Mortgage News
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News for: MBA Newslink
Showing 1 - 24 of 172 results
Oct 16, 2026 12:48 PM
— Mortgage Lending
MBA Advocacy Update: MBA, FirstHome IQ Launches Homebase to Support Loan Officer Development and Engagement
The Mortgage Bankers Association announced initiatives and leadership updates at its annual conference. MBA and FirstHome IQ launched Homebase, a professional-development and industry-engagement platform for mortgage loan officers. MBA also issued a policy roadmap proposing regulatory and administrative steps to reduce homeownership and rental costs, expand responsible credit access, and support h... more
Oct 16, 2026 12:01 PM
— Mortgage Lending
The Score That Keeps Mortgages Moving (sponsored by FICO)
FICO argues that accurate, consistent credit scoring is essential across the mortgage lifecycle and supports modernizing FHA underwriting with newer models and data, including trended credit and rental payment history. It says independent Milliman analyses found FICO Score 10T more predictive than VantageScore 4.0, especially for first-time FHA buyers and during periods of higher defaults. The art... more
Oct 16, 2026 5:49 AM
— Mortgage Rates
Optimal Blue: Non-QM Bucks the September Slowdown as Mortgage Rates Surge
Optimal Blue reported that total mortgage rate-lock volume fell in September as rates rose, but non-QM lending grew 8% month over month and made up 12% of production. Purchase activity remained relatively steady, while adjustable-rate mortgages reached a record 14% share of locks in the firm’s data. The 30-year conforming mortgage rate ended the month at 7.39%, and the 10-year Treasury yield reach... more
Oct 13, 2026 7:37 AM
— Mortgage Lending
MBA Forecast: Mortgage Originations to Decrease 5% in 2027 as Mortgage Rates Remain Above 7%
The Mortgage Bankers Association (MBA) predicts a 5% decrease in total single-family mortgage origination volume for 2027, dropping to just under $2 trillion. Purchase originations are expected to rise by 0.8% to $1.42 trillion, while refinance originations are forecast to drop by 17% to $571 billion. The forecast highlights ongoing economic challenges with elevated interest rates, persistent infl... more
Oct 12, 2026 12:00 AM
— Interest Rates
Bank Earnings This Week Could Offer Clues to Impact of Fed’s Rate Hike
JPMorgan Chase, Goldman Sachs, Wells Fargo, and Citigroup are set to report their third-quarter earnings, which will provide insights into the impact of the Federal Reserve's interest rate hikes and the increasing long-term bond yields on the economy.
Oct 11, 2026 12:00 AM
— Mortgage Lending
MBA Forecast: Mortgage Originations to Decrease 5% in 2027 as Mortgage Rates Remain Above 7%
The Mortgage Bankers Association projects a 5% decline in total single-family mortgage origination volume to just under $2 trillion in 2027, following a forecasted $2.1 trillion in 2026. Purchase originations are expected to rise slightly by 0.8% to $1.42 trillion, while refinance originations will drop 17% to $571 billion. The chief economist, Mike Fratantoni, indicated that elevated interest rat... more
Oct 10, 2026 12:00 AM
— Mortgage Lending
ARM Demand Hits Nearly Four-Year High, ICE Reports
Adjustable-rate mortgages (ARMs) are gaining popularity as mortgage rates increase, with ARMs comprising nearly 11% of rate locks, the highest share in nearly four years. Despite this, active ARMs represent only 5.6% of the total mortgage market, with many newer ARMs still in their introductory periods. The report by ICE highlights that most ARMs adjusting now were originated over a decade ago, an... more
Oct 9, 2026 12:52 PM
— Mortgage Lending
MBA Advocacy Update: MBA and Industry Trades Recommend Uniform Appraisal Review Standard
The Mortgage Bankers Association (MBA), along with various housing and financial services trade associations, is recommending a uniform appraisal review standard to streamline compliance for lenders and enhance consistency for borrowers. Additionally, the FHA has updated its policy to include alternative credit score models, VantageScore 4.0 and FICO Score 10T, which will broaden access to mortgag... more
Oct 9, 2026 12:00 AM
— Mortgage Lending
MBA NewsLink Q&A: JLL’s Stuart Miller on the Firm’s New Data Center Report
The North American data center market has seen unprecedented growth, absorbing 25 GW in the first half of 2026, which is significantly higher than previous years. The demand is driven by AI adoption and cloud expansion, with 99% occupancy and a majority of new construction precommitted. Valuation risk is increasingly influenced by community acceptance, where strong local support can lead to higher... more
Oct 8, 2026 10:48 AM
— Mortgage Lending
Payrolls–and Unemployment Rate–Tick Upward in September
In September, the U.S. job market showed signs of weakness, with only 29,000 jobs added, and previous months' figures revised down by 60,000. The unemployment rate rose to 4.2% as more people sought work, while wage growth slowed to 3%. Key sectors like health care, hospitality, and government reported slower growth, and the construction sector, especially nonresidential, saw job increases. MBA Ch... more
Oct 7, 2026 10:18 PM
— Mortgage Lending
The AI Examination Has Arrived: What Mortgage Companies Must Be Able to Prove
The article could not be accessed as the link is broken or the page has been removed.
Oct 7, 2026 10:54 AM
— Mortgage Lending
Certification is Not Control: What Quality Discipline Adds to AI Governance in Mortgage
The article discusses the importance of governance frameworks for the use of artificial intelligence (AI) and machine learning in mortgage operations, as mandated by Fannie Mae and Freddie Mac. It highlights the need for rigorous quality control and model validation practices to ensure that AI tools work effectively in daily operations. Roberta Pek emphasizes the significance of documenting errors... more
Oct 7, 2026 12:00 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications have seen a 4.2% decrease from the previous week, as reported by the Mortgage Bankers Association. The Market Composite Index, which tracks mortgage loan application volume, decreased significantly, with the Refinance Index down by 8% compared to the prior week and 56% lower than the same time last year. Meanwhile, the 30-year fixed mortgage rate has risen to 7.49%, its highe... more
Oct 7, 2026 12:00 AM
— Mortgage Lending
ARM Demand Hits Nearly Four-Year High, ICE Reports
Adjustable-rate mortgages (ARMs) are gaining popularity as mortgage rates rise, reaching nearly 11% of rate locks, the highest in nearly four years. With the Conforming 30-year Fixed Rate Index exceeding 7% on Sept. 18, ARMs are seen as relief for borrowers facing higher fixed rates, though only 5.6% of active mortgages are ARMs. Most ARMs remain in their introductory periods, with only a third cu... more
Oct 6, 2026 8:09 PM
— Mortgage Lending
Multifamily Underwriting and Investment Analysis, Nov. 2-23
The Multifamily Underwriting & Investment Analysis course provides participants with a practical understanding of underwriting and evaluating multifamily real estate investments. It covers fundamental concepts such as property types, income analysis, valuation through income capitalization techniques, and the risks associated with multifamily lending. The course is structured to help participants ... more
Oct 6, 2026 8:06 PM
— Mortgage Lending
FHA Commissioner Nominee Jones Targets Cost Reductions
Matt Jones, the nominee for commissioner of the FHA under the Trump administration, aims to focus on reducing both mortgage and housing costs if he is confirmed in the role.
Oct 6, 2026 8:06 PM
— Interest Rates
High Interest Rates Aren’t Slowing the A.I. Boom. That’s a Problem for the Fed.
The article discusses how rising borrowing costs are impacting households and businesses, yet they have not significantly reduced investment enthusiasm in A.I. infrastructure, which is contributing to inflation.
Aug 13, 2026 11:00 PM
— Mortgage Rates
July CPI Eases Mortgage-Rate Risk, But Doesn’t Promise Relief
Consumer inflation increased by only 0.1% in July, which alleviates the urgency for a Federal Reserve interest rate hike in September, while current mortgage rates are staying close to their peak levels for the year.
Jul 31, 2026 4:56 PM
— Mortgage Rates
Mortgage Rates Keep Rising, When Will It End?
Mortgage rates have increased by 8 basis points, reaching their highest level in nearly a year, according to the Freddie Mac Primary Mortgage Market Survey reported on July 30, 2026.
Jul 30, 2026 4:56 PM
— Mortgage Rates
Mortgage Rates Keep Rising, When Will It End?
Mortgage rates have increased by 8 basis points, reaching their highest levels in almost a year according to the Freddie Mac Primary Mortgage Market Survey.
Jul 9, 2026 5:01 AM
— Mortgage Servicing Rights
NewsLink Q&A With BSI’s Larry Goldstone: Why Servicing Performance is a Capital Markets Issue
Larry Goldstone, president of Capital Markets & Lending at BSI Financial Services, discusses the evolving mortgage servicing rights (MSR) market, highlighting the significant impact of recapture economics on MSR cash flows and valuation. Short-term interest rates have declined, impacting float income, but overall MSR values have remained stable. Prepayments are identified as the leading driver of ... more
Jul 1, 2026 8:56 AM
— Mortgage Rates
How a Tight-Lipped Fed Could Lead to Higher Mortgage Rates
The article discusses the impact of the Federal Reserve's communication on the mortgage market, particularly focusing on the implications of reduced verbal guidance from the Fed. Such changes can significantly influence investor sentiment and mortgage rates, as the market relies heavily on the Fed's statements.
Jun 29, 2026 4:56 AM
— Mortgage Rates
No Mortgage Rate Cooldown for Buyers This Summer
Mortgage rates are currently around the mid-6% range as we enter summer 2026, with experts acknowledging the persistence of this new rate environment.
Jun 25, 2026 11:54 AM
— Mortgage Rates
No Mortgage Rate Cooldown for Buyers This Summer
Mortgage rates have settled in the mid-6% range as the summer of 2026 approaches, and experts are adjusting to this new rate environment.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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