Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Investopedia
Showing 1 - 24 of 42 results
Apr 11, 2026 8:30 AM
— Mortgage Lending
Mortgage Rates Drop Nearly a Third of a Point as Iran Tensions Ease
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Mar 3, 2026 8:30 AM
— Mortgage Rates
Mortgage Rates Are at Their Lowest Level in Years—Here’s What a 30-Year Loan Costs in All 50 States
Nationwide mortgage rates have dropped to their lowest level since September 2022, with the average rate for a 30-year fixed mortgage varying across states. Factors such as lender competition, borrower credit profiles, loan size, and local regulations contribute to these differences. While the national average is currently at 5.98%, 30-year fixed mortgage rates range from 6.08% to 6.11% in states ... more
Jan 29, 2026 12:30 PM
— Housing Market
Trump Wants Lower Mortgage Rates, Not Cheaper Houses
President Trump's recent proposals to improve housing affordability focus on lower mortgage rates to help existing homeowners without decreasing housing values. Some economists question if affordability can truly be improved without lowering home prices. Increasing housing supply may lower prices but could disrupt existing homeowners' wealth. Trump's measures to lower borrowing costs and increase ... more
Jan 4, 2026 4:31 AM
— Interest Rates
What to Expect in Markets This Week: Investors Watching Venezuela Developments, Awaiting Jobs Report, Other Economic Data, Earnings Reports
Over the weekend, the U.S. launched a military strike on Venezuela, leading to geopolitical uncertainty. Investors are also watching for employment data that could impact interest rates. Reports delayed by the government shutdown will also be released this week, including data on housing starts, factory orders, and the U.S. trade deficit. The Federal Reserve may consider more interest rate cuts ba... more
Jan 4, 2026 4:30 AM
— Mortgage Rates
Should You Buy a House in 2026? Here's What's Ahead
Home sales remained low in 2025 due to high housing costs and elevated mortgage rates, but some improvement in housing affordability is expected in 2026. Mortgage rates peaked at over 7% in early 2025 and have slightly eased. Experts project rates to remain between 6% and 6.5% in 2026. High housing prices vary across the US, with some areas being more affordable. Borrowers are turning to adjustabl... more
Jan 3, 2026 4:31 AM
— Housing Market
The 2025 Housing Affordability Crisis in Charts: What Changed and What Didn't
The housing market in 2025 did not become more affordable as challenges of high costs continued across the country. Experts predict gradual improvements in affordability in 2026, with some relief for house hunters, but many still struggling to find better buying conditions. Inventory levels increased in 2025 as mortgage rates approached 7%, but slowed down later in the year. Forecast for 2026 incl... more
Jan 2, 2026 2:30 AM
— Housing Market
Here's How Much Mortgage Rates Must Fall To Make Housing Affordable for Buyers
Some housing markets in big cities like New York, Los Angeles, and Miami are so expensive that even a 0% mortgage rate wouldn't make homes affordable. On the other hand, places like Pittsburgh, Birmingham, and Detroit have lower home prices, and buyers could still afford homes even with higher mortgage rates.
Jan 1, 2026 1:30 AM
— Housing Market
Trump Promises 'Aggressive' Housing Reforms in 2026. Here's What We Know So Far
President Donald Trump has promised housing market reforms in order to address high costs and limited supply. Proposed reforms could include policies to lower mortgage payments, reduce closing costs, standardize building codes, and lower tariffs on construction products. Trump is also considering creating a 50-year mortgage loan to lower monthly payments. Additionally, bipartisan legislation is be... more
Dec 31, 2025 7:30 AM
— Interest Rates
What's the Outlook for Interest Rates in 2026?
The Federal Reserve is considering cutting interest rates in 2026, but this may not result in equal reductions in consumer borrowing costs. Credit card APRs could fall somewhat, auto loan rates may take longer to decrease, and high-yield savings accounts are offering lower interest rates. Mortgage rates, particularly fixed-rate mortgages, may not decrease following a Fed rate cut, as they are tied... more
Dec 29, 2025 9:30 AM
— Mortgage Rates
Will Mortgage Rates Finally Fall in 2026? Here’s What the Latest Forecasts Show
Experts predict that mortgage rates will likely remain in the lower 6% range throughout 2026. Waiting for Federal Reserve cuts to lower rates is risky as they may not directly determine mortgage rates. Even though lower rates may attract more buyers, increased demand and limited inventory could lead to heightened competition in the housing market.
Dec 28, 2025 4:30 AM
— Interest Rates
How Bond Markets Could Keep Mortgage Rates High
Analysts are predicting that long-term rates may remain high in 2026 even as the Federal Reserve cuts interest rates. This could lead to borrowing costs remaining expensive for homebuyers and businesses, despite Fed rate cuts. The bond market is showing signs of 'easing paradox' where long-term rates are not decreasing in response to short-term rate cuts by the Fed. Some economists foresee the 10-... more
Dec 25, 2025 8:30 AM
— Housing Market
Will Your Home's Value Rise in 2026? Experts Weigh In on Market Trends
Economists predict that home values will likely increase in 2026, with varying projections from different sources such as the National Association of Realtors, Fannie Mae, and Zillow. Housing price growth is expected to slow down due to an increase in housing supply and mortgage rates expected to remain around 6% in 2026. Different locations are experiencing different housing market trends, with s... more
Dec 20, 2025 7:30 AM
— Home Equity
I Have $700K in Home Equity, but a $500K Mortgage. Can I Use the Equity to Pay Down My Home Loan?
The rise in home values has led to a surge in home equity for many homeowners. While it is possible to use home equity to pay down a mortgage, it may not be the most beneficial option as it often results in trading mortgage debt for home equity debt with potentially higher interest rates. Lenders typically charge interest on home equity financing, and borrowing against home equity should be carefu... more
Dec 16, 2025 12:30 PM
— Mortgage Lenders
More Homebuyers Are Using the Mortgage Option That Set Off the 2008 Housing Crisis
High mortgage rates have led some homebuyers to turn to adjustable-rate mortgages (ARMs) with fixed introductory rates that later adjust based on market conditions, typically higher. However, better lending standards are minimizing the risks associated with these loans. ARMs are becoming more popular as borrowers seek short-term affordability in the face of high interest rates, tight housing suppl... more
Dec 2, 2025 1:30 PM
— Mortgage Rates
Falling Mortgage Rates Are Near a 2025 Low—Should You Lock In Now or Wait for the Fed?
30-year new-purchase mortgage rates have fallen to almost their lowest level since October 2024, currently standing at 6.39%. The Federal Reserve is expected to announce another rate cut next week, but it's important to note that mortgage rates are influenced by various factors such as inflation trends, housing demand, and the bond market, and may not necessarily drop after a Fed cut.
Nov 25, 2025 2:30 PM
— Mortgage Rates
A December Fed Cut Is in Play Again—But What Would It Really Mean for Mortgage Rates?
Financial markets are predicting that the Federal Reserve will cut its benchmark interest rate by a quarter point at its December 10 meeting, with odds suddenly shifting after a key Fed policymaker's comments. However, the impact on mortgage rates is uncertain, as they are influenced by broader market forces, specifically the bond market, and not directly by the Fed's rate cuts. Mortgage rates are... more
Nov 24, 2025 7:28 PM
— Mortgage Rates
Here's How Much You Can Save by Refinancing Your Mortgage When Rates Drop 1 Point
Mortgage rates have been climbing since 2021, reaching 8.01% by late 2023, making it difficult for many buyers. However, as rates start to decrease, homeowners are considering refinancing to save money on their monthly payments and overall loan costs. A drop of 1 percentage point can lead to significant savings, such as $333 per month or over $4,000 per year in the example provided. Refinancing of... more
Nov 4, 2025 12:05 PM
— Mortgage Lenders
A Brokerage Just Rolled Out a New Mortgage-Rate Deal. Here's How it Works.
Robinhood is offering some of its Gold subscribers the opportunity to apply for a mortgage at least 0.75% below the national average rates through partner Sage Home Loans. This initiative is an attempt to lower barriers to owning a home and deepen the financial relationship with customers. Borrowers would need a FICO score of at least 780 and the home has to be a primary residence and a detached s... more
Oct 27, 2025 3:03 PM
— Mortgage Rates
How New Inflation Data Could Impact 2025 Mortgage Rates—What Homebuyers Need to Know
The article discusses how inflation impacts mortgage rates, with higher inflation leading to higher mortgage rates. It also mentions that despite inflation coming in slightly lower than expected, mortgage rates are predicted to stay in the mid-6% range for the rest of the year. Experts believe that mortgage rates may trend lower by 2026, following changes in Fed policy and leadership. The article ... more
Oct 7, 2025 12:24 PM
— Mortgage Rates
Will Mortgage Rates Fall—or Rise—Because of the Government Shutdown?
The article discusses how the U.S. government shutdown can impact the cost of mortgages by affecting demand for mortgages due to federal employees not getting paid and delayed issuance of government-funded mortgages. Shutdowns can lead to lower mortgage rates but also result in credit worries and uncertainty, making it hard to predict future rates. Economists expect mortgage rates to remain stable... more
Sep 15, 2025 1:23 PM
— Interest Rates
Trump Is Pushing for a Major Interest Rate Cut. The Fed Isn't Expected to Deliver
President Trump is pressuring the Federal Reserve to cut interest rates significantly. The Fed is expected to cut rates, but likely not by as much as Trump wants. Financial markets predict a quarter-point rate cut, but Trump is advocating for a larger reduction. He believes lower rates would lower government debt interest payments and mortgage rates. However, some experts caution that rapid rate c... more
Sep 6, 2025 3:23 AM
— Interest Rates
Why Trump's Push To Lower Mortgage Rates Could Backfire
President Donald Trump pushing the Federal Reserve to lower its benchmark interest rate could result in higher borrowing costs for homebuyers and the federal government. Mortgage rates are not directly linked to the fed funds rate, but are tied to yields on 10-year Treasury notes, influenced by inflation expectations. Trump's pressure on the Fed to lower rates could reduce its independence and cre... more
Aug 30, 2025 8:23 AM
— Mortgage Rates
Homebuyers Are 'Sitting Tight,' Waiting for Lower Mortgage Rates—Why One Agent Says They Should Act Now
The weekly average 30-year fixed mortgage rate dropped to 6.58%, the lowest level in 10 months, prompting some buyers to enter the market. However, there are still more sellers than buyers, making it a buyer's market. Experts predict that mortgage rates will continue to decrease, especially if the Federal Reserve cuts interest rates in September.
Aug 27, 2025 12:13 PM
— Mortgage Rates
Even A Small Drop in Mortgage Rates Could Mean Relief for Homeowners, Report Says
A recent report suggests that even a modest drop in mortgage rates could provide relief for homeowners. The report predicts that the average 30-year fixed mortgage rate could fall to 6.3% by January 2026, potentially allowing millions of homeowners to refinance their homes and reduce their monthly mortgage payments. Many younger homeowners are especially counting on refinancing in the future.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.