Luminate Home Loans are facing enforcement actions. Industry experts emphasize the importance of specialized data to mitigate risks, b... more
Apr 7, 2026 12:32 PM
— Mortgage Servicing Violations
Newrez faces $4.2M penalty for servicing violations
Washington State regulators are proposing a financial penalty against Newrez for multiple mortgage servicing violations resulting from consumer complaints. The case has been sent to a lower court for further review. Additionally, a separate mortgage servicing company is being added by Mike Kortas, who will also be hiring NEXA loan officers to assist in providing customer insights. Five nonbanks ha... more
Apr 6, 2026 1:34 PM
— Reverse Mortgages
FOA launches new reverse mortgage line of credit product
Reverse mortgage lender Finance of America reported a decrease in net income, while borrower equity fell year over year. However, HECM endorsements rose, indicating older homeowners are still accessing their home equity.
Apr 6, 2026 10:34 AM
— Mortgage Rates
Spring's hot housing market just ran into a problem
The spring homebuying season started strong due to improved affordability and increased inventory, but the recent rise in mortgage rates has caused some buyers to be pushed out of the market.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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