News for: Mortgage Rates
Showing 193 - 216 of 1555 results
Jan 25, 2026 5:36 AM
— Mortgage Rates
Jan. 24: Thoughts on Pres. Trump taking the right approach; Credit issues still with us; Saturday Spotlight: Fairway Home Mortgage
The Trump administration's $200 billion bond-buying effort to make housing more affordable seems unlikely to have a significant impact, as experts believe that the key to affordability is to bolster housing supply. Mortgage bond purchases are viewed by some as 'burning cash' and not addressing the housing supply issue. Despite a slight decrease in mortgage rates, concerns about geopolitical events... more
Jan 25, 2026 5:30 AM
— Mortgage Rates
Trump housing finance chief OKs more mortgage spending and adds risk for government-backed lenders
President Donald Trump’s federal housing finance director, Bill Pulte, granted government-backed lenders the authority to nearly double a $200 billion bond purchase to lower mortgage rates. This move raises concerns about increased risk for the companies and reverses two decades of bipartisan consensus. Some members of Congress worry that the rental market could be affected if supply doesn't incre... more
Jan 24, 2026 8:31 AM
— Mortgage Rates
Mortgage Rates Grow on Friday | Today, January 23, 2026
The article discusses how mortgage rates rose slightly at the end of the week but are significantly lower than the previous year. It also provides insight into different mortgage rates such as 30-year fixed, 15-year fixed, and 5/1 adjustable rate mortgages. The data from Freddie Mac is used to illustrate the fluctuation in rates over time. Additionally, economic reports and surveys are mentioned t... more
Jan 24, 2026 5:31 AM
— Mortgage Rates
Unsurprising Surge in Refi Demand Pushes Mortgage Apps Past 3 Year High
Mortgage applications rose by 14.1% for the week ending January 16, with refinance demand leading the way. The Refinance Index climbed by 20% from the previous week and was 183% higher than the same week one year ago. The rate rally prompted greater refinance activity from conventional and VA borrowers, with refinance applications accounting for more than 60 percent of total volume. Purchase deman... more
Jan 24, 2026 5:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 24, 2026: The 30-year drops to an important baseline
The article provides information on current mortgage rates, including 30-year fixed rates, 20-year fixed rates, 15-year fixed rates, and ARM rates. It also discusses the advantages and disadvantages of different mortgage terms, such as the 30-year fixed-rate mortgage offering lower monthly payments but higher interest rates over the long term. Additionally, there is a mention of adjustable-rate mo... more
Jan 23, 2026 11:30 AM
— Mortgage Rates
Mortgage Rates Close Out Extremely Flat Week
Mortgage rates saw movement early in the week in response to geopolitical issues and tariff escalation potential, but recovered only modestly. The mortgage market is outperforming Treasury benchmarks, with average mortgage rates closer to their lowest levels compared to the 10yr Treasury yield.
Jan 23, 2026 7:30 AM
— Mortgage Rates
Rates under 6%: Mortgage lenders with the best rates this week, Jan. 20-25, 2026
The article discusses the top 10 mortgage lenders with the best interest rates for 30-year, fixed-rate conventional loans, with five lenders offering rates just below 6%. It highlights the importance of shopping around for the lowest mortgage rate, as well as understanding the difference between interest rates and APR, which includes lender fees. It also mentions the strategy of getting quotes fro... more
Jan 23, 2026 5:30 AM
— Mortgage Rates
30-year mortgage rates rise - When will rates change? | Today's mortgage and refinance rates, January 23, 2026
Mortgage rates have seen an increase, with 30-year fixed, 15-year fixed, and jumbo loans moving higher, while 5/1 ARM rates declined. Bob Broeksmit of MBA expects strong interest from homeowners for refinancing and buyers entering the market. The average rate for a 30-year fixed mortgage is 6.20 percent, higher than a month ago. The rates for a 15-year fixed mortgage and a 5/1 ARM also increased. ... more
Jan 23, 2026 5:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average long-term U.S. mortgage rate increased slightly this week but remains near its lowest level in over three years. Mortgage rates are influenced by various factors such as Federal Reserve decisions, bond market expectations, and the 10-year Treasury yield. Despite the recent sales slump in the U.S. housing market due to higher mortgage rates and low home construction, a pullback in rates... more
Jan 23, 2026 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 23, 2026: Close to one-year lows
The article discusses current national average mortgage and refinance rates, advising potential homeowners to shop for the best lender offering low rates. It explains the difference between fixed-rate and adjustable-rate mortgages and provides insight into when each type is suitable. Additionally, the article indicates that mortgage rates have generally been decreasing since the end of May, and th... more
Jan 22, 2026 1:30 PM
— Mortgage Rates
3.75% financing or less: Is it a good time to buy a new construction home?
The article discusses new home builders offering affordable housing options, including new construction homes that provide lower mortgage rates and come with various incentives such as lower down payments, price breaks, discounts on closing costs, and upgrades. However, buyers should be cautious about builder financing deals to ensure they are not misled by advertised rates. Comparing offers from ... more
Jan 22, 2026 1:30 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 3-year low
Mortgage rates have fallen to their lowest level since February 2023, with the average rate on the 30-year fixed mortgage rising to 6.09%. Factors such as the Federal Reserve and geopolitics influence mortgage rates. Recent policy decisions, including President Donald Trump's announcement regarding Fannie Mae and Freddie Mac purchasing mortgage-backed securities, have contributed to the rate decli... more
Jan 22, 2026 12:30 PM
— Mortgage Rates
Another Micro-Victory For Mortgage Rates
Mortgage rates have slightly decreased over the past two days, with the daily rate index dropping to 6.19% from 6.21% at the beginning of the week. Recent economic data did not significantly impact the bond market due to its timeliness and alignment with forecasts. Market remains sensitive to geopolitical risks and fiscal outlook headlines.
Jan 22, 2026 11:42 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 14.1% from the previous week, with the Refinance Index increasing by 20% and the Purchase Index increasing by 5%. Mortgage rates declined, prompting more refinance and purchase activity, with refinance applications accounting for over 60% of total applications. Average interest rates decreased across different loan types.
Jan 22, 2026 10:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average long-term U.S. mortgage rate slightly increased this week but remains near its lowest level in over three years. The 30-year fixed rate mortgage rose to 6.09% from 6.06% last week, while the 15-year fixed-rate mortgage also rose to 5.44%. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy decisions and bond market investors' expectations. Despite t... more
Jan 22, 2026 9:52 AM
— Mortgage Rates
Mortgage rates rise as investors react to Greenland comments
Mortgage rates moved slightly higher this week due to elevated 10-year Treasury yields, impacted by investor concerns over Pres. Trump's Greenland pronouncements. The 30-year fixed rate mortgage has been fluctuating recently but is expected to reach 6% for 2026.
Jan 22, 2026 9:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 22, 2026: A small move higher
Mortgage and refinance rates increased slightly over the past week. The 30-year fixed mortgage rate rose to 6.09%, and the 15-year rate increased to 5.44%. The article discusses mortgage rate comparisons, the impact of the economy on rates, mortgage types, factors affecting mortgage rates, and refinancing strategies.
Jan 22, 2026 9:30 AM
— Mortgage Rates
Mortgage rates edged up slightly this week amid market swings
Mortgage rates increased slightly this week due to geopolitical tensions between the US and Europe. President Trump's tariff threats over Greenland caused rates to jump briefly before settling back down. The 10-year Treasury yield fell towards the end of the week, potentially leading to lower rates in the future.
Jan 22, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average 30-year fixed rate mortgage rose slightly to 6.09%, while the 15-year fixed rate increased to 5.44%. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy and bond market investors' expectations. The housing market has been sluggish due to higher mortgage rates, rising home prices, and a shortage of homes. However, a pullback in mortgage rates has ... more
Jan 22, 2026 6:30 AM
— Mortgage Rates
Trump says inflation was 'defeated.' Some economists disagree
President Donald Trump claimed victory over inflation during a speech in Switzerland, stating that various consumer expenses like grocery prices, energy prices, airfares, mortgage rates, rent, and car payments are coming down. However, federal data indicates that inflation rates are still elevated, with core CPI at 2.6%. Economists note that Trump's tariff policies are impacting inflation, with av... more
Jan 22, 2026 5:33 AM
— Mortgage Rates
Trump fumbles on housing affordability in closely watched Davos speech
President Donald Trump did not announce any new proposals to address U.S. homebuyer affordability during his speech at the World Economic Forum. He reiterated his plan for Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities and to restrict sales of single-family homes to large institutional investors. However, housing economists believe these proposals will do little ... more
Jan 22, 2026 5:30 AM
— Mortgage Rates
30-year mortgage rates unchanged - When should you lock? | Today's mortgage and refinance rates, January 22, 2026
Average mortgage rates remained mostly unchanged, resulting in stability in the market. The 30-year fixed rate is 6.13%, while the 15-year fixed rate is 5.57%. The 5/1 ARM rate is 5.42%, and the jumbo mortgage rate is 6.37%. The 30-year fixed-refinance rate is 6.50%. Overall, rates have eased compared to the beginning of 2025.
Jan 21, 2026 8:30 PM
— Mortgage Rates
After dipping to a three-year low, mortgage rates inch back up
The article discusses how mortgage rates were affected by President Trump's announcement directing Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities. The rates initially fell to 6.18% but moved back up to 6.25% in the following week. The article also mentions that the consensus is that mortgage rates will slightly lower, with Fannie Mae's January 2026 Housing Forecast pr... more
Jan 21, 2026 12:30 PM
— Mortgage Rates
Trump touts policies aimed at promoting homeownership in Davos speech
President Trump spoke at the World Economic Forum in Davos, Switzerland, where he announced plans to promote homeownership in the U.S. by pushing for lower mortgage rates, restricting institutional investors from buying single-family homes, and capping credit card costs. However, experts believe these measures may not fully address the rising home prices driven by various factors like supply short... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.