Mortgage News
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News for: Financial Post
Showing 1 - 9 of 9 results
Apr 16, 2026 3:30 AM
— Mortgage Rates
A rise in mortgage rates may ‘pull the rug' out from under the spring housing market, says CREA
The recent uptick in mortgage rates, triggered by the Iran war and fears around inflation and a global recession, is causing potential homebuyers to wait for rates to come down. The Canadian Real Estate Association downgraded its 2026 forecast and expects fewer residential properties to trade hands compared to 2025. Home prices are declining in various regions, with increased affordability in area... more
Jan 6, 2026 4:30 AM
— Mortgage Rates
Posthaste: Mortgage borrowers who held out for lower rates are paying the price
Fixed-rate mortgages have been rising from mid-3 per cent to low 4 per cent, leading to higher monthly payments for borrowers who delayed renewals. Variable rates have dropped but are now expected to remain steady or even increase by year end. The popularity of five-year terms has declined, with shorter fixed-rate terms becoming more popular. Bond yields have recently increased, affecting fixed ra... more
Dec 18, 2025 12:30 PM
— Mortgage Rates
Mortgage rates move — but in the wrong direction
National mortgage-rate leaders experienced increases in rates this week, with three- and five-year uninsured fixed rates and insured rates rising by five to 15 basis points. Hybrid mortgages also saw a 10-basis-point rate increase, going back above four per cent. However, there are still some standout bargains available. It is expected that there will not be significant mortgage rate movement arou... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
Variable-rate mortgages have surged. Are the upfront savings worth the risk?
Many people are considering variable mortgage rates over fixed rates due to a modest spread in rates. There is uncertainty about future economic conditions, with some believing that taking a variable rate may offer a small win upfront. However, borrowers need to weigh the risks and benefits of variable rates versus fixed rates, considering factors such as flexibility and timing. Using a hybrid mor... more
Jul 10, 2025 1:02 PM
— Mortgage Rates
Mortgage rates are on a knife edge and will follow bond yields one way or the other
Mortgage rates remain mostly unchanged with very little movement among national lenders. The article mentions that the five-year bond yield could impact fixed mortgage rates in the near future. There are still good deals available for fixed rates near or below 4 percent from certain lenders.
Jun 12, 2025 1:01 PM
— Mortgage Rates
Mortgage rates are stuck in a rut. What could break them out?
Leading fixed mortgage rates have remained stable for the past three months, with potential for change depending on catalysts like trade breakthroughs, inflation, war, or deficit panic. While the market is currently quiet, there was a slight drop in the lowest insured 10-year fixed rate. Despite warnings of a bond market collapse, it is rare for a 10-year fixed mortgage to save more money than a s... more
May 22, 2025 1:00 PM
— Mortgage Rates
A head turning six-month mortgage rate, but with a catch
This week, the lowest mortgage rates include a world-leading offer at 1.99%. True North Mortgage is offering a 1.99% rate on a six-month insured fixed mortgage, with the condition of renewing with them at a premium or paying a fee. Real estate investors are eager for such low rates, especially in struggling markets like Toronto. However, factors like bond yields, core inflation, and price expectat... more
May 16, 2025 3:01 AM
— Interest Rates
Federal debt isn't some abstract, distant problem, as mortgage borrowers may soon find out
The article discusses how government overspending and increasing government debt can impact bond returns and interest rates, including mortgage funding costs. It highlights the potential implications of the U.S. government defaulting on its debt and how it could affect Canadian interest rates and mortgage rates. The author emphasizes the need for fiscal responsibility and efficiency to address bud... more
May 15, 2025 1:00 PM
— Interest Rates
Lenders in limbo: mortgage rates dance without direction
The article discusses how borrowing costs have been stagnant due to uncertainty regarding which outcome of the trade war will impact interest rates more: an economic downturn or an increase in inflation. Lenders are making shifts as they await more clarity next month when tariff effects begin showing up in data. The bond market is pricing in the possibility of two more Bank of Canada rate cuts in ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.