Mortgage News
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News for: MBA Newslink
Showing 1 - 24 of 128 results
Apr 14, 2026 12:36 PM
— Mortgage Rates
Why Remodelers Aren’t Panicking About Rising Rates
Rising mortgage rates are impacting homebuyers and existing home sales, but remodelers are not as affected and are even welcoming the change.
Apr 10, 2026 8:35 AM
— Interest Rates
One-Third of Homeowners With Low Mortgages Won’t Give Them Up, Survey Finds
A survey found that many current homeowners with low mortgage rates are reluctant to give them up for any reason, with even higher resistance among those with rates under 3%. Some homeowners feel stressed by their mortgage payments and are making sacrifices to afford them. Many borrowers with high rates feel trapped and unaffordable. Overall, more than half of borrowers have regrets about their mo... more
Apr 7, 2026 5:33 AM
— Housing Market
Jump in Pending Home Listings Defies March Rise in Mortgage Rates
Despite rising mortgage rates increasing financing costs for borrowers, there was a surge in the share of active listings that became newly pending in March, reaching the highest level in the past five years according to Zillow's data.
Apr 1, 2026 12:33 PM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 10.4% from the previous week, with the Refinance Index dropping 17% and the Purchase Index declining by 3%. The 30-year mortgage rate increased to 6.57%, the highest since last August, leading to decreased application volumes. The FHA and VA loan applications held up better than conventional buyers, and the overall economic uncertainty is impacting buyer confiden... more
Mar 31, 2026 10:34 AM
— Mortgage Rates
Mortgage Rates Drop Meaningfully Over The Weekend
The average top-tier 30yr fixed rate remains over 6.5% after being under 6% just a month ago, but rates recovered over the weekend.
Mar 31, 2026 8:32 AM
— Interest Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 10.4% from the previous week, with the Refinance Index dropping 17% and the Purchase Index decreasing by 3%. The 30-year mortgage rate increased to 6.57%, the highest level since last August. Purchase applications for FHA and VA loans held up better than those for conventional buyers, likely due to the buyer's market in many parts of the country.
Mar 27, 2026 12:42 PM
— Housing Market
Redfin: Americans Over 70 Holding More Real Estate Wealth
Americans 70-plus years old held 26% of America’s real estate wealth as of Q3 2025, a sharp increase from 20 years ago when they held just 16.6%. The group has seen consistent real estate wealth gains, surpassing the 40-54 age group in Q2. Younger Americans are finding it harder to break into homeownership due to rising home prices and mortgage rates.
Mar 27, 2026 12:41 PM
— Housing Market
Mortgage Application Payments Decreased in February, MBA Reports
In February, homebuyer affordability improved as mortgage rates slightly decreased, resulting in lower monthly payments for purchase applicants. The Mortgage Bankers Association's Purchase Applications Payment Index (PAPI) declined over the month, indicating reduced payments and steady income growth. Despite concerns about rising mortgage rates due to turmoil in the Middle East, affordability cond... more
Mar 27, 2026 12:41 PM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 10.5% from the previous week. Refinance applications decreased by 15%, while purchase applications decreased by 5%. Mortgage rates rose to 6.43%, with the refinance share of mortgage activity falling to 49.6%.
Mar 27, 2026 8:34 AM
— Interest Rates
Mortgage Application Payments Decreased in February, MBA Reports
In February, homebuyer affordability improved as the national median mortgage payment decreased slightly to $2,061. The Mortgage Bankers Association's Purchase Applications Payment Index measures this affordability, which declined over the month and is almost 10% lower than the previous year. Affordability conditions remain challenging in many markets, but there were incremental gains felt across ... more
Mar 27, 2026 8:33 AM
— Mortgage Rates
Mortgage Demand Drops More than 10% as Rates Hit the Highest Level Since October
Mortgage rates increased last week to the highest point since last fall, leading to a 10.5% drop in total mortgage application volume according to the Mortgage Bankers Association.
Mar 26, 2026 12:42 PM
— Mortgage Rates
Mortgage Demand Drops More than 10% as Rates Hit the Highest Level Since October
Mortgage rates increased last week to the highest level seen since last fall, leading to a significant decline in mortgage demand. Total mortgage application volume fell by 10.5% compared to the previous week, as reported by the Mortgage Bankers Association.
Mar 25, 2026 3:33 PM
— Mortgage Rates
Mortgage Demand Drops More than 10% as Rates Hit the Highest Level Since October
Mortgage rates increased last week, leading to a significant drop in mortgage demand. Total mortgage application volume decreased by 10.5% compared to the previous week.
Mar 25, 2026 12:42 PM
— Interest Rates
Federal Reserve Holds Rate Steady; MBA Economist Mike Fratantoni Weighs In
The Federal Reserve decided to hold interest rates steady in light of ongoing turmoil in the Middle East which has increased uncertainty regarding the economy. Mortgage rates have increased due to longer-term interest rates accounting for the rise in inflation and the reduced likelihood of further Fed cuts. The FOMC projects higher inflation in 2026 with little change in the economic growth outloo... more
Mar 24, 2026 8:33 PM
— Refinancing
Redfin: 20% of Homeowners With a Mortgage Could Save Money by Refinancing
Redfin's new report shows that 19.8% of homeowners with mortgages could save money by refinancing, up from 7% last year. Only 9.1% of eligible homeowners have done so, the lowest percentage since 2020. Homeowners refinanced $223 billion in Q1, but could have refinanced $2.24 trillion based on those who didn't refinance. Only 1.8% of all mortgaged homeowners in the U.S. refinanced in Q1.
Mar 24, 2026 4:34 AM
— Interest Rates
Federal Reserve Holds Rate Steady; MBA Economist Mike Fratantoni Weighs In
The Federal Reserve decided to hold interest rates steady at their current range due to increased uncertainty in the economy caused by turmoil in the Middle East. The FOMC projections show expectations of higher inflation but little change in economic growth outlook. Mortgage rates have increased slightly, and it is forecasted to range between 6% and 6.5% for the year.
Mar 21, 2026 4:35 AM
— Mortgage Rates
Redfin: 20% of Homeowners With a Mortgage Could Save Money by Refinancing
Redfin's new report shows that 19.8% of homeowners with a mortgage could save money by refinancing, up from 7% last year. Only 9.1% of eligible homeowners have actually refinanced in Q1, the lowest percentage since early 2020. Homeowners could have refinanced $2.24 trillion in home loans based on those who are 'in the money' but didn't. Refinancing now could significantly lower monthly payments an... more
Mar 19, 2026 4:36 AM
— Interest Rates
Federal Reserve Holds Rate Steady; MBA Economist Mike Fratantoni Weighs In
The Federal Reserve decided to keep interest rates steady amidst uncertainty caused by the recent turmoil in the Middle East. Inflation is expected to increase, leading to a more negative inflation outlook. Mortgage rates have risen due to increased inflation, with forecasts indicating rates will range between 6% and 6.5% this year.
Mar 18, 2026 6:32 PM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 10.9% from the previous week, with the Refinance Index dropping by 19%. The purchase index saw a 1% increase. Mortgage rates increased, with the 30-year fixed rate reaching 6.3%. Despite the higher rates, purchase applications remained steady. The refinance share decreased to 52.3% of total applications, while the FHA and VA shares increased.
Mar 18, 2026 4:35 PM
— Mortgage Rates
Optimal Blue Reports Purchase Demand Rebounding
Optimal Blue reported a significant increase in lock activity in February due to lower mortgage rates, leading to a rise in purchase borrowers entering the market. Mortgage rates declined across all major products, with the OBMMI 30-year conforming fixed rate finishing the month at 5.90%. Refinance activity remained strong, accounting for 41% of total lock volume, with volume trends showing a rebo... more
Mar 17, 2026 6:32 PM
— Interest Rates
What Homebuyers Should do as Mortgage Rates Rise Again
Mortgage rates rose last week due to a combination of uneven unemployment and inflation reports and ongoing geopolitical uncertainty. The chances of an interest rate cut at the upcoming Federal Reserve meeting are less than 1%, prompting homebuyers to consider alternative options to secure an affordable interest rate.
Mar 16, 2026 7:32 PM
— Interest Rates
What Homebuyers Should do as Mortgage Rates Rise Again
Mortgage rates rose last week after declining into the 5% range in February due to a combination of factors including uneven unemployment and inflation reports, as well as ongoing geopolitical uncertainty. The chances of an interest rate cut at the upcoming Federal Reserve meeting are now less than 1%, prompting homebuyers to explore alternative options to secure an affordable interest rate.
Mar 16, 2026 5:33 PM
— Housing Market
Harvard JCHS: Did Mortgages With Locked-in Low Rates Lead to Rising House Prices?
A recent report from Harvard University found that rising interest rates reduced the supply of homes as owners with low interest rate mortgages chose to keep their homes instead of selling. This phenomenon, known as rate lock, increased house prices and offset the negative effects of reduced housing demand when interest rates rise. The report also highlighted the importance of expanding housing su... more
Mar 16, 2026 6:52 AM
— Refinance Activity
ICE Mortgage Monitor: Q4 Lending Climbs to 3.5-Year High; Servicer Retention Strengthens
Mortgage originations in the fourth quarter reached 1.44 million, the highest since Q3 2022, with a surge in refinance activity driving lending to its highest level in three and a half years. Servicer retention also climbed to an eight-year high, with refinances accounting for nearly 40% of Q4 lending. Refinance incentives increased while affordability remained at multi-year highs. Equity extracti... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.